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New Mortgage Loan Modification Internet site Launches – Modification.org Now Supplying Totally free Tips on Lowering Mortgage Payments Fast
Hollywood, FL (PRWEB) February two, 2009
A group of Lawyer backed Loan Modification Experts recently went live with a new internet site to aid nationwide property owners that are in danger of ruining their credit with late mortgage payments and losing their properties to foreclosure.

With the existing state of the US economy, more and much more Americans are obtaining themselves unable to afford their month-to-month mortgage payments…whether it be due to cut backs on hours, job loss, unaffordable adjustable rate mortgages or just becoming more than extended with credit card debt and living expenditures.

This is an particularly challenging position to be in when the housing industry declines and so several home owners across the nation owe a lot more that their house is even worth. Foreclosures are approaching all time highs and a lot of homeowners are searching for alternatives to save their property and shield their households.

In a work to aid and give hope in the course of this nationwide epidemic a new web internet site referred to as Modification.org has lately been launched. Loan Modification can be the answer to many of the frequent issues that distressed homeowners are at present facing. A loan modification is not a refinance, it is a modify in the terms of the current mortgage that tends to make it much more cost-effective for the homeowner and permits them to avoid foreclosure.

In many instances, the interest rate is decreased, the monthly payment quantity is re-set to a realistic payment that fits the family’s budget and in some situations the principal balance (or the total quantity owed) is even reduced enabling numerous families that would be in danger of losing their homes to the bank to resume life as usual.

Todd Moss, Vice President of Modification.org states, “It is critical that the customer understands that this is a specialized process, which may possibly requires legal guidance from professionals in the field of loss mitigation. Though it is achievable to do on your personal, unless you are in specialist in finance, loss mitigation and true estate you most definitely would be much better served having a seasoned skilled on your side to protect your rights and negotiate the best loan modification achievable.”

At http://www.Modification.org there is up to date info for anybody that wants to locate out a lot more about Loan Modification and they provide a Free of charge Help Line where any person can contact toll free to talk about their possibilities and see if a loan modification can help drastically save on month-to-month mortgage payments and even quit foreclosure. There is no obligation for a homeowner to find out about their Mortgage Modification alternatives and Modification.org even gives a one hundred% satisfaction guarantee.

As Loan Modification becomes a more and much more popular approach for Americans regain manage of their finances and insure the security and security of their families, we expect Modification.org to be a main resource for assisting borrowers acquire a Mortgage Loan Modification and remaining in their homes.

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Nation’s Largest Tax Resolution Law Firm Now Supplying Loan Modification Services
North Highlands, CA (PRWEB) September 1, 2009
The skilled attorneys of Roni Deutch, A Skilled Tax Corporation have begun negotiating loan modifications to support California property owners struggling with more than just tax problems.

“With all the financial troubles these days, much more families are saddled with debts they just cannot pay,” notes The Tax Lady Roni Deutch. “Numerous customers get in touch with my law firm seeking for a resolution to their tax debts, but as we operate with them we locate that numerous clientele have other challenges, especially mortgage troubles. I am committed to assisting Americans overcome their monetary struggles, and providing loan modification services is a excellent location to start off.”

“The attorneys at my law firm are currently skilled negotiators,” continues Ms. Deutch. “And now my attorneys can use their skills to aid property owners get the loan modifications they so desperately require.”

Ms. Deutch’s law firm not too long ago began providing loan modification services to residents of California. As portion of their service, her attorneys negotiate with lenders on behalf of struggling home owners to modify their loans. In addition to fighting for reduced interest prices and adjusted balances, the attorneys can also fight to have unnecessary delinquency fees reduced. To find out far more about the loan modification service, check out the http://www.ronideutch.com/loan_modification_speak to.

Millions of individuals recognize tax lawyer Roni Deutch as The Tax Lady
Scam Loan Modifications Companies Closed Down — Only BOSS Supplying Down, No Danger Modifications
Las Vegas, NV (PRWEB) November 17, 2009
November has been a dramatic month for numerous businesses involved in loan modifications in Nevada. According to attorney Marco Sanchez, who performs with BOSS Loan Modifications, LLC (NV License #3342), the Nevada Legislature passed down permanent regulations for loan modification companies statewide, requiring them to comply with mandatory regulations by November 2009. The State issued a list of companies who complied with the requirements and these who did not. As an lawyer who practices in loan modifications, Sanchez stated he was “thrilled” that Nevada enacted laws to safeguard property owners from the predators who were taking truthful homeowners’ income by making promises of lowered payments or acquiring the homeowners out of foreclosure and then failing to supply the solutions promised. Sanchez went on to clarify “Several scam firms would take the homeowners’ funds and do definitely practically nothing, leaving the property owners devastated.”

The new laws had been enacted against the backdrop of information that consists of estimates from the Congressional Oversight Panel that over 5 million properties entered foreclosure because July 2007 with Nevada being one particular of the hardest hit states. Final week, the US Division of the Treasury also released data indicating that over 650,000 loan modifications had been “beneath way” across the nation. What we do not know is how a lot of modifications are permanent as “trial” modifications (exactly where mortgages are modified from brief periods of time – usually 3 months) have outnumbered permanent modifications in excess of one hundred to 1 in some reports. It would look that Nevada recognized that the loan modification method is not simple and that firms that help home owners require to be meet stringent requirements prior to assisting homeowners.

For instance, Nevada law demands loan modification firms to carry a $ 75,000 surety bond and for their principals to undergo FBI criminal background checks, credit checks, and to fulfill 25 hours of specialized education. The intent of these arduous requirements was to weed out the scammers and con-artist even so, the new laws had one more unintended effect: it brought on some good smaller sized loan modification firms to cease operations. Sanchez explained that the bonds required cost anyplace from a “couple of thousand dollars to over seven thousand dollars”, plus “the company may possibly still have to come up with capital, say $ 25,000, to safe the bond.” In other words, for some loan modification organizations, the bill would be over $ 30,000 just to stay in enterprise. A lot of truthful, hardworking, loan modification firms could not comply with the bonding requirement and have been forced to shut down their companies, refund any income collected on the loan modifications they had been processing and then transfer their files to a compliant loan modification firm. Sanchez notes “The sad truth is that the poor loan modification businesses will possibly continue to run their scams – why would one far more law to break scare them?”

The good news is that the new laws have given homeowners an easy resource to use to select a loan modification company. This must at least give home owners a much better chance of achievement in the modification approach. Sanchez adds “All property owners searching at hiring a loan modification business need to require the loan modification business to back up their promises with a guaranty or, far better however, to ask the loan modification company to deal with the modification for no income down.” This is probably the best defense a customer can have – spend only right after the loan modification has been obtained. The data recommend that the loan modification procedure is an uphill battle. Why risk throwing away additional cash?

Sanchez went on to clarify that BOSS Loan Modifications, LLC is now offering the residents of Nevada no risk “No Income Down Loan Modifications.” If you don’t get modified you do not pay. For A lot more Info on BOSS Loan Modifications and to obtain access to free of charge info on the loan modification procedure, go to http://www.bossloanmodifications.com

Marco Sanchez is an attorney licensed in each Texas and Nevada. He performs mostly is the area of loan modifications for residential, rental and industrial properties. BOSS Loan Modifications, LLC is the only business at present providing no funds down loan modifications in the greater Las Vegas region.
Guardian ID Tech Now Supplying CLEAR ID the Premier Identity Security Remedy to Customers On-line
Philadelphia, PA (Vocus) November 16, 2010
Guardian ID Tech, the authorized direct agent and sales channel partner of National ID Recovery (NIDR), today announced that CLEAR ID, NIDRs technologically advanced individual identity security solution, is now obtainable to families and individuals for online acquire at guardianclearid.com.

CLEAR ID is the personal identity theft, prevention and restoration resolution preferred by best international insurance, banking, hospitality, retail, and telecommunications corporations, and major departments of the U.S. Government. CLEAR ID is consistently rated A by the Far better Company Bureau, and offers numerous distinct advantages to shoppers:
Wells Fargo Sued for Supplying Homeowner’s Temporary Mortgage Modifications With No Extended Term Plans To Make Them Permanent, according to Courthouse News Service.
Chicago, IL (PRWEB) June 12, 2012
A case has been filed against Wells Fargo by a group of struggling property owners. The accused bank is being sued for offering home owners temporary mortgage modifications with no long term plans to make them permanent, according to Courthouse News Service.

The courts are taking notice of the wide spread practice of deceptive behavior on the element of the huge banks such as Wells Fargo for providing customers temporary mortgage trial period modifications.

Lenders are in impact major struggling homeowners on to think that if they make their trial period mortgage payments they will be in a position to maintain their residences. Nonetheless, Colin Banyon, a foreclosure defense lawyer at The Mortgage Law Group, says the complete time the lender was accepting these payments from the homeowner they knew that they have been not going to supply these very same home owners a permanent modification and only intended to foreclose on the property.

If your lender is providing you the run around with regards to your loan modification or has instituted a foreclosure then its time that you seek the advice of with the skilled Loan Modification and Foreclosure Defense attorneys, says Banyon.

American homeowners arent alone in this fight. If you are struggling or know you will fall behind on your mortgage get support before it is also late.

The Mortgage Law Groups aim is to help homeowners now.

For a lot more details, check out: 
http://www.themortgagelawgroup.com.

About The Mortgage Law Group:
The Mortgage Law Group is one particular of the most sophisticated customer protection law firms nationwide. Theyve helped thousands of customers save their properties and restore their lives. With offices positioned all through the country, the firms purpose is to provide outstanding service from hugely certified mortgage relief attorneys.

Case No. C 11-06595 JCS
United States District Court
Northern District of California





National Forensic Loan Audit Experts (NFLAE.com) Featured in Newsweek – Premier Loan Audit Firm Now Supplying Solutions to the Public
Los Angeles, CA (PRWEB) July 31, 2010
National Forensic Loan Audit Experts and Fidelity Commercial Capital, America’s top real estate finance professionals, were recently featured in Newsweek. The experts featured are devoted to spreading understanding and awareness in their field of expertise and making important contributions to their market and the marketplace as a complete. National Forensic Loan Audit Professionals had been chosen for their knowledge in the field of true estate finance, loan modification, and forensic loan auditing solutions.

National Forensic Loan Audit Authorities (NFLAE.com) which is a Firm that specializes in residential, commercial, and difficult income loan audit solutions has lately opened its doors to homeowners and consumers allowing the public to obtain these services directly from the source. NFLAE has been viewed as America’s premier loan auditing firm to correspondent lending institutions, federal banking associations, law firms, wholesale lenders and direct lending institutions across the country. National Forensic Loan Audit Experts now desires to expand and concentrate their efforts on helping the common population a lot more properly receive the mortgages they deserve to be in. This break-through firm is led by a really effective and seasoned management team that is confident to make a large effect in an business that is in desperate need of help.

National Forensic Loan Auditors is a national compliance management firm which provides specialist, advisory, and consulting solutions to monetary institutions, mortgage bankers, real estate attorneys, customer lending entities, and home owners. Our expertise addresses all crucial regions associated with regulatory matters, compliance, and top quality control. NFLAE can help clientele in meeting the oversight of regulators, fair lending mandates, and maintaining internal lending integrity and validation practices by way of independent high quality handle audits.

National Forensic Loan Auditors provides you with the evidence and assistance you can trust to aid you seek much better modification terms, restructuring of new terms, principal or price reduction, or continued discovery. With the greatest possible to alleviate “typical modification” setbacks and re-occurrence of default, qualified and objective evidence aids simplify negotiations and remain making use of the data and support offered by National Forensic Loan Auditors.

A 2006, FDIC Office of Inspector General Report revealed:

83% of the institutions examined had been cited for “important” compliance violations
43% of those institutions were “repeat offenders”
85% of those repeat offenders have been very rated by the FDIC for their in-place compliance method

Our executive and management team consists of best-selling authors who are regularly sought out by the media to give specialist opinions. Numerous have been featured on NBC, CBS, ABC and FOX affiliates as nicely as observed in USA Right now, Newsweek, and the Wall Street Journal. Our management has a mission statement and passion for helping men and women and they are active in speaking with clients regularly.

Mr. McDevitt has a philosophy of “partnering” with his clients every single step of the way from the initial meeting by means of the funding procedure to guarantee a clear understanding of his client’s economic ambitions and objectives. With his commitment to outstanding service, Mr. McDevitt personally manages each essential step of the financing method although continuously monitoring alternative approaches till the deal is completely approved, funded, modified, and completed. McDevitt will be participating with other selected celebrity specialists across different industries in multiple initiatives more than the course of the year and will be weighing in on important subjects to customers and companies alike.

Mr. McDevitt was interviewed about the present loan modification boom, and the perks it has to offer compared to classic financing. “Quite simply put – a loan audit will outcome in a renegotiation of the terms of your mortgage by way of your current bank to modify the price and terms of your mortgage, without having the need to have to refinance, the only way to guarantee you acquire the ideal terms and ensure the loan is enforceable,” explained McDevitt.

“There are millions of accountable families out there that make their month-to-month payments, and they fulfill their obligations, but they’ve noticed their house values fall and are unable to refinance at reduce mortgage rates,” remarked Mr. McDevitt. “These individuals are going to be in a tight situation unless they do anything swiftly and that’s exactly where we come in to play, a forensic loan audit is needed in order to make certain a loan modification or exercise will take spot. We have effectively reduced principle balances and prices that are so important that you would not think me until you really saw the revised documents your self,” McDevitt continued.

National Forensic Loan Audit Professionals are in the enterprise of assisting home owners that are trapped in their mortgages to continue living the American Dream of property ownership. We are devoted to delivering solutions to property owners experiencing trouble with their mortgage. We negotiate with lenders to locate options that will lessen month-to-month costs and allow owners to maintain their home. In the course of the procedure we will maintain you informed, engaged and moving toward an early resolution.

For much more info about National Forensic Loan Auditors, please check out http://www.NFLAE.com

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Private Injury Law Firm Shares Informational Graphic Supplying Social Safety Disability Statistics
(PRWEB) Could 27, 2013
The Social Security Administration (SSA) is responsible for reviewing disability applications and granting disability positive aspects. In order to qualify for these advantages, the SSA requires that you have previously worked at jobs covered by Social Security and that you have a situation that meets the Administrations definition of a disability (i). The SSA has a list of mental and physical conditions that meet its definition of a disability. These situations contain cardiovascular circumstances like chronic heart failure, mental circumstances like anxiety disorder, respiratory conditions like asthma, and a entire variety of other circumstances (ii). The SSA bases it acceptance or rejection of an application on proof of a disability and not on monetary want. However, people who apply for Social Safety Disability rewards could be rejected simply because they do not have knowledge with the SSA and for that reason do not know what information to offer the Administration in order to establish their claim.

Current statistics show that each and every month there are a high quantity of Social Safety Disability applications. In April 2013, there have been almost 217,000 applications for Social Safety Disability benefits. In the identical month, the SSA authorized 77,000 applications and awarded the applicants the positive aspects they deserved (iii). In December 2011, the Wall Street Journal reported that the depressed economy has been fueling an enhanced number of individuals applying for Social Safety Disability rewards. The article described the final results of two research which discovered that there is a correlation amongst unemployment rewards operating out and an increased quantity of applications for Social Safety Disability rewards. A single of the research found that jobless folks are significantly much less most likely to apply” for Social Security Disability when unemployment insurance coverage is extended by Congress (iv).

The new Social Security Disability infographic is intended to give important statistics. The a lot more applicants and possible applicants know, the more likely they will be able to give the SSA with the info necessary for approval. To discover much more visit our Social Security Disability webpage and view the infographic: Social Security Disability Infographic.

If you or a loved a single has been denied Social Safety Disability benefits, you must contemplate your legal options. A Social Safety Disability attorney with encounter in this area can assist you collect the information you need to have to appeal the rejection of your application. The law firm of dOliveira & Associates is ready to speak with you with regards to your disability, and there is no legal charge until you win the disability rewards you are entitled to receive. Please call our law firms toll-cost-free, 24 hour, phone line at 1-800-992-6878.

Sources:
(i) Social Safety Administration Internet site. ssa.gov/dibplan/dqualify.htm
(ii) Social Safety Administration Site. ssa.gov/disability/specialists/bluebook/AdultListings.htm
(iii) Social Safety Administration, April 2013. ssa.gov/oact/STATS/dibStat.html 
(iv) Wall Street Journal, December 2011. on-line.wsj.com/report/SB10001424052970204296804577121392750460030.html