Tag Archives: Student

Financial Aid Administrators Situation Updated 2013 National Profile of Federal Student Help Applications

Posted on by


Washington, DC (PRWEB) June 27, 2013

The National Association of Student Economic Help Administrators (NASFAA) released an updated edition of its annual federal student aid primer, the National Student Aid Profile, to better inform members of the media, policymakers and other interested parties about the facts surrounding student aid problems and funding.

&#13

“As the 2014 expiration of the Greater Education Act nears, conversations are increasingly centered around escalating federal student debt, higher default price levels, rising charges of attendance for postsecondary education, and the sustainability of federal funding sources for the student help programs,” stated NASFAA President Justin Draeger. “Members of Congress have been debating the greatest ways to reform and strengthen the federal help programs. It is essential that Congress and the basic public recognize these programs and the students they serve.”

&#13

U.S. Division of Education data show the number of students applying for federal monetary help rose from around 19.four million in the 2007-2008 award year to almost 31.four million in the 2011-2012 award year, a 62 percent improve more than five years.

&#13

From 2001-2002 to 2011-2012, the total quantity of federal monetary aid awarded to students beneath Title IV of the Greater Education Act (HEA) jumped from $ 72.three billion to an estimated $ 173.8 billion, a ten-year enhance of 140 %. For 2011-2012, the Title IV programs accounted for 71 percent of the $ 245 billion in total monetary help received by college students.

&#13

NASFAAs National Student Help Profile: Overview of 2013 Federal Applications gives the newest detailed data and information about every of the applications authorized beneath Title IV of the Greater Education Act, such as:

&#13

— descriptions of the federal student help applications, which includes the:&#13

Get the Program for Growing Student Achievement and Educator Effectiveness at the 2013 Georgia Association of Educational Leaders Conference

Posted on by


SALT LAKE CITY (PRWEB) June 27, 2013

College Improvement Network, the leader in educator effectiveness resources for escalating student achievement, right now announced an exhibit of the Educator Effectiveness Technique at the 2013 Georgia Association of Educational Leaders Conference, July 14-17 in Jekyll Island, Georgia. The Educator Effectiveness Program is a holistic remedy for escalating student achievement and educator effectiveness at present used by thousands of schools across North America.

&#13

Escalating student achievement and assisting students master the capabilities and requirements they need to have to be college and career ready is a hallmark of a actually efficient educator, stated Chet Linton, CEO and president of College Improvement Network. Our Educator Effectiveness Method provides teachers and administrators the tools they want for increasing student achievement whilst simultaneously growing as specialist educators. At the 2013 Georgia Association of Educational Leaders Conference, participants can see how this systemic strategy is not only escalating student achievement via more effective teaching, but producing real methods towards preparing one hundred percent of students for college and career.

&#13

The conference exhibit will also show independent investigation documenting a trend of escalating student achievement via the tools in the Educator Effectiveness Technique.

&#13

As displayed at the conference, the Educator Effectiveness System delivers a method for escalating student achievement and improving teacher practice, and gives educators a set of powerful tools to drive the procedure. Study shows that districts and schools that use the tools in the Educator Effectiveness Program make greater teachers and, as a result, expertise dramatic increases in student achievement, driving up student test scores by as significantly as 30 percent in a single year.

&#13

CEO of One particular of the Nations Leading Industrial Debt Collection Agencies Concerns Response to Hike in Student Loan Interest Prices

Posted on by


Bohemia, NY (PRWEB) July 05, 2013

On July 5, 2013, John Monderine, CEO at one particular of the nations top commercial debt collection agencies, Speedy Recovery Solution, comments on congressional gridlock involving intense increases in student loan interest prices.

&#13

According to a June 30th, 2013 write-up from CNN Money, Student loan prices doubling on Monday, interest prices of subsidized government loans will a lot more than double on July 1st, climbing up to six.eight%. Lawmakers have attempted to forge a deal in order to alleviate the economic stress experienced by Stafford loan recipients but have been effective therefore far.

&#13

Congressional lawmakers have been unable to come to a consensus and garner support for a bipartisan bill, as they are weighing regardless of whether to produce a quick term or extended term remedy based on present market place conditions. Justin Draeger, president of the National Association of Student Economic Aid Administrators, tells students to brace themselves for the unexpected, “We’re advising our schools to tell students that their subsidized Stafford interest prices are going to be 6.eight% on July 1.”

&#13

Students are increasingly concerned about the ambiguity of the bill and worry no deal will be made in order to address student loan debt. Many students such as Rachel McGovern really feel as although they are becoming ignored, I find it actually frustrating that practically nothing is even becoming brought up, considering that Congress is now in recess,” and “It feels like they are just ignoring student needs right now.”

&#13

John Monderine, CEO of 1 of the nations top commercial debt collection agencies, Speedy Recovery Answer, believes Congress must get their act collectively in order to come up with a remedy, Student loan debt is a burgeoning difficulty amongst young adults and Congress wants to come to a consensus and avert interest rates from spiraling out of handle. While lawmakers are debating amongst enabling rates to rise later versus extending low prices for a year or two, the longer it requires for them to devise a strategy the longer students will be held in limbo.

&#13

Monderine also notes the growing severity of student loan debt, Student loan debt is a main financial crisis inside this country, with far more and much more young adults graduating with debt and unable to attain jobs. This is the second biggest sort of consumer debt out there, behind mortgages. As of 2011, the typical college graduate owed an average of $ 27,000 in student loans.

&#13

Founded in 2006, Fast Recovery Resolution, Inc. is headquartered at the highest point of beautiful Lengthy Island. Fast Recovery Collection Agency is committed to recovering your funds. We think that each debtor has the capacity to pay if motivated correctly. We DO NOT alienate the debtors we attempt to align with them and offer a number of methods to resolve not only your debt but also all their debts. &#13

#####

&#13
&#13
&#13
&#13
&#13

FinanceSpectrum.com Advises Loved ones on Student Loan Fundamentals right after July 1st Hike

Posted on by

New York, NY (PRWEB) July 02, 2013

FinanceSpectrum.com financial tips website these days issued their criticism of the lack of action by Congress and the Obama administration in reaching a strategy to maintain new Stafford loan interest rates from doubling. FinanceSpectrum.com offered guidance to those who will be taking out new loans on techniques to hopefully minimize the amount of loans necessary.

&#13

According to Mallory Sofastaii in a July 1st PBS NewsHour report, Monday July 1st is the deadline for a enormous increase in new Stafford student loan interest rates. Sofastaii reported that Congress did not take action to avert the hike in prices, causing them to double practically overnight from 3.four% to six.8% right now. Sofastaii stated that Congress faced the very same issue last summer and chose to postpone the improve for a year, but this year lawmakers left town without having agreeing upon any long-term answer.

&#13

In a March 26th Huffington Post post, Jennifer De Paul stated that there are reports of parents who opted to take out life insurance policies on their college-grad young children due to the amount of student loan debt the children owed. The parents co-signed on the loans meaning they would be responsible for the remainder of the loan were something to ever take place to their son or daughter. FinanceSpectrum.com is quoted as saying, I am well versed on items like loved ones and senior life insurance coverage but purchasing life insurance coverage for college goers solely simply because of loans is a new one particular for me.

&#13

FinanceSpectrum.com expressed disappointment in the lack of action to stay away from the student loan interest hikes. FinanceSpectrum.com is quoted as saying, The point of subsidized Stafford loans is that they are supposed to be low-interest and provided to students who have a financial require. An interest price of six.eight% is hardly considered low. I cant help but feel that Congress is okay with obtaining these college students foot the bill for a federal deficit. My prediction is that a great deal of these little ones will end up defaulting on their loans down the road, and thats just poor news for all of us. I want Congress and the Obama administration would give this more thought and consideration and come to an agreement for a strategy to repair the scenario.

&#13

FinanceSpectrum.com offered advice to households of college students on how to steer clear of taking out so significantly in loans. FinanceSpectrum.com recommended that college students could attend a neighborhood college for the first year or two, and then transfer to a state or university college to finish up their degree and get the seal of the name college on their diploma. Another recommendation of theirs was not to take out the complete-authorized loan amount. FinanceSpectrum.com is quoted as saying, Many instances, households or students will get authorized for much more cash than they asked to borrow. And many occasions, these families will think that the cushion of added money would be nice, and accept the greater quantity. If you can, its smart to steer clear of this. Its only far more money for your children to spend back in the extended run, with much more interest. If these students can hold down a job or even two during the summer time to save up for the college year, I believe it will be a significantly far better outcome than going into debt for pocket income.

&#13

The above-described PBS report stated that on July 10th the Senate will vote on a proposal that would extend the original interest price, at three.four%, for 1 a lot more year until July of 2014.

&#13

About FinanceSpectrum.com:&#13

FinanceSpectrum.com is an on the internet monetary advice column that gives guidelines, recommendations, and monetary education to buyers of all walks of life. FinanceSpectrum.com reports on a vast range of subjects including debt, budgeting, investing, student loans, and saving for retirement.

&#13
&#13
&#13
&#13
&#13

A New Way to Refinance Student Loan Debt

Posted on by

Camden, TN (PRWEB) July 17, 2009

Kristi Sayles was seeking for a way to reduce both her house mortgage interest rate and her student loan debt when she asked a loan officer a question…

&#13

“Can I combine my student loan debt with my residence mortgage loan refinancing?”

&#13

The answer was “yes.”

&#13

Kristi’s student loan debt was enormous and increasing due to the high 8% interest price. She lowered it by a small % by allowing the loan firm to deduct her payments electronically from her checking account each and every month, but the debt kept expanding.

&#13

She did not qualify for any of the forgiveness plans and didn’t want to add a lot more difficulties by deferment-which would add to her final debt.

&#13

So, Kristi and her husband worked with the loan officer to refinance their residence and the student loan debt. The outcomes were that the couple saved thousands of dollars!

&#13

LowRateApprovals.com (now asapmortgage4u.com also) started operating in November of 2003 as premier mortgage advertising and lead generation affiliate company. Considering that then, they have grown by adding added beneficial services for their buyers.

&#13

They now offer a wide range of services online that contain…&#13

loan modification&#13
stopping foreclosure&#13
refinancing (even without having ideal credit)&#13
lowering payments&#13
combining student loan debt with property loans to take &#13
advantage of the decrease interest rates available&#13

To use the internet site, just go http://asapmortgage4u.com and fill out the quick kind.

&#13

Kristi says, “Be prepared to answer the telephone, because you will have a number of lenders calling you with provides. Some will be far better than others. Take the best one particular.” Kristi added, “I am so impressed with the company, that I have turn into an independent advertising agent for them. I really feel good about assisting other people the way this business helped me.”

&#13

Speak to info:&#13

Kristi Sayles&#13

Independent Advertising Agent&#13

http://ASAPMortgage4u.com

&#13

###

&#13
&#13
&#13
&#13
&#13

The IBR PAK From LowerMyStudentLoanPayments.org Assists Those Stuggling With Student Loan Debt Apply For A New Government Plan Created To Reduced Monthly Payments

Posted on by


Coral Springs, FL (PRWEB) June 02, 2011

KeepMyCompanySafe, LLC, a provider of self-support supplies and details delivered online to buyers, announced right now that it has launced a new web site at http://www.LowerMyStudentLoanPayments.org, developed particularly to help people apply for an Revenue-Primarily based Repayment Strategy, which is a comparatively new system provided via the U.S. Division of Education. The IBR plan has been about for about a year, but is not widly identified to the common public.

&#13

The objective of the internet site is to support graduates who would not be capable to spend off their loans in ten years employing a affordable portion of their earnings, apply for the earnings-based repayment plan using the company’s IBR PAK which includes all of the essential official types, a custom tailored synopsis letter, and a step-by-step guide, enabling the student loan borrower to speedily and effortlessly full the application method and submit it to their student loan servicer for evaluation. For those who qualify, the Income-Primarily based Repayment plans can cut the month-to-month student loan payment in half.

&#13

About 1 million people are anticipated to be eligible for an earnings-based repayment program, however only about 20 percent have applied for one particular. This might be simply because the government has completed a poor job of promoting the system, and since lenders who service the federal student loans don’t tell student loan borrowers that they can apply for an IBR, according to an post in the Sun-Sentinel, a South Florida newspaper.

&#13

For more info about the IBR PAK, please visit http://www.LowerMyStudentLoanPayments.org or contact 1-855-796-8845.

&#13

Note: The Revenue-Primarily based Repayment Strategy is produced offered and is administered by, the U.S. Department of Education through guidelines established by that agency. The IBR PAK provider is not a government agency nor is it affiliated with a single. KeepMyCompanySafe, LLC d/b/a LowerMyStudentLoanPayments.org, the IBR PAK provider, is not offering to give loan modification services, settlement solutions, or loan consolidation services of any type.

&#13

###

&#13
&#13
&#13
&#13
&#13

Discover Far more Loan Modification Services Press Releases

Common Method Inc. Awards $ten,000 Student Scholarship

Posted on by


PALMYRA, Wis. (PRWEB) June 11, 2013

Standard Method Inc. presented its 2013 Dr. Michael Dobbins Excellence in Nutritional Education Scholarship to James Evans, a Life Chiropractic College West student. The scholarship supplies $ ten,000 to Evans to pursue his chiropractic and wellness education.

&#13

“I am so thankful for the scholarship and to Common Procedure, says Evans. Being capable of incorporating nutrition into my future chiropractic wellness paradigm will make a huge difference in my capacity to serve society in making healthier lives. Evans was chosen for his essay on how he will educate and enhance the wellness of individuals who face weight-associated wellness challenges in his future practice. He is the fourth recipient of the scholarship.

&#13

“It really is crucial to have students learn the value of nutrition and the advantages of entire meals supplements while they are in school, says John Nab, D.C., director of professional improvement at Common Method. Common Process is proud to offer you scholarship opportunities for chiropractic students interested in integrating complete food supplements into their future practice.

&#13

Regular Procedure Northern California Distributor Justin Toal presented Evans with his scholarship throughout Life Wests Spring for Life occasion held Could 9 on the schools campus. The scholarship encourages Life West students to study whole meals nutrition while pursuing their degrees.

&#13

The Normal Approach Dr. Michael Dobbins Excellence in Nutritional Education Scholarship is open to Life West students with at least three quarters remaining ahead of graduation. Evans has 6 quarters left before earning his degree. In addition to the essay, scholarship applicants need to:&#13

&#13
Have a cumulative grade point average of 2.9 or higher&#13
Give a list of their contributions to the profession, the college, and the community&#13
Give a letter of recommendation from a professor at the school

Regular Process established its Excellence in Nutritional Education Award for practitioners in 2009 and announced a $ 100,000 scholarship program would be supplied more than a ten-year period to every award recipients alma mater. Chiropractor and Life West alum, Michael Dobbins, of Alameda, Calif., was the initial recipient of the Excellence in Nutritional Education Award. He was chosen since of his passion for educating other folks. As a chiropractor and nutritional educator for more than two decades, Dobbins is 1 of the most revered speakers on complementary health care and an internationally renowned lecturer in the field of nutrition and herbal therapy. Alongside his wife and son, chiropractors PJ and Patrick Dobbins, he maintains Dobbins Inexpensive Chiropractic in Alameda, Calif.

&#13

About Normal Process Inc.

&#13

For more than 80 years, Common Procedure, headquartered in Palmyra, Wis., has supplied higher-top quality, nutritional whole food supplements by way of overall health care experts. Common Method gives far more than 300 products by means of 3 solution lines: Normal Process whole meals supplements, Standard Approach Veterinary Formulas and MediHerb herbal supplements. The merchandise are obtainable only by means of wellness care professionals.

&#13

Normal Procedure is involved in every step of production. The business grows crops on business-owned, organically certified farmland, utilizes state-of-the-art manufacturing processes, and employs the highest high quality control requirements. Normal Procedure strictly adheres to the Meals and Drug Administrations excellent manufacturing practice specifications. By means of these measures, Regular Method can guarantee that its items are of the utmost top quality and potency. Common Method was named a Best one hundred Workplace in Southeastern Wisconsin a quantity of times and is a member of the Inc. 5000 Honor Roll.

&#13

For additional details about Regular Procedure, check out standardprocess.com.

&#13
&#13
&#13
&#13
&#13

Find A lot more Administrator Press Releases

A Proactive Student Loan Debt Answer Proposed by the NFEC Economic Literacy

Posted on by


Washington, DC (PRWEB) January 22, 2013

The National Financial Educators Council proposes a proactive solution to the 1 trillion dollar student loan debt difficulty. The objective is to have students that are under 21 years old full personal finance coursework prior to committing to federally backed student loan debt. Folks that are concerned about the future of todays youth and how the student loan debt bubble is impacting the nation are encouraged to sign the college personal finance petition.

&#13

The NFECs program tackles the student loan debt difficulty in three methods: by way of legislation, totally free industry influence and a high-profile awareness campaign. The finish objective is to add a stipulation to federally backed student loans that needs youngsters below 21 years old to pass a personal finance class.

&#13

The National Monetary Educators Council has drafted legislation entitled the College Student Protection and Economic Education Act to enlist politicians in the work to proactively address this national crisis. This legislation proposes a preventive model comparable to the Bankruptcy Abuse Prevention and Customer Protection Act of 2005, which calls for men and women to get spending budget counseling just before they can file bankruptcy and economic education after they file.

&#13

To aid influence the legislation, the NFEC has launched a petition internet site to gain help from concerned citizens across the United States. The aim is to get adequate signatures to open doors and have the politicians put this as a top agenda item. Supporters can sign the college private finance petition.

&#13

The NFEC is also reaching out to other organizations that are advertising student loan reform. Our campaign is laser focused federally backed student loans and making sure our little ones these beneath 21 years old take a personal finance class just before making a significant monetary selection. It is our objective to perform with other organizations that are tackling this epidemic from other angles. Performing so I believe we can see significant student loan reform in the next 5 years, states Vince Shorb of the NFEC.

&#13

The NFEC’s campaign is focused on helping students steer clear of student loan debt, and supports other groups that address a variety of elements of the student loan debt problem. The Center for American Progress and Campus Progress are releasing a proposal for a huge-scale modification of current student debt that will bring higher equity and protection to the student loan industry even though at the same time easing the burden of repayment, according to an report by Julie Margetta Morga and Tobin Van Ostern.

&#13

The NFEC is a top organization in advocating and raising awareness for the monetary literacy movement. The NFEC is also committed to assisting college bound students proactively keep away from debt that frequently becomes a monetary burden. From statewide and college campus-wide financial literacy campaign, to community workshops the National Monetary Educators Council offers turnkey options to organizations financial literacy initiative requirements.

&#13
&#13
&#13
&#13
&#13

Associated Loan Modification Press Releases