Phoenix, AZ (PRWEB) June 1, 2009
With U.S. foreclosure activity up 32 % from April 2008(1), eModifyMyLoan is equipping homeowners with two straightforward-to-use Web applications that can support lower monthly mortgage payments and ease financial stress.
Albuquerque, NM (PRWEB) September 25, 2009
Walt Vieira “The Mortgage Rebel”, author of Mortgage Secrets six Measures To the Lowest Rate and Closing Charges… Assured! reveals what mortgage businesses do not want shoppers to know. These 7 suggestions will aid buyers save thousands of dollars.

Shoppers need to be aware of the Loan Sharks lurking in the waters. Now more than ever consumers require to make positive they are dealing with the right mortgage organization and loan officer. Mortgage Fraud is not going away any time quickly. According to the FBI, Mortgage Fraud is escalating and there seems to be a correlation between fraud and distressed true estate markets, the number a single state being California. Scams consist of, Bait and Switch, Loan Modifications, and Foreclosure Rescues.

“Sector personnel will really feel stress to discover alternative techniques to match the income they enjoyed during the actual estate boom years. Numerous will be prepared to conduct criminal activities to accomplish this purpose…” – FBI

Avoid These 7 Mortgage Traps 

The No. 1 question buyers need to be asking — just before they decide on a mortgage organization.
No matter whether you must adhere to your realtor’s guidance relating to home financing.
Paying for a Loan Modification Upfront
The Take Away 
The Bait and Switch
Bad Credit Repair Business Scams
The Low Rate Advertisement scam
Credentials: Walt Vieira :”The Mortgage Rebel” is a 12 year mortgage and real estate professional, President of Riverside Lending & Realty and Author of Mortgage Secrets 6 Measures To the Lowest Rate and Closing Fees… Assured! He has been a Fox Organization News Contributor and Funds Magazine Contributor, and Great Day New Mexico. He has done national Tv interviews along with radio interviews across the nation.

Availability: National by arrangement and by way of telephone

Internet site: http://www.mortgagerebel.com

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Connected Loan Modification Press Releases
Woodland Hills, CA (PRWEB) May 11, 2008
I Brief Sale, Inc. (ishortsale.com), a top nationwide short sale and loss mitigation advisory firm, has expanded its loan modification division with the addition of a number of experienced loan modification specialists and support employees.

Today, our nation is facing an unprecedented scenario in the mortgage business. Residential mortgage credit quality continues to weaken, with each delinquencies and charge-offs on the rise. This trend, in tandem with upward pricing of adjustable-rate mortgage (ARM) loans, falling home costs, and fewer refinancing alternatives, underscores the urgency of locating a workable answer to existing issues in the all round mortgage sector.

I Quick Sale’s loan modification division has a confirmed method to support preserve property ownership, decrease foreclosures, and restore some stability to neighborhood housing markets. “Our specialists have unparalleled encounter offering property owners and investors with verified solutions,” stated Eli Tene, President of I Brief Sale. “Our major objective is assisting home owners and investors with as several choices as achievable throughout the method. It is crucial that we deliver true progress to our clients by negotiating favorable terms.”
Hermosa Beach, CA (PRWEB) August 26, 2008
Given that its launch 6 months ago, The Wisdom Organizations, LLC has seen tremendous development in visitors to their most current consumer-aid web site, http://www.HomeForeclosureFighter.com , targeted at the millions of Americans facing foreclosure following the housing crisis earlier this year. With statistics pointing to foreclosure filings escalating 93% more than final year and projections for 2 million foreclosure filings in 2008, HomeForeclosureFighter.com provides distressed residence owners with details and sources about loan modification and other options for avoiding foreclosure. Currently this year, the internet site has helped nearly one hundred,000 property owners connect with Foreclosure Prevention Specialists that specialize in assisting borrowers cease foreclosure.

“The fast increase in foreclosures this year has led several lenders to consider loan modification as a strategy of loss mitigation,” explained Mark McKendry, CEO of The Wisdom Firms. “Our aim for the web site is to aid connect home owners facing foreclosure with Foreclosure Prevention Specialists, given that numerous home owners are not conscious of loan modification or how to start off the approach.”

Loan modification includes renegotiating the terms of a loan that are a lot more favorable to distressed borrowers, even though nevertheless sustaining the lender’s interest in the debt. Modification of the loan can involve lowering the interest rate, changing the price from adjustable to fixed, lengthening the term of the loan, and lowering the principal, as effectively as other significantly less common approaches.

Due to the quantity of foreclosures and the high cost of legal proceedings generally associated with the foreclosure approach, loan modification has emerged as one particular remedy for the crisis. The housing relief bill passed by Congress in late July was centered about a package of loan guarantees to aid distressed borrowers refinance into market-rate mortgages with far more favorable terms. Just final week, the FDIC announced a program to systematically modify the loans of at least 25,000 home owners with mortgages held by failed lender IndyMac.

HomeForeclosureFighter.com hopes to fill a gap in on the web services that cater to those facing foreclosure. Borrowers can discover a lot more about the options to foreclosure and the foreclosure process via the resources provided by the website. For those seeking the assist of a Foreclosure Prevention Specialist, they can simply offer some simple info about their circumstance and get matched with service providers who may offer competing alternatives to support the borrower keep away from foreclosure. The borrower can review the proposals and choose the selection that greatest meets their wants, despite the fact that they are below no obligation to accept any of the proposals.

About The Wisdom Businesses:
The Wisdom Businesses is a premiere provider of targeted on the internet advertising services. The company streamlines the client acquisition process by matching targeted buyers with prime service providers. Since 2002, Wisdom has connected more than one million extremely motivated shoppers with monetary solutions firms in the mortgage, insurance and credit industries.

For more information, please go to: http://www.thewisdomco.com
For far more info about foreclosure aid, please visit: http://www.homeforeclosurefighter.com

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NEW YORK (PRWEB) November 10, 2008
Launches Citi Homeowner Help system. Starting now, and over the next six months, this program will preemptively reach out to a pick group of 500,000 homeowners whose mortgages Citi holds these home owners are not at present behind on their mortgage payments, but some may possibly call for support to remain existing on their mortgages. This work is anticipated to result in workouts of approximately $ 20 billion in underlying mortgage balances. Citi is focusing specifically on borrowers in places that are most likely to face extreme financial distress. Extends foreclosure moratorium practice. Citi will systematically implement its practice of not initiating a foreclosure or completing a foreclosure sale on any eligible borrower exactly where Citi owns the mortgage, the borrower is looking for to keep in the property which is his/her principal residence, is functioning in great faith with Citi, and has enough earnings for inexpensive mortgage payments. In addition, in order for its efforts to have the broadest possible influence, Citi is functioning diligently with investors to secure their approval to expand the program to consist of mortgages Citi services but does not personal. Citi also lately streamlined its current loan modification system, which is equivalent to the FDIC/IndyMac model, to aggressively rework delinquent loans. This plan uses a simplified formula to decide an reasonably priced payment as a percentage of the borrower’s gross income and then reduces the monthly payment to that
Glendale, CA (PRWEB) February 9, 2009
As adjustable price mortgages and a receding economy threaten millions of property owners with a prospective foreclosure, the demand for loan modification is causing a lot of of the former predatory lenders to resurface and setup shop as loan modification providers.

“Several of the so known as specialists are the selfsame perpetrators who originated most of the toxic, or even fraudulent loans in the 1st spot,” according to former bank branch manager and loan modification specialist Steve Aranda, author of The Full Guide to Loan Modification.

Loan modification is a procedure by which any homeowner can renegotiate with their current mortgage bank to get their payments or interest rate decreased, and in some cases even get a principal reduction in which their mortgage balance is brought down.

A recent report released by Mortgage Asset Study Institute located that mortgage fraud had enhanced by 45 percent in the second quarter of 2008, as compared to the preceding year. And the FBI has reported that the number of mortgage fraud complaints almost tripled in 2009 as compared to 2005.

Mr. Aranda has launched a new web site, http://www.LoanModificationClub.com, to teach men and women how to do their own loan modifications, saving thousands of dollars in fees and avoiding the threat of falling victim to loan modification scams. The kit involves a book, video, computer software, and forms for any borrower
to complete their own loan modification themselves.

Many of the loan modification scams revolve about up-front costs, according to Aranda.

Nevertheless, unless you are an attorney, an up-front fee can’t be collected soon after a Notice of Default has been filed. Additionally, even just before the Notice of Default, only businesses who have submitted certain documentation to the Division of Genuine Estate for review are capable to gather fees just before any solutions have been rendered, and even then only below certain circumstances.

Aranda estimates as many as 60 percent of all loan modification firms are
practicing illegally, frequently utilizing non-lawyer processing organizations to
negotiate for them without having getting legal counsel on employees.

Quite a few organizations are scrambling to get into the profitable loan modification industry now in California alone, there are practically 200 companies legally able to do loan modifications in the state – up from below 30 firms several months ago. Unfortunately, there are also a lot of organizations who are not legally able to do loan modifications but who do them anyway, taking advantage of homeowners who are desperate for a resolution.

“For homeowners with a difficulty mortgage, there are in fact several options besides loan modification, such as forensic audits, quick sale, deed-in-lieu of foreclosure, or even a reverse mortgage for seniors over age 62,” states Aranda. A forensic audit is a assessment of the initial loan documents, searching for loan fraud or problems as a implies to force a lender to settle and accept greater terms.

Aranda recommends any homeowner in problems or expecting a mortgage adjustment need to investigate all their choices prior to doing business with any individual advertising loan modification.

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Atlanta, GA (PRWEB) Might 6, 2009
YourKasa.com, a genuine estate marketing site supplying informational and monetary services to both buyers and sellers, announces a distinctive, well-timed resource for genuine estate agents and mortgage lenders – refinancing help, home loan modification (for those that cannot refinance), and short sale services for their current home owning consumers. With the quantity of foreclosures on the rise, assisting home owners stay in their homes and preserving cash flow for their own house and lending organizations is a key concern.

“By extending this service to real estate agents and mortgage lenders, YourKasa is supplying helpful tools to the business – helping their customers maintain their properties even though continuing to bring in income via residence loan modification, quick sale, and refinancing solutions,” said Neil Terc, President of YourKasa. “YourKasa’s timely resource is a useful actual estate advertising tool to guarantee leads close everyday.”

In many circumstances, possible clientele are no longer qualifying due to strict lending guidelines and residences that are now worth less. YourKasa’s responsive team of skilled underwriters, who have high rates of success negotiating residence loan refinancing, can help real estate agents and mortgage lenders find more desirable prices for their customers and hold their enterprise. For a lot more details on YourKasa’s actual estate advertising and marketing help and residence loan modification, brief sale, and refinancing solutions, please go to http://www.yourkasa.com to understand more.

About YourKasa.com

YourKasa.com is a function-wealthy on the internet true estate solutions site that supplies home buyers and sellers with the needed sources to assist them via the acquiring and selling process. The web site also offers sellers with the potential to market place their houses to a big, targeted audience and enables possible buyers to view thousands of real estate house listings on the web through detailed profiles, pictures, and maps. For far more info, visit http://www.yourkasa.com.

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Cupertino, California (PRWEB) February six, 2011
Nearby CDPE-designated agent, Timothy Alston of Keller Williams
Washington, D.C. (PRWEB) January 13, 2010
At a time when many Americans are contemplating new resolutions and life adjustments, staying financially vigilant need to stay a priorityespecially for homeowners. For the duration of 2010, an estimated four million households are expected to face the danger of foreclosure. Millions of homeowners will attempt to decrease their mortgage payments with a loan modification.

The national Loan Modification Scam Alert campaign has place with each other 10 tips to aid homeowners searching for foreclosure prevention assistance this year:

1. Make contact with your lender initial as soon as you get concerned about paying your mortgage.

2. Decide your possibilities by speaking to your lender’s loss mitigation division.

three. Be patient but persistent with your lender, since obtaining a loan modification requires time.

4. Contact the Homeowner’s HOPE Hotline at 1-888-995-HOPE. Trained counselors are available 24 hours a day to supply assistance in several languages.

5. Connect with a neighborhood HUD-authorized counseling agency for cost-free by calling 1-888-995-HOPE or visiting http://www.LoanScamAlert.org.

6. Beware of loan modification scams. Some businesses and people are out to take advantage of home owners searching for loan modifications.

7. Stay away from anybody who asks for a charge prior to delivering any loan modification service, like firms, individuals and even some lawyers.

8. Keep away from anyone who guarantees to get your loan modified or quit a foreclosure, since no one has the power to make this promise.

9. Keep away from firms that tell you to stop paying your mortgage and to pay them rather. This is a positive sign of a loan modification scam.

10. Report loan modification or foreclosure scams at any time by visiting http://www.LoanScamAlert.org or calling 1-888-995-HOPE (4673).

About the Loan Modification Scam Alert Campaign
Loan modification scams are proliferating at a rapid pacecosting unsuspecting homeowners thousands of dollars and often their homes. To aid combat this problem, Congress asked NeighborWorks America
Collierville, TN (PRWEB) June 24, 2013
Worth Based Purchasing (VBP) is a control scheme introduced by Center for Medicare and Medicaid Solutions (CMS) to reduce the price of health care. Below VBP, providers will be reimbursed for care given to Medicare sufferers primarily based on patient satisfaction and the ability to get good scores on CMS core measures. http://go.cms.gov/14PQAKf

Steve Harden, CEO of LifeWings and a patient security instruction specialist says, “Medicare has been quite clear about the impact to hospital bottom lines. Typical performing hospitals wont break even. If they have typical core measures, and typical patient satisfaction the institution will shed income.”

The way to maximize reimbursement and safeguard the hospitals budget is to have higher overall performance compared to national benchmarks with other hospitals across the nation, and to make dramatic improvement against baseline scores. Either way, hospitals need to increase.

Adding the decreased reimbursements to an extra 20.4 million Medicare sufferers over the next decade, and then adding the effect of productivity adjustments, 15 % much more institutional providers will go bankrupt by 2019, according to the former administrator of CMS Leslie Norwalk reported in Fiercehealthcare.com.

What is the resolution to worth-primarily based acquiring? According to LifeWings, patient security coaching firm, there are 4 steps to insuring spend for efficiency in medical institutions.

1. Enhanced use and adherence to protocols
2. Real-time monitoring and feedback
3. Focused scorecards
four. Greater education for doctors and nurses on patient communication techniques.

LifeWings provides award winning teamstepps instruction to boost adherence to protocols and increase communication among clinicians.. Hospitals across the nation have had dramatic results such as 195% improvement in uneventful procedural cases 50% reduction in surgical counts errors 25% decrease in medication discrepancies 20% reduce in OR gear discrepancies 50% decrease in patient ID discrepancies 32% lower in malpractice claims dollars per surgical discharge.

Valerie Parisi, MD, MPH, MBA Dean of School of Medicine at The University of Texas Medical Branch had this to say about education with LifeWings, “This Institute bonded leadership and created excitement and energy for our project. I dont think a CRM implementation would be successful without having this indepth preparation.

Harden says, “You have to be much better than typical, or you will be worse off financially next year. If you are based on person clinicians to spectacularly rise to the challenge on their own, you will fail. Sustained results will only come from a systems approach that difficult-wires every day habits of all personnel.”

Watch a 3-minute movie about LifeWings.

About LifeWings Partners LLC:
LifeWings Partners was founded by a former U.S. Navy Top Gun instructor, a industrial airline pilot, and two physicians who are former NASA astronauts. LifeWings practical and effective teamwork training applications are highly successful in decreasing human error and presently involve the training of more than 13,000 high-overall performance medical group members per year. Measurable benefits are found in all LifeWings initiatives. To locate out more, please go to http://www.saferpatients.com or https://www.facebook.com/LifeWingsSaferPatients or adhere to on Twitter @SaferPatients.

http://go.cms.gov/14PQAKf