Tag Archives: Solutions

Kevin Levine, EVP, Strategic Asset Solutions Asks, “Are You a Candidate for a Industrial Loan Modification?”

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Woodland Hills, CA (PRWEB) February 23, 2011

Numerous borrowers looking for to obtain modifications of their commercial true estate loans are not good candidates for such loan modifications, stated Kevin Levine, Executive Vice President of Strategic Asset Solutions (SAS) of Woodland Hills, California. In our initial interviews with prospective consumers, we are able to draw upon our encounter dealing with a wide range of lenders in advising regardless of whether a loan modification is a realistic option, Levine mentioned. Numerous borrowers mistakenly believe that lenders will modify loans in this market place environment for any borrower but that is not right. A lender should be offered with a convincing purpose to enter into the loan modification, and need to perceive that it will benefit from it.

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Levine explained that there are a number of essential factors that a lender will think about in figuring out no matter whether or not to modify a commercial true estate loan. The most essential point is whether or not the current worth of the property is far more or significantly less than the quantity owed on the loan, he said. If the house is worth a lot more than the debt, the lender usually is inclined to proceed to collect its loan balance by means of a foreclosure sale. Levine explained that a second vital aspect is no matter whether or not the home is producing a optimistic money flow. If funds are accessible to meet the debt service obligations, the lender typically would not conclude that the loan should be modified, Levine stated.

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A third consideration on the element of the lender is regardless of whether there are financially powerful borrowers or guarantors with full recourse liability for repayment of the loan. If that is the case, the lender eventually can recover the loan balance in complete, even even though the sale of the secured house may possibly result in a deficiency, he said.

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Levine commented that if these 3 aspects are present: the home value being higher than the loan balance the property evidencing a good money flow and the borrowers or full recourse guarantors becoming financially powerful, there generally is little likelihood of a loan modification getting granted. An exception would be the existence of a substantial quantity of deferred upkeep or the need to have for substantial capital improvements, Levine added. In such a case, the lender might be willing to reduce the interest rate and/or allow for interest-only payments for a brief time, say 18 months, supplied that the amounts saved from the payment reduction are applied to correcting the deferred maintenance or producing the capital improvements. In this scenario, the lender positive aspects from the loan modification through the improvement in the propertys situation.

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A perfect candidate for a commercial loan modification is a loan whose balance is greater than the value of the secured true estate the house is generating a negative cash flow and is unable to service the debt and there are no financially sturdy borrowers or guarantors, Levine concluded.

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SAS offers commercial loan modification and brief sale services in California and throughout the nation. The companys personnel bring comprehensive industrial real estate knowledge to each assignment, which includes market place evaluation, valuation, legal, and negotiation knowledge. Each borrowers special lending scenario is totally analyzed, and the borrower is assisted in preparing existing operating reports and projections. Then SAS drafts and submits to the lender a loan modification proposal. That proposal may possibly include a principal reduction, interest price reduction, and waiver of penalty charges. In these situations exactly where a loan modification will not operate to the mutual benefit of the borrower and lender, SAS will attempt to broker a quick sale of the industrial genuine estate at a substantial discount from the loan balance, or will seek to negotiate a sale of the note to a third-celebration.

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SAS is a member of the Peak Corporate Network headquartered in Woodland Hills, California. In addition to industrial loan modifications, the Peak Corporate Network delivers mortgage lending, loan servicing, residential brief sale, 1031 exchange, trustee perform, foreclosure services, and real estate sale brokerage solutions. These solutions are offered mainly all through the Western United States for each residential and commercial actual estate properties and loans.

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Recent US Treasury Announcement States that Net Present Value Test, Such as United Resources Solutions’, Will Ensure a Loan Modification

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Fort Lauderdale, FL (PRWEB) April 14, 2011

It’s no secret that our nation’s economy is in a slump. There have been numerous adverse consequences on the American folks as a result of the recession, including an improve in foreclosures. But in an work to stop foreclosures, much more and a lot more men and women are pursuing loan modification. Loan modification alters the terms of the loan to avert default. But in order to be regarded as for loan modification, a homeowner need to pass the NPV test. The NPV test measures the net present value (NPV) of your home. If a homeowner passes the NPV test, they will be authorized for a loan modification. The NPV test is not essential, but it can help. An on the web version of this test can be discovered with United Resources Solutions’ Web site. Even the US Treasury Department has recently said that it is the only certain way of receiving a loan modification.

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When somebody is in search of loan modification, they can take the NPV test in order to see if it will aid to stay away from foreclosure. The NPV test requires the homeowner’s cash flow and factors in the loan expenses with loan modification and with no loan modification. If the NPV test is constructive, then it indicates that the homeowner would have greater cash flow with a loan modification. The NPV test is a wonderful way for lenders to evaluate whether or not a modification would really support the homeowner or not. If it would not aid homeowner, then there’s no point in performing it.

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The major purpose of a loan modification is to prevent foreclosure. Foreclosures are a big loss of revenue for the bank as nicely as a blot on the borrower’s credit record, so it is typically in everyone’s very best interest to avoid foreclosure. Typically, a loan modification can alter a loan slightly so that the borrower is capable to pay for it. The NPV test can give the lender a far better concept of how helpful a loan modification would be. The NPV test is simple to run, and the NPV test is a wonderful way to save time. If the borrower passes the NPV test the borrower will be authorized for a loan modification.

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The NPV test is such a excellent indicator that the United States Treasury Department has even stated that passing the NPV test is the only positive way to be approved for loan modification. The documents from the Treasury Department go additional, stating that When Mortgage modifications have a optimistic NPV, it is in the ideal interests of lenders, servicers, investors, and borrowers to modify mortgages to lessen the risk of foreclosure. It is a great idea to take the NPV test if the borrower is getting a tough time paying their mortgage. A loan modification can support to make a borrower’s loan far more affordable. If the borrower is critical about getting a loan modification, take the NPV test. It is the best bet at acquiring the loan modification that is necessary.

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A good resource, and an NPV loan modification test can be identified at the &#13

United Resources Options internet site.

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Wesley Houses Announces Election of Neighborhood Health Solutions Board of Directors

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Des Moines, WA (PRWEB) June 17, 2013

Wesley Residences Retirement Communities and Residence Overall health Solutions announced the election of Dana Nelson-Peterson, DNP, RN, and John McGilliard as members of Wesley Homes Community Overall health Solutions Board of Directors for the 2013-2014 year after the companys annual meeting.

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Nelson-Peterson brings years of expert nursing encounter to the Wesley Homes Neighborhood Well being Services Board of Directors. She has been with Virginia Mason Health-related Center considering that 1987 and is presently the administrative director of Ambulatory Nursing Solutions. She received her doctor of nursing practice in December 2012 from Vanderbilt University. Nelson-Peterson has been published and has received numerous honors and recognitions for her work.

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McGilliard is senior and managing partner with the law firm Crawford, McGilliard and Yelish in Port Orchard, WA. He earned his Juris Medical doctor degree from State University of New York, Buffalo. He serves on the Advisory Board and is previous vice president and trustee for the Northwest repertory Singers in Tacoma, WA. McGilliard has served two full rotations as a member of the Board of Trustees, has chaired the Community Well being Solutions Board and has served as the Board of Trustees liaison to the Neighborhood Health Services Board.

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The Wesley Houses Neighborhood Overall health Services Board of Directors is appointed by the Board of Trustees for a maximum of two consecutive three-year terms. The 2013 Community Well being Solutions Board of Directors are Mr. Reg Branston (President), Mr. Jim Bevier (Vice President), Dr. Lubna Khan (Secretary), McGilliard (Treasurer) and Nelson-Peterson.

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All candidates had been elected in accordance with the bylaws of Wesley Residences.

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Founded in 1944, Wesley Homes is a not-for-profit organization that provides a network of services providing a continuum of care for more than 1,800 older adults with two retirement communities in south King County, a private pay residence care agency and a Medicare-certified home wellness agency. It is affiliated with the Pacific Northwest Conference of the United Methodist Church.

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WESLEY Properties&#13

Retirement Communities, Home Health Solutions &amp Foundation&#13

815 S. 216th Street&#13

Des Moines, WA 98198&#13

(206) 824-5000

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Advanta IRA Solutions of Largo, Florida, Hosts Webinar on June 18: Investing in Private Entities with A Self-Directed IRA

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Largo, Florida (PRWEB) June 15, 2013

Employing self-directed IRA funds to invest in private placements is permitted and can be a productive way to diversify retirement portfolios. Nonetheless, distinct troubles pertain to this variety of investment that can range from correctly structuring the entity to selecting somebody to be responsible for managing the entity.

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Advanta IRA Services believes that information is power, control is crucial and diversity is important when managing self-directed IRA accounts, says Jack Callahan, Managing Partner of Advanta IRA Solutions. As a self-directed IRA administrator, Advanta IRA does not sell investments or supply tips relating to investments. Nonetheless, Advanta IRA does give progressive educational curriculum designed to teach investors about the types of investments allowed in self-directed IRAs, says Callahan.

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On June 18th, Advanta IRA is hosting a seminar to discuss the pros and cons of making use of a private entity when investing with an IRA. Prohibited transaction guidelines with IRAs are to be covered, explaining how they impact the inner workings of these entities. Moreover, Unrelated Company Income Tax (UBIT) and the possible implications of that tax on IRAs will be a crucial topic.

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Event: Webinar&#13

Date: June 18, 2013&#13

Time: 12:00pm 1:00pm&#13

Place: on the web&#13

Price: No charge

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To get log-in guidelines for this webinar, please contact Scott Maurer at smaurer(at)advantairagroup(dot)com or by calling 727-581-9853, ext. 1123.

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About Advanta IRA Services, LLC

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Advanta IRA Services specializes in the administration of self-directed IRAs. Self-directed accounts enable investors to pick their own investments primarily based on their understanding of investment vehicles alternatively of relying on third parties to make investment decisions for them. Advanta IRA is committed to educating clients in utilizing self-directed IRAs to invest in alternative investments. In pursuit of diversity and manage of their own retirement funds, consumers invest in a range of genuine estate assets which includes rental properties, rehabs and raw land. Other investors use their IRAs as private lenders, securing loans with a mortgage, or to invest in assets such as tax options and tax liens.

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Strategic Asset Solutions/Peak Asset Solutions Successfully Negotiates Industrial Quick Sale in North Hollywood, California

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Woodland Hills, California (PRWEB) November 21, 2011

Strategic Asset Options/Peak Asset Solutions (http://www.strategicworkouts.com) was recently effective in negotiating a short sale of an workplace creating in North Hollywood, California. According to Executive Vice President, Kevin Levine, “This sale highlights all the reasons why commercial actual estate lenders are prepared to make offers.” He continued, “We worked on this transaction for about eighteen months. The borrower’s business was declining and it was unable to make its loan payments and genuine estate industry situations in the location were deteriorating as properly. The lender was faced with obtaining to repossess the building and sell it at a price tag drastically less than its loan balance.”

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Strategic Asset Solutions/Peak Asset Options had 1st attempted to negotiate a loan modification, lowering the borrower’s monthly payments. But the borrower’s worsening economic predicament precluded it from performing effectively even under the modified loan terms. “If the lender does not perceive that the loan modification will allow the borrower to meet its debt service obligations,” stated Levine, “it will be much better off foreclosing and gaining control of the house. Lenders don’t enter into loan modifications out of habit or solely to accommodate borrowers in the short run. A lender must be convinced that a proposed loan modification will make an finish result at least equal to what the lender will understand upon foreclosure. This can only be completed by delivering the lender with a quantified program displaying a concrete improvement in the general status of the loan inside a reasonably short period of time.”

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“When we saw that a loan modification would not advantage either the borrower or the lender, we switched to the short sale alternative,” explained Levine. “The lender was prepared to consider a quick sale as soon as we had provided a thorough home analysis convincing them of the property’s low worth. Ultimately, the lender accepted a sale cost that realized about fifty percent of its loan balance.”

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Levine commented that if there had been a strong guarantor, the lender would have been considerably much less prepared to approve a quick sale resulting in a fify percent loss. However, the guarantor of this loan was insolvent so the lender could not appear to the guaranty as a supply of recovery, Levine added. As soon as the lender accurately perceived its true situations, it responded really rapidly to the quick sale supply and the transaction closed in just two weeks.

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Strategic Asset Solutions/Peak Asset Options delivers industrial loan modifications and quick sale solutions in California and throughout the country. The company’s personnel bring in depth industrial real estate expertise to each and every assignment, which includes industry evaluation, valuation, legal and negotiation encounter. Every single borrower’s unique lending situation is totally-analyzed, and the borrower is assisted in preparing present operating reports and projections. Strategic Asset Options/Peak Asset Solutions then drafts and submits a loan modification proposal to the lender. That proposal might incorporate a principal reduction, interest rate reduction, and waiver of penalty charges. In those situations exactly where a loan modification will not function to the mutual advantage of the borrower and lender, Strategic Asset Solutions/Peak Asset Solutions will attempt to broker a brief sale of the commercial real estate at a substantial discount from the loan balance, or will seek to negotiate a sale of the note to a third party.

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Strategic Asset Options/Peak Asset Solutions is 1 of the entities in the Peak Corporate Network headquartered in Woodland Hills, California. In addition to industrial loan modifications, the Peak Corporate Network entities offer mortgage lending, loan servicing, residential short sale services, 1031 exchange, trustee function, foreclosure solutions, genuine estate brokerage and escrow solutions. For more information, pay a visit to http://www.peakcorp.com

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The Peak Corporate Network is not a company entity the brand represents a group of related separate legal entities, each supplying its exclusive set of true estate solutions.

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Wells Fargo Bank Commits up to $250,000 for ClearPoint Credit Counseling Solutions to Assist Struggling Property owners Facing Financial Challenges

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Los Angeles, CA (PRWEB) February 02, 2012

ClearPoint Credit Counseling Options (CCCS) announced these days that Wells Fargo, Americas largest mortgage lender, is committing up to $ 250,000 to ClearPoint to give in-particular person and phone counseling and assistance to its buyers including applying for mortgage modifications.

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Preservation of property ownership is the focus of this collaboration amongst ClearPoint and Wells Fargo , stated Chris Honenberger, ClearPoint president and CEO. By way of this partnership, ClearPoint will be capable to supply customized counseling to support bring relief to homeowners in distress nationwide.

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With the collaborative effort, Wells Fargo has approved ClearPoint to help extend property preservation services to Wells Fargo mortgage clients by means of comprehensive credit counseling and mortgage payment assistance. The system supplies a Internet-enabled portal for counselors to transmit the essential documents necessary to successfully offer help to buyers with mortgage modifications.

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Wells Fargo believes in the critical role HUD-approved housing counselors like ClearPoint have in assisting homeowners facing mortgage payment challenges, stated Joe Ohayon, SVP and Wells Fargo Residence Mortgage Servicing Neighborhood and Client Relations. This collaborative effort is an additional instance of Wells Fargos commitment to help clients keep in their houses.

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As part of the effort, ClearPoint employees or volunteer professional will give extensive mortgage counseling, loss mitigation help, and assist with refinancing. Wells Fargo mortgage customers facing foreclosure are encouraged to apply for assistance by calling a HUD-authorized counselor at 877-877-1995 or visiting http://www.clearpointccs.org.

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Wells Fargo buyers can also receive help straight from Wells Fargo House Mortgage by calling Servicing at 800-678-7986, on the Web at http://www.wellsfargo.com/homeassist/, and at Wells Fargo Residence Preservation Workshops (a schedule is posted at http://www.wfhmevents.com/leadingthewayhome). From January 2009 by means of November 2011, Wells Fargo has conducted 724,710 active trial or completed mortgage modifications in its servicing portfolio. According to Wells Fargo executives, more than the last 12 months, much less than two percent of the owner-occupied mortgage loans in the companys servicing portfolio resulted in a foreclosure sale.

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Central New York Property Management Firm Saves $three,994 Per Month Right after Exterior LED Lighting Upgrades By means of the National Grid Small Company Solutions System

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Syracuse, NY (PRWEB) June 11, 2013

Carlton Management, LLC, a multi-family residential and commercial house management firm, reduced its annual power consumption by 431,059 kWh soon after implementing exterior LED lighting upgrades to seven apartment complexes and 4 shopping plaza properties in Central New York. The lighting upgrades were completed by SmartWatt Energy through the National Grid Little Enterprise Solutions System and are expected to save the organization $ three,994 per month in energy costs.

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SmartWatt Power performed a complimentary power analysis of all outside lighting, and proposed a strategy to replace the current inefficient exterior parking lot, developing, and canopy lighting systems with energy-efficient LED lighting fixtures throughout 11 of Carlton Managements properties. These exterior LED lighting upgrades came with a National Grid incentive of $ 108,384 and, according to National Grid, are anticipated to spend for themselves in approximately 24 months. This power savings project, designed to eliminate pollutants from the air, is expected to supply the same benefit to the atmosphere as planting 7,798 trees, according to U.S. Environmental Protection Agency calculations.

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SmartWatt Energy is the administrator and implementation contractor for National Grid’s Modest Organization Services Program in Central and Northern New York. The National Grid Small Business Services System assists firms with an average peak demand of 100 kW or much less per month conduct energy-effective upgrade measures. By way of this system, SmartWatt Power will supply a complimentary power evaluation, and National Grid will spend up to 70 percent of the installation charges completed by SmartWatt Energy and finance the remaining amount interest-cost-free for up to two years.

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About SmartWatt Energy, Inc.&#13

SmartWatt Power is a distinctive power-efficiency firm. It provides turnkey options for utilities, commercial, industrial and institutional consumers and also develops proprietary computer software that streamlines internal workflow processes and provides extensive plan reporting. SmartWatts three divisions use cutting-edge technologies, style and processes to take on and solve their consumers toughest sustainability challenges:&#13

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The Commercial, Industrial and Institutional Division performs with end-use clientele all through the United States to design and install multi-measure power-efficiency projects. Customers appear to SmartWatt to supply large-scale savings by means of turnkey energy auditing, engineering, project management and installation services. &#13
The Utility Division contracts straight with utilities to handle their industrial power efficiency programs. SmartWatts vertically integrated system delivery platform guarantees utility system achievement and client satisfaction, due to the fact all elements of the utility system are handled by a talented, integrated, cross-functional group.&#13
The Software program Development Division creates customized, proprietary application applications to enhance efficiencies and supply added value to utilities and national accounts clients.

SmartWatt has won an Inc. magazine Employ Power award and has been named the 5th Quickest Developing Private Engineering Company in the United States on the magazines annual 5000 list. For a lot more data, visit http://www.smartwattinc.com.

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Credit Advocates Law Firm Provides Debtors Wide Array of Monetary Solutions at Low Charges

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Chicago, IL (PRWEB) March 09, 2012

With offices in all 50 states, Credit Advocates Law Firm is in a position to use its national network of attorneys to give everyday shoppers access to many economic relief applications although still providing one-of-a-type client service and cost-effective retainer charges. &#13

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Also, by offering consumers across the United States with access to a regional workplace, the law firm is capable to supply customized action plans to serve each individual consumers financial and private demands, a luxury as soon as offered only to large corporations capable to afford steep legal expenditures. &#13

Now, with cost-effective economic relief a reality, men and women and households can function out their debt and go on with their lives without radically altering their way of life.&#13

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Credit Advocates Law Firm, LLC is a national, full-service law firm operated by seasoned, neighborhood attorneys across America. Credit Advocates Law has all the information, encounter and tools essential to give our customers with all available choices whilst helping them deal with their monetary concerns as speedily as possible and at the least expense.&#13

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Utah Regional Investment Fund chooses NES Financials EB-five Suite of Solutions for Waters Edge Resort Project

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San Jose, CA (PRWEB) June 11, 2013

NES Economic announced today that the Utah Regional Investment Fund has deployed NES Financials EB-five Administration Suite of Solutions to administer funds associated with its Waters Edge Resort Project in Garden City, UT.

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Positioned on the scenic shores of Bear Lake, the Waters Edge Resort will incorporate an 84-room complete service hotel, 70 privately owned condominiums, 40,000 square feet of retail, restaurant and workplace space, and a 5,000 square foot conference facility. The project development will be one of the 1st Utah projects funded via the EB-5 plan and will produce an estimated 482 jobs when it opens at the finish of the year.

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Chairman and CEO Chris Shurian is determined to show the planet the breathtaking beauty of Bear Lake and is employing Waters Edge as a catalyst to turn the location into a true resort location. Each investor who has visited Bear Lake has been in awe of the astounding setting and captivated by the picturesque scenery.

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I required a companion who shared my vision and could assist get things carried out, said Shurian. I went with NES Economic simply because of their knowledge and expertise in the EB-5 business and their potential to help us in providing a high quality experience for investors. They comprehend the value of sustaining a relationship with investors and can support us manage and defend those relationships.

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NES Monetary, the market leader in EB-five escrow administration goods, supplies finish-to-finish escrow options constructed on its proprietary eSTAC technology, which ensures that all federal specifications are met and no methods are overlooked. When linked together, NES Financials EB-5 Suite of Solutions meets a crucial want for investors and their immigration attorneys by supplying a seamless audit trail of the flow of funds all through the life cycle of the immigration procedure from the I-526 application to the I-829 removal of circumstances.

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Even though the EB-5 plan is a wonderful way to raise capital that creates jobs, it is also about providing possibilities to foreign investors interested in starting a new life in the US, mentioned Reid Thomas, Executive Vice-President of Sales and Marketing and advertising at NES Monetary. We are pleased to perform with the group at the Utah Regional Investment Fund who is focused on the worth that added capabilities deliver to their investors by selecting our secure, transparent, and compliant solutions.

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Discover far more about NES Financials EB-5 Administration Solutions.

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About NES Economic

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NES Financial supplies technologies-enabled solutions for the efficient administration of very specialized economic transactions. Our custom solutions incorporate EB-five escrows, 1031 exchanges, and multi-tiered sub-accounting transactions. Several of the worlds largest financial institutions and corporations rely on our proprietary technologies, unparalleled expertise, and outstanding services to make sure the safe, transparent, and compliant management of funds. Repeatedly recognized by Inc. Magazines 500|5000 as one particular of the fastest growing private businesses in America, NES Financial aids firms lower administrative costs, lessen threat, and improve ROI. For much more data, check out http://www.nesf.com.

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About Utah Regional Investment Fund

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The Utah Regional Investment Fund (URIF) was approved in 2011 to market enhanced economic growth throughout the state of Utah. By leveraging existing economic sources, URIF is able to launch profitable commercial enterprises and achieve improved regional export sales, productivity, job creation, and domestic capital investment into rural and targeted employment areas. URIF focuses on viable projects in a broad variety of sectors which includes hospitality, lodging, restaurants, well being and wellness, and senior living. For far more info, check out http://www.fundutah.com.

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VA Home Loan Centers Launches Homeowners Action Solutions (HASsm)

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San Diego, CA (PRWEB) May 30, 2012

VA Home Loan Centers (VA-HLC) has launched a new service to assist eligible homeowners with VA home loans who are facing financial loss when selling their primary-residence homes, as well as those facing foreclosure as a result of the drop in home values. VA Home Loan Centers new Homeowners Action Services sm (HAS) program can also help homeowners refinance and lower their payments.

HASsm helps veterans, active duty military and their families stay in their homes by offering several mortgage payment-reduction plans, or help them sell their property – even if they do not have equity in their homes.

“As the name implies, HASsm is all about action in helping veterans refinance and avoid foreclosure,” said Phil Georgiades, managing director of VA-HLC. “The much-publicized debt-relief programs being talked about right now, like principal reduction and other modifications, are confusing and not always easy to qualify for. We’ve launched HASsm as a one-stop resource to help veterans fully understand the options available to them, guiding them through the process and achieving the best result.”

HASsm offers several refinance options for homeowners with owner-occupied VA home loans, including interest rate reduction and refinance programs for veterans, active-duty military and their families even if they do not currently have a VA loan.

Georgiades added, “One of the many benefits of using HASsm through VAHLC is that you have the option of skipping two mortgage payments as part of your refinance package.”

Veterans who no longer live in the home they own can qualify for several non-foreclosure options. These include grants, subsidies or short sales.

The grants are available to certain veterans who owe more than what their property is worth and have been relocated by the military. The grants pay off any lender loss, real estate commissions, closing costs and related seller expenses.

Those who do not qualify for a grant may receive a subsidy to pay any mortgage debt, closing costs and delinquent mortgage payments.

“VAHLC provides free processing and counseling for all these options,” adds Georgiades. “HASsm is about action; and we’re here to help our veterans, active-duty military and their families. They deserve nothing less.”

For more information about how VA-HLC can help with a VA loan, refinancing or foreclosure avoidance contact VA Home Loan Centers.

About VA-HLC / VA Home Loan Centers (http://www.vahlc.org/)

VA-HLC is a one-stop resource to help veterans, active-duty military and their families fully understand the options available to them, guiding them through the process and achieving the best result.

VA Home Loan Centers is a qualified lender of mortgage loans to United States Veterans. The VA loan program helps veterans, active and former duty military, and certain spouses of wounded, M.I.A. or K.I.A. United States service personnel achieve the ultimate American dream: home ownership. Services provided by VA Home Loan Centers include real estate representation such as VA loan short sale processing, purchase assistance and VA loan application processing. VA Home Loan Centers offers beneficial loans to all eligible veterans and their families. It is easier to qualify for a loan through VA Home Loan Centers than other loan programs because they offer higher front-end and debt ratios as well as the no down payment, no closing costs option (VA no/no).

To apply for a VA loan, call 888-573-4496 or visit the VA Home Loan Centers web site here.