Tag Archives: Single

Colorado Access is Awarded Single Entry Point Contract

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Denver, CO (PRWEB) July 03, 2013

Colorado Access, a Denver-based nonprofit wellness program, has been awarded the Single Entry Point contract for Douglas, Denver, Arapahoe, Adams and Elbert counties. To help the contract, Colorado Access created a new line of enterprise, called Access Lengthy Term Help Solutions (ALTSS). Colorado Access will take more than the contract powerful July 1, 2013.

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Now that Colorado Access is a Single Entry Point agency, we are in a specific and even more diverse function. We are a Regional Care Collaborative Organization (RCCO), a Behavioral Health Organization, and now a Single Entry Point agency for numerous of our members, stated Gretchen McGinnis, Senior Vice President of Public Policy at Colorado Access. We will also be able to give a full variety of full care coordination to our members. This will enable us to offer you a complete understanding of the entire Medicaid method.

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As a Single Entry Point agency, Colorado Access will connect senior citizens and men and women with disabilities and chronic illnesses to long-term services and assistance. The nonprofit will supply case management, care coordination, arranging, and make referrals.

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Long-term solutions and help is a network of organizations that helps men and women of any age who have a chronic illness or are limited and can’t care for themselves for extended periods of time. These solutions can be both medical and non-medical. They can be offered at residence, in the community, in an assisted living facility, or in a nursing care facility.

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About Colorado Access

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Colorado Access is a nonprofit health program that serves more than 500,000 Coloradans. Operating considering that 1994 and based in Denver, the organizations mission is to improve healthcare by connecting men and women with successful care management and extensive solutions. Colorado Access actively engages inside public-private partnerships to boost access to main care, patient-centered care, the healthcare house model and the upkeep of the continuum of care. The companys members receive healthcare beneath Child Health Program Plus (CHP+), Medicaid Behavioral and Physical Well being applications, or Medicare Benefit. In 2011, Colorado Access was awarded three (3) of the seven (7) Regional Care Collaborative Organizations (RCCOs) beneath the States Accountable Care Collaborative Medicaid program. Access Health Benefit Solutions gives Third Celebration Administrator solutions to employers offering customized employer-funded well being insurance coverage and wellness plans to their workers. For more details, go to http://www.coaccess.com

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Pitman, NJ Single Mom, Air Force Vet and Widow Chosen as Second CollisionMax Metal of Honor Winner Will Get No-Cost Auto Physique Repair

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Trevose, PA (PRWEB) July 03, 2013

Christine Ware, a 29-year-old Pitman, NJ, single mother, Air Force veteran and wife of an Air Force airman killed in Iraq, has been chosen as the second winner of CollisionMaxs Metal of Honor Project award. As a result of her selection, CollisionMax of Glassboro will repair her 2009 Honda Odyssey at the auto physique shop companys expense.

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Ms. Ware was serving as a command post controller at Hickam AFB in Hawaii when her husband, Airman 1st Class Carl Ware, was shot and killed in his barracks space by a fellow soldier on July 1, 2006 at Camp Bucca, Iraq. Senior Airman Kyle Dalton pleaded guilty to manslaughter for the shooting and was sentenced to 10 years in prison, as reported on April 24, 2007 by the Air Force Instances (http://www.airforcetimes.com/write-up/20070424/NEWS/704240304/Airman-gets-10-years-killing-fellow-airman).

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Ms. Ware was pregnant at the time with the couples second child, but was discharged within hours right after news of her husbands death and moved to Glassboro to live with her in-laws. She has because bought her own home in the neighboring town of Pitman, where she is raising her two daughters, Caitlyn, 7, and Carly, six.

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Ms. Ware performs as an administrative assistant for a truck body manufacturer in Glassboro, while she studies portion-time for her bachelors degree in education on the web at the University of Phoenix. Following her discharge, she earned an associates degree at Gloucester County College in Sewell, NJ.

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Chrissy is one of the most selfless, caring, ideal mothers that I know, wrote her pal, Michelle Winter, in nominating her for the award. Her oldest daughter suffers from a quantity of medical circumstances as a result of the shock from her fathers death, Winter wrote, and Chrissy spends a lot time driving Caitlyn back and forth to [medical doctors] appointments [and] therapy sessions.

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Between these appointments, the dance classes, karate classes and cheerleading practices that the girls are involved inChrissys vehicle has suffered a excellent deal of dings, dents, and cracks a piece of the bumper is missing and a mirror is broken, Winter added. Whether its hitting the beach for the day, going to the aquarium, or just riding around to get their thoughts off factors, their van is every little thing to them.

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Ms. Ware is the second of 11 U.S. military service veterans in New Jersey and Pennsylvania who will receive a totally free auto body repair from CollisionMax by means of its Metal of Honor Project, a single per month for each of its repair centers in Pennsylvania and New Jersey. The firm chooses the winner from nominations it receives from the public on the projects internet internet site, http://www.metalofhonorproject.com.

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The web site is now accepting nominations for its Cinnaminson, NJ shop. Ms. Wares award was announced by Pierre Robert on radio station 93.3 WMMR, which is supporting the Metal of Honor Project.

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The Metal of Honor Project is our way of saying thank you and honoring the males and women of our armed forces who put their lives on the line for all of us, stated Jim Tornetta, CollisionMax and president and CEO.

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In New Jersey, CollisionMax operates shops in Blackwood, Cinnaminson, Glassboro, Marlton, Pennsauken, Sicklerville and Westmont. In Pennsylvania, it has repair centers in Oxford Valley, Warminster and two in Northeast Philadelphia (both on West Grant Avenue). For information about CollisionMax, please pay a visit to http://www.collisionmax.com.

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A single Organization Helps To Legally, Ethically, and Affordably Rescue Families from Pending Foreclosures

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Tampa, FL (PRWEB) April 6, 2009

Amid all of the tragedy, doom, and gloom one particular organization, HomeSaverProgram.org, is offering homeowners like Jamillah Reed its personal productive sort of foreclosure rescue strategy.

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Reed, a single parent with two kids who owns a home in Florida learned about loan modification 1st-hand, while trying to save her personal home that was scheduled to foreclosure in February 2009. “Then they moved the sale date up to December 2008,” she explains. “I lost weight. My hair was falling out, and I couldn’t sleep.” Reed requested a loan modification herself, but her lender delayed for about six months and then told her she was ineligible. So she contacted HomeSaverProgram.org and the organization assigned a group to push the case on her behalf. Quickly the mortgage organization agreed to a loan modification that stopped the foreclosure.

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Reed’s interest rate was slashed from 11.50 percent to four.50 percent and the loan was changed from a high-danger adjustable rate loan to a reliable fixed rate mortgage. The house payment also fell much more than 45 percent, from $ 1,490 to $ 798.

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Loan modification is a method that includes altering the terms of the existing mortgage to make it easier for the borrower to make payments on time with no unnecessary hardship. Loan modification occasionally enables the borrower to make smaller month-to-month payments or pay the loan back over a longer period of time – which also benefits in lower month-to-month payments. A loan modification can even mean that the lender agrees to forgive missed payments or lessen the total amount of the principle or outstanding balance owed on the mortgage.

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As part of his strategy to attack the foreclosure crisis, President Obama launched the Residence Reasonably priced Modification Plan. Beneath the new initiative, millions of borrowers who are present on their payments but are afraid of falling behind – and millions who have currently missed one particular or much more payments – may be eligible for a loan modification that reworks the terms of the original loan to make it far more manageable.

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The techniques to resolve a foreclosure circumstance are many, but the possibilities to do it are restricted. Anybody trying to save a residence ought to act swiftly, and get as significantly professional assist and legal guidance as possible in order to ensure that the work succeeds. Otherwise it is typically also late to try once more.

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“I understand how people just sit back and do nothing at all, but that’s not the answer,” says Reed, who emphasizes the value of acquiring aid quick. “I faced my problem just in time and that is the important. Reach out for aid, because it truly is possible to save your house.”

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SB 94 is Company as Usual for A single California Loan Modification Company

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Del Mar, CA (PRWEB) October 13, 2009

California homeowners looking to modify their home mortgages gained an important victory Monday when Governor Arnold Schwarzenegger approved Senate Bill 94.

The bill abolishes the common practice in the loan modification sector of collecting advance fees prior to completing any loan modification services.

The new law, which aims to reduce the amount of fraudulent activity in the industry, will force many loan mitigation companies to close their doors while many others will scramble to come into compliance.

For one company, however, it is a vindication of well-established business practices. American Mitigation Law Group has been performing California loan modification services with no advance fees since April 2009, well before Monday’s bill became law.

The Del Mar-based company fully completes each and every service it has contracted to perform for its clients prior to collecting any fees. This allows AMLG’s clients to see the results of the contracted work performed by AMLG before any payment is required.

In an industry where the norm has been to accept advance fees prior to performing any services, American Mitigation Law Group is a unique company that fully understands the benefits of SB 94 for both homeowners and businesses alike.

Over the next few years, third party mitigation companies should play a vital role in assisting the many state residents that are facing difficult times with their homes and mortgages.

The passage of SB 94 in California goes a long way to help legitimize the loan modification industry. It certainly acknowledges the important role loan mitigation companies play in bringing California out of its massive housing slump.

Still, the law’s abolishment of advance fees cannot completely eliminate cases of fraud. Consumer education is important to reduce the number of people getting scammed.

AMLG has established a California SB 94 fact page designed to educate homeowners. The information can be reached via the company’s home loan modification website at http://www.amlawgroup.net. Click “Resources” and then select “California SB 94” from the drop down.

Through these turbulent times, AMLG will continue to serve the residents of California and welcomes these new and beneficial changes to its industry.

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Law Offices of Kramer & Kaslow: Implementation of Alleged Enormous Fraud at One West/IndyMac (A single West) Leads to Lawsuit

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Calabasas, California (Vocus/PRWEB) April 17, 2011

Philip Kramer has filed a mass joinder lawsuit against A single West/IndyMac (1 West) (Marquette v. One particular West, Superior Court of California, Superior Court of Los Angeles, case quantity: BC 452 266) in what is potentially the most substantial and precedent-setting legal action taken against lenders as a result of the national foreclosure crisis, it was announced today by Philip Kramer, Esq. of Kramer &amp Kaslow.

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The firm has filed suit on behalf of a mass joinder of plaintiffs searching for damages and injunctive relief as a result of what it says is the bank’s fraud and a number of violations of Nearby, State, and Federal customer protection laws. Relief is becoming sought for fraud, to cease the illegal sale of plaintiffs homes, to force the bank to cease and desist from their outrageous conduct, as nicely as to seek compensatory damages on behalf of the plaintiffs.

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Mr. Kramer says that the lawsuit alleges 1 West perpetrated a enormous fraud, also constituting unfair competition upon borrowers that devastated the values of their residences, resulting in the loss of net worth even as 1 WEST enriched itself by knowingly selling financial instruments based on a worth the bank knew to be unwarranted. The lawsuit also alleges that A single WEST further intended to deprive several rights and remedies for the difficulties they triggered the borrowers and believes that the harm accomplished to the plaintiffs is exceeded only by the scale of the banks conduct as asserted in the plaintiffs suit.

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According to court documents, the lawsuit claims the bank disregarded underwriting requirements and implemented a enormous fraud that was concealed from borrowers and other mortgagees on an unprecedented scale. The lawsuit alleges that, as a result of the banks actions, borrowers lost equity in their houses, their credit ratings and histories were destroyed and they incurred unnecessary costs and expenditures.

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Mr. Kramer also says that the lawsuit challenges the fraudulent and illegal use of MERS in connection with the loans and mortgages, as nicely as the defendants failure to carry out their obligations pursuant to accepting TARP funds.

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I am convinced that for the initial time that aggrieved home owners are going to get a fighting likelihood, says attorney Philip Kramer. Till now, the banks have had their way, employing and abusing the program at the expense of distressed property owners across the nation. Now, following years of abusing homeowners and the greater public, the bank bullies are obtaining a excellent stiff legal punch in the nose.

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ABOUT PHILIP KRAMER&#13

PHILIP A. KRAMER is the senior partner of the Law Workplace of Kramer &amp Kaslow, in Calabasas, California. Kramer &amp Kaslow is Martindale Hubbell AV rated. Mr. Kramer is a perennial recipient of the prestigious Southern California Super Lawyer award.

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Mr. Kramer received his undergraduate degree from Ohio State University and his Juris Doctorate from the Catholic University of America, in Washington, DC. His practice emphasizes industrial litigation and trial advocacy, with a concentration on enterprise litigation, and real home matters. He has prosecuted and defended instances for more than twenty five years.

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Mr. Kramer is a licensed actual estate broker and has spent considerable time offering legal solutions in connection with true estate issues relating to loan modification and loss mitigation, land use and zoning, environmental troubles, easements, building and development, finance, and landlord tenant matters.

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Mr. Kramer is admitted to practice prior to all courts in the State of California, the United States Supreme Court and the United States Court of Military Appeals. Mr. Kramer has tried in excess of 200 instances. He has appeared on nationally televised programs relating to pre-trial process and trial strategy and has appeared as a guest lecturer on topics ranging from constitutional law to trial practice, and Mr. Kramer regularly lectures on a broad spectrum of a variety of legal and enterprise troubles.

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Mr. Kramer also serves as a Judge Pro Tem for the Los Angeles Superior Court and as a Mediator.

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Mr. Kramer is also a past president of the Los Angeles West Inns of Court, a national organization dedicated to bringing back professionalism and civility into the legal profession. He also serves on quite a few Boards of Directors and serves as an officer in many organizations.

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Peak Corporate Network Entities’ Principal, Gil Priel, Lauds CA Homeowner Bill of Rights for Requiring Lender Single Point of Speak to for Distressed Borrowers

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Woodland Hills, CA (PRWEB) July 18, 2012

Gil Priel, Co-founder, Managing Director and Principal of the Peak Corporate Network entities (http://www.peakcorp.com), a top provider of complete services for Almost everything Genuine Estate, mentioned nowadays that even though the new California Homeowner Bill of Rights Law final week signed by California Governor Jerry Brown is far from best, one certain aspect of the law requiring a lender to supply to the borrower 1 point of contact for foreclosure and/or loan modification will relieve borrowers from obtaining the run-around.

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Numerous property owners in California facing foreclosure even though searching for a loan modification have been frustrated when they would be communicating with one person from their lender and all of a sudden be told that another person should be the 1 handling documents for the loan modification.

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Starting January 1, 2013, the California Homeowner Bill of Rights will: &#13

Ban “dual-tracking” (which is when banks pursued foreclosure even though the homeowner was in search of a loan modification) &#13

Need 1 lender get in touch with person per buyer &#13

Boost penalties for lender robo-signing (which automatically approves foreclosure without having any individual reading documents) &#13

Let property owners sue lenders for violations

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The American dream of homeownership has turned into a time-drain nightmare for lenders and borrowers alike thanks to what has up until now been a somewhat murky world of hopes derailed and false promises for these attempting to keep away from foreclosure and obtain a loan modification, stated Priel.

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Priel noted that even though property owners will garner higher accountability from lenders, the law doesnt address the potential for irresponsible behavior by home owners when it comes to filing frivolous lawsuits. To some degree, frivolous lawsuits will be time-wasting and resources-draining and heightened lender charges connected with difficult frivolous lawsuits will, unfortunately, probably be passed on to customers performing business with lenders, said Priel.

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As a major authority in the real estate market, The Peak Corporate Network entities give a full array of comprehensive genuine estate solutions nationwide including brokerage solutions, mortgage financing, loan servicing, escrow services, quick sales, foreclosure processing and 1031 exchange. For a lot more data, check out http://www.peakcorp.com

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The Peak Corporate Network is a brand represents a group of connected separate legal entities, every single delivering its unique set of true estate services.

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Certified Default Advocates Now in Boise! Since every single struggling Homeowner requirements an Advocate on their side!

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Boise, Idaho (PRWEB) November 26, 2012

For Quick Release

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Since of the unprecedented meltdown in the nations economy which has brought on rampant foreclosures, residence values have plummeted by as significantly as fifty % in some regions.

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According to Jennifer Sims, owner of ShortSaleByDesign.com there is nevertheless purpose for hope foreclosure need to in no way be an selection. The housing market has impacted every person, she said, and its about time that these who have been hurt the most receive a correct advocate in assisting them in a single of the most stressful instances in their lives.

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As certified default advocates, the practitioners at ShortSaleByDesign.com strive to give universal info to those in the ever altering real estate market who are struggling to find guidance and direction.

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Sims explained, We are right here to be a safe harbor for our clients in the midst of the current financial storm. Our primary aim is to bring the truth about the brief sale market and to educate Realtors, investors and servicers about everyones correct part inside a short sale transaction.

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ShortSaleByDesign.com provides a wealth of valuable details about quick sales. Presently the web site features a free e-book, Your Guide through the Brief Sale Approach. There is also in-depth data obtainable specifically for homeowners, investment house owners and true estate investors.

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In addition, sellers can list properties and possible purchasers can search via accessible properties on the web site.

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We aim to offer the highest high quality of info and services, mentioned Sims. Our clients deserve the ideal advocates. It is our privilege to serve in that capacity for them.

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For a lot more information about the short sale method or loan modifications, please pay a visit to ShortSaleByDesign.com.

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LoanSafeMods.com: Single Mom Saves House Making use of The REST Report

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San Diego, CA (PRWEB) March 17, 2013

LoanSafeMods.com has been supplying the REST Report as an analytics tool for house owners who are searching for loan modifications or other foreclosure alternatives. To date, the REST Report has helped far more than four,000 folks to get their modifications effectively authorized. As component of the work to spread the word about this really helpful tool for troubled homeowners, LoanSafeMods.com has released a number of private overview videos from people who had been helped by the REST Report method.

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One such interview is with Linda, a single mother living with her daughter in Oceanside, California. Lindas story is one particular that several home owners who have been struggling with mortgage modifications can relate to. Linda, who sits in her sunny garden in the video, begins by saying that she spent nearly two years attempting to get her modification approved, but had completely no achievement.

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Just before she found the REST Report, Linda had applied and reapplied for the modification the bank telling her every single time that either her application was incomplete or that as well much time had passed and she would have to resubmit the application. She genuinely didnt recognize what they have been looking for.

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Linda says in the video, “It was so perplexing to me because I had sufficient income, I had all the criteria and they kept telling me ‘You have to resubmit, it really is been 3 months. You have to send in a new application.’ I consider I applied at least three, possibly four, times!”

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Right after two years of this and no finish in sight Linda was on the verge of providing up.

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“The scariest element was considering that I was going to shed my property.” Linda says, in the interview, “I have a small girl and she’s been right here all her life, born and raised, and this where we live! This is our garden! This is our little house! This is where we want to be! But we have been in limbo the entire time. We had no concept what was going on and it was just scary to feel we’d be out the door anytime.”

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Finally Linda located the REST Report on LoanSafeMods.com and decided to give it a try.

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I needed to realize the numbers better since no 1 at the bank was explaining it to me. So I had a REST Report accomplished and I looked at it and it was the initial time that the process created any sense to me. It was extremely beneficial!

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From the time Linda ran the REST to the time her modification was ultimately authorized was just a matter of a handful of weeks. This video just shows how the REST can be employed to turn about even seemingly hopeless situations. From paying nearly $ 3,000 a month on her loan, Linda now only pays about $ 2,one hundred.

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Linda ends the review by saying, I want to thank you guys so much. The REST Report saved my day. It made every little thing excellent for my daughter and myself. Thank you so much!

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These interested in understanding much more about the REST can click here for more REST Report reviews.

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Related Loan Modification Press Releases

LoanSafeMods.com: REST Report Aids Save Single Fathers Property

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San Diego, CA (PRWEB) April 15, 2013

LoanSafeMods.com is a licensee of the REST Report and as such is expertly equipped to support homeowners to locate the greatest solutions to their mortgage issues. The REST (True Estate Services and Technologies) Report assists to assist house owners in finding all feasible foreclosure options. As a third party analytics tool, the REST Report is trusted by homeowners and lending institutes alike and can be beneficial when dealing with hard mortgage circumstances or delayed modification processes.

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This analysis has already helped thousands of households across the United States to stay away from foreclosure and remain in their properties. A number of these thankful households are now telling their stories via video testimonials which are posted on the LoanSafeMods internet site. One more current REST assessment is from Ron, an EMT and single father of two living in San Diego, California.

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Ron began struggling financially, like so many others have, due to the shaky financial circumstance that is getting felt world wide. He realized that the quantity of funds that he was bringing in would not be enough to hold up with his mortgage payments at the former month-to-month rate and so he decided to apply for a modification.

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He says in his overview that he attempted to apply for the Make House Affordable Program on his own. Even so he got nowhere as he found that his bank was impossible to deal with alone. He says, As soon as I would jump by means of 1 hoop for them they would toss up two more.

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Ron was asked to resubmit documents and send in new paperwork again and once more. Frustrated and scared that he would lose his residence, he sought the support of a mortgage relief firm that promised to take care of the modification. This firm asked Ron to spend up front. Even so, as time went by, Ron realized that they wouldnt be in a position to assist.

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He tried one far more firm, which he also paid up front for, with the exact same disappointing benefits. Right after three years of struggling to save his property, Ron was prepared to give up. He says in his testimonial, “What scared me the most about everything was each day not knowing if someone was going to come knocking at my door telling me to get my stuff out. It was just me and my little ones. We had no exactly where else to go.”

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Luckily Ron identified the REST Report before he really gave up. The evaluation gave him the info that he needed to reapply for the modification and the proof he required to show his bank that he did qualify for it. Following years of receiving the run about, Ron finally got his modification approved a couple of short months soon after receiving his outcomes from the REST Report.

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The new terms lowered his month-to-month payments by practically half and reduced his principle by much more than $ 350,000. Ron ends his testimonial saying “To have somebody who went out of their way to do a great job and not getting to spend beforehand was a blessing.”

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To discover out what possibilities are obtainable for home owners and avail of good quality service with advance costs, please go to LoanSafeMods.com.

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REST Report Helps Save Single Mothers Home From Foreclosure LoanSafeMods.com

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San Diego, CA (PRWEB) April 19, 2013

The REST Report (Real Estates Services and Technology Report) is a third party analytics tool that shows homeowners and loan servicers all the options homeowners have to avoid foreclosure. It does this by comparing the information on the homeowners mortgage loan with data from all available government and non-government loan work out programs and creating a report that clearly shows what programs are qualified for as well as why the mortgage qualifies for them.

This can help homeowners to make the best decision when it comes to the future of their homes and it can also help to convince banks and loan servicers that it would be in everyones best interest to approve a modification rather than to foreclose the property. The team of homeowner advocates at LoanSafeMods.com help to connect struggling homeowners with this powerful tool, as well as to offer advice and walk them through the modification process if the REST Report shows a qualifying result.

So far, the REST report has helped to save thousands of homes from foreclosure and families who had lost hope are now able to afford to stay in their homes. One small family who was helped by this report is Linda and her young daughter who live in Oceanside, California.

Linda, a single mother, attempted to apply for a modification when support from her ex-husband stopped and she started to struggle with the payments on her own. However, her bank was unable to make a decision on her request and continuously asked her to resubmit paperwork. Linda says in her REST Report testimonial video, “It was so perplexing to me because I had enough income, I had all the criteria and they kept telling me ‘You have to resubmit, it’s been three months. You have to send in a new application.’ I think I applied at least 3, maybe 4, times!”

After two years of getting the run around and having no clue what the problem was, Linda was ready to throw in the towel. She says in her video that was recently posted on LoanSafeMods, “The scariest part was thinking that I was going to lose my home.” “I have a little girl and she’s been here all her life, born and raised, and this where we live! This is our garden! This is our little home! This is where we want to be! But we were in limbo the whole time. We had no idea what was going on and it was just scary to think we’d be out the door anytime.”

Finally Linda found the REST Report. She says, When I first heard about the REST I wasn’t sure what it was going to be but knew I needed to understand the numbers better because no one at the bank was explaining it to me. So I had a REST Report done and I looked at it and it was the first time that the process made any sense to me.

Linda resubmitted her request one last time. She says in her video, The numbers made sense so it was just a matter of getting it to the right person at the bank and it was a done deal within a few weeks. The new mortgage terms reduced Lindas monthly payments by $ 900. Linda and her daughter are no longer fearful of losing their home.

For more information about how the REST Report can help struggling homeowners, click here.