Tag Archives: Seniors

Rides for Retirees: New Class of Car Identified as LSVs Slashes Transportation Cost for Seniors

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Augusta, GA (PRWEB) June 28, 2013

Theres no free of charge ride, even soon after retirement.

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According to the Federal Highway Administration, transportation is the second biggest expense for most households, coming in at about 25 %. Even though this is usually reduce for retirees, transportation nevertheless takes a huge bite out of their spending budget.

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But Mary A. Sicard, advertising manager at Club Auto, shares some price-cutting info.

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A new class of street-legal, zero-emissions automobiles recognized as Neighborhood Electric Vehicles (NEVs) or Low Speed Vehicles (LSVs) can reduce that down to size, Sicard says.

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This consists of the Club Car Villager LSV. These entertaining, sporty vehicles are helping seniors around the nation steer clear of sticker shock at the dealer, drive proper by gas stations, and slash insurance and maintenance costs.

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Go Green and Save Green

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The price savings are important. In the United States, Villager LSVs cost about half as considerably to operate as gas-powered automobiles. And they can be charged through a normal 110-volt outlet, so customers dont have to spend $ 300 – $ 1,500 to install a 220-volt outlet as they would to juice an electric vehicle. A six-hour charge takes the car 30 miles.

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The Villager LSV also shrinks the owners carbon footprint since they are emissions-free. Conventional cars, on the other hand, create about 20 pounds of carbon dioxide for every single gallon of gas burned, for an annual typical of six tons of carbon dioxide per vehicle.

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A lot of retired couples can replace at least one gas-guzzler with a Villager LSV, Sicard says.

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LSVs vs. Golf Vehicle

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Whilst golf cars also make very good neighborhood transportation, LSV are usually a a lot more sensible option simply because they are legal in most states on roads with speed limits of 35 mph or much less. They travel at between 20-25 mph.

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Unlike individual golf cars, or golf vehicles utilized for off-course transportation, LSVs and NEVs are classified as motor cars and regulated by the National Highway Transportation Security Association. They should have car identification numbers and be registered and insured. The Villager LSV is also equipped with windshields, turn signals, head and tail lights, seat belts and other safety gear.

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The Entertaining Element

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Stuffy gas guzzlers isolate men and women from 1 another and the excellent outdoors. Villager LSVs, on the other hand, are open to sights, scents and sounds. Obtainable in two and 4-passenger models, these little, nimble cars foster social interaction and integrate shopping and dining into the fabric of your life. And theyre silent. No revving engines or backfiring.

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Residents of retirement, gated, urban and rural communities are using these automobiles for neighborhood transportation, purchasing, operating errands, going out to dinner, taking the grandkids to college, zipping to the gym or just cruising.

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Obviously, you cant drive a Villager LSV down I-95 or on a cross-nation road trip, but you can use it for hundreds of short trips each and every year. And, with far more than 75 percent of all American vehicle trips coming in at 10 miles or much less, these jaunts add up speedily, Sicard says.

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Stop by your Authorized Club Auto Dealer and test drive a Villager LSV nowadays. To uncover a dealer near you, visit http://www.clubcar.com and select dealer locator.

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About Club Auto

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Club Vehicle, 1 of the most respected names in the golf business, is the worlds largest manufacturer of little-wheel, zero-emissions electric automobiles. The companys Precedent golf vehicles and Carryall turf utility autos are integral to successful operations at thousands of courses about the planet. The business also offers a comprehensive line of new and employed golf automobiles, XRT utility autos and street-legal, low speed cars (LSVs) for personal use, all backed by Club Vehicles 50+ year legacy of superior design and style, manufacture and service.

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Club Vehicle is element of the Industrial Technologies Sector of Ingersoll Rand, and is based in Augusta, Ga. Visit http://www.clubcar.com.

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About Ingersoll Rand&#13

Ingersoll Rand (NYSE:IR) advances the high quality of life by creating and sustaining safe, comfy and effective environments. Our folks and our family members of brandsincluding Club Car

Heritage Woods of Sterling Cost-effective Assisted Living to Host Correct Hydration for Seniors Seminar

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Bradley, Illinois (PRWEB) June 28, 2013

Heritage Woods of Sterling, a BMA reasonably priced assisted living community, is hosting a seminar on Appropriate Hydration for Seniors at ten a.m. on Monday, July 1.

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The neighborhood, which is positioned at 2205 Oak Grove Ave. in Sterling, Illinois, serves older adults of all incomes, like these on Medicaid, who need to have some help to sustain their independence.

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“Proper hydration is particularly essential for seniors, especially in the course of the summer season,” says Dawn Powell, Administrator of Heritage Woods of Sterling. “Our dietician Joan will be speaking about the significance of hydration and providing ideas on how to remain hydrated.”

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The seminar is open to the public. There is no charge to attend.

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For more information, contact 815-625-7045.

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Heritage Woods of Sterling is certified to operate through the Illinois Supportive Living plan and is managed by BMA Management, Ltd., the biggest provider of assisted living in Illinois.

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The neighborhood not too long ago was named 1 of the Top 20 assisted living communities in Illinois by Assisted Living Today for supplying trustworthy and competent care and fostering the individuality and independence of residents.

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The neighborhood combines residential apartment-home living with the availability of individual assistance, help with medications and a assortment of comfort and assistance services.

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Residents lives in private studio and a single-bedroom apartments that they furnish and decorate to their taste. Each and every of the apartments functions a kitchenette, spacious bathroom with shower and grab bars, individually controlled heating and sir conditioning, and an emergency alert method.

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Certified nursing assistants are on-duty 24 hours a day, seven days a week. All 3 meals each and every day, housekeeping and laundry are among the included solutions.

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“Residents also benefit from all of the possibilities that are obtainable to socialize with close friends and neighbors and to participate in activities and special applications,” says Powell.

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Based in Bradley, Illinois, BMA Management operates 36 assisted living, senior living and memory care communities that residence nearly 3,400 properties and apartments.

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“Our focus is on providing residents with the enjoy, compassion and dignity that they deserve and the support and assistance that they need to have,” says Rod Burkett, President and CEO of BMA.

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Communities managed by BMA incorporate the Heritage Woods inexpensive assisted living communities in Belvidere, DeKalb, Freeport, Moline, Ottawa and Sterling, Illinois.

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For much more info about BMA Management the assisted living, senior living and memory care communities that the business operates the the company’s management, development and consulting solutions, pay a visit to http://www.bma-mgmt.com or get in touch with 1-877-882-1495 toll-totally free.

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Brookstone Law, PCs Emergency Extension Division Gives Emergency Help to Seniors Facing Foreclosure Sale

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Newport Beach, CA (Vocus/PRWEB) January 31, 2011

The current launch of Brookstone Law PCs Emergency Extension Division (EED) (http://www.brookstone-law.com), a new resource to support property owners facing foreclosure keep their houses, achieved timely final results this week for two neighborhood seniors by stopping the sale of their property the day just before it was scheduled to be sold.

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Bob and Angela Sacchi, a married couple in their 80s living on a fixed pension income and savings in West Hollywood, CA, had been facing foreclosure, the sale of their house and eventual eviction based on a predatory residence loan they obtained in 2004 and the banks refusal to let them to modify their mortgage regardless of quite a few attempts to repair their troubles over the previous several years. The case is Angela and Robert Sacchi, vs. Residential Credit Solutions, Inc., Case No. BC453524 in Los Angeles Superior Court.

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Like numerous property owners, the couple had heard stories about how mortgage holders facing foreclosure are treated by banks and how numerous banks do not enable brief sales to address foreclosures. Media reports have highlighted banks mishandling of mortgage foreclosures and mistreating consumers, practices which have lead to legal action throughout the country such as suits filed by more than 40 state attorneys general against banks and lenders. Coverage has integrated banks throwing peoples belongings into the street in wrongful evictions, overcharging thousands of members of the militarys mortgage payments and bank executives admitting to blatant misadministration of loan documents in wrongful foreclosure trials.

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Facing quick foreclosure sale, without having chance for a loan modification, living on a fixed low income and with nowhere to go if their property was sold, there seemed to be no way for the couple to quit foreclosure until they contacted the EED specialists at Brookstone Law.

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EEDs team of legal authorities and specialists acted decisively and fought for the couple in court by filing a lawsuit that resulted in a postponement till the finish of subsequent month. Brookstone Law will continue to represent the couple and could take additional actions to extend the postponement or obtain a cancellation of the sale.

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Thanks to Brookstone Laws EED group we went from the threat of the sale of our property to a sense of safety about our future, said Mr. Sacchi, a member of the Screen Actors Guild and American Federation of Television and Radio Artists who starred in the film “The Man Who Stole Bogart’s Face” and has appeared in many well-liked television series including “Kojak” and “Fantasy Island.” Brookstone Laws legal group helped when we required it and cared about our circumstance. They stated they would fight the bank and for us in court and they did. We couldnt have done that with out the EED at Brookstone Law.

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At a time when millions of Americans are losing their homes as portion of the foreclosure crisis, home owners face a daunting challenge when dealing with banks. To deal with these challenges, numerous home owners have turned to the EED aid them keep their properties.

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Developed by Brookstone Law Computer to aid buyers deal straight with an institutional bureaucracy that is biased against them, the EED is a special service not provided by any other firm that offers homeowners facing foreclosure a fighting likelihood to keep their properties. Brookstone Law PCs EED attorneys and specialists are knowledgeable in working directly with banks and extensively trained to assist homeowners accomplish postponements.

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Brookstone Laws legal team researches all available choices to help property owners extend their sale date whilst they are in the procedure of litigation, bankruptcy or short sale. Costs are contingent upon success of the service, which indicates customers pay only if the sale can be postponed or stopped. Property owners facing foreclosure like the Sacchis are making use of the EED to aid preserve their homes and stay away from declaring bankruptcy and in other instances to help them preserve their houses after possessing filed for bankruptcy and not being in a position to refile for 7 years.

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We dont cease functioning until we accomplish the results our clients need. Our professional legal group was so excited to hear how we helped the Sacchis, stated Nisha S., a seasoned EED specialist.

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The procedure usually requires many hours per client and several instances demand as considerably as a full day to get results since a majority of EED activity is spent by the Firms lawyers and experts in foreclosure law and litigation dealing straight and negotiating with banks and lenders.

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“Our EED legal group and specialists are to be commended for doing such fantastic perform on behalf of a deserving couple. We know how to deal with the banks and will not hesitate to go to court if essential to get the results we require, each locations where our group of legal specialists and attorneys is of greatest value to homeowners searching for relief, stated Vito Torchia, Jr., managing attorney of Brookstone Law, Computer. With no dedicated attorneys and specialists like Brookstone Laws working on their behalf, the Sacchis would be in quite difficult circumstance. We will continue to work on their behalf to aid them hold their home.

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ABOUT BROOKSTONE LAW, Pc &#13

Headquartered in Newport Beach, Calif., and with offices in Los Angeles, Calif., and Ft. Lauderdale, Fla., Brookstone Law, Computer is a law firm comprised of attorneys with encounter and accomplishment in enterprise, corporate and private finance, employment, entertainment and media, art and museum, intellectual home and true estate law. The firm has a network of more than 40 affiliate attorneys nationwide and employs very educated specialists, paralegals, paraprofessionals and administrative employees devoted to serving clientele. For information, contact (800) 946-8655 or check out Brookstone-Law.com (http://www.brookstone-law.com).

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Connected Loan Modification Services Press Releases

Two Social Security Reforms That Seniors Strongly Support

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Alexandria, VA (PRWEB) June 17, 2013

Seniors are closely following the debate more than Social Security, and a new survey indicates powerful assistance for two main alterations that could restore Social Securitys extended-term solvency. The survey, performed by The Senior Citizens League (TSCL), 1 of the nation’s largest nonpartisan seniors groups, identified that 52% of seniors strongly favor, and another 30% somewhat favor, raising the Social Safety maximum taxable wage base. In addition, 87% help banning the use of earnings from jobs worked beneath invalid and fraudulent Social Safety numbers by unauthorized immigrant workers to figure out entitlement to Social Security and other federal advantages.

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Why raise the maximum? In 1993 the taxable maximum was eliminated for Medicare payroll taxes. But at the moment, workers who earn a lot more than $ 113,700 pay no Social Safety taxes at all on earnings more than that amount. That includes each Member of Congress and President Obama, notes TSCL Chairman Larry Hyland. The tax max increases annually by the growth in national average wages.

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Low and middle-income earners pay taxes on all of their earnings. In current years, nonetheless, the share of total wages earned in the U.S. and subject to Social Security payroll tax has declined due to the fact the earnings of the most highly paid workers have grown quickly. Most of the proposals to improve the taxable maximum would also raise benefits of the affected workers by counting earnings above the old cap in the benefit formula. The non-partisan Congressional Budget Office (CBO) has estimated that eliminating the taxable maximum would extend the Social Safety solvency as considerably as 50 years.

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Why ban the use of earnings from unauthorized perform to figure out Social Safety benefits? Under present law Social Safety utilizes all earnings to calculate Social Security advantages. That signifies earnings of unauthorized immigrants from jobs worked beneath invalid and fraudulent Social Security numbers (SSN) can be employed both to qualify for rewards and for the calculation of the initial retirement benefit. There is no official published information on the amount of wages on file attributable to aliens operating without authorization, but the Social Safety Administration maintains an earnings suspense file that represents an estimated $ 763.5 billion in wages from 2000 by means of 2010 , most of it believed to be attributable to illegal workers. Beneath immigration reform, that could mean a massive new liability for Social Safety in the future, triggering far more rounds of cuts and greater taxes.

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TSCL strongly believes that earnings under invalid SSNs should be also be invalid for entitlement to positive aspects, says Hyland. Document fraud, identity theft and violation of immigration law should not be rewarded with Social Safety advantages, specially as Congress considers cutting Social Safety expense-of-living adjustments (COLAs), he states.

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To discover more and uncover out how a lot you could lose by COLA cuts, pay a visit to http://seniorsleague.org/chained-cola-calculator/. To discover a lot more, visit http://www.SeniorsLeague.org.

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With about 1 million supporters, The Senior Citizens League is a single of the nation’s largest nonpartisan seniors groups. Situated just outside Washington, D.C., its mission is to market and help members and supporters, to educate and alert senior citizens about their rights and freedoms as U.S. Citizens, and to defend and defend the rewards senior citizens have earned and paid for. The Senior Citizens League is a proud affiliate of TREA The Enlisted Association. Please visit http://www.SeniorsLeague.org or get in touch with 1-800-333-8725 for far more data.

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Brookstone Law, PCs Emergency Extension Division Wins Foreclosure Cancellation for Nearby Seniors

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Newport Beach, CA (PRWEB) July 13, 2011

Brookstone Law PCs Emergency Extension Department (EED) (http://www.brookstonelaw.com), a new resource to help property owners facing foreclosure maintain their residences, earned its first major victory this week on behalf of two regional seniors with a Court decision cancelling the sale of their residence.

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According to court documents, Bob and Angela Sacchi, a married couple in their 80s living on a fixed pension income and savings in West Hollywood, CA, have been facing immediate foreclosure sale without having chance for a loan modification in January. With nowhere to go if their residence was sold, there seemed to be no way for the couple to cease foreclosure till they contacted the EED specialists at Brookstone Law.

Brookstone Law, PCs Emergency Extension Department Discovers Hidden Home Sale Date, Earns Unique Federal TRO for Local Seniors

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Newport Beach, CA (Vocus/PRWEB) March 31, 2011

Thanks to Brookstone Law, PCs Emergency Extension Department (EED), a new resource to help homeowners facing foreclosure keep their homes, two local seniors have kept their home despite their Banks attempts to hide the sale date from them, it was announced today by Vito Torchia, Jr., managing attorney of Brookstone Law, PC.

According to court documents, Bob and Angela Sacchi, a married couple in their 80s living on a fixed pension income and savings in West Hollywood, CA, were facing foreclosure, the sale of their home and eventual eviction based on a predatory home loan they obtained in 2004 and the banks refusal to allow them to modify their mortgage despite numerous attempts to fix their problems over the past several years. The case is Sacchi, vs. MERS et al., Case No. CV 11-01658 pending in the United States District Court – Central District of California.

After initially stopping the sale of their home the day before it was scheduled to be sold, Brookstone Law continued to represent the couple. Unbeknownst to either the Sacchis or Brookstone Law, a new sale date was scheduled by the Bank. Only through Brookstone Laws attention to detail and frequent follow up did the EED team discover the Bank had scheduled a new sale date.

When our EED team helps achieve a postponement, we always look for the opportunity to pursue additional actions to extend postponements or achieve cancellations, said Aalok Sikand, one of the lead attorneys on the EED team. We learned through our hard work and research that the Bank had set a new sale date and were not surprised to discover they had not communicated that to the Sacchis.

Brookstone immediately prepared and filed an ex parte motion for a temporary restraining order and for an order setting a hearing date for a preliminary injunction against certain of the foreclosing defendants. According to court documents, the motion was based on alleged violations of California foreclosure statutes and on a securitization audit and accompanying affidavit calling into question the authority of the foreclosing party to actually foreclose. The Court issued the temporary restraining order, restraining all defendants from foreclosing on the Sacchis home pending a hearing on the preliminary injunction. The Court will set a briefing schedule.

Thanks to Brookstone Laws EED we have a sense of security about our future, said Mr. Sacchi, a member of the Screen Actors Guild and American Federation of Radio and Television Artists who starred in the film “The Man Who Stole Bogart’s Face” and has appeared in numerous popular television series including “Kojak” and “Fantasy Island.” Brookstone Law said they would fight for us in court and they did just that.

Like many homeowners, the couple had heard stories about how homeowners facing foreclosure are treated by banks and how many banks do not allow short sales to address foreclosures. Media reports have highlighted banks mishandling of mortgage foreclosures and mistreating consumers, practices which have led to legal action throughout the country including suits filed by more than 40 state attorneys general against banks and lenders. Media coverage has shown banks throwing peoples belongings into the street in wrongful evictions, overcharging thousands of members of the military on their mortgages and bank executives admitting to blatant misadministration of loan documents in wrongful foreclosure trials.

Facing immediate foreclosure, without opportunity for a loan modification, living on a fixed low income and with nowhere to go if their home was sold, there seemed to be no way for the couple to stop their initial foreclosure until they contacted the EED specialists at Brookstone Law. EEDs team of legal experts and specialists acted decisively and fought for the couple in court by filing a lawsuit that resulted in a postponement of the first sale date.

This is another example of how we will not stop working until we achieve the results our clients need, said Nisha S., a seasoned EED specialist. Without dedicated attorneys and specialists working on their behalf, the Sacchis would not have known about the difficult situation the bank put them in before it was too late for them to act to save their home.

At a time when millions of Americans are losing their homes as part of the foreclosure crisis, homeowners face a daunting challenge when dealing with banks. To deal with those challenges, many homeowners have turned to the EED help them keep their homes. Created by Brookstone Law to help consumers deal directly with an institutional bureaucracy that is biased against them, the EED is a unique service not offered by any other firm that gives homeowners facing foreclosure a fighting chance to keep their homes. Brookstone Laws EED attorneys and specialists are experienced in working directly with banks and extensively trained to help homeowners achieve postponements.

Brookstone Laws legal team researches all available options to assist homeowners extend their sale date while they are in the process of litigation, bankruptcy or short sale. Fees are contingent upon success of the service, which means consumers pay only if the sale can be postponed or stopped. Homeowners facing foreclosure like the Sacchis are using the EED to help keep their homes. The process typically takes several hours per client and many cases require as much as a full day to get results since a majority of EED activity is spent by the Firms lawyers and experts in foreclosure law and litigation dealing directly and negotiating with banks and lenders.

“We will not hesitate to go to court if necessary to get the results we need, which is where our team of legal experts and attorneys is of greatest value to homeowners seeking relief, said Vito Torchia, Jr. Our EED legal team and specialists are to be commended once again for doing such great work on behalf of a deserving couple.

About Brookstone Law, PC

Headquartered in Newport Beach, Calif., and with offices in Los Angeles, Calif., and Ft. Lauderdale, Fla., Brookstone Law, PC is a law firm comprised of attorneys with experience and success in business, corporate and personal finance, employment, entertainment and media, art and museum, intellectual property and real estate law. The firm has a network of more than 40 affiliate attorneys nationwide and employs highly trained specialists, paralegals, paraprofessionals and administrative staff dedicated to serving clients. For information, call (800) 946-8655 or visit Brookstone-Law.com (http://www.brookstone-law.com).

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Related Securitization Audit Press Releases