(PRWEB) May 11, 2013

Advantage Legal Group is offering 3 free foreclosure defense seminars in the Seattle area in May 2013. The seminars focus on legal options for homewoners facing foreclosure in Western Washington and will be held in Bellevue, Tacoma and Lynnwood.

Homeowners facing foreclosure on a Seattle area home have legal options they may not be aware. Advantage Legal Group’s Seattle Foreclosure Defense Seminars focus on foreclosure defense strategies including mortgage mediation, deed in lieu of foreclosure, mortgage modification, real estate short sales, the Washington Foreclosure Fairness Act and bankruptcy options.

Attorney Jonathan Smith says, “Seattle area homeowners have legal rights when facing forecloure and the focus of the foreclosure defense seminars is to help homeowners understand all possible options available when facing foreclosure on a home in in the Seattle area including Bellevue, Tacoma, Everett and Western Washington.”

The Seattle foreclosure defense seminar dates for May 2013:

Lynnwood: Tuesday May 14th from 7:00 PM to 9:00 PM – Lynnwood Convention Center 3711 196th St. SW Lynnwood, WA. 98036

Tacoma: Thursday May 16th from 7:00 PM to 9:00 PM – Greater Tacoma Convention and Trade Center – 1500 Broadway, Tacoma, WA. 98402

Bellevue: Saturday May 18th from 10:00 AM to Noon – Coast Bellevue Hotel – 625 116th Ave NE, Bellevue,WA. 98004

Homeowners facing foreclosure in Seattle or considering filing for bankruptcy are encouraged to attend this seminar to learn about all the options in Washington State before making a decision. There is no cost to attend the Seattle foreclosure defense seminars.

Space is limited so attendees are encouraged to pre-register at the Advantage Legal Group website.

Jonathan Smith, whose firm serves most of Western Washington, notes that a great number of his clients are obtaining modified loans through the mortgage mediation process under the Washington Foreclosure Fairness Act. (FFA) which gives the homeowner facing foreclosure the right to force their bank to the mediation table. Washington State was the third state to implement such a foreclosure mediation program after Nevada and Maryland. While the law has been in effect since July 22, 2012, it is estimated that less that 10% of those eligible have availed themselves of the program to date.

The so called Foreclosure Fairness Act, gives distressed homeowners working with an attorney or housing counselor, the right to an in-person mediation process to avoid foreclosure of their primary residence. Homeowners cannot request mediation themselves and must request it through an attorney or housing counselor. Many smaller banks and credit unions are exempt if they had less than 250 foreclosures in the state in the previous year.

Many distressed homeowners have seen dramatic reductions in their monthly loan payments. Smith says Of course it is dependent on the clients situation, but we are often able to bring a clients loan, that is months or even years behind, current and lengthen their loan period out to 40 years in a fully amortized loan. Mr. Smith regularly attains these results for his clients. It is not unusual for my clients loans to be recast at rates as low as 2% interest rate says Seattle bankruptcy Attorney Jonathan Smith.

Advantage Legal Group is a debt relief agency specializing in foreclosure defense and bankruptcy services under the bankruptcy code. Advantage Legal Group has 2 Seattle area offices in Seattle and Bellevue, Washington