Jupiter, FL (PRWEB) December 8, 2009
With a record quantity of foreclosures and bankruptcies across the nation and no end in sight, Henry Portner, nearby bankruptcy and foreclosure lawyer, reports, “We have never seen such pain in our 35 years of representing clients.” He also reports that what they see in the trenches is contrary to what he has heard from the media and the government. In response, his law firm, specializing in foreclosure defense and debt management, is now delivering a internet site to educate and serve buyers.

Consumerlawyersofamerica.com offers a wealth of information on deficiency judgments in Florida and other states, predatory lending practices, false claims produced by the foreclosing celebration to preserve consumers in the dark, and far more info on bankruptcy, quick sales, loan modification and other topics that can be confusing.

Executive director for the firm Alan Palange explains, “Most shoppers have no sense of how to defend themselves and many times sit on the valuable rights they have. What surprises us the most is the reaction most buyers look to take, which is to put their heads in the sand for as extended as feasible. Even though we can normally assist those who put off contacting us for residence foreclosure assist, we want to encourage consumers not to wait. We can be of even much more aid when clientele come to us at the very first sign of problems.”

A consumer driven organization, Consumer Lawyers of America is an organization of licensed attorneys, with several years of encounter working with lenders in foreclosure defense.

Managing companion Henry Portner says that if buyers knew how numerous viable defenses they have, rather than becoming intimidated by their lenders, they would take swift legal action to protect themselves, their homes and their futures. He explains, “The banks, lenders and servicers are normally acting in poor faith when they deal with the customer. For example, numerous occasions we’ll hear from our clients that the lender mentioned they must not be concerned about the home foreclosure as their file is in review and that an answer must be coming soon. The answer seems never ever to come, and all along the lender is moving forward with the foreclosure whilst the homeowner does absolutely nothing.”

Portner also reports that a lot of of these loans are deficient in ways that give a implies for defense to the foreclosure action, and states that a lot of instances the lender can not locate the original promissory note, and if the note does surface, it does so along with concerns with the assignments from one celebration to another becoming improperly executed.

Deficiency Judgments also look greatly misunderstood, according to Portner and Palange. These attorneys and other folks in the organization have set up Consumerlawyersofamerica.com to make certain consumers know that lenders will get a deficiency judgment in most cases right after a foreclosure and will chase down the consumer for years. With helpful resources and expert counsel, consumers can be aware of the harm that can be carried out when deficiency judgments are passed and, for instance, private garnishments begin. Such actions offered to the judgment holder can imply lengthy-term economic loss that could otherwise be addressed by competent foreclosure defense.

As a licensed law firm in six states (Florida, Georgia, New Jersey, Colorado, Pennsylvania and South Carolina) Customer Lawyers of America, PA is properly aware of what is happening and concerned about the future, with a lot of foreclosures however to be filed. Info and direct access to legal help is accessible at the ConsumerLawyersofAmerica.com site.

About Customer Lawyers of America, PA:

A law firm licensed in six states Florida, Georgia, South Carolina, Pennsylvania, New Jersey & Colorado, Customer Lawyers of America PA specializes in foreclosure defense, bankruptcy, and debt settlement. The firm is a customer driven organization that operates to defend and protect the consumer. Henry Portner, Managing Partner, is a licensed lawyer for 38 years and holds a Masters Degree in Taxation. He has served as an adjunct professor at Temple University in Philadelphia, PA. Henry Portner is admitted to U.S. District Court, U.S. Court of Appeals, U.S. Tax Court and U.S. Supreme Court. Customer Lawyers of America is committed to standing up for shoppers and modest businesses fighting against effective banks and massive corporations.

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