Tag Archives: Rights

Sports Naming Rights Partners Pick Spotlight Ticket Management

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Calabasa, CA (PRWEB) June 27, 2013

Sports fans know about Chase Field, Wells Fargo Center, MetLife Stadium, and HP Pavilion. What they could not know is, the businesses publicly placing their names on sports venues are choosing Spotlight Ticket Management to assure the ROI from their sports ticket and luxury suite investment.

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The companys platform, which provides a ticket productivity and management app alongside an easy-to-use mobile app and reporting framework, has now been chosen by 17 Fortune 500 businesses whose names are branding stadiums and venues. Worldwide firms like JPMorgan Chase (Arizona Diamondbacks), HP (San Jose Sharks), Wells Fargo (Philadelphia 76ers and Flyers), CenturyLink (Seattle Seahawks) and Consol Energy (Pittsburgh Penguins) are amongst the group, which spans a selection of industries including banking, insurance coverage, consumer packaged goods, energy, telecommunications and laptop technology. To see a sample of buyers, please pay a visit to http://www.spotlighttms.com/consumers.

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Placing your organization name on a quite public creating shows a commitment to the team and the community. Have been proud these firms have selected to leave legacy spreadsheets and manual processes and adopt Spotlight, commented Tony Knopp, the companys CEO and co-founder. Within these businesses, Spotlight connects all areas — Advertising, Sales, Finance, regional business units — in a single platform, improving every single aspect of ticket management for all groups, added Knopp. This is a important benefit over the legacy processes and spreadsheets that see tickets finish up unused in drawers although executives and sales individuals are left frustrated.

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By bringing ticket management into a net-based application, Spotlight enables:&#13

Genuine-time viewing of tickets availability and CRM and expense reporting integration, generating it easier for Sales to leverage the tickets they need to have.&#13
Centralization and automated communication, supporting administrators.&#13
Full data capture that ensures tax compliance, benefiting Finance and Tax.&#13
Improved ticket utilization and measurable ROI, serving the interests of the CMO.

About Spotlight&#13

SpotlightTMS is moving corporate sports ticket management into the cloud and out of desktop spreadsheets. Described as Required in Business by CNBC, Spotlights technologies platform improves upon each and every aspect of ticket management. The resolution drives increased utilization and larger ROI. Spotlight partners with more than 50 expert sports teams and venues as properly as sector-top partners Salesforce.com and Concur. The organization is headquartered in Calabasas, CA. For more details, check out http://www.SpotlightTMS.com

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Birmingham Motorcycle Accident Lawyer Keith T. Kit Belt Jr. Says Current Events Bring Interest to Motorcyclists Rights

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Birmingham, AL (PRWEB) June 29, 2013

Birmingham private injury lawyer Keith T. Kit Belt Jr. said right now that he hopes recent events such as the national Ride to Function Day on June 17 have increased recognition of the rights of motorcycle riders on state roads.

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An event like Ride to Work Day offered an chance for motorcyclists to show just how several Alabama residents in fact ride motorcycles each and every day for a selection of motives, including going to perform, mentioned Belt, founder of the Belt Law Firm, P.C., which represents victims of motorcycle accidents in Alabama.

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Hopefully, events such as that 1 and Motorcycle Security Awareness Month in Might have improved motorists awareness that motorcyclists are their neighbors, and they have a duty to share the road in a protected manner with them and lessen the threat of motorcycle accidents, injuries and deaths, he stated.

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Ride to Perform is a non-profit organization that supports the use of motorcycles and scooters for transportation and supplies data about daily utility riding to the public. Given that 1995, the organization has promoted National Ride to Function Day on the third Monday in June.

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National Motorcycle Security Awareness Month in Might was an occasion promoted by the National Highway Traffic Security Administration (NHTSA) as well as state and regional agencies and organizations, including the Alabama Department of Transportation (ALDOT).

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Belt pointed out that motorcycle registrations represent only about three percent of all cars in the U.S., but that fatal motorcycle accidents account for 14 % of total highway deaths in our nation, according to the NHTSA.

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The NHTSA also reports that motorcyclists are 30 instances a lot more likely to die in an accident than occupants of cars and 5 times much more probably to be injured.

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According to ALDOT, preliminary data for 2012 indicates that there have been 81 fatalities and 1,428 injuries in 1,830 crashes involving motorcycles.

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Belt mentioned the NHTSA recommends that drivers share the road safety with motorcyclists by:&#13

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Senate Bill 94 Threatens Citizens’ Rights Even While It Claims to Protect Them

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Irvine, CA (Vocus) Might 12, 2009

United Law Group, the leading provider of legal foreclosure prevention and foreclosure litigation services issued a statement right now against SB 94 stating that the bill threatens the very rights it claims to shield. Authored by Senator Ron Calderon to prevent unethical loan modification organizations from charging an upfront charge for solutions, the bill includes language that would avoid citizens from acquiring legal representation for foreclosure prevention and during foreclosure litigation proceedings.

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“The individuals behind the bill claim that it protects Americans who are working hard to accomplish the American dream,” said Sean Rutledge, Managing Director for United Law Group. “Regrettably, although SB 94 comes out strongly against unscrupulous businesses, it also attacks the really folks whose job it is to represent our citizens. Unless it is stopped, this bill will force ordinary citizens to represent themselves throughout the complicated foreclosure process. The outcome: more foreclosures and more homeless Americans.”

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“Supporters of the bill claim that Obama’s administration put plans in location to assist and that modification scam artists are diverting customer consideration from reputable sources of assistance,” mentioned Richard Stinstrom, Senior Litigation Attorney for United Law Group. “The reality is that the government applications have accomplished tiny to offer genuine options to sincere citizens.”

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In an write-up on ML-Implode.com, feature columnist Martin Andelman reported that roughly seven months into the Homeowner’s HOPE Hotline HUD just 1 mortgage had been modified.

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Legal foreclosure prevention services, on the other hand, offer a genuine service to the customer according to the group. These services also pose a important threat to banks. United Law Group helped more than 500 families considering that January of this year. For Gail Talbert of Los Angeles, CA this meant a principal reduction of $ 207,186 and a modification of mortgage terms from an ARM at 9.00% to a 30-year fixed loan at five.875%.

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“Enabling home owners to retain authorities to negotiate loan modifications is not in the very best interest of the banks,” said Stinstrom. “These institutions favor dealing straight with buyers who lack the expertise of the law and abilities to negotiate with trained pros because it offers them the upper hand in the negotiations. SB 94 sets people up to suffer at the hand of predatory banking practices.”

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United Law Group requires an aggressive stance against predatory lending and loan modification practices and is an outspoken advocate on behalf of truthful citizens who have been hurt by the housing and mortgage crisis.

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About United Law Group:&#13

United Law Group is a national law firm with offices in California, New York, Florida, Ohio, Nevada &amp Arizona. It is the biggest foreclosure prevention and litigation firm in the country with attorneys licensed in each and every state. Dedicated to assisting property owners facing hardships to keep their houses, United Law Group makes use of legal channels to compel banks to modify adjustable-price to fixed-rate mortgages, reduce principal and interest, and produce other fair options amongst the lender and borrower.

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For further info on United Law Group, pay a visit to http://www.unitedlawgroup.com or contact Corvi Urling, Executive Consultant for United Law Group, at (800) 680-5717.

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Lending Industry Attacks California Homeowner’s Rights to Legal Representation

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Lengthy Beach, Calif. (PRWEB) July 7, 2009

The lending business and loan servicing lobbyists have effectively pressured Governor Schwarzenegger to demand that language be integrated in SB 94 that would prohibit attorneys from accepting retainers for loan modification negotiations with their loan servicers. The language, if adopted, will stop homeowners from seeking legal representation to save their property from foreclosure.

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According to Martin Andelman, of mandelmanmatters on ml-implode.com, “California homeowners are the ones losing right here … This is just the banking lobby influencing our government after once more.” Andelman has been an outspoken advocate for homeowner rights and writes a column for The Mortgage Lender Implode-o-meter and the Niche Report magazine.

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The language proposed is as follows, according to Andelman

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“five) Prohibits persons such as attorneys, until January 1, 2013, who negotiates, attempts to negotiate, arranges, attempts to arrange, or otherwise offers to perform a mortgage loan modification or other compensation paid by the borrower to do any of the following:

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a) Claim, demand, charge, collect, or receive any compensation until soon after the licensee has fully performed every single and each and every service the licensee contracted to execute or represented that he/she would execute.”

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The proposed language will properly cut-off property owners from legal representation, while banks and loan servicers have a battery of attorneys dictating policies that are in their interests and leaving property owners to fend for themselves. Attorneys who legitimately represent their client’s interests to achieve long-term modifications invest months of work, countless hours and delaying techniques by the loan servicers who only respond to the threat of litigation.

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Alan Jablonski, a Extended Beach, CA primarily based customer rights attorney and author of ”Successfully Navigating the Mortgage Maze” stated, “the modifications that the loan servicers are offering property owners, if they will even talk with them, are brief term fixes that will leave the property owners facing foreclosure at a later date.”

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The language may possibly also affect property owners who are seeking bankruptcy protection, because attorneys practicing in this location also operate to keep home owners in their properties. Most home owners want to keep in their houses, even if they owe a lot more than the residence is worth.

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J. Arthur Roberts, a bankruptcy lawyer positioned in Newport Beach, CA stated, “this language is of wonderful concern, several property owners who contact our workplace are attempting to save their residences and we never know how this will have an effect on our practice, property owners want attorneys to look into violations of state and federal law, it depends upon how this law will be interpreted.”

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Jablonski continued, “attorneys will not be in a position to support homeowners, because considerably of the time, if the attorney doesn’t get a retainer they have no way to be paid for their servicers, violations of the law will go unchallenged and these who could have remained in their houses will have no recourse.”

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“No lawyer can guarantee an outcome, it is in our code of ethics and would irresponsible, but the only point this language will do is drive property owners to disreputable loan modification firms who will violate the law regardless of its passage,” Jablonski said.

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In 2008, California passed new laws that required lenders to perform with home owners and many attorneys are utilizing these and other laws to fight for options to the foreclosure epidemic in the state. Several think the monetary industry is attempting to get rid of any possibility homeowners have of staying in their houses for the extended-term.

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Alan Jablonski can be contacted and will be offered for appearances on brief deadlines at 562.235.5709. Martin Andelman and J. Arthur Roberts are accessible for appearances and additional comments.

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National Safety, Civil Rights Specialists to Put U.S. Drone Program on Trial at Penn State

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(PRWEB) June 25, 2013

Globe on Trial, an international human rights tv and net system made by Penn State Law, begins filming its second episode on June 26. The program will feature Judge James E. Baker of the United States Court of Appeals for the Armed Forces as the jurist presiding more than the legal, policy, and ethical concerns presented by the United States use of unmanned aerial cars to target suspected terrorists. Jameel Jaffer of the ACLU and former F-14 pilot and law of war scholar Michael Lewis will act as lead attorneys. The series presents each sides of sharply contested international human rights issues in the context of courtroom trials prior to live multinational juries.

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Our goal is to bring awareness to crucial human rights concerns and the international treaties that govern state conduct, mentioned Penn State Law faculty member Randall Robinson. An acclaimed human rights advocate and author, Professor Robinson is the creator and host of Globe on Trial.

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In the Courtroom

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Judge James E. Baker will preside over the mock trial. He sits as chief judge on the U.S. Court of Appeals for the Armed Forces, which exercises worldwide appellate jurisdiction over members of the armed forces on active duty and other men and women subject to the Uniform Code of Military Justice. He is the author of In the Common Defense: National Safety Law for Perilous Occasions (2007) and had a distinguished career in military and government service prior to being appointed to the bench in 2000. He frequently teaches courses in national security law and policy at Georgetown University Law Center and the University of Iowa College of Law.

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Jameel Jaffer, director of the ACLUs Center for Democracy, will lead the challenge to the drone program. Jaffer directed the ACLU’s National Security Project from 2007 to 2010 and has litigated several circumstances regarding national safety and human rights, like challenges to the CIA’s targeted killing program and the National Safety Agency’s warrantless wiretapping program. His book “Administration of Torture” (co-authored with Amrit Singh) was published by Columbia University Press in 2007.

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Michael Lewis, a former Navy Best Gun pilot and specialist on the conflict in between the U.S. and al Qaeda, will defend the United States. Soon after a military career that included flying F-14s for the U.S. Navy in Operation Desert Shield conducting strike arranging for Operation Desert Storm and deploying to the Persian Gulf to enforce the no-fly zone more than Iraq, Lewis has had a distinguished legal career. He has published a lot more than a dozen articles and essays on numerous aspects of the law of war and conflict in between the U.S. and al Qaeda.

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Legal Concerns Presented

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The episode will discover the legal, policy, and ethical questions presented by the United States use of unmanned aerial automobiles to target suspected terrorists in Afghanistan, Pakistan, Yemen and beyond. The system will examine international humanitarian law principles of distinction and proportionality and international human rights laws mandating due procedure and the protection of human life.

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Juries will deliberate and render verdicts from a number of countries. Episode 1 featured juries from University of Edinburgh (Scotland), Hebrew University (Israel), Sciences Po (France), Istanbul University (Turkey), Peking University of Transnational Law (China), University of Hong Kong (China) and University of Cape Town (South Africa).

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The “Use of Drones” episode will be presented on-line and nationwide to PBS stations. Episode 1, which focused on the 2004 French headscarf ban, is on the web at http://www.worldontrial.psu.edu.

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Planet on Trial is a production of Penn State Law, Penn State Public Broadcasting, Penn State School of International Affairs, and storyshop llc.

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Foreclosure Fraud Victim Turns to Advocacy with Release of Book and Net Web site to Educate Underwater Buyers About Homeowner Rights and Possibilities

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Atlanta, GA (PRWEB) November 23, 2011

Publisher Fastpencil, Inc. announces release of Consumer Advocate &amp Foreclosure Specialist Michael R. Bang’s most current book Stroll Away.

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As numerous Americans are facing hard occasions following the current and continuing market housing crash and economic downturn, some sector specialists are stepping forward to speak up for shoppers and turn misfortune into an opportunity for education. This consists of Michael R. Bangs lately released Stroll AwayHow to Strategically Default on an Underwater Mortgage.

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The book goes into excellent detail about how the banking method performs, how a mortgage plays into that system and the vast avenues obtainable to a consumer underwater or facing foreclosure, from a loan modification all the way to how to simply walk away from a property if you can no longer afford to keep it and your sanity, Michael R. Bang, Consumer Activist and Foreclosure Specialist from The Vortex Reality Vibration LLC., stated. A lot of home owners are possessing their rights violated by the banking business or their emplyees, its often illegal and shameful.

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Bang has been a licensed actual estate agent for 10 years and a rental investor for more than 15. He became a foreclosure specialist, promoting properties for banks in 1999 and in 2000 launched Georgia Foreclosure, Inc., (http://www.gaforeclosure.com) a web site dedicated to offering investors and possible homeowners access to distressed properties on the market place (properties owned and for sale by lenders soon after foreclosure has occurred).

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He also became a nicely known professional in Atlanta on the standards and practices of by banks used to foreclose. In 2008 he was bewildered to see the amount of fraudulent tactics and misrepresentation asset managers were flagrantly employing to foreclose. Examples integrated robo-signing, re-generating documents that had been lost, violating cease and desist orders or basically foreclosing on residence they didn’t even own. Usually, had the homeowner been conscious of the improper acts, and identified how to fight back, the foreclosure could have been stopped dead in it’s tracks thereby saving the house.

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Considering that the 2008 housing crash, Bang has turned his experience to customer advocacy and has worked with individuals who are unaware of their options in the face of foreclosure.

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The mantra of the banks and their agents is that you have a moral obligation to spend your mortgage when, in point of truth, it’s nothing much more than a contract which can be voided at any time, Bang said. This book is a How To guide for individual well being and undertaking what’s appropriate for the individual and their family it offers readers a sense of security and freedom to fight back.

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The companion website to Bangs book, http://www.usawalkaway.com, (launched October 2011) supplies detailed info on the foreclosure process of every single state, sample documents and worksheets about foreclosure regulations, and a forum where home owners can share their own foreclosure experiences and discover how to steer clear of being victims of fraudulent foreclosures.

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Bang was inspired in portion by his personal experiences soon after a massive bank illegally attempted to foreclose his home. To discover much more about Walk AwayHow to Strategically Default on an Underwater Mortgage and how you can keep away from being a victim, go to http://www.usawalkaway.com.

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Kramer and Kaslow: Lenders Call for Homeowners to Waive Rights to Sue for Errors

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Calabasas, CA (PRWEB) June 06, 2011

The internet site http://www.propublica.org (http://www.propublica.org/write-up/in-fine-print-banks-demand-struggling-homeowners-to-waive-rights) is reporting that a lot of lenders are requiring homeowners to waive all their rights to sue for errors if they want to seek a loan modification or other type of assistance.

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“I am troubled, but not shocked, that this is still occurring,” Rep. Maxine Waters, D-Calif., who has been pushing a bill to ban these waiver clauses since 2008, was quoted in the internet site report. “The mortgage servicing market has been broken for quite some time and demands substantial reforms.”

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As reported in Propublica.org, Neil Brazil, a spokesman for HSBC, stated the bank does not include any rights waiver in its regular modification agreements, but that attorneys pursuing foreclosure on its behalf may well consist of them when providing a homeowner a forbearance strategy. Brazil declined to say if HSBC included the clauses much more generally. He emphasized that HSBC had been operating with the borrower for over two years.

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Propublica also reports that Bank of America, the country’s largest servicer, included related language in agreements late final year not only in New York, but many other states.

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Philip Kramer, a perennial winner of the prestigious Southern California Super Lawyer award has stated that what the banks are performing is outrageous misconduct. Kramer, whose firm Kramer-Kaslow has launched multiple consolidated plaintive litigation lawsuits against lenders on behalf of property owners, argues that, The banks are feeling a lot of stress simply because of their wrongdoing and are attempting to steer clear of their day in court. A lot more of his observations can be found at http://kramer-kaslow.com/blog/2011/06/philip-kramer-banks-taking-benefit-of-home owners/

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ABOUT PHILIP KRAMER&#13

PHILIP A. KRAMER is the senior companion of the Law Workplace of Kramer &amp Kaslow, in Calabasas, California. Kramer &amp Kaslow is Martindale Hubbell AV rated. Mr. Kramer is a perennial recipient of the prestigious Southern California Super Lawyer award.

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Mr. Kramer received his undergraduate degree from Ohio State University and his Juris Doctorate from the Catholic University of America, in Washington, DC. His practice emphasizes industrial litigation and trial advocacy, with a concentration on organization litigation, and genuine house matters. He has prosecuted and defended circumstances for more than twenty 5 years.

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Mr. Kramer is a licensed true estate broker and has spent considerable time providing legal solutions in connection with real estate issues relating to loan modification and loss mitigation, land use and zoning, environmental problems, easements, building and development, finance, and landlord tenant matters.

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Mr. Kramer is admitted to practice before all courts in the State of California, the United States Supreme Court and the United States Court of Military Appeals. Mr. Kramer has tried in excess of 200 circumstances. He has appeared on nationally televised applications relating to pre-trial process and trial method and has appeared as a guest lecturer on topics ranging from constitutional law to trial practice, and Mr. Kramer regularly lectures on a broad spectrum of a variety of legal and organization troubles.

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Mr. Kramer also serves as a Judge Pro Tem for the Los Angeles Superior Court and as a Mediator.

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Mr. Kramer is also a past president of the Los Angeles West Inns of Court, a national organization devoted to bringing professionalism and civility back into the legal profession. He also serves on quite a few Boards of Directors and serves as an officer in a lot of firms. For much more details contact (818) 224-3900 or check out http://kramer-kaslow.com

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Brookstone Law Pc: Foreclosure Settlement Can’t Stop Property owners From Defending Their Rights

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Newport Beach, CA (PRWEB) February 21, 2012

The recent Federal Foreclosure settlement shows the nation’s main banks are admitting fault in the foreclosure crisis and does not waive the rights of property owners in dealing with the banks, according to Vito Torchia, Jr., managing lawyer of Brookstone Law, Pc.

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The settlement numbers cant hide the fact that the issues of hundreds of thousands of property owners have not been addressed. This is an attempt by the Banks to escape judgment for the troubles they triggered whilst providing politicians an chance to act like they are helping home owners, stated Vito Torchia, Jr. We disagree that the outcome offers California a fair deal commensurate with the harm done here and will continue to aid person property owners facing wrongful foreclosures. Now that the banks have admitted their fault in court, there will be new possibilities for customers with professional legal aid to shield their rights.

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According to media coverage, the nation’s three largest mortgage servicers Bank of America, JPMorgan Chase and Wells Fargo &amp Co. committed last week to subsidize a $ 12 billion fund to address principal write-downs, which includes via short sales, in California over the subsequent 3 years, the single largest such commitment to come out of the negotiations with state attorneys basic more than the role of these lenders in the foreclosure crisis.

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“By signing on for political causes, the state of California acted against the interests of property owners by waiving many claims it could have brought against the banks on behalf of victimized home owners, such as widespread unfair or deceptive business practices and general customer protection statutes that applied to wrongdoing in the loan modification and foreclosure procedure, mentioned Vito Torchia, Jr. With professional legal counsel, these claims can nonetheless be pursued by individuals.

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According to media reports, the settlement does not consist of about 60% of the state’s homeowners whose loans are owned by government-controlled mortgage giants Fannie Mae and Freddie Mac. California’s mortgage industry at present accounts for about 13% of total U.S. loans serviced and 20% of loans by dollar size. The settlement covers only homeowners whose mortgages are owned by the banks in the deal or are serviced by them on behalf of private investors so will effect only about 250,000 Californians. Iowa Atty. Gen. Tom Miller, who led negotiations for the state attorneys basic, noted that they have been amazed by how a lot of a problem there was in California.

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California is by far the most important mortgage lending state in the nation, and so is the most crucial foreclosure state, so as we have predicted, the banks now get to go back to company of aggressively processing foreclosures, said Vito Torchia, Jr.

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ABOUT BROOKSTONE LAW, Computer&#13

Headquartered in Newport Beach, Calif., and with offices in Los Angeles, Calif., and Ft. Lauderdale, Fla., Brookstone Law, Pc is a law firm comprised of attorneys with experience and achievement in organization, corporate and individual finance, employment, entertainment and media, art and museum, intellectual house and genuine estate law. The firm has a network of more than 40 affiliate attorneys nationwide and employs hugely educated specialists, paralegals, paraprofessionals and administrative staff dedicated to serving customers. For data, contact (800) 946-8655 or check out the Brookstone Law Computer internet site at (/http://www.brookstonelaw.com).

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Peak Corporate Network Entities’ Principal, Gil Priel, Lauds CA Homeowner Bill of Rights for Requiring Lender Single Point of Speak to for Distressed Borrowers

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Woodland Hills, CA (PRWEB) July 18, 2012

Gil Priel, Co-founder, Managing Director and Principal of the Peak Corporate Network entities (http://www.peakcorp.com), a top provider of complete services for Almost everything Genuine Estate, mentioned nowadays that even though the new California Homeowner Bill of Rights Law final week signed by California Governor Jerry Brown is far from best, one certain aspect of the law requiring a lender to supply to the borrower 1 point of contact for foreclosure and/or loan modification will relieve borrowers from obtaining the run-around.

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Numerous property owners in California facing foreclosure even though searching for a loan modification have been frustrated when they would be communicating with one person from their lender and all of a sudden be told that another person should be the 1 handling documents for the loan modification.

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Starting January 1, 2013, the California Homeowner Bill of Rights will: &#13

Ban “dual-tracking” (which is when banks pursued foreclosure even though the homeowner was in search of a loan modification) &#13

Need 1 lender get in touch with person per buyer &#13

Boost penalties for lender robo-signing (which automatically approves foreclosure without having any individual reading documents) &#13

Let property owners sue lenders for violations

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The American dream of homeownership has turned into a time-drain nightmare for lenders and borrowers alike thanks to what has up until now been a somewhat murky world of hopes derailed and false promises for these attempting to keep away from foreclosure and obtain a loan modification, stated Priel.

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Priel noted that even though property owners will garner higher accountability from lenders, the law doesnt address the potential for irresponsible behavior by home owners when it comes to filing frivolous lawsuits. To some degree, frivolous lawsuits will be time-wasting and resources-draining and heightened lender charges connected with difficult frivolous lawsuits will, unfortunately, probably be passed on to customers performing business with lenders, said Priel.

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As a major authority in the real estate market, The Peak Corporate Network entities give a full array of comprehensive genuine estate solutions nationwide including brokerage solutions, mortgage financing, loan servicing, escrow services, quick sales, foreclosure processing and 1031 exchange. For a lot more data, check out http://www.peakcorp.com

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The Peak Corporate Network is a brand represents a group of connected separate legal entities, every single delivering its unique set of true estate services.

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Distressed Property owners: Really feel like placing your head in the sand? Do you know about the California Homeowner Bill of Rights?

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Oakland, CA (PRWEB) February 19, 2013

Due to unfair bank practices, too a lot of Americans have been adversely impacted by the housing crisis. On January 1, 2013, the Homeowner Bill of Rights (HBOR) went into effect in California. The bill prohibits a series of inherently unfair bank practices that have needlessly forced thousands of Californians into foreclosure. A element of the bill prohibits the method identified as dual tracking, exactly where a lender forecloses on a house whilst simultaneously negotiating a loan modification or short sale in order to steer clear of foreclosure (and preserve the Property owners credit).

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Though foreclosure prices have lately decreased, these statistics are in comparison to historical higher rates of foreclosure in the final four years. Furthermore, the HBOR will likely slow the foreclosure procedure as banks move to comply to its provisions (and give Property owners a fair shot at foreclosure options). With that mentioned, there nevertheless are several distressed Homeowners out there:&#13

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1 out of each and every 810 housing units received a foreclosure notice in December 2012 (RealtyTrac)&#13

Foreclosure prices: 11.9% (Latinos), 9.8% (African Americans) five% (Whites) (Center for Responsible Lending)&#13

Approximately 23% of all Home owners are at the moment underwater (Multiple sources) &#13

The recidivism price on loan modifications going back into default is higher (A number of sources) and&#13

The unemployment rate has averaged eight.9% the final 4 years (US Department of Labor).

The California Homeowner Bill of Rights will materially alter the contours of mortgage servicing for borrowers in default. Historically, banks have struggled with compliance due to operational failure. When you use WatchThisProperty.com you no longer have to be in the dark. Utilizing this website will aid you to utilize the new rights of the HBOR in order to shield your most crucial asset, your house.&#13

Tiffany R. Norman, from TRN Law Associates.

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The HBOR includes extra protections, including: banning robo-signing, the assure of a single point of contact, and the proper to challenge your lender on their proper to foreclose. Property owners now have a tool created for them (and not investors) to bring transparency and help them handle the foreclosure method.

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“I was a victim of Dual Tracking which was a normal practice for banks. I was producing my trial payments and struggling to keep my property when I was foreclosed on. Thats why WatchThisProperty.com is such an critical tool. They will not only tell you if a bank has began foreclosure procedures but also supply info which aids you stay in your property.&#13

Jose, Homeowner, Pittsburg, CA

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WatchThisProperty.com believes Home owners must be capable to monitor the foreclosure status of their residence in an efficient and inovative way, such as permitting Home owners to monitor foreclosure and lien document filings and trustee sale info. Homeowners will be alerted electronically and will not have to rely on snail mail (or driving to the county records workplace) to discover such critical and timely info.

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About WatchThisProperty.com&#13

WatchThisProperty.com assists to preserve Property owners and Tenants in their residences with relevant and timely info. Founded in 2011, WatchThisProperty.com is comprised of a team of customer advocates, technologies, legal, and banking professionals. Much more info is accessible at WatchThisProperty.com.

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