St. Louis Metro East Reasonably priced Assisted Living Community to Host Ice Cream Social


Bradley, IL (PRWEB) June 28, 2013

Cambridge Home of Swansea, a BMA affordable assisted living neighborhood, is hosting an Ice Cream Social at 2 p.m. on Wednesday, July 3.

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The neighborhood, which is situated at 3900 Sullivan Dr. in Swansea, Illinois, serves older adults of all incomes, like those on Medicaid, who require some aid to keep their independence.

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“Come take pleasure in an ice cream sundae with the toppings of your decision as we celebrate the Fourth of July and National Ice Cream Month,” says Lee Bohannon-Smith, Administrator of Cambridge Home of Swansea.

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For much more info, call 618-234-8910.

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Cambridge Home of Swansea is 1 of 3 Cambridge Property inexpensive assisted living communities in the St. Louis Metro East area. The other communities are positioned in Maryville and O’Fallon, Illinois.

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The communities combine residential apartment-property living with the availability of individual assistance, support with medications and a assortment of comfort and assistance solutions.

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“We provide older adults with a great option to a nursing property or to struggling alone at property,” says Smith.

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Residents reside in private apartments that they furnish and decorate to their tastes. Every of the one-bedroom and two-bedroom apartments feature a kitchenette, spacious bathroom with shower and grab bars, individually controlled heating and air conditioning, and an emergency alert method.

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Certified nursing assistants are on-duty 24 hours a day, seven days a week. All three meals each day, housekeeping and laundry are amongst the included solutions.

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“Residents also benefit from all of the possibilities that are obtainable to socialize with buddies and neighbors and to participate in activities and particular applications,” says Smith.

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All 3 Cambridge Residence affordable assisted living communities are certified to operate via the Illinois Supportive Living system and are managed by BMA Management, Ltd., of Bradley, Illinois.

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BMA Management is the largest provider of assisted living in Illinois.

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“Our focus,” says Rod Burkett, President and CEO of BMA, “is to supply older adults with the really like, compassion and dignity that they deserve and the support and help that they need to have. Our emphasis is on assisting every resident to achieve and keep as much independence as possible for as lengthy as attainable.”

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The communities managed by BMA contain the Prairie Winds reasonably priced assisted living community in Carbondale, Illinois, and the Heritage Woods cost-effective assisted living communities in Benton, Centralia, Charleston, Flora, McLeansboro and Mt. Vernon.

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For a lot more details about BMA Management the assisted living, senior living and memory care communities that the firm operates and the company’s management, development and consulting solutions, visit http://www.bma-mgmt.com or call 1-877-882-1495 toll-totally free.

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Home Loan Modification Mortgage Assistance Get Reasonably priced Mortgage Payments

Boca Raton, FL (PRWEB) May possibly 5, 2010

Keeplivinginyourhome.com Home Loan Modification Mortgage Help is just one click away from beginning the process of obtaining an affordable modification to your Mortgage Loan.

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Homeowners looking for mortgage modification assistance have a number of options that may possibly advantage them in getting an cost-effective mortgage payment. Huge lenders like Bank of America, Citigroup, Wells Fargo, and JP Morgan Chase, all participants in the residence loan modification system, supply options for struggling home owners.

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Property owners that are hunting for alleviation in their mortgage payment might be in a position to use a number of possibilities to support them. There are principal reductions, property loan modifications, underwater mortgage refinancing alternatives and even unemployment forbearance choices.

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These are all plans from the Obama Administration, of which some are ongoing and some are soon to be implemented, but there are concerns that not all lenders are going to be on board with these programs. Things like principal reductions are 1 region where lenders are unwilling to budge as many really feel that these kinds of reductions should not be utilized across the board for home owners.

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However, homeowners with an underwater mortgage, struggling to make their mortgage payment or unemployed are being advised to get in touch with their lender about help alternatives offered to them. Some lenders, while not on board with all of the Obama Administrations programs, might have in-house possibilities obtainable for struggling homeowners.

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To Learn a lot more about your Property Loan Modification possibilities please verify out and fill out verify eligibility form http://www.keeplivinginyourhome.com

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Connected Loan Modification Press Releases

New Choices For Homeowners – The HAFA Program (Home Reasonably priced Foreclosure Options)

San Diego, CA (PRWEB) April six, 2010

With foreclosures nevertheless increasing, interest prices probably to go up and the government’s HAMP loan modification plan stalled on the tracks, HAFA (the Property Affordable Foreclosure Options) initiative may offer lenders and homeowners with some light at the finish of the tunnel.

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An expansion of the Home Cost-effective Modification Plan (HAMP), HAFA offers a streamlined approach for quick sales and deeds-in-lieu that will allow property owners to discharge their 1st mortgage debt without the credit-destroying step of foreclosure. And, in a small stroke of governmental genius, it supplies a $ 1,000 incentive to banks to permit quick sales and a $ 1,500 bonus to home owners for the purpose of relocation.

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According to Brian Yui, CEO of San Diego actual estate brokerage HouseRebate.com, “This system could save countless homeowners from foreclosure. HouseRebate has a fleet of agents who specialize in quick sales. They are professional negotiators and are intimately familiar with the HAFA plan. It is critical for property owners who want to participate in this program to work with experienced agents to comprehend the best outcome.”

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The HAFA system, like its massive brother HAMP, has eligibility recommendations. The house should be the owner’s principal residence, the initial mortgage must predate 2009, the unpaid principal must be significantly less than $ 729,750 for a single-loved ones dwelling, the borrower’s monthly payment have to exceed 31% of their gross earnings, and the mortgage must either be delinquent or a default be reasonably foreseeable.

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As soon as these criteria are met, borrowers will receive pre-authorized quick sale terms from their lender, like the minimum acceptable proceeds of the sale, ahead of listing their property with a Realtor and have 120 days-with extensions permitted up to a total of 12 months-to sell their property. Primarily based on the brief sale agreement with the lender, HAFA needs house owners to be fully released from any future liability on their initial mortgage debt, and in some circumstances, subordinate debts, so that when the house is sold, the borrower is free of charge and clear of their mortgage.

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So is there a market for short sales? “We have cash purchasers lined up to take benefit of short sales,” says Yui of HouseRebate.com. These are men and women who are in a position to purchase distressed properties quickly, relieving home owners of their debt burden. It’s a win-win situation, one thing we have not observed for a although in this difficult market place.”

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The program ends on December 31, 2012. HAFA does not apply to FHA or VA loans. As with any government system, there is a good deal of paperwork, albeit standardized, so property owners wishing to take advantage of the relief presented must function with a Realtor knowledgeable in quick sales.

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HouseRebate.com, a member of the National Association of Realtors, is a full-service value true estate company that maintains a seasoned staff of agents. They provide all the services that traditional true estate offices offer you at discount costs, with decreased commissions on sale, and rebates of 33 percent on commissions of purchases. HouseRebate has agents who specialize in short sales and are familiar with HAMP and HAFA recommendations.

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Grand Prairie Reasonably priced Assisted Living to Host Alternatives for Older Adults Sharing the Caring Workshop


Bradley, Illinois (PRWEB) June 23, 2013

Grand Prairie of Macomb, a BMA affordable assisted living neighborhood, is hosting an Alternatives for Older Adults workshop on Sharing the Caring at 1:30 p.m. on Thursday, June 27.

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The community, which is located at 1307 Meadowlark Lane in Macomb, Illinois, serves older adults of all incomes, like these on Medicaid, who need some support to preserve their independence.

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“Come and discover about partnership developing, how to deal with grief and loss, and how to gain the further support necessary to be a caregiver,” says Andrea Keene, Administrator of Grand Prairie.

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The workshop is open to the public. There is no charge to attend.

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After the workshop, at 3 p.m., Grand Prairie is hosting an Ice Cream Social.

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For much more data about the workshop, the Ice Cream Social or Grand Prairie, call 309-833-5000.

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Grand Prairie of Macomb is the only senior living community in McDonough County that is certified to operate via the Illinois Supportive Living plan. The community not too long ago was recognized by Assisted Living Right now as 1 of Best 20 assisted living communities in Illinois for delivering trustworhy and competent care and for fostering the individuality and independence of every single resident.

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“We provide older adults of all incomes with a superb option to a nursing house or to struggling alone at property,” says Keene.

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The community combines residential apartment-property living with the availability of private help, aid with medications and a range of convenience and support services.

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Certified nursing assistants, functioning below the path of a licensed nurse, are on-duty 24 hours a day, seven days a week. All three meals every single day, housekeeping and laundry are among the included solutions.

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“Residents also benefit from all of the opportunities that are accessible to socialize with close friends and neighbors and to participate in activities and unique programs,” says Keene.

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Grand Prairie is managed by BMA Management, Ltd., of Bradley, Illinois.

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BMA is the biggest provider of assisted living in the state.

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“Our concentrate is on providing residents with the enjoy, compassion and dignity that they deserve and the help and help that they need to have,” says Rod Burkett, President and CEO of BMA Management. “Our emphasis is on helping each resident to attain and maintain as a lot independence as possible for as extended as achievable.”

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Communities managed by BMA include the Heritage Woods reasonably priced assisted living communities in Aledo, Moline, Sterling and Ottawa, Illinois. BMA also manages John Evans Supportive Living, an cost-effective assisted living community in Pekin, Illinois.

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For more data about BMA Management the assisted living, senior living and memory care communities that the company operates or the company’s management, development and consulting services, go to http://www.bma-mgmt.com or contact 1-877-882-1495.

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Non Profit Charity Gives Totally free Housing Counseling at Producing Home Reasonably priced Program Occasion in Miami


Lighthouse Point, FL (PRWEB) March 01, 2012

Debt Management Credit Counseling Corp. (dmcconline.org), a nonprofit charitable organization (DMCC), announced today they attended the Making Home Affordable event that took place in Miami, FL just over a week ago on February 22, 2012. Thousands of homeowners who are struggling to pay their mortgage were able to meet with their mortgage company and also speak to a HUD approved housing counseling agencies to go over their options. DMCC was able to take part in this event by providing volunteers and housing counselors.

DMCC currently offers a foreclosure prevention program free to consumers suffering from financial hardship and having a difficult time making their mortgage payments. DMCC counselors have been able to identify available solutions for borrowers to avoid foreclosure and assist homeowners with obtaining loan modifications if that is the recommended solution. If you are a homeowner who is facing foreclosure it is imperative to receive the right information and make an educated decision. This is why we assess each individuals personal situation and goals, said Jeremy Montanti, housing counselor and quality manager for DMCC. We are happy to participate in this event and provide valuable counseling to so many homeowners here today.

Approximately 100,000 homeowners across the state of Florida have benefited from the Making Home Affordable Program. Consumers who missed the opportunity to attend the MHA event in Miami, can contact DMCC to speak to a housing counselor and receive the same solid advice. Housing counselors can be reached by calling (866) 618-3328 or emailing contact(at)dmcconline(dot)org. DMCC provides this service free of charge, along with personal budget counseling and other financial education, as part of their charitable mission. Debt management plans to assist consumers with the repayment of credit card accounts are also available. Lower credit card payments obtainable through debt management plans, combined with budgeting, is an option that may provide sufficient relief for homeowners to enable them to afford their monthly mortgage payment.

About Debt Management Credit Counseling Corp.

DMCC is a nonprofit 501(c)(3) public charity committed to educating consumers on financial issues and providing personal assistance to consumers overextended with debt. Education is provided free of charge to consumers via seminars, workshops, a proprietary financial literacy program, and a vast array of online and printed materials. Free personal counseling is provided to consumers to identify the best options for the repayment of their debt. Consumers interested in speaking with a DMCC certified credit counselor may call (866) 618-3328 or request help by emailing their office. DMCC is a HUD Approved Housing Counseling Agency, is approved by the U.S. Trustee to provide bankruptcy counseling and education, and has an A+ rating with the Better Business Bureau.

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BMA Reasonably priced Assisted Living Neighborhood to Open on June 28 in Freeport, Illinois


Bradley, IL (PRWEB) June ten, 2013

Heritage Woods of Freeport, a BMA affordable assisted living neighborhood, will be opening for occupancy on Friday, June 28.

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The community, which will be situated at 1500 S. Forest Rd. in Freeport, Illinois, will serve older adults of all incomes, including those on Medicaid, who need some assist to maintain their independence.

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We will be moving our Sales Workplace into the developing on Tuesday, June 11, and start moving residents into their apartments on June 28, says Kelly Hillan, Administrator of Heritage Woods of Freeport. She previously served as the Executive Director of the Senior Resource Center in Freeport.

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What impresses me the most is seeing how we will be in a position to make such a large difference in the good quality of peoples lives, says Hillan.

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A lot more than 50% of the private apartments that will be accessible at Heritage Woods of Freeport already have been reserved.

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We have older adults from throughout Stephenson County who will be moving into the community as effectively as older adults from outdoors our region who are moving in to be close to household, says Hillan.

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Freeport, which is located in north central Illinois about 25 miles west of Rockford, serves as the county seat for Stephenson County.

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For far more info about Heritage Woods of Freeport and reserving an apartment, get in touch with 815-801-3900.

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The Heritage Woods neighborhood is getting created by BMA Management, Ltd., in partnership with the Stephenson County Nursing Center Foundation. BMA, which is the biggest provider of assisted living in Illinois, will serve as the management firm.

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We will supply older adults with a great option to a nursing home or to struggling alone at residence, says Hillan. Residents will advantage from living in a residential apartment-house setting and receiving personal help and aid with medicines.

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Private studio and one-bedroom apartments will be obtainable. Each and every of the apartments will feature a kitchenette, spacious bathroom with shower and grab bars, individually-controlled heating and air conditioning, and an emergency alert program.

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Certified nursing assistants, functioning below the path of a licensed nurse, will be on-duty 24 hours a day, seven days a week. All three meals each and every day, housekeeping and laundry will be amongst the included solutions.

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Residents also will benefit from all of the possibilities that will be obtainable to socialize with friends and neighbors and to participate in social activities and specific programs on matter what the weather, says Hillan.

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Heritage Woods will be certified to operate via the Illinois Supportive Living system, which will enable to neighborhood to serve adults 65 and older of all monetary means, which includes these on Medicaid.

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BMA Management is based in Bradley, Illinois. The business operates 36 assisted living, senior living and memory care communities that together house almost 3,400 houses and apartments.

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Our concentrate, says Rod Burkett, President and CEO of BMA Management, is to supply residents with the love, compassion and dignity that they deserve and the help and help that they need to have. Our emphasis is on helping each and every resident to accomplish and preserve as a lot independence as attainable for as lengthy as achievable.

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Communities managed by BMA Management consist of the Heritage Woods inexpensive assisted living communities in Belvidere, Ottawa, Rockford and Sterling, Illinois.

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BMA also manages the Heritage Woods of Huntley assisted living neighborhood in Huntley, Illinois.

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For more info about BMA Management and the assisted living, senior living and memory care communities that the organization operates, check out http://www.bma-mgmt.com or call 1-877-882-1495 toll-cost-free.

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