Tag Archives: Prime

Journey Healing Centers Announces 2 Legal Drugs Are Prime Addiction Drivers

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Scottsdale, Arizona (PRWEB) June 27, 2013

Journey Healing Centers (http://journeycenters.com) wants to raise awareness that whilst alcohol and prescription drugs are legal, both can be deadly. Alcohol (#1) and prescription drug abuse (#two) have consistently been the two leading factors why Journey Healing Centers clientele seek therapy. Numerous are below the false impression that these legal drugs are harmless, and its time for far more education to raise awareness of the dangers.

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Numerous dont realize that binge drinking is a massive dilemma in the US, and far fewer realize the long-term well being risks it can lead as well. According to the National Institute on Alcohol Abuse and Alcoholism (NIAAA), binge drinking is four+ drinks for females and 5+ drinks for men inside 2 hours. While no one is specific what triggered James Gandolfini to have a heart attack and die at the young age of 51, the actor allegedly had 8 drinks in the course of his final meal and was in and out of rehab for years, generating lengthy-term harm to the body as a most likely contributor.

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Alcohol can result in lengthy-term damage to the liver, kidneys, brain, pancreas, and immune method. Alcohol abuse can also lead to a lot of sorts of ailments and situations, such as depression, neuropathy, diverse kinds of cancer, arthritis, heart attack, and stroke.

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Along with alcohol abuse, there is a US epidemic of prescription drug abuse that is the second prime driver for therapy at Journey Healing Centers. Dr. Ravi Chandiramani, Journey Healing Centers Medical Director observes, “The restricted and uncoordinated efforts at stemming this disturbing trend have completed small to nothing at all to decrease the numbers of people looking for treatment at JHC facilities. Chemical dependency of alcohol and prescription medicines continues to bring the vast majority of men and women to our doorstep. These legally procured substances are nonetheless responsible for breaking up households destroying the lives, hopes and dreams of these who endure from addiction to these substances. Additionally, the grip of this disease does not discriminate with regard to sex, educational level, cultural background or socioeconomic status. Once it gains a reputable foothold, addiction will take from you all that you hold dear until your priority is singular..continue to feed the addiction or die!”

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In full contrast to several physicians who create prescriptions way as well very easily, the licensed doctors and therapists at Journey Healing Centers focus on how to get consumers off prescriptions so they leave remedy on minimal medications.

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When a person gets addicted to painkiller medicines (Vicodin, Methadone, OxyContin and Opana), it is often required to go to a diverse physician than the one who prescribed the medication to program a supervised withdrawal. If necessary, Journey Healing Centers sends customers to a health-related detox center where the individual can go through a monitored withdrawal from these potent medicines.

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Along with painkillers, “legal speed” in the United States is being driven by our “achievement at all costs” culture. It is the perception that a college education guarantees a great job, earning power and happiness, causing many college students to take Adderall in the course of finals. The U.S. contributes to four percent of the world’s population, but made 2/three of the worlds Adderall in 2010. And in 2013, the DEA (Drug Enforcement Administration) authorized production of 189 tons of legal speed (Ritalin, Adderall, Concerta, and so on.) or 544 milligrams for every man, woman and child living in the U.S.

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The initial step in getting loved ones back is education and awareness of these legal drug abuse problems. While no 1 will go to treatment till prepared, everyone can commence conversations about the US culture and worth systems driving these legal drug addictions. Whilst senators have proposed the STOPP Act, alcohol abuse and prescription drug abuse is so out of control that it will take massive education, family help and action to adjust these statistics. “The bill will demand the FDA to refuse to approve any new pharmaceuticals that did not use formulas resistant to tampering. Although a step in the right direction, far a lot more aggressive action will undoubtedly be required if we are to see a bonafide reduction in chemical dependency to legally procured substances in this nation,” says Dr. Ravi Chandiramani.

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Media Speak to &#13

Liz Brown, 1-310-987-7207

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About &#13

Journey Healing Centers are private drug and alcohol therapy centers in Arizona and Utah. The licensed doctors and therapists have assisted thousands of men and women recover from addiction with dignity and respect even though reuniting households back with each other once more. JHC has a 95% completion achievement price (business typical is 48% according to SAMSHA, Substance Abuse and Mental Wellness Association) and holds the highest level of global accreditation. JHC offers Residential Applications, Outpatient Facilities, Day Remedy, Sober Living Residences, Household Programming, Free of charge Aftercare for Life and a Sobriety for Life Plan. The company has been featured on MTV’s Gone As well Far, USA Right now, Psychology Right now, People Magazine, NPR and numerous other media. For concerns about drug or alcohol addiction, contact Journey Healing Centers 24-Hour Hotline: 1-866-774-5119, or visit http://journeycenters.com

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Techniques Releases Prime 5 Ideas on How Leaders Can Manage Their Time Like Cash

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(PRWEB) July 02, 2013

Manage time like income, says Neil Ducoff, Founder &amp CEO of Approaches, a major company coaching and education firm. Believe of all the stuff you need to accomplish as if they are line items on a Profit and Loss Statement. Revenue is your time. Now, what would you do differently?

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We only have so a lot time and usually wish we had a lot more, continues Ducoff. If we are frugal with it, we can maximize our time, invest it wisely, and be incredibly productive. We can squander our time by getting disorganized, lazy, and a master of procrastination. Lastly, we can permit our time to be stolen by other individuals simply simply because we let them. Like cash, time will disappear if you dont spend focus and price range it like the valuable resource it is.

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Right here are Strategies best five ideas on how owners can handle their time like cash:

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ATTITUDE AND TIME: Leaders should modify their attitudes in order to manage time like funds. This means how they perceive themselves and their capacity to accomplish wonderful issues. Anybody can check tasks off of a activity list, but truly fantastic leaders think in their capability to accomplish excellent factors. If leaders think that they are capable of carrying out fantastic items, they need to price range time to accomplish them.

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VISION AND TIME: Vision is projected earnings. Its the objective. Its what leaders channel all of their sources toward achieving. Its the path in which they lead their firms. Its at the top of the scoreboard. If leadership doesnt have a vision they dont have a destination.

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COGS AND TIME: Price of Goods Sold is where leaders must spending budget the biggest chunks of time to achieve their vision. COGS represent the most essential operate that wants to be carried out. Its the high worth operate that must be completed with no compromise. It may be spending thirty to forty percent of their time interacting, relating, and communicating with employees, or just taking the time to show appreciation for the folks working for the company. Leaderships COGS represent the time they invest in making the vision a reality.

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GROSS PROFIT MARGIN AND TIME: Controlling Gross Profit Margin is crucial to economic achievement. It represents how much income is left to cover Basic and Administrative (G&ampA) expenses and Net Profit. G&ampA expenditures are largely fixed expenses and will happen no matter what. If Gross Profit Margin is as well low, there wont be enough income to develop Net Profit. If leadership doesnt handle the time they invest in their COGS, they wont have a life.

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G&ampA AND TIME: G&ampA time is the budget for all the stuff that requirements to get accomplished no matter what. Just like the rent that demands to be paid, leaders have to spending budget time for managing your finances, dealing with vendors, meetings, efficiency testimonials, and the basic operate of leadership. If this time isnt budgeted, the basic perform wont get done and that will compromise the company and the leaders life.

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NET PROFIT AND TIME: Leaders often speak about balancing perform and individual time. Just like Net Profit is a planned outcome, so is individual time. Private time is the Return on Investment for the time put into work and major the firm. Leadership will in no way obtain the gift of cost-free time if they dont take a no-compromise method to managing time.

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Want a lot more leadership tips on how to develop your enterprise? Sign up here to acquire updates from Neil Ducoff and Methods in his weekly leadership e mail series, the Monday Morning Wake-Up.

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About Techniques: &#13

Neil Ducoff is the Founder and CEO of Approaches, a company management coaching, consulting and coaching firm. He is also is the author of the award-winning “No-Compromise Leadership” leadership book , as well as “Wake Up!” and the recently published second edition of “Fast Forward”. To learn more at http://www.techniques.com/enterprise.

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Notion Capital Markets, LLC Earns Several Best Ratings in International Custodians Prime Brokerage Survey

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Garden City, NY (PRWEB) July 02, 2013

Concept Capital Markets, LLC was named Leading Rated in 4 of the 5 categories of the 2013 Prime Brokerage Survey by Global Custodian Magazine in which it participates, such as those for managers with assets under management under $ one hundred million, with single and multi-techniques, and for those based in North America. Concept also earned a Commended rating for the single prime broker category. The 20th annual edition of the survey incorporated much more than three,300 hedge fund responses on behalf of 50 different providers of prime brokerage services, and covered 12 various service areas pertaining to the prime brokerage market.

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Concept Capital earned the Top Rated honors as a result of scoring Ideal in Class by the surveys respondents in 11 service places in 1 category, like Client Service, Operations, Financing and Margining, Securities Lending, OTC Derivatives Clearing, Reporting, Prime Custodial Services, Technologies, Hedge Fund Consulting, Value, and Reputation, as effectively as ten service locations in two categories, and 9 in the other. The full survey benefits could be viewed at International Custodians website, http://www.globalcustodian.com.

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We appreciate the efforts by Global Custodian and all of the managers who participated in the survey, and are extremely gratified for the recognition our firm received from our consumers for the solutions we supply. We aim to earn our customers organization each and every day by serving as a trusted and loyal companion and delivering the prime brokerage solutions theyve come to expect of us, mentioned Jack Seibald, co-founder and Managing Member. He added, The survey benefits offer useful feedback from our customers that will support us as we further develop our capabilities to meet their demands. Fund managers face sufficient difficulties each and every day as they search out the best attainable investment and trading possibilities for their clients assets. Our mission at Concept is to provide the custody, execution and clearing, operational support, and portfolio management and reporting options that free of charge our customers to focus on their core competencies.

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We think the Concept team is uniquely equipped to comprehend and anticipate our customers demands and preferences due to the fact of our diverse set of experiences and talent sets that incorporate launching and managing hedge funds, trading on a assortment of execution and order management systems, clearing and settling trades at a number of clearing firms, providing operational and technologies assistance to wide ranging investment approaches, using portfolio reporting technologies, implementing compliance procedures, and raising capital. We continue to invest in technology, talented men and women, as effectively as regional branches in an work to deliver the tools and support services that boost our customers potential to handle their organizations. These investments have resulted in a large number of new client mandates more than the past year and permitted us to retain current clients at a quite high rate, he concluded.

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About Notion Capital Markets, LLC:&#13

Notion Capital gives a extensive suite of brokerage and related solutions that supply conventional and alternative investment managers with options that are customizable and scalable. The firm was built by former investment managers to serve hedge fund managers, managed account platforms, institutional investors, family members offices, and registered investment advisors with turn-crucial solutions designed to free its consumers to focus on their core competencies. Our supplying features globe-class custody and clearing alternatives, multi asset class capabilities, leading execution and order management systems, a seasoned execution desk, a variety of financing possibilities, a extremely expert operations and buyer help group, extensive portfolio reporting capabilities, and capital introduction. Idea Capital Markets, LLC was established in 2010 following the spin-off of the Concept Capital division of Sanders Morris Harris Inc., whose origins date back to 1995. Notion Capital Markets, LLC is headquartered in Garden City, New York and operates offices in New York City, Greenwich, CT, Chicago, IL, Los Angeles and Del Mar, CA, Atlanta, GA, and Boca Raton, FL. The firm is registered as a Broker Dealer and Investment Adviser with the SEC, and is a member of FINRA, NFA, and SIPC. For additional information, visit http://www.conceptcapital.com.

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About Global Custodian Magazine:&#13

International Custodian is the top magazine covering the international securities company. With a circulation of 20,000 investment specialists about the world, the magazine is published 5 occasions a year by Asset International, and is defined by high-top quality editorial and a series of annual surveys that have grow to be benchmarks for the market. Founded in 1989, the original concentrate of the magazine was on securities processing operations: articles that explore how shares trade and settle and are held. Its editorial scope has considering that expanded to consist of fund administration, securities lending and financing, prime brokerage and the infrastructure of the international securities industry (CSDs, ICSDs, payments systems and other market bodies and initiatives). The editorial content of the magazine is now also supported by industry-regular surveys that address how the functionality of custodian banks, fund administrators, prime brokers and tri-celebration securities financing providers examine with each and every other and inside person markets. For extra info, go to http://www.globalcustodian.com.

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OKWU Ranks at Prime by Forbes and U. S. News

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(Vocus) August 25, 2009

Oklahoma Wesleyan University has been listed among America’s Very best Colleges by each Forbes and U.S. News &amp World Report. Each ranking is based on various criteria and is hugely sought amongst America’s institutions of greater education.

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Six Hundred institutions are ranked by Forbes, which includes national study universities and smaller liberal arts colleges. Forbes ranks OKWU as #155 in the nation. That tends to make it the highest ranked university (on Forbes’ list) of any kind in Northeast Oklahoma, and second in Oklahoma, ahead of OU, OSU, TU, UCO and ORU.

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According to a Forbes press release, “Traditionally, institutions of higher education have been categorized by their Carnegie classification. U.S. News &amp Planet Report and some other rankings use, occasionally with a bit of modification, categories such as National Study Universities or Liberal Arts Colleges. Usually a distinction is also created among public and private schools. In its core rankings, we eschew that approach, preferring to list all schools in a single ranking. It is our belief that college students go to college to receive a bachelor’s degree and generally are open to getting it from diverse varieties of institutions.”

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Forbes goes on to say, “As in 2008, we base 25% of the rankings on student satisfaction with their course instruction. Also, like last year, we base yet another 25% on indicators of post-graduate employment success, and one-sixth (16.67%) on the likelihood of graduation from college inside four years. Final year, we weighted the estimated typical 4-year student loan debt at a single-sixth (16.67%) in the rankings. Provided the increasing charges, debt levels and linked issues with this concern, we have enhanced the weight to 20% this year.”

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The U.S. News &amp World Report 2010 edition of America’s Ideal Colleges locations OKWU at #9, Ideal in the West, for baccalaureate colleges and the #7 Greatest Worth in the West. U. S. News &amp Globe Report breaks the 1400 colleges and universities into acceptable categories for comparisons. It states, “This 2010 edition of America’s Best Colleges uses the Carnegie Foundation for the Advancement of Teaching’s 2006 Standard version of its classifications. Carnegie groups American colleges and universities according to their mission as defined by variables such as the highest level of degrees conferred by discipline.”

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“U.S. News &amp World Report collapses nine of those Carnegie categories into four primary groupings: National Universities, Liberal Arts Colleges, Universities-Master’s, and Baccalaureate Colleges. The schools in the Universities-Master’s and Baccalaureate Colleges categories are placed into one particular of four geographic regions: North, South, Midwest, and West.”

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U. S. News &amp World Reports defines a baccalaureate college as a single that focuses “mostly on undergraduate education, just as the liberal arts colleges do, but grant fewer than 50 percent of their degrees in liberal arts disciplines. At these schools, at least 10 percent of undergraduate degrees awarded are bachelor’s degrees. There are 319 baccalaureate colleges, ranked inside 4 regions: North, South, Midwest, and West.” The west includes Oklahoma, Texas, New Mexico, Colorado, Arizona, Nevada, Utah, Wyoming, Montana, Idaho, Washington, Oregon, California, Hawaii and Alaska.

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Oklahoma Wesleyan University is a 4-year, Christian university of the liberal arts and sciences that is accredited by the North Central Association. OWU also receives specialist accreditation from the National Council for Accreditation of Teacher Education (NCATE), the Commission on Collegiate Nursing Education (CCNE), and the International Assembly of Collegiate Company Education (IACBE). It is a member of the Council of Christian Colleges and Universities as well as the Council of Independent Colleges and Universities and the Association of Oklahoma Independent Colleges and Universities.

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Soliant Names 2013 Prime 20 Most Stunning Hospitals in the U.S.

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Atlanta, GA (PRWEB) July 01, 2013

Soliant Overall health, a leading specialty healthcare staffing provider and element of Adecco Group, is proud to name LeConte Healthcare Center of Sevierville, Tenn. as the Most Stunning Hospital in the U.S. of 2013.

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For the fifth year in a row, Soliant Well being turned to hospital employees, patients, and supporters for assist in selecting the top 20 hospitals worthy of Most Beautiful Hospital in the U.S. distinction. With a approach slightly different from preceding years, the winners rested totally on voters hands, as Soliant Well being decided to bypass input from a panel of expert reviewers in deciding on the nominees.

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Much more than one hundred,000 votes later, LeConte Medical Center claimed victory with its mountain modern day theme, Dolly Parton Center for Womens Services, and 79 private patient rooms, every single with its personal lovely mountain view. Built with supplies native to the state, the hospital campus sits in perfect harmony with the historic towns setting: the foothills of the Wonderful Smoky Mountains National Park.

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Had been honored to have been named the Most Gorgeous Hospital in America! The beauty at LeConte is far more than just this gorgeous building its seen everyday in the outstanding care supplied to our sufferers by our staff, staff, and volunteers, stated Ellen Wilhoit, president and chief administrative officer of LeConte Health-related Center. Our developing was made by our healthcare team and neighborhood with the patient and household in mind. This created a fantastic atmosphere that promotes healing.

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Aside from getting aesthetically pleasing, LeConte Health-related Center was made to be a really functional workspace, focusing on patient flow and ease of access to medical solutions. Economic assistance from Sevier Countys own residents helped develop this facility which included the countys 1st cancer survival center. Prior to its opening in 2010, cancer patients had to drive over 40 miles to Knoxville, the closest city providing chemotherapy and radiation treatments.

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The aesthetics of a well being care facility can indicate that it is effectively taken care of, but it can also indicate that their sufferers are as well. As a provider of healthcare professionals for hospitals, we understand that aesthetics, along with interest to patients demands, are critical to patients’ happiness, stated David Alexander, president of Soliant Well being. LeConte Healthcare Center is a prime instance of a facility that recognized this link and produced the most of it.

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LeConte Healthcare Center is no stranger to the best 20, taking the #three spot in 2012 and #6 spot in 2011. All best 20 hospitals garnered an amazing quantity of support from supporters who voted tirelessly for the duration of the competitions almost two-month lengthy process. The remaining Leading 20 Most Beautiful Hospitals in the U.S. of 2013, every single with their personal honor-worthy qualities, are as follows:

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two.

Peter Oettinger Top Recruiter in Mountain Region for Prime Echelon in 2012

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Colorado Springs, CO (PRWEB) June 23, 2013

Leading Echelon Network, an elite recruitment network of hugely specialized search firms, passed out ten regional awards to Network recruiters for their efficiency during the 2012 calendar year.

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1 of these regions was the Mountain Region, and executive recruiter Peter Oettinger of Front Line Options, LLC in Colorado Springs, Colorado won the 2012 Mountain Area Award.

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About This Award:&#13

Leading Echelon Networks regional awards are based on a points program. Network recruiters can earn points in a assortment of approaches, which includes generating split placements with other Network recruiters, conducting phone interviews, scheduling face-to-face interviews, and meeting other Network recruiters in individual. Oettinger accumulated the most points in the Mountain Region.

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Best 5 Recruiters in the Mountain Region:&#13

In addition to Oettinger, Leading Echelons best five Network recruiters in the Mountain Region for 2012 incorporated the following:&#13

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Prime Urgent Care Now Offers Cigna Urgent Care

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Pearland, TX (PRWEB) June 23, 2013

Prime Urgent Care has been assisting individuals in Pearland and nearby communities with urgent care services for a lot of years. Lately, the facility has announced that it is accepting patients with Cigna insurance coverage.

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Prime Urgent Care in Pearland accepts most sorts of health insurance coverage, and not too long ago, it has began accepting Cigna insurance coverage to better meet the demands of its buyers. Even though the workplace does not accept private checks, it does accept credit and debit cards as properly as money. The staff is happy to answer any concerns that sufferers and their households have about their Cigna urgent care to guarantee that individuals acquire the greatest care possible for their condition.

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New Services Supplied for Sufferers with Cigna Insurance&#13

The board-certified physicians at Prime Urgent Care have the potential to treat a wide variety of acute illnesses and injuries for most patients in the facility. The facility is equipped with standard supplies and gear discovered in most loved ones practice offices, and it also provides digital x-ray services, crutches and splinting solutions, IV fluid administration, EKG services and a lot more. Individuals who have been injured in a minor vehicle accident or suffered a sports or perform injury or who have indicators of an acute illness that may possibly be from a cold, flu, sinus infection or other condition can pay a visit to the workplace nowadays and advantage from access to quick healthcare services. In addition, school and function physicals and other connected solutions can be supplied to patients through Prime Urgent Care.

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There are instances when it is better to go to a family medical professional with a often scheduled visit, and there are times when a trip to the emergency area is a necessity. Nonetheless, for those times in in between when urgent medical assistance is needed but a trip to the ER or the family doctor does not appear appropriate, the physicians and healthcare specialists at Prime Urgent Care in Pearland can help. These who need to have quick health-related help can check in on-line just before driving in to the office as a comfort.

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There are instances when going to a family members practitioner for a sick pay a visit to tends to make sense, but in some instances, this kind of service is not best or hassle-free. Soon after all, the patient could be also ill to wait for a scheduled appointment time a day or two later and might prefer to be treated immediately with walk-in service. Even so, the condition might not be severe adequate to warrant a pricey and stressful trip to the emergency space. Urgent care services offer individuals with the fast, high quality healthcare services they need to have without the cost or inconvenience related with a trip to the emergency room.

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About&#13

The experienced and skilled team of healthcare experts at Prime Urgent Care has been offering Pearland area residents with high quality healthcare solutions for many years, and it accepts numerous types of wellness insurance coverage and other forms of payment as a comfort to its sufferers. Cigna urgent care patients can verify in online at the site just before going to the workplace, and they can also call (888) 982-7440 for assistance.

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The Promenade at Wyomissing Square Announces Prime Retail Availability

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Wyomissing, PA (PRWEB) June 17, 2013

Promenade Square LLC is pleased to present prime retail space offered for lease at The Promenade at Wyomissing Square a 33,000 SF specialty retail center located at Hill Ave &amp Park Rd in Wyomissing, PA, just a block north of Penn Avenue across from the VF Outlet Village. The project is currently under development and is scheduled to open in Fall 2013. Accessible space ranges from 800SF 12,000 SF with a base module of 1,860 SF and 20ft of frontage.

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Aggressive Leasing Campaign&#13

With the economic recovery in complete swing and the initial 3 phases of the Wyomissing Square project totally created and stabilized – Promenade Square LLC is launching an aggressive leasing campaign to create the retail component and fill The Promenade with a targeted tenant mix that will consist of neighborhood, regional and national brands.

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It will be anchored by high quality meals &amp beverage tenants. A new 5,300 SF fine dining establishment with outdoor seating for 48 will join the current restaurant anchor Viva Bistro &amp Tapas Lounge to bookend the web site. The tenant lineup will most likely include the following retail categories: gym/fitness center, massage/spa, coffee/bakery/caf

Prime Newport Beach Broker Foresees Luxury Home Market place Stabilizing in the Subsequent Year, Advises Luxury House Seekers to Take Action Now

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Newport Beach, CA (PRWEB) June 22, 2012

Its a excellent time to get in the luxury marketplace, according to John Siracuse, Owner and Broker of Siracuse Estates and Property Management. Siracuse has been involved with the Newport Beach luxury home sale industry because the recession began and believes that the time is now for snagging excellent bargains on beach and harbor front houses. He foresees the market stabilizing in the next year, and believes the wonderful buys will disappear.

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Siracuse continues, I have been involved with luxury homes in Newport Beach for years now and have been watching rates come down to an unprecedented low. One property on E. Oceanfront started at $ 29 million and sold for $ ten million soon after being on the market for 1,027 days! One of my sales closed in 5 days after getting on the marketplace for 317 days. Negotiations began at 5.7 million not which includes furnishings and ended with a three.9 million acquire value with all the furniture. An additional began at 10.5 million and was purchased for 7.1million, once more with all the furniture valued at $ 200,000.

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Siracuse notes that at the beginning of the down market place, luxury sellers had been standing their ground for the cost they wanted. Now, much more than 5 years later, he says sellers are providing away furniture, vehicles, grand pianos and a lot much more to spark interest from purchasers. Also, sellers issues have elevated because some massive, luxury, brokerage firms as soon as believed to be the cr

Dr. Robert D. Manning Named One particular Of The Prime Personal Finance Experts in US by Cardratings.com

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Rochester, NY (PRWEB) September 26, 2011

Cardratings.com was founded in 1998 and is devoted to educating buyers about credit cards. A pioneer in the on-line compilation of customer evaluations of bank-issued credit cards, Cardratings.com is a leading supply of objective credit card rating data. Cardratings.com has often reported on the pathbreaking perform of Dr. Manning, a leading scholar in customer finance education as properly as a national consumer advocate in promoting customer protections in the monetary solutions marketplace.

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Dr. Manning is ideal known for his internationally reknown book, CREDIT CARD NATION (2000) which followed his pathbreaking study, “Credit Cards on Campus: The Social Price of Customer Debt,” released by the Customer Federation of America in 1999. Broadly interviewed in the national and international media and a regularly invited expert witness just before US Congressional, federal agency, and state legislative hearings, his study was the basis of the provocative 1997 documentary, “In Debt We Trust: America Before the Bubble Burst.” Dr. Manning’s analysis on consumer debt consists of the monograph, LIVING With DEBT (2005) and several awards including co-winner of the prestigious 2003 George Polk Award which raised the spector of the impending subprime loan debt crisis. He was also 1 of the earliest forecasters of the 2007 monetary meltdown and was instrumental in the enactment of 2010 federal CARD Act. Dr. Manning’s ardent advocacy for more stringent regulation of the financial services business contributed to the momentus 2010 Dodd-Frank Act.

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The past Director of the Center for Consumer Financial Solutions at Rochester Institute of Technologies, Dr. Manning, is President and CEO of the Accountable Debt Relief Institute (RDR), a nonprofit business that specializes in the patent-pending, net cash-flow, credit capacity assessment technique.

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RDR offers distinctive consumer loan underwriting and debt solutions application, market leading research, and strategic management consulting. The RDR internet-based solutions system is the basis of his proprietary RDR mortgage modification program for unfavorable equity mortgages, the Debt Resolution Plan (DRP) which gives a “means-tested” alternative to debt settlement programs with the assistance of the Utah state Lawyer Basic, exclusive Credit Capacity assessment score as an option to traditional credit scores, proprietary tenant screening system, and the pathbreaking MyMoneyEd customer financial empowerment method that launches in fall 2011. Dr. Manning’s revolutionary net money-flow algorithm/software technique will fundamentally modify how households handle their individual finances and, ultimately, level the playing field between banks and customers.

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Dr. Manning is also the founder of DebtorWise Foundation, a nonprofit organization devoted to supplying reasonably priced economic education to financially distressed and low-earnings households. It is the nation’s leading provider of on the web Credit Counseling and Debtor Education courses that are required by the Federal Court for filing consumer bankruptcy. Dr. Manning’s most current monograph examines Walmart’s expansion into customer economic services in the United States with a case-study of Banco Walmart de Mexico.

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For much more information contact:&#13

Donna Slavin, Director of Unique Applications&#13

d.slavin(at)debtorwise(dot)org&#13

(585) 270-8398

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