Tag Archives: Philip

Philip A. Kramer, Esq. Uncovers Non-Attorneys Acting as Attorneys Nationwide Claiming to be Affiliated with Law Offices of Kramer & Kaslow

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Calabasas, CA (Vocus/PRWEB) February 10, 2011

Recent media coverage and Internet postings accusing mortgage litigation services of tactics of associating with law firms like Kramer & Kaslow are part of a nationwide trend of unauthorized use of trademark and unauthorized practice of law. These tactics are predatory scams misleading consumers who can be helped with their foreclosures by seasoned litigation attorneys, according to Philip A. Kramer, Esq. senior partner of Kramer & Kaslow, LLC.

A post on the RainCityGuide blog, entitled, New Predatory Scam: Mortgage Litigation Services, described the authors receipt of an email marketing piece promising anyone including non-attorneys a turnkey system that allows you to start offering mortgage litigation to homeowners in days working out of your house The marketing piece promised huge profits for those individuals who signed up, for which little or no work would be required. In the post, the author described howthe subprime lending industry barfed out hundreds if not thousands of loan originators in 2008 who had a taste of the six figure lifestyle and didnt want it to end. The predators quickly swarmed into the loan modification industry and when state regulators started clamping down, they morphed into the new industry of non lawyer mortgage litigation scheme.

According to Philip A. Kramer, Esq., these acts are violative of the State Bar Act, the California Rules of Professional Responsibility, the Racketeer Influenced and Corrupt Organizations Act, and various State and Federal criminal laws.

We are sending out cease and desist letters and will vigorously pursue any and all individuals to demand they stop the unauthorized use of the name and likeness of Kramer & Kaslow, Philip A. Kramer Esq. and all associated proprietary images and real and intellectual properties. Homeowners who work with our team of authorized legal experts listed at Kramer & Kaslow are getting the best opportunity to resolve their problems and keep their homes, said Philip Kramer, Esq. whose practice emphasizes commercial litigation and trial advocacy, with a concentration on franchise law, banking litigation, and real property matters. Philip Kramer, Esq. has also served as a Judge Pro Tem for the Los Angeles Superior Court and as a Mediator and has tried more than 200 cases. He has appeared on numerous nationally televised programs as an expert in pre-trial procedure and trial strategy and as a guest lecturer on topics ranging from constitutional law to trial practice. Philip A. Kramer, Esq. is perennial honoree as a Super Lawyer by Los Angeles magazine.

At Kramer & Kaslow, we help families avoid foreclosure thru our litigation services and expertise. Our objective is to help homeowners with an affordable solution for staying in their homes, said Philip A. Kramer, Esq. Despite the predators, it is important for consumers to remember there are skilled and experienced attorneys at Kramer & Kaslow who are helping people in need.

According to Philip A. Kramer, Esq., only attorneys authorized by the Firm are true and actual participants in the Firms current cases. Each of the Firms attorneys must be a in good standing as part of a professional law firm, complete a comprehensive application including qualifications and complete financials, undergo a review of their actual work location and a background check, participate in a 3-day training course and integrate their work on these cases into the Firms systems for checks and balances.

Current high-profile cases filed by Kramer & Kaslow in Superior Court of the State of California and County of Los Angeles include:

Kramer & Kaslow Attorney Philip A. Kramer Weighs in on Government Loan Modification Controversy

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Calabasas, CA (PRWEB) April 30, 2011

Whilst no imminent legislation is in sight, the California Democratic Congressional Delegation did send a letter to Attorney Basic Eric Holder that concludes amongst other things, Its clear that even soon after promising to operate with borrowers, and getting government incentives to do so, economic institutions are simply stringing the American individuals along. Right after reviewing thousands of complaints from our constituents, it appears that we arent dealing with isolated incidents and that a pattern of misconduct and obstruction is present.

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When asked for a comment about the report, noted lawyer Philip Kramer explained, The technique as it is set up now merely does not operate. There is no accountability. There are no significant rewards or punishments. The lenders have each and every incentive to fall short. They do not disappoint in this regard.

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Offered the scope of the problem, it appears likely that something is going to have to be accomplished to address the circumstance, but legislators are locked in partisan battle, and it appears most likely that for the time being home owners in problems are going to have to struggle with the banks or seek redress in the courts.

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Its an unfortunate scenario, Philip Kramer comments, But I dont see something changing for the far better any time soon.

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http://lofgren.property.gov/index.php?choice=com_content material&amptask=view&ampid=605&ampItemid=89

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ABOUT PHILIP KRAMER&#13

PHILIP A. KRAMER is the senior companion of the Law Office of Kramer &amp Kaslow, in Calabasas, California. Kramer &amp Kaslow is Martindale Hubbell AV rated. Mr. Kramer is a perennial recipient of the prestigious Southern California Super Lawyer award.

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Mr. Kramer received his undergraduate degree from Ohio State University and his Juris Doctorate from the Catholic University of America, in Washington, DC. His practice emphasizes industrial litigation and trial advocacy, with a concentration on company litigation, and genuine home matters. He has prosecuted and defended instances for more than twenty 5 years.

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Mr. Kramer is a licensed true estate broker and has spent considerable time offering legal services in connection with real estate troubles relating to loan modification and loss mitigation, land use and zoning, environmental concerns, easements, construction and development, finance, and landlord tenant matters.

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Mr. Kramer is admitted to practice before all courts in the State of California, the United States Supreme Court and the United States Court of Military Appeals. Mr. Kramer has attempted in excess of 200 situations. He has appeared on nationally televised applications with regards to pre-trial procedure and trial approach and has appeared as a guest lecturer on topics ranging from constitutional law to trial practice, and Mr. Kramer frequently lectures on a broad spectrum of a variety of legal and organization troubles.

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Mr. Kramer also serves as a Judge Pro Tem for the Los Angeles Superior Court and as a Mediator.

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Mr. Kramer is also a past president of the Los Angeles West Inns of Court, a national organization committed to bringing professionalism and civility back into the legal profession. He also serves on quite a few Boards of Directors and serves as an officer in many companies. For a lot more data get in touch with (818) 224-3900 or pay a visit to http://kramer-kaslow.com

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Law Offices of Kramer & Kaslow — Noted Litigator Philip Kramer Weighs in on Lately Announced Banking Market Settlement

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Calabasas, CA (PRWEB) May 31, 2011

According to consolidated plaintive litigation lawyer Philip Kramer, the recently announced settlement between the banking business and the government, may just turn out to be much better for homeowners, as extended as the bank is not let off the hook. The settlement, as reported by the LA Occasions (http://www.latimes.com/company/realestate/la-fi-mortgage-deal-20110413,,2152407.story), is component of the consent orders issued by the U.S. Department of the Treasury, Comptroller of the Currency, was announced earlier this month with the nations twenty largest lenders.

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“Not every person is happy,” says Philip Kramer. “The bank regulators have been criticized for failing to quit unsafe lending throughout the housing boom and for pre-empting state attempts to rein in predatory lending. The settlement drew instant criticism from customer advocates and members of Congress who mentioned the new measures did not go far enough.”

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According to the LA Occasions post, “These consent orders are worse than doing nothing,” stated Alys Cohen, staff attorney for the National Consumer Law Center. “They set the bar so low on some factors and they give the banks carte blanche on others. And they give the look of undertaking anything although providing banks handle of the approach.”

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Philip Kramer, an lawyer who has led a series of consolidated plaintive litigation lawsuits alleging several of these practices and more agrees that the settlement doesnt go far sufficient. For me, the most significant problem with the settlement is that it continues the economic sector practice of letting the business police itself, says Kramer. And the remedies suggested are merely inadequate.

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According to the La Times Article, the consent orders allow for the following:&#13

The banks will designate a single person for distressed borrowers to contact so they aren’t bounced around from 1 get in touch with center employee to one more.&#13

The banks will put the foreclosure approach on hold if a mortgage has been authorized for a trial modification.&#13

The banks will establish “robust” controls and oversight for the actions of law firms and other individuals hired to support with foreclosures.&#13

The banks will hire outside auditors approved by the regulators to review foreclosure proceedings in 2009 and 2010 and recognize improper foreclosures, violations of state and federal law, and errors, misrepresentations or negligence that triggered economic harm to borrowers.&#13

The banks will compensate borrowers identified to have been harmed financially by bank wrongdoing or negligence, like setting up a process for aggrieved borrowers to make claims for remediation.

This language makes it possible for the bank to create programs and policies. Envision, if you or I committed a series of crimes and then proposed that we would come up with our own restitution program, says Kramer. No criminal charges. No jail time. Fines? Nicely figure it out later. Thats precisely what occurred here. Is it an improvement over what existed ahead of? Yes. Is it sufficient? No, absolutely not.

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The LA Times write-up says that according to the consent orders, the 14 largest mortgage servicers agreed to address the troubles with no admitting or denying wrongdoing. The orders also say that fines will be levied later, according to the Federal Reserve, which oversees the parent organizations of ten of the servicers, including Bank of America Corp., Wells Fargo &amp Co., JPMorgan Chase &amp Co. and Citigroup Inc.

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Philip Kramer hopes that this will be the beginning of actual justice rather than a final resolution. The issue is so massive, says Philip Kramer. You have banks generating faulty loans, loans they knew would blow up and leave property owners and investors in a lot of difficulty. They aggressively sold these loans. They purchased insurance coverage, knowing the loans have been faulty, and then profited once again when the loans failed. Imagine if you were a vehicle dealer and you got a shipment of vehicles with negative brakes. You knew the brakes had been undesirable, and however you aggressively sell those automobiles, and then you take out insurance coverage policies on the drivers who purchased those automobiles so that when they get killed you get even far more cash. Thats what occurred here. The banks need to have a lot much more important penalties.

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ABOUT PHILIP KRAMER&#13

PHILIP A. KRAMER is the senior partner of the Law Workplace of Kramer &amp Kaslow, in Calabasas, California. Kramer &amp Kaslow is Martindale Hubbell AV rated. Mr. Kramer is a perennial recipient of the prestigious Southern California Super Lawyer award.

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Mr. Kramer received his undergraduate degree from Ohio State University and his Juris Doctorate from the Catholic University of America, in Washington, DC. His practice emphasizes commercial litigation and trial advocacy, with a concentration on company litigation, and genuine home matters. He has prosecuted and defended instances for over twenty five years.

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Mr. Kramer is a licensed true estate broker and has spent considerable time providing legal services in connection with real estate problems relating to loan modification and loss mitigation, land use and zoning, environmental troubles, easements, building and development, finance, and landlord tenant matters.

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Mr. Kramer is admitted to practice prior to all courts in the State of California, the United States Supreme Court and the United States Court of Military Appeals. Mr. Kramer has tried in excess of 200 situations. He has appeared on nationally televised applications regarding pre-trial process and trial method and has appeared as a guest lecturer on subjects ranging from constitutional law to trial practice, and Mr. Kramer often lectures on a broad spectrum of a variety of legal and organization troubles.

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Mr. Kramer also serves as a Judge Pro Tem for the Los Angeles Superior Court and as a Mediator.

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Mr. Kramer is also a past president of the Los Angeles West Inns of Court, a national organization committed to bringing professionalism and civility back into the legal profession. He also serves on quite a few Boards of Directors and serves as an officer in numerous organizations. For a lot more details contact (818) 224-3900 or check out http://kramer-kaslow.com

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Philip Kramer Responds to Deutsche Bank Suit Against Foreclosure Expert

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Calabasas, California (PRWEB) June 12, 2011

The Law Offices of Kramer and Kaslow not too long ago weighed in on a news article published on the Huffington Post net website final month. According to the Huffington Post’s report, Deutsche Bank is suing the son of foreclosure specialist Lynn Szymoniak for what she is quoted in the post is “in retribution for her efforts to bring their malfeasance to light.”

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Ms. Szymoniak not too long ago appeared on an April 3, 2011 60 Minutes episode, and blasted the lenders for what she believes are their errant ways. For far more particulars, view Ms. Szymoniaks response to the Deutsche Bank suit (Palm Beach Circuit Court, CASE NO: 50 2008 CA 022258 XXXXMB)

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In the Huffington Post post, it is reported that shortly right after the look on 60 Minutes: Szymoniak won a key victory in her personal foreclosure case. The court identified that Deutsche Bank was unable to demonstrate ownership of her mortgage, which had initially been issued by the defunct subprime mortgage lender Alternative 1, and threw the case out.

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According to court documents, Deutsche Bank was permitted to re-file their case if the bank could get appropriate documentation, however. And on Friday, May 6, Szymoniak received a notification from the bank’s lawyers that she was once more being sued for foreclosure.

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Additionally, according to court documents, Deutsche Bank wasn’t just going soon after her. The bank was also attempting to sue her son, Mark Cullen, who is presently pursuing a graduate degree in poetry at the New College in New York. Cullen hasn’t lived in Szymoniak’s home for seven years and is not a celebration to any aspect of her mortgage — he has no interest in either the property or the loan, and by no means has had any such interest, according to Szymoniak.

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“It is just absolute harassment,” Szymoniak mentioned in her interview with the Huffington Post. “He does not personal anything, for god’s sake! He’s receiving a masters in poetry. He not only doesn’t have any funds, he’s by no means going to have any funds.”

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Each Deutsche Bank and their legal counsel, Akerman Sentertfitt LLP, declined to comment.

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California-primarily based consolidated plaintiff litigation attorney Philip Kramer, whose Kramer &amp Kaslow law firm has filed a number of lawsuits against lenders on behalf of property owners comments, I am not shocked to hear that Deutsche Bank had improper record keeping. That is rampant. I am not shocked that they re-filed the suit. It was either that or by their silence admit wrongdoing. What is startling is that they would seek retribution against an innocent third party. I cant believe that any court will let this stand.

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Learn more by going to the Kramer and Kaslow weblog.

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ABOUT PHILIP KRAMER&#13

PHILIP A. KRAMER is the senior partner of the Law Office of Kramer &amp Kaslow, in Calabasas, California. Kramer &amp Kaslow is Martindale Hubbell AV rated. Mr. Kramer is a perennial recipient of the prestigious Southern California Super Lawyer award.

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Mr. Kramer received his undergraduate degree from Ohio State University and his Juris Doctorate from the Catholic University of America, in Washington, DC. His practice emphasizes commercial litigation and trial advocacy, with a concentration on enterprise litigation, and true house matters. He has prosecuted and defended instances for more than twenty five years.

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Mr. Kramer is a licensed genuine estate broker and has spent considerable time delivering legal solutions in connection with real estate problems relating to loan modification and loss mitigation, land use and zoning, environmental concerns, easements, building and development, finance, and landlord tenant matters.

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Mr. Kramer is admitted to practice before all courts in the State of California, the United States Supreme Court and the United States Court of Military Appeals. Mr. Kramer has tried in excess of 200 instances. He has appeared on nationally televised programs regarding pre-trial process and trial approach and has appeared as a guest lecturer on subjects ranging from constitutional law to trial practice, and Mr. Kramer frequently lectures on a broad spectrum of numerous legal and business troubles.

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Mr. Kramer also serves as a Judge Pro Tem for the Los Angeles Superior Court and as a Mediator.

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Mr. Kramer is also a past president of the Los Angeles West Inns of Court, a national organization committed to bringing professionalism and civility back into the legal profession. He also serves on several Boards of Directors and serves as an officer in many businesses. For a lot more data call (818) 224-3900 or visit http://kramer-kaslow.com

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