Tag Archives: Offering

Modification.org – Now Offering Exclusive Discount on Mortgage Loan Modification Services to Students, Teachers and Education Specialists

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Hollywood, FL (PRWEB) February 12, 2009

Modification.org has lately launched to aid troubled borrowers by utilizing a specialist team of expert attorneys to negotiate with the lenders on the home owners behalf. In a lot of cases the distresses borrower’s interest price is lowered, the monthly payment quantity is reset to anything that fits the family’s price range and in some instances the principal balance (or the total quantity owed) is even decreased. The Loan Modification techniques used by the Loan Modification Specialists at Modification.org allow families that would be in danger of losing their houses to bank stay away from foreclosure and resume life as usual.

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Nowadays, Modification.org announced that they will be offering a new Education Skilled and Student Discount. With this exclusive discount, homeowners employed by an educational facility or any existing student that owns a property will obtain a 25% discount on the currently low Loan Modification prices. This discount is an work by the management at Modification.org to thank all of the committed professors, teachers and everybody behind the scenes that work so hard to educate this great nation and these who are in school functioning to much better themselves for the duration of this tough financial time. It is a realistic possibility for many home owners to save thousands with Loan Modification enabling them to divert these funds to furthering education and helping develop a robust future for all American Households.

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Todd Moss, Vice President of Modification.org states “With numerous Americans struggling right now, its essential that firms step up to the plate and help the teachers and educators of our country. We at Modification.org feel that it is important that we attain out to this segment of the population that have helped so a lot of of us and however are faced with so a lot of financial challenges. Our teachers and educators have accomplished so significantly for so numerous, that I want to personally extend our solutions to aid them in this time of need to have.”

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At Modification.org there is up to date data for anyone that wants to find out more about Mortgage Loan Modification and they provide a Cost-free Assist Line where any person can contact toll free to discuss their possibilities and see if a Loan Modification can help drastically save on monthly mortgage payments and even Cease Foreclosure.

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Click to locate out much more about the Loan Modification Education Discount or contact 1-888-826-3193 to have any of your Loan Modification inquiries answered for cost-free.

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Phoenix East Valley Real Estate Agent Jason Hall Offering Specialized Services for Foreclosure and Quick Sale Victims

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Chandler, AZ (Vocus) July 1, 2010

Despite the fact that the housing market has really taken its toll on so a lot of Americans, Chandler, Arizona real estate agent Jason Hall is doing his greatest to remediate the method of foreclosure and brief sale victims buying a home. As an specialist in Phoenix-East Valley genuine estate, Jason Hall is operating with foreclosure and quick sale victims by helping them utilize the positive aspects of programs such as HAMP and HAFA.

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HAFA is a portion of HAMP (Residence Inexpensive Modification Program) which was developed by the United States Treasury Department in order to help certified home owners in avoiding foreclosure by way of a brief sale or deed-in-lieu. This method is developed to get lenders to quickly and effectively support eligible home owners conduct a quick sale or deeds-in lieu by supplying financial incentives to investors, lenders and homeowners who make obtainable foreclosure options by way of the HAFA recommendations.

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Jason Hall is carrying out his ideal to support Chandler/Gilbert brief sale and foreclosure victims take benefit of these provides, but is also encouraging these with access to Hedge funds and big financial pools to support create a recovery loan. If done effectively, this can truly help these that have been victimized by brief sale and foreclosure over the previous 3 years as well as rebuild the private sector and generate large profits.

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As a local Arizonan, Jason Hall understands the optimistic effect this could have on the surrounding community. He is not only doing his greatest to aid make use of programs created by our government, but also doing his element to assist his community get back on its feet. With the focus of these efforts on helping individuals in need rather than acquiring clients, Jason Hall hopes to see wonderful success from these applications.

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About Jason Hall: Jason Hall is a multi-award winning genuine estate agent in Chandler, AZ with more than 10 years of encounter in the sector. As an expert on short sales in Arizona, Jason Hall is dedicated to finding the excellent homebuyers of all varieties. For far more info on Jason Hall, HAMP, HAFA or featured listings in Arizona contact 480-703-4117 or visit http://www.AZHomeInfoSource.com.

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Capitolshortsale.com Launches Offering Free Legal Suggestions For Underwater Home owners and a Possibility to Win a New iPad 2

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Washington, DC (PRWEB) August 06, 2011

Sadly it is clear that there is no magic bailout on its way to these facing the possibility of foreclosure in the DC location. Lenders and the government continue to roll out new concepts, but none have yet confirmed to offer a big scale resolution. Homeowners must realize that out of necessity the powers that be are focused on macroeconomics and that they should take action themselves. Fortunately property owners who have found themselves underwater on their property loans now have a new resource to tap into.

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The new web site being launched gives region residents with the critical info they require to make an informed choice on whether or not a strategic default, loan modification or brief sale is the proper resolution for them to stop foreclosure. It also promises to provide the resources required to succeed in properly stopping foreclosure in Virginia, Maryland or DC and developing a true, educated program of action that requires into account prospective tax ramifications and future financial goals.

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There can be many traps awaiting those who are not armed with adequate representation and experience. No one particular knows when the bank is genuinely going to foreclose. Sadly the media has misled several with the false sense of safety that they can just quit paying their mortgages and live in their homes for free of charge for years. Some could have gotten away with this, though other people are getting foreclosure notices just 60 days right after becoming delinquent. Dealing with lenders straight can definitely be a mine field. Even if some kind of loan modification or brief sale can be negotiated, if you have not retained a specialist to function on your behalf, a large tax bill or a deficiency judgment could be about the corner.

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This is where the other half of this site comes into play. Founder Brian Gormley, an lawyer, short sale specialist and actual estate broker brings his distinctive blend of solutions to the table for these who need to have it. This may possibly look like an intriguing blend of various hats to wear, but as he points out new alterations in the law now limit the potential of true estate agents to negotiate brief sales. In order to get a fair deal and ideal terms when speaking short sales and stopping foreclosure with lenders, a specialist who will fight for you is essential.

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For the duration of an interview Brian Gormley points out that although the banks, “May possibly have you believe that it is your paperwork causing delays or denial of your requests, more frequently negotiations are held up since of complicated relations servicers have with investors and mortgage insurers, or simply because lenders have inaccurate property valuations or unrealistic expectations of net sales proceeds.”

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These that have utilized Brian and his company Cornerstone Properties and Economic Solutions say the difference is really the energy of contacts and aggressively escalating negotiations to the leading for his consumers.

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Asked about the new trend in strategic defaults Brian answers they sound a lot sexier than they are and that the most critical point all concerned homeowners need to do proper now is to seek out quality legal tips from an professional who can guide them to the best answer for their person scenario.

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These contemplating a quick sale or needing help to quit foreclosure will learn many cost-free resources on the new internet site including the most recent legal developments, data on the firms pro bono loan modification help and the Exactly where In DC? video series. In addition those who check out the website get the likelihood to enter the current iPad giveaway.

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So it is undoubtedly worth checking out the site for the possibility of getting out of debt and walking away with a brand new iPad.

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Wrongful Foreclosure Complaint Lawyer Offering Initial Lawsuit Evaluation For Folks Who Lost Homes Wrongly Foreclosed Upon With McDonaldWorley.com

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Houston, TX (PRWEB) September 20, 2012

It is a severe and solemn occasion when circumstances lead to a loved ones potentially losing their house, according to attorney Don Worley. In cases exactly where the home is lost due to misrepresentation, dishonesty, fraud or done so unlawfully, further insult is added to injury. Folks who feel that they would like to make a complaint can now consult the national wrongful foreclosure attorneys with the legal team at McDonaldWorley.com. Seasoned lawyers with the firm are supplying totally free initial lawsuit evaluations for a restricted time, and can assist folks who qualify in all 50 States.

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Qualified people are invited to check out their website and share case information for assessment, as nicely as their name, e mail and phone quantity.

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Following the protected, safe on the internet submission, the case will be reviewed. The entire evaluation request method requires less than 5 minutes.

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“It is an outrage when a loved ones loses their home due to misrepresentation, fraud or negligence on the part of the banks. The law is clear, we seek to place it back to work for the citizenry,” stated Don Worley, lead lawyer with the firm.

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Most typically lenders wrongfully foreclose in the following situations:&#13

Military members protected by law&#13
Loan modification mistakes&#13
Mortgage help denied despite applicant eligibility&#13
Property foreclosure in spite of no payment in default

In 2012 the foreclosure rate is anticipated to rise 15% from 2011 according to RealtyTrac with the outlook for 2013 displaying tiny improvement. According to McDonaldWorley.com, proceedings can be initiated due to a easy error on the lenders part, but the benefits stay the identical and trigger severe harm to the families who drop their homes.

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In addition, a current HUD / DOJ report announced $ 25 Billion in foreclosure abuse protection.

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It requires time to gather then necessary documents required to win a lawsuit, according to the firm, it is essential that men and women share their case particulars employing instantly.

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“Join our attorneys to restore what was taken wrongfully, and assist us avert it from happening to your neighbor,” added Mr. Worley.

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About McDonaldWorley.com:&#13

The law firm can assist American residents in any of the 50 states. Folks who want to take benefit of the unique offer you and get an knowledgeable wrongful foreclosure lawyer to assessment their claim can go to: http://mcdonaldworley.com/wrongful-foreclosure-lawyer

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Bankruptcy Attorney Los Angeles Service Presented by Zhou & Chini, Bankruptcy Attorneys Launch Ad Campaign Offering Cost-free Consultations for Los Angeles Residents

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(PRWEB) August 16, 2012

1 of Los Angeles California bankruptcy attorneys is producing headlines with its current ad campaign supplying struggling Los Angeles residents to speak with a bankruptcy attorney for cost-free. The law offices of Zhou &amp Chini comprehend that many residents in Southern California specifically in Los Angeles need help with ones finances. The firms new ad campaign is supplying totally free consultations for people in search of representation from a bankruptcy attorney. Several residents are wondering if they qualify for chapter 7 bankruptcy, recognized widely as liquidation or straight bankruptcy, Chapter 7 bankruptcy offers filers with protection from creditors and relief from many of the debts that have overwhelmed and burdened them. It will permit an individual to clear most of the outstanding debts quickly and get a fresh commence in a persons economic life.

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Los Angeles has 9,889,056 residents according to the 2011 U.S Census report. Los Angeles, along with most of Southern California true estate market, was hit tough a handful of years back and are nonetheless feeling the effect. When a person is contemplating filing bankruptcy in Los Angeles, it is definitely vital that an person speaks to an attorney. An knowledgeable bankruptcy firm like the Law Offices of Zhou &amp Chini will clear many of a consumers the debts and let the individual to start off fresh. By contacting a California bankruptcy lawyer, that is the 1st step in filing bankruptcy finding a bankruptcy attorney. Bear in mind to bring all monetary documents to the initial consultation to get the ideal suggestions attainable. When working with a bankruptcy attorney, the lawyer in charge will evaluation the economic circumstance and determine the ideal course of action to fit the customers needs. When an lawyer has determined if a client can qualify for Chapter 7 bankruptcy, the process is to move the bankruptcy approach ahead speedily and smoothly for those who do not qualify for Chapter 7, there is nevertheless an alternative. An person in search of relief can nonetheless file a Chapter 13 bankruptcy case. It will call for for the filing person to enter into a payment program that will be designed to meet the individual’s current capacity to pay. Some individuals may possibly want to speak with a reverse mortgage Los Angeles specialist to see if they meet the specifications. For more data about filing for bankruptcy in Los Angeles go to,

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The house owner can also try to negotiate a loan modification with the lender. This can permit the homeowner to preserve your home and make the payments on the debt more manageable. Many applications have been developed to assist homeowners stay in the property due to the current mortgage crisis. The U.S. Department of Housing and Urban Improvement supplies info on the governments programs to assist home owners negotiate a mortgage modification. An Los Angeles attorney can support with negotiating with a lender to receive a loan modification. Costs linked with the negotiation process could limit the rewards of the modification received. The law offices of Zhou and Chini can also verify to see if the homeowner qualifies for the new HARP two refinance plan for residents who are upside down in their house loan. Yet another alternative for some might be an Los Angeles reverse mortgage program. To find out much more speak to abankruptcy lawyer in Los Angeles to go more than your alternatives. A homeowner can also cease foreclosure process by filing bankruptcy in Los Angeles. By filing a Chapter 13 bankruptcy case the individual filing can catch up on back payments on the home by way of the payment program worked out with the bankruptcy trustee. The homeowner have to continue to make timely payments on your house for the duration of the bankruptcy case, or the lender petition the court to proceed with the foreclosure sale. An skilled Los Angeles bankruptcy lawyer can support with filing for bankruptcy now.

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Filing for Chapter 13 in Los Angeles may possibly be an option when facing a foreclosure. By filing a petition for Chapter 13 bankruptcy, foreclosure proceedings will automatically be stayed (stopped, delayed). Chapter 13 is the reorganization chapter of the Bankruptcy code wherein there is a proposed plan for restructuring debts. This is often referred to as Person Debt Adjustment or wage earners program. Chapter 13 serves to safeguard the debtors home from liquidation, as would take place in a Chapter 7 bankruptcy. The debtor is required to pay bills over a specified period of time, generally three to five years. In the course of that time, creditors are restricted from pursuing collections, like get in touch with, lawsuits and more. Foreclosure proceedings could also be stayed. An person with regular earnings might be eligible for a Chapter 13, even if he or she is self-employed or operates an unincorporated enterprise. A corporation or partnership is not eligible for Chapter 13. If you are an person with much less than $ 307,675 in unsecured debt and much less than $ 922,975 in secured debt, the particular person filing could be eligible to file for Chapter 13. Additionally, the party should have received credit counseling from an approved agency within 180 days just before filings. Speak with an lawyer in Los Angeles about filing to bankruptcy.

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The bankruptcy firm makes use of Search engine optimization expert solutions to help in law firm marketing to support spread the message about the value of speaking with an skilled bankruptcy attorney in Los Angeles, if someone is taking into consideration filing. The firm continues its on the web presence by offering zero cost bankruptcy data on the bankruptcy firms weblog and social media pages. This details along with cost-free consultations the firm hopes to support much more property owners understand about chapter 13 bankruptcy and what possibilities they may possibly have.

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About the Firm: The Law Office of Zhou &amp Chini servicing the cities and counties of California. He is a graduate of UCLA and has been practicing law because 1999. Mr. Zhou has a wealth of experience in bankruptcy, civil litigation, family members law, criminal law and unlawful detainers. Zhou and Chini Law Offices offer bankruptcy help to Los Angeles, Riverside, Orange County and San Diego residents. If you need a bankruptcy attorney in Riverside or a Orange County bankruptcy lawyer , firm please get in touch with the toll free, 888-901-3440

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Chapter 13 Bankruptcy Guidance Pages Mark A New Internet site Offering From The Bankruptcy Alternatives Group For Customer Details At Financial Firebird Corporation

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Pittsfield, MA (PRWEB) February 21, 2013

Chapter 13 Bankruptcy FAQs , a net resource designed specifically for men and women in need of Chapter 13 details and guidance, has been launched by Financial Firebird. The site stands apart from other related sources simply because it delivers customers the opportunity to explore alternatives and discover about options for their financial issues anonymously and treats each bankruptcy and non bankruptcy alternatives equally. Economic Firebirds purpose for this Chapter 13 site is to help the consumer in being fully informed of their possibilities so that they are capable to make the very best selection for their specific economic situation.

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Our primary mission includes delivering free guidance and education. In common we provide a a lot more in depth volume of info than anyone else, stated Mory Brenner, vice president of Economic Firebird. Buyers can effortlessly learn who should file for Chapter 13 bankruptcy. No matter how much our competitors could try to appear that they offer free of charge support, most of the time their motives revolve around enrolling consumers in their own service. We attempt to sustain an independence not found elsewhere with a lot more details than anyplace else.

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Chapter 13 bankruptcy often emerges as the best alternative for several people to think about during a monetary crisis. Nonetheless, bankruptcy options are essential, also, and Bankruptcy Options supplies a Chapter 13 vs. Chapter 7 comparison, as properly as a Chapter 13 calculator and answers to queries, such as what is Chapter 13 bankruptcy. In addition, men and women with debt difficulty discover out about non bankruptcy choices which includes unsecured debt settlement, credit counseling, short sale, deed in lieu of foreclosure, mortgage loan modification and numerous numerous much more.

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The outcome for a customer might be that other bankruptcy internet sites and subsequent consultations gear themselves as sales sessions much more than finding out experiences made to turn a consumer into a bankruptcy client, often with a high stress hard sell. Our internet sites guide the debtor to the very best route for them, explained Brenner. In some situations bankruptcy may possibly be the correct resolution, but we are just as content if we explore bankruptcy with them only to figure out that it does not meet their needs as effectively as an additional option they never knew existed.”

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The site provides a complete selection of answers to queries and a wide range of data, such as Chapter 7 bankruptcy, Chapter 13 bankruptcy, bankruptcy options, how to uncover a bankruptcy attorney, and mortgage foreclosure prevention. Bankruptcy Options is actually the internet site exactly where customers can discover answers to all of their inquiries pertaining to Chapter 13 bankruptcy in the United States. Folks with mortgage payment difficulties or trouble with unsecured debt will uncover Bankruptcy Alternatives to be a resource they will hugely value, all at no charge. Bankruptcy Options educates the consumer so that he or she is able to make the greatest selection based on their own personal financial predicament.

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About:&#13

Chapter 13 FAQs stand as a part of the Bankruptcy Alternatives family of financial details and tools web pages started in 1996 and at present presented by the Monetary Firebird Corporation with a aim of supplying buyers with totally free unbiased aid from a former debt workout and bankruptcy lawyer in selecting the right path to a brighter financial future.

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National Forensic Loan Audit Experts featured in Wall Street Journal — Premier Loan Audit Firm Now Offering Solutions to the Public

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Beverly Hills, CA (PRWEB) July 28, 2010

National Forensic Loan Audit Professionals and Fidelity Commercial Capital, America’s top real estate finance specialists, had been not too long ago featured in the Wall Street Journal showcasing the one big company idea given to business owners to support them thrive in our present economy. The authorities featured are devoted to spreading expertise and awareness in their field of experience and creating important contributions to their sector and the marketplace as a entire.

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National Forensic Loan Audit Specialists which is a Firm that specializes in residential, commercial, and tough money loan audit services has recently opened its doors to home owners and buyers enabling the public to acquire these solutions straight from the supply. NFLAE has been viewed as America’s premier loan auditing firm to correspondent lending institutions, federal banking associations, law firms, wholesale lenders and direct lending institutions across the nation. National Forensic Loan Audit Professionals now desires to expand and concentrate their efforts on helping the common population far more efficiently receive the mortgages they deserve to be in. This break-through business is led by a quite efficient and skilled management group that is sure to make a large influence in an market that is in desperate need to have of help.

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National Forensic Loan Auditors is a national compliance management firm which provides professional, advisory, and consulting services to economic institutions, mortgage bankers, actual estate attorneys, consumer lending entities, and home owners. Our experience addresses all vital places connected with regulatory matters, compliance, and high quality control. NFLAE can assist clients in meeting the oversight of regulators, fair lending mandates, and preserving internal lending integrity and validation practices through independent top quality handle audits.

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National Forensic Loan Auditors gives you with the proof and help you can trust to aid you seek much better modification terms, restructuring of new terms, principal or price reduction, or continued discovery. With the greatest possible to alleviate “standard modification” setbacks and re-occurrence of default, certified and objective evidence assists simplify negotiations and stay making use of the information and help supplied by National Forensic Loan Auditors.

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A 2006, FDIC Office of Inspector Basic Report revealed:

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83% of the institutions examined had been cited for “significant” compliance violations

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43% of these institutions had been “repeat offenders”

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85% of those repeat offenders had been hugely rated by the FDIC for their in-location compliance procedure

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Our executive and management group consists of best-selling authors who are often sought out by the media to give professional opinions. A lot of have been featured on NBC, CBS, ABC and FOX affiliates as nicely as noticed in USA Nowadays, Newsweek, and the Wall Street Journal. Our management has a mission statement and passion for assisting folks and they are active in speaking with consumers frequently.

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Mr. McDevitt has a philosophy of “partnering” with his clientele each step of the way from the initial meeting via the funding procedure to make certain a clear understanding of his client’s financial ambitions and objectives. With his commitment to outstanding service, Mr. McDevitt personally manages each critical step of the financing approach while constantly monitoring alternative techniques till the deal is totally authorized, funded, modified, and completed. McDevitt will be participating with other chosen celebrity experts across various industries in several initiatives more than the course of the year and will be weighing in on important subjects to consumers and businesses alike.

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Mr. McDevitt was interviewed about the present loan modification boom, and the perks it has to offer compared to classic financing. “Quite simply put – a loan modification is a renegotiation of the terms of your mortgage through your current bank to modify the rate and terms of your mortgage, without the require to refinance, the only way to guarantee you receive the best terms are to audit your loan documents and ensure the loan is enforceable,” explained McDevitt.

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“There are millions of accountable families out there that make their monthly payments, and they fulfill their obligations, but they’ve seen their house values fall and are unable to refinance at reduced mortgage rates,” remarked Mr. McDevitt. “These individuals are going to be in a tight circumstance unless they do some thing quickly and that’s where we come in to play, a forensic loan audit is needed in order to make certain a loan modification or exercise will take spot. We have successfully decreased principle balances and prices that are so important that you would not think me until you truly saw the revised documents yourself,” McDevitt continued.

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National Forensic Loan Audit Authorities are in the enterprise of assisting residence owners that are trapped in their mortgages to continue living the American Dream of house ownership. We are devoted to supplying options to property owners experiencing difficulty with their mortgage. We negotiate with lenders to uncover options that will lessen month-to-month expenses and enable owners to hold their home. Throughout the process we will preserve you informed, engaged and moving toward an early resolution.

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For a lot more information about National Forensic Loan Auditors, please go to http://www.NFLAE.com.

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National Forensic Loan Audit Experts (NFLAE) Featured in Wall Street Journal – Premier Loan Audit Firm now Offering Services to the Public

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Beverly Hills, CA (PRWEB) July 29, 2010

National Forensic Loan Audit Experts and Fidelity Commercial Capital, America’s major real estate finance experts, had been not too long ago featured in the Wall Street Journal showcasing the a single big organization notion provided to company owners to assist them thrive in our current economy. The professionals featured are devoted to spreading information and awareness in their field of experience and creating important contributions to their market and the marketplace as a entire.

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National Forensic Loan Audit Specialists which is a Firm that specializes in residential, commercial, and challenging income loan audit solutions has recently opened its doors to homeowners and customers enabling the public to receive these solutions directly from the source. NFLAE has been viewed as America’s premier loan auditing firm to correspondent lending institutions, federal banking associations, law firms, wholesale lenders and direct lending institutions across the nation. National Forensic Loan Audit Professionals now wants to expand and concentrate their efforts on helping the basic population more efficiently receive the mortgages they deserve to be in. This break-by way of organization is led by a extremely efficient and knowledgeable management team that is certain to make a massive influence in an sector that is in desperate want of assistance.

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National Forensic Loan Auditors is a national compliance management firm which offers expert, advisory, and consulting services to economic institutions, mortgage bankers, true estate attorneys, customer lending entities, and property owners. Our experience addresses all essential places linked with regulatory matters, compliance, and good quality manage. NFLAE can help consumers in meeting the oversight of regulators, fair lending mandates, and keeping internal lending integrity and validation practices by way of independent quality manage audits.&#13

National Forensic Loan Auditors offers you with the proof and support you can trust to aid you seek far better modification terms, restructuring of new terms, principal or rate reduction, or continued discovery. With the greatest possible to alleviate “regular modification” setbacks and re-occurrence of default, qualified and objective evidence aids simplify negotiations and stay making use of the information and assistance supplied by National Forensic Loan Auditors.

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A 2006, FDIC Workplace of Inspector Basic Report revealed:

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83% of the institutions examined were cited for “important” compliance violations

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43% of these institutions have been “repeat offenders”

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85% of those repeat offenders have been extremely rated by the FDIC for their in-location compliance procedure

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Our executive and management group consists of ideal-selling authors who are routinely sought out by the media to give specialist opinions. Several have been featured on NBC, CBS, ABC and FOX affiliates as effectively as noticed in USA Right now, Newsweek, and the Wall Street Journal. Our management has a mission statement and passion for helping people and they are active in speaking with consumers regularly.

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Mr. McDevitt has a philosophy of “partnering” with his clientele every single step of the way from the initial meeting via the funding method to make certain a clear understanding of his client’s economic goals and objectives. With his commitment to outstanding service, Mr. McDevitt personally manages each vital step of the financing procedure whilst consistently monitoring alternative techniques till the deal is totally approved, funded, modified, and completed. McDevitt will be participating with other selected celebrity professionals across numerous industries in multiple initiatives over the course of the year and will be weighing in on key subjects to consumers and organizations alike.

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Mr. McDevitt was interviewed about the existing loan modification boom, and the perks it has to supply compared to classic financing. “Really basically place – a loan audit will outcome in a renegotiation of the terms of your mortgage via your existing bank to modify the rate and terms of your mortgage, with out the require to refinance, the only way to guarantee the loan is enforceable,” explained McDevitt.

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“There are millions of responsible households out there that make their month-to-month payments, and they fulfill their obligations, but they’ve observed their property values fall and are unable to refinance at lower mortgage prices,” remarked Mr. McDevitt. “These people are going to be in a tight scenario unless they do some thing quickly and that’s exactly where we come in to play, a forensic loan audit is necessary in order to ensure a loan modification or exercise will take location. We have effectively reduced principle balances and prices that are so important that you would not believe me till you really saw the revised terms yourself,” McDevitt continued.

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National Forensic Loan Audit Experts are in the company of assisting house owners that are trapped in their mortgages to continue living the American Dream of property ownership. We are committed to providing solutions to property owners experiencing problems with their mortgage. We negotiate with lenders to locate solutions that will reduce monthly costs and permit owners to preserve their residence. For the duration of the method we will maintain you informed, engaged and moving toward an early resolution.

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For far more info about National Forensic Loan Auditors, please pay a visit to http://www.NFLAE.com

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Bluestone America Will Offer Longevity Asset Backed International Bond Offering

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Los Angeles, CA (PRWEB) February 18, 2010

Bluestone America has launched, on August 9, 2009, its new global bond offering intended for the EU, Asian and American markets. These bonds are revolutionary because they let for a selection of approaches to fund and securitize asset based lengthy-term improvement projects. These distinctive methods minimize the risks for classic capital lenders, permitting for decrease interest rates, longer terms, and a higher probability of project achievement due to these relaxed requirements. The bond is also structured in such a way that the coupon payment, and ultimate redemption, is independent of the funded project. These proprietary techniques used, have been created and are owned by Bluestone America, Inc.

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The Longevity Asset, which is the ultimate debt-servicing element, is not affected or related with any indexes or economic condition. It is modeled from absolute actuarial statistical data and utilizes an EU, Asian or American guarantor. The strength of this new asset backing comes from the origin of its recognized maturity. Over the last 150 years, the maturity information have been studied and became an experienced data tool. Also note that the asset has no speculative or derivative variables involved with its IRR or ultimate value at maturity.

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This Global Debt instrument is very best presented as a 144A SEC registered corporate debt offering for the EU, Asian and American markets. The Longevity Asset, getting assured by an EU, Asian or American guarantor, fully satisfies the bond debt service and redemption consequently the long term outcome of projects and companies being funded by way of the providing will not effect the achievement of the bond sales and monetary performance.

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As a provider of bond offerings that make use of non-correlated Longevity Assets, Bluestone offers services to provide and create the investment grade bond supplying. The addition of the Longevity Asset, satisfies the needed efficiency properties of the bond Pro Forma required for underwriting by the rating agencies and the guarantor. Bluestone facilitates securities, legal, accounting, asset management, auditing, indenture &amp trustee service and marketing and advertising utilizing established functioning alliances with international service providers.

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William Soady, President of Blustone America, was quoted as saying, This is a really specialized market in its infant stages that is offering a massive chance for those leaders who embrace the idea.

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About Bluestone America&#13

Bluestone America is a conglomerate of United States and offshore-primarily based corporations whose focus is asset management, asset based project securitization funding and acquisition of option funds. The members of the management and advisory boards of the Bluestone group of organizations have broad based experience in economic business improvement and banking in the Middle East, United States, South Korea, Brazil, Taiwan, Hong Kong, China and other key international financial and enterprise centers.

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Bluestones management and advisory board members are multi-cultural representing Asia, South America, North America, Africa and the Middle East. Bluestone America has developed numerous techniques of securitizing asset primarily based extended-term genuine estate improvement projects, employing Non-Correlated Longevity Assets. These methods and strategies are proprietary intellectual properties created and owned by Bluestone America.

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For more information on Bluestone America:&#13

Info(at)BluestoneAmericaInc(dot)Com

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News for Homeowners; Reaching U Network is Now in 20 States Offering Affordable Legal Representation for Struggling Homeowners Not Able to Make Their Mortgage Payments

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Miami, FL (PRWEB) May 11, 2011

Anyone denied a loan modification or can’t get through to your lender, help is on the way.

Reaching U Network is a 501c3 non-profit organization that is linked to Freedom Legal Plans by a long time service contract that provides low cost legal representation to homeowners facing foreclosure. Unlike most pre-paid legal services, Freedom Legal Plans specializes on providing members with immediate legal representation. Most homeowners facing foreclosure today need representation but can’t afford to hire an attorney. Reaching U Network helps struggling homeowners by offering different affordable payment options for those who qualify. In extreme cases, Reaching U Network, with the help of Freedom Legal Plans, will sometimes offer free representation with a network attorney.

Reaching U Network surveys homeowners about their legal options and also raises awareness thru television, marketing campaigns, and local workshops.

Members pay a $ 15.00 per month membership fee to access affordable legal representation provided by the Freedom Legal Network of attorneys. Members’ fee is tax deductible and is used to fund legal representation for homeowners with serious hardships such as unemployment.

Network attorneys with Freedom Legal Plans work under a set monthly fee and never an up front retainer fee. The monthly fee is far lower than what most attorneys charge for services provided. Homeowners will not sacrifice the quality of service because the network is monitored and managed by Freedom Legal Plans which makes customer service priority number one.

Reaching U Network has joined forces with Freedom Legal Plans to target the current epidemic of foreclosure by providing forensic and securitization audits to home owners looking to stay in their homes. These audits give a detail insight concerning fraud, TILA, HOPA, and securitization violations. With the assistance of the individual attorney representation these audits will help open legal communications between lenders and homeowners surpassing any loan modification process available today.

This overwhelming process is performed 100% under the umbrella of a local network attorney in the homeowners state. Each attorney has passed rigorous qualifications in order to join the network along with the knowledge on how to stop foreclosure.

5 reasons why homeowners should challenge their mortgage lender if facing foreclosure.

1. If the mortgage was opened between 1999 and 2009, the chances it contains fraud or predatory lending violations is 80%.

2. How to find out if the entity you are paying your mortgage to, has any right to collect?

3. Only 4% of loan modifications are approved.

4. Court ruling in Arizona and Massachusetts has wiped out many mortgage balances; these states are just a few of the many recently on the news.

5. Challenging a mortgage, in court with an attorney, can stop a foreclosure.

Anyone can make a donation and help. Funds will go toward helping struggling homeowners that can’t afford legal representation. Here is their site http://www.reachingunetwork.org

Here is the number to call if someone is facing foreclosure, has been denied a loan modification, or is falling behind on their mortgage payments, call 866-514-4636 or visit http://www.123savemyhome.com for help.

The worst thing to do is wait or do nothing, lenders have attorneys on their side, no one should face foreclosure alone.

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