Mortgage Options Releases its New Do It Your self Loan Modification Program, Creating it Less difficult Than Ever for Home Owners to Modify Their Own Mortgage


Spring Hill, FL (PRWEB) September 19, 2009

House owners who have tried to modify their mortgage with a Loan Modification Company or even an Attorney could not have had much help. There have been all sorts of horror stories about loan modification companies taking income from distressed residence owners and not performing the services. Luckily there could be a better answer, a Do It Yourself Loan Modification may be the greatest answer for a lot of struggling residence owners.

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Mortgage Solutions a Florida primarily based mortgagae lender has just come up with a excellent answer. Right after months of work, and evaluation the folks at Mortgage Options have come up with a system designed to aid borrowers do their own loan modifications using computer software similar to what the banks themselves are making use of.

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Property owners can locate information about a Do It Your self Loan Modification Choice at Mortgage Options new site by going to http://www.myloanmodificationstation.com. The Loan Modification Station was made by Mortgage Solutions to let a borrower log into the system enter all their private data and get a full loan modification package that is full and professionally prepared, ready to send to their bank. The best portion is that they have produced the system inexpensive for virtually everybody. The pricing is set at only $ 119.00 for a total DIY situation, and $ 295.00 with complete assistance. Even though they do not negotiate on the borrowers behalf they do nonetheless offer you complete assistance with regard to negotiation techniques, responses, and procedures.

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The People at Mortgage Options seem to understands that a lot of distressed property owners are currently beneath sufficient stress and when they designed the system it was developed with the thought that it had to be affordable. “The final thing Mortgage Solutions wanted to do was place an undo burden on an individual who is already in distress financially.” That is why Steve Fingerman and the team at Mortgage Solutions decided to make the platform as inexpensive as attainable for the average homeowner.

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The Loan Modification Station will also give a home owner a full proposal, monetary statements, hardship letters, a hardship affidavit and even a comprehensive threat analysis displaying the lender their possible loss vs the benefit of modifying the loan. According to Steve Fingerman at Mortgage Solutions the program will give a borrower essentially every single item required in order to get a effective loan modification approved by their bank.

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All the details including guidelines about carrying out your personal Mortgage Modification can be found on their web internet site at http://www.myloanmodificationstation.com. The method is made to be easy to use, and consumer friendly. House owners must also know they do not have to be presently in default to be eligible to modify your mortgage. House owners under stress do nonetheless have to be in imminent danger of default. This means that if a property owner has discovered themselves in scenario where their revenue no longer covers their expenses they nevertheless may possibly qualify beneath President Obama’s Mortgage Modification System. The exact same applies for property owners who have exhausted most of their savings to just cover expenditures.

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Remember that the buyers can do their personal Loan Modification without possessing to spend an Lawyer or Loan Modification Company but a comprehensive and expert package can aid make confident you get the greatest terms achievable from your lender.

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The Team at Mortgage Options is functioning on a version of the software program that will apply the same principals to quick sales, and allow somebody to enter the same data and get a total quick sale package with danger evaluation, proposal, hardship letters and any other related documents that may be required. Stay tuned for more details. When that launches, it will have a little monthly access charge which will permit actual estate agents to use the program as often as they need it for a tiny monthly access fee.

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Contacts :

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Mortgage Solutions&#13

Steve Fingerman&#13

352-688-7949 Workplace&#13

727-946-0904 Cell&#13

http://www.Myloanmodificationstation.com&#13

http://www.fhaforall.com&#13

http://www.stevefingerman.com

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Loan Modification Do-It-Oneself Plan Assists Property owners Following California SB 94

San Diego, CA (PRWEB) October 27, 2009

The Homeowner Defense Network, an organization offering trusted sources to distraught property owners, announces its Loan Modification Do-It-Oneself program. The service gives low-cost loan modification alternatives to homeowners who have fewer alternatives soon after the passing of California State Bill 94.

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“SB 94 stopped the loan modification market dead in its tracks,” says Brett Robbins, president of The Homeowner Defense Network. “And whilst the concept behind SB 94 was to eradicate unethical loan mod companies, the consequence is a power shift from the homeowner back to the lender.”

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In an attempt to weed out fraudulent loan modification organizations across California, SB 94 went into effect October 11, banning firms in the business of loan modification from accepting up-front fees.

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And Robbins says the “no upfront fee” model that some firms are currently advertising can be misleading, considering that homeowners will end up paying important costs.

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Now faced with fewer possibilities, homeowners may possibly be forced to modify their personal loans at a disadvantage without having professional representation. For a lot of, this can be an extremely hard, time-consuming and confusing procedure.

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“Homeowners are at the moment challenging pressed to uncover assistance with the loan mod method,” says Robbins. “And firms nonetheless operating may possibly or may not be compliant with the law,” he adds. But with the Loan Modification Do-It-Oneself program, Robbins says property owners can take educated, calculated and skilled-level steps in order to acquire the loan modification they want on their own.

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Produced by business professionals, the Loan Modification Do-It-Yourself program delivers crucial tools for effective loan modifications. Property owners acquire specialist direction on what increases the possibility of a loan modification – products that are occasionally required and give an benefit to the borrower but aren’t usually clear simply because they’re not required by the lender.

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These tools incorporate a suitable loan modification proposal, which shows critical data on why the loan modification is in the lender’s best interest, and a forensic audit that exposes the lender’s prospective liability if it previously violated state and federal laws. These items generally produce greater results in the loan modification approach and have swayed the lender from a “no” to a “yes” answer in numerous scenarios, says Robbins.

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But the central concentrate and main advantage of the Loan Modification Do-It-Oneself system is access to an online educational course with detailed information on the loan modification process, which includes suggestions for achievement and forums to ask questions of the experts. Participants of the plan also obtain admittance to a weekly teleseminar series, hosted by the founder of the plan and designed to aid home owners master the loan modification technique.

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“The Loan Modification Do-It-Oneself plan puts power back into the hands of property owners by providing them skilled tools to represent themselves in front of the lender,” says Robbins. “This offers property owners a significant benefit and at the same time, an chance to save potentially thousands of dollars on loan mod expenses by cutting out the middle man and costly attorneys.”

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He adds, “What’s most essential is the finish outcome: allowing men and women to save their residences by producing their mortgages more inexpensive.”

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From now until November 30 even though property owners are trying to adjust to the legislation, The Homeowner Defense Network is supplying 1 complementary service from its Loan Modification Do-It-Oneself system by mentioning offer code LMPR1.

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For much more data about The Homeowner Defense Network’s Loan Modification Do-It-Oneself program, please:&#13

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Pay a visit to http://www.LoanModDIY.org.&#13

Contact 619-269-3602 to speak straight with an specialist.&#13

Get in touch with 641-715-3900, ext. 73147, for a 24-hour recorded informational message. Callers can also leave a voice message on this line.

About The Homeowner Defense Network

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The Homeowner Defense Network (The HDN) operates with a mission to support home owners who are struggling with their home payments to remain in their residences by producing mortgages inexpensive. Headquartered in Southern California with a nationwide reach, The HDN supplies home owners with resources, expertise, assistance and access to a network of attorneys and expert organizations specializing in defending property owners. For a lot more data about The HDN, please go to http://www.TheHDN.org.

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LoanSafeMods.com: New Video Testimonials Show How The REST Report Can Support With Tough Modification Conditions

San Diego, CA (PRWEB) April ten, 2013

LoanSafeMods.com can assist property owners to avail of the mortgage modifications they deserve with the REST Report. This report is a third celebration analytics tool that can show homeowners and lenders alike specifically what modification applications the mortgage predicament qualifies for. This can be useful specially when a homeowner is obtaining difficulty acquiring an application for a mortgage modification authorized by their bank or loan servicer.

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Most individuals who have applied for loan modifications do it in the precise same way they send in their hardship letter, payment records, tax returns and other document, then they sit back and wait, just hoping that their loan servicer will approve their loan modification and give them a favorable overview. Many individuals have waited up to 12 months just to locate that their servicer has denied their request. They will have no notion if this is because of some significant issue, such as failing in a single or more of the qualifying criteria, or anything a easy as a typo on the application.

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Its even more difficult when a homeowner feels that they genuinely need to have qualified for the modification but they have been rejected nonetheless. In the past the only course of action was to accept the banks choice and cope as ideal as feasible, perhaps settling for a short sale. Nevertheless, with the REST Report, the uncertainty involved with the modification method is a issue of the past. Now there is a way to see what alternatives are out there and a way to prove to the banks that these choices do exist.

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According to the LoanSafeMods.com group, Most men and women never realize that the bank (servicer) stands to make up to 3-five occasions as a lot by not approving their loan modification. It’s the investor that rewards from effectively modifying your loan, not the bank. With the REST Report, you are displaying undeniable proof that the numbers make sense for the investor that owns your loan.

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The REST Report has helped thousands of home owners to save their properties from foreclosure by giving them the tools they need to have to find the proper mortgage modification applications and to prove to the bank, if needed, why they qualify for these applications. The team of skilled homeowner advocates at LoanSafeMods.com tends to make the process even simpler by walking the home owners by way of each step of the way.

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A number of REST Report reviews can be discovered on the LoanSafeMods site as effectively as on the companys YouTube channel. These reviews, by homeowners who have been formerly struggling to get their modifications authorized, serve to show specifically how effective the REST can be when dealing with dilemma modification scenarios.

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These video reviews function the stories of diverse property owners, some who were really close to losing their homes, but who were in a position to get modifications and save their properties thanks to the REST Report. One particular man, Ron, a EMT from San Diego, was able to get a fifty % reduction on his month-to-month payments and reduction of much more than $ 350,000 on his principle thanks to the REST evaluation, soon after trying for more than 3 years to get it authorized on his own.

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For information on how the REST functions and to view the most recent video evaluations, please click right here.

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Attempting to Save a Residence From Foreclosure Can be Scary and Pricey New Loan Modification Application Eases the Pain


Dallas, TX (PRWEB) March ten, 2010

Just Released Loan Modification Software program That Saves Property owners Time and Funds. A loan modification arrangement can be the ideal strategy for saving a residence from foreclosure.

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By adopting an early hands-on technique and operating with the bank or mortgage firm, property owners can frequently have their monthly payment adjusted. This most typically will permit them to keep in the residence. Savvy homeowners can manage the process by making use of a single of the price-efficient, do it your self kits on the market. Our newly released, straightforward to use, web-primarily based computer software offers homeowners with the tools to assist them with this daunting activity.

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Experiencing monetary challenges connected with property-ownership? Professionals say that its crucial for a homeowner to recognize and accept the circumstance at hand. Early involvement is crucial when faced with saving a home from foreclosure.

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And one of the ideal approaches is to arrange a loan modification with the bank or mortgage company.

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A loan modification performs by permanently altering one or much more of the terms on the mortgage to make the monthly payment far more manageable. And there are seven (7) new loan modifications applications offered.

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Scenarios such as short-term hardships like layoffs, job loss or quick-term income reductions as effectively as permanent tough ships such as death of a spouse, disability, divorce or serious medial circumstances can be addressed.

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Other circumstances that can be addressed consist of missed mortgage payments, interest rate adjustments which could final results in a higher mortgage payment and a property worth decline which could inhibit the productive sale of the property.

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By managing the process and adjusting the terms of the loan, the interest price and in some circumstances the principal balance to reduce the monthly payment, the home owners most usually can keep in their house and/or save the house from foreclosure — with no unfavorable impact to the credit standing.

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While the loan modification approach can be time-consuming and challenging, the best approach is engagement. Be proactive. Seek help. There are a myriad of loan modification programs accessible.

Verification Bureau Launches New Loan Modification Threat Management and Verification Technique

Miami, FL (PRWEB) February 7, 2009

Verification Bureau Inc., a leader in fraud detection and data verification solutions for the financial sector, launched LoanMod Audit, a answer which reduces the risk of re-defaults by helping lenders and servicers predict the borrower’s ability to repay a modified loan.

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LoanMod Audit verifies the borrower’s income utilizing a extremely automated and paperless system, which accesses the Internal Revenue Service database utilizing the 4506-T form. This IRS direct technique is capable of delivering benefits in a matter of hours through a secure internet site or in information format through XML internet solutions. The resolution can be bundled with other goods and solutions offered via the fraudpredator.com on-line suite of data verification systems which consist of: employment, identity, collateral, and asset verification options.

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LoanMod Audit provides flexible integration capabilities to practically any servicing platform, consequently enabling servicers and lenders to implement a complete and streamlined loan modification method utilizing their existing technology.

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“Servicers face the increasing challenge of stopping avoidable foreclosures and assisting defaulted borrowers to maintain their houses via the loan modification initiative” said Esteban Reyes – CEO for Verification Bureau, “LoanMod Audit, supplies a dependable resolution to decrease redefaults by accurately validating the borrower’s capacity to repay the loan. Loan modification processes that are completed with the correct danger management will foster transparency in the securitization marketplace and give self-confidence back into the sector”. , he added.

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To discover a lot more about the LoanMod Audit resolution get in touch with sales (at) verificationbureau.com or call 877-477-4506 Ext. 201.

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About Verification Bureau&#13

Founded in 2001, Verification Bureau is the top provider of automated IRS 4506T processing and Social Safety Number verification systems. Over 2,500 clientele and 18,000 users worldwide have screened more than 1,000,000 loan files employing their suite of verification solutions, pre-employment background screening, and fraud detection systems.&#13

Verification Bureau delivers a free of charge plan which lenders can test for a limited time. For more information: http://www.verificationbureau.com, telephone 877-477-4506 Ext 201, or e mail sales (at) verificationbureau.com.

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Related Loan And Securitization Audits Press Releases

LoanSafeMods.com: REST Report Assists Home owners Who Are At present Struggling With The Modification Procedure

San Diego, CA (PRWEB) April 14, 2013

LoanSafeMods.com is expertly equipped to aid property owners uncover solutions to their mortgage modification issues with the REST Report. The REST (Real Estate Services and Technologies) Report is a third celebration analysis tool that pools data from all offered government and non government loan workout applications (including the HAMP and HARP programs) and compares this information with the mortgage and financial information of the homeowner in order to show them specifically which modification programs they do or do not qualify for.

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So far the REST Report has helped thousands of households to steer clear of foreclosures and save their houses. Some of these folks have posted their stories via video critiques on LoanSafeMods.com. One particular newly posted video features Linda, a single mother who lives in Oceanside with her young daughter.

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Linda sought a mortgage modification when alimony payments from her ex husband stopped due to him losing his job. Without the support from these payments she knew she would be unable to keep up with the monthly mortgage payments for long, and so she submitted her application to her bank.

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Sadly, as a lot of people have identified out, acquiring a mortgage modification request approved is not constantly that straight forward. In Lindas case the bank kept asking her to resubmit documents or even her entire application package. Linda says in her REST video overview, “It was so perplexing to me simply because I had adequate revenue, I had all the criteria and they kept telling me ‘You have to resubmit, it really is been 3 months. You have to send in a new application.’ I feel I applied at least 3, perhaps 4, times!”

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Linda was not confident what to do. She didnt know if there was anything incorrect with her application and with no communication from her bank, she really didnt know how she would discover out. Linda lived with the worry that she would lose her property to foreclosure for practically two years as her bank continued to hold her application as below review.

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Lastly, nonetheless, Linda found the REST Report and from then on factors began producing a lot more sense for her. She says in the new video, When I initial heard about the REST I wasn’t certain what it was going to be, but I knew I needed to understand the numbers greater since no one particular at the bank was explaining it to me. So I had a REST Report accomplished and I looked at it and it was the first time that the method made any sense to me. It was extremely helpful!

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When she saw the good final results of her REST evaluation, Linda was extremely happy. She says, I was actually excited when I saw that I qualified in the REST Report because no a single at the bank would inform me what was going on. And there it was in black and white the numbers produced sense! So it was just a matter of getting it to the appropriate person at the bank and it was a completed deal inside a few weeks.

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The modification granted after Linda utilized the REST Report lowered her monthly payments from $ 3,000 to $ two,100. At this price, Linda can continue to raise her daughter in the home she grew up in and which they are each comfy and satisfied with.

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For much more info on how the REST Report can aid property owners that are presently struggling with the modification method, please go to LoanSafeMods.com.

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A lot more Loan Modification Services Press Releases

Best Loan Modification Program is Revealed to Ultimately Fight Foreclosures


(Vocus/PRWEB) February 01, 2011

The loan modification assistance gurus are place on notice: difficult HAMPs and sneaky foreclosure techniques will soon be obsolete. Anna Cuevas, the loan mod guru reveals dirty secrets banks are hiding from their customers.

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Her innovation, the “prime loan modification remedy” has solved one of the largest challenges men and women face fighting foreclosures. With her resolution men and women understand how to stay in their homes and fight foreclosure at the identical time.

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Her clientele have full access to her pioneer item, “best loan modification remedy”. Her special approach is teaching consumers how to cease foreclosures dead in their tracks and offers exceptional results with no pricey overtures. Shoppers discover in detail the precise mechanisms to fight the foreclosure procedure step by step.

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As Anna Cuevas added, “Our resolution has taken the loan modification market by surprise. Where most businesses promise to cease foreclosures our “leading loan modification resolution” in fact teaches a individual how to fight foreclosures.”&#13

This prime loan modification system is packed with higher efficiency functions such as&#13

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Straightforward step by step loan modification software&#13

Innovative videos guiding consumers by way of the procedure to fight foreclosure&#13

A Lender prepared checklist packed with the essentials a borrower have to make use of&#13

Loan modification and personalized hardship letters developed specifically with the mortgage client in mind&#13

A HAMP program calculator that enables the consumer to decide how their economic status fits within the recommendations.

The leading loan modification answer assists the shrewd homeowner put a quit to the endless game of fighting foreclosures.

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Cuevas offers a remedy that will support the savvy homeowner themselves quit even the most ruthless lender from foreclosing on their residence. In reality, Cuevas’s remedy will even support a customer who has already had their home foreclosed on. Her solution is about empowering house owner to be advocate of their own rights and how to do properly. Her motto is all about information and not ignorance.

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According to a current story by The Huffington Post “Cuevas with her client with each other was in a position to overturn a foreclosure sale that must have never ever occurred “. Anna Cuevas mission is to equip her consumers with tools to fight foreclosure

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Cuevas’s solution a “top loan modification solution” gives the borrower back the peace of thoughts required, a complete nights rest and the safety they deserve. This very first class remedy is designer high quality at mass-market place rates. Its ingenious contents aid fight foreclosures and teaches property owners the exact procedure to cease them in their tracks. Anna Cuevas empowers folks with education to save their residences.

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She mentioned in her recent article about Hope for Homeowners: HAMP Trials and HAMP Tribulations, “When you are empowered with the correct data you are able to push back at all levels with the self-confidence of being aware of your stuff, in a lot of situations, a lot more than anybody else does..”

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To get on Cuevas VIP List and get the latest loan modification news go to Anna Cuevas web site. &#13

Instant access to her cost-free ebook “Dirty Little Secrets You Should Know” can be accessed on her internet site.

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For Media: Anna Cuevas is obtainable for speaking, events, and professional quotes.&#13

Anna Cuevas provided an experienced insight and expertise to not only save more than 300 households from the devastation of losing their house to foreclosure, but also to return approximately properties back to people. Cuevas empowers homeowners to become the greatest advocate and believes in “Do it your self” loan modification system. Anna Cuevas is Customer Advocate Author, Mom 5 , Ovarian Cancer Survivor and well recognized Huffington Post Blogger.

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Anna Cuevas can be reached on LinkedIn at http://www.linkedin.com/in/annatheclosercuevas

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Publicist Tatyana Gann, 615.354.7625

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Much more Loan Modification Yourself Press Releases

Homeowners Consumer Center Warns Millions Of US Citizens Who Have A Home Mortgage Worth More Than The Home’s True Value-Don’t Get Taken By A Loan Modification Scam


(PRWEB) July 16, 2012

The Homeowners Consumer Center is one of the premier homeowner advocates in the United States, and they are warning all US homeowners to be extremely cautious about cable TV ads suggesting help for millions of US homeowners seeking a loan modification, because they owe more on the home than it is worth. In one instance the Homeowners Consumer Center called one of the so called loan modification companies, and the firm wanted $ 795 up front for a do it yourself loan modification booklet. The Homeowners Consumer Center says, “If you call your bank, or loan servicing company they will send you loan modification self help information for free. Why pay for something your bank, or loan servicing company will provide you for free? If a homeowner is really serious about a loan modification we are urging them to only hire a licensed law firm, or attorney that knows what they are doing with respect to loan modifications. Do not try to do a loan modification without a law firm, or attorney in your corner.” http://HomeownersConsumerCenter.Com

Does the Homeowners Consumer Center have any suggestions as to what law firm might be able to help millions of US homeowners in all 50 US States? The answer is 100% Yes. In May of 2012 The Homeowners Consumer Center endorsed the law offices of M.E. Ludt for any US homeowner seeking assistance with a loan modification, mortgage workout, foreclosure defense, or pre-foreclosure related issues. The group says, “With so many non attorneys offering these types of services, we fear many desperate homeowners pay for something they never get. The Law Offices of M.E. Ludt consistently achieves significant results for homeowners seeking legal help with their mortgage, with a foreclosure, a mortgage workout, or with mortgage loan modifications throughout the US.” The Homeowners Consumer Center has endorsed the Law Office of M. E. Ludt because they deliver considerable results, and they have amazing capabilities for homeowners in all 50 states. The Homeowners Consumer Center says, “If a homeowner has verifiable income, if the homeowner qualifies for one of the MHA income/expense hardships, if the homeowner has received a mortgage default notification, if the homeowner is facing a foreclosure, or if the homeowner wants to negotiate better terms for their mortgage, there is a very good chance the Law Offices of M.E. Ludt can assist them.” For more information about the nationwide services being offered by the law firm of M E. Ludt please call 1-888-364-8844. http://MELudtLaw.us







Modify1 Offers Homeowners a New Do-It-Yourself Mortgage Modification Alternative


(PRWEB) March 26, 2013

Many homeowners continue their struggles as they attempt to save their homes. Modify1 was established to help homeowners who are behind with their mortgage payments, looking to do a home loan modification, have a home which is underwater or have damaged credit.

Millions of homeowners are facing the ultimate nightmare with the possibility of losing their homes. The economic crisis has led to serious mortgage and credit problems for many. When faced with the threat of foreclosure, hiring expensive attorneys or hiring risky mortgage modification companies are not always the best option or ones thats are realistically feasible for many. Modify1 offers a low-cost alternative where you, the homeowner, can take active steps to keep your place of residence. Step-by-step guidelines are provided to give you the best opportunity to accomplish your goals, in its ethical and affordable Do-It-Yourself approach.

Mark NeJame is the founder and CEO of Modify1. He is the senior partner of NeJame, LaFay, Jancha, Ahmed, Barker, Joshi & Moreno, P.A., a renowned Florida based law firm, a national legal commentator and co-founder of Runway to Hope, a pediatric cancer charity. He states, I believe that Modify1s do-it-yourself guidebooks could be the answer to many financially troubled consumers who couldnt afford to pay, or didnt want to pay, the high fees that lawyers or financial counseling firms charge for their services.

Al Weiss is the President of Modify1. He recently retired as the President of Worldwide Operations for Walt Disney Parks and Resorts and remains active on a variety of boards. Al commented, I saw the opportunity and great need across the country for affordable, high-quality self-help guides focused on the areas of home mortgages, auto loans and credit repair.

Together, Mark and Al, have a goal to allow consumers to pursue lower payments, better credit and financial relief with the help of Modify1.

Modify1 offers books to help you navigate complex issues: Home loan modification; Short sales, deed-in-lieu of foreclosure or bankruptcy; Refinancing underwater homes with HARP; Home foreclosure defense; Auto-loan modification; and Credit repair.

On http://www.modify1.com, you will find not only the available guidebooks to purchase, but a plethora of additional help. As a member of the online Members Forum, you can post questions and exchange comments with other members of the forum. Youll also receive weekly industry updates and a loan modification calculator.

NASCAR Hall of Famer, Rusty Wallace and NBA point guard and All Star, Jameer Nelson have both endorsed Modify1 and serve as its spokesmen.