Tag Archives: Millions

Hundreds of Millions Needing Drug Therapy Can Now Discover a Treatment Match with Treatment Center Finder

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Pompano Beach, FL (PRWEB) June 28, 2013

June marks a significant leap forward in the nation’s substance abuse recovery landscape with the launch of a new kind of service that these looking for therapy. Addicts or their loved ones, can use this beneficial new service to find the help that they need, answer insurance coverage questions and gather the worthwhile details they need about the recovery process. Therapy Center Finder (http://treatmentcenterfinder.org) is altering the paradigm of how people get the help they so desperately need to have. With drug addiction at close to epidemic levels, the require for such a robust remedy could not come to soon.

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In 2009, according to the Substance Abuse and Mental Overall health Services Administrations (SAMHSAs) National Survey on Drug Use and Wellness,123.five million persons aged 12 or older necessary treatment for an illicit drug or alcohol abuse dilemma. Of those, only 11.two% were treated. These alarming numbers continue to develop in today’s society. A new wants matching organization has opened it is doors to supply aid.

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No matter who is suffering, exactly where they live, what their financial status, race or religious beliefs, the chances are that we all know a person who is in want of aid. Virtually 1 in 10 Americans is in require of remedy for some kind of addiction, and without having support, frequently that addiction can spiral out of manage.

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Addiction is much more than a need, it is far more than anything that a individual likes or even demands. Addiction is a physical and emotional bond that a particular person has with what ever substance or behavior they are addicted. Addicts frequently feel as if they are in handle that they can quit anytime they want and however have been unable to quit for any meaningful period of time or swiftly relapse right after their most current try.

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Often, rehab is the only answer to extended term addiction. Rehab is the chance for addicts to place their addictions behind them. It permits addicts to deal with far more than the physical repercussions of their addictions but frequently the opportunity to deal with the emotional and behavioral problems that can be the foundation of addiction in the first location.

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Drug addiction is not a straightforward illness. This powerful addiction can sometimes manifest in uncontrollable craving and compulsive behavior that persist even in the face of devastating consequences.

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Treatment is not about a system, it is not about simply stopping behavior, it is about assisting folks take handle of their life back. It is about placing households back with each other, it is about giving youngsters their mothers and fathers back, about bringing young people away from the misery of a life filled with addiction. Therapy is about people, and about the lives that they can live free from the curse of addiction.

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When it comes to therapy, there is no a single that understands the importance of the people they serve much more than Treatment Center Finder. A new service that is dedicated to matching individuals with treatment alternatives, Treatment Center Finder is redefining how addicts and their loved ones are able to uncover remedy solutions tailored to their addictions, their personalities, and their financial circumstances. June marks the launch of this new tool and currently they are helping people nation wide find therapy that fits their requirements, budgets and insurance coverage requirements.

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With rehab possibilities like residential treatment (in-patient), out-patient, regional assistance groups, extended care centers, recovery or sober houses, addiction counseling, mental wellness, orthomolecular medicine and medical care, the selections for you, or your loved ones, therapy are as varied as the addicts they serve. As with any addiction treatment program, the very first and biggest concern is with the effectiveness. With relapse a serious concern of any addict and their households, locating the best therapy system, facility and place is the very first step in assisting finish the addiction. But, as any person who knows therapy facilities knows, not all remedy programs are created equally.

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With promises of therapy and brochures and internet sites filled with stories from former addicts, each remedy facility appear to look like the promised land exactly where addictions goes to die. But, the cold reality of therapy is that as opposed to the brochures and pictures and the stories, many merely do not deliver actual, lasting, final results.

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Each and every addiction is different. Every addict has distinct wants, and Remedy Center Finder is assisting to bridge the gap in between the addicts and options that can assist them via the recovery method.

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From alcohol to drugs, prescription medication to meth, even food addictions or pornography, the group at Treatment Center Finder is specially equipped to uncover a therapy program that will meet the person wants of the addict and their families considerably escalating the possibility for long term recovery.

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If your life has been touched by addiction, there is a path that leads to recovery and that path can now start with a single call to Treatment Center Finder.

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American Dream Of Home Ownership Is Still In Reach To Millions

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Atlanta, GA (PRWEB) May possibly 9, 2010

Achieve-The-American-Dream.com offers straightforward tips to prospective house purchasers and current property owners in search of the American dream of house ownership introduces a new book entitled You Can Achieve The American Dream…With The Right Keys to let millions know that the American dream is nevertheless in attain. http://www.achieve-the-american-dream.com

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Although some are sitting on the sideline waiting for the nightly news to inform them that the very good-old-days of simple-funds to finance your dream residence are back and that the floodgates are open other people are discovering that in the mist of the tail-finish of America’s financial recession and the brink of America’s existing financial recover, that now is actual 1 of the greatest times in recent history to turn into a homeowner. Due to fallen house prices, historically low interest rates, and the existing more than supply of available properties, a lot of folks who would have been turned down not that extended ago for as well high of debt-to-earnings ratios are now holding the keys to their new dream property in their hands.

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Millions of possible home owners have put their dream of getting a property on hold due to the misconception that mortgage lenders are not approving any person unless they have a 700 plus credit score and a big down payment. The untold story is that there are a number of loan programs made to enhance and promote home ownership for individuals with significantly less than ideal credit and those that only have a tiny down payment or no down payment at all. “There are millions of prospective residence buyer that are unaware that the American dream of residence ownership is not only nevertheless in attain, but it is in fact at the tip of their finders, all they have to do is grab it, but instead they defer their dreams and sit and hope of one day becoming a homeowner,” says James N. Rivers.

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In his new book You Can Achieve The American Dream…With The Proper Keys he list many loan programs that are ideal for any person that is dreaming of one particular day becoming a homeowner. One particular of the loan applications listed in his book is a loan system for prospective house buyers that have paid their bills on time, can give a good employment history, but their credit scores are in the mid 5 hundreds to the low six hundreds. What is surprising to numerous is that this loan system offers a low interest fix rate and only calls for a tiny down payment.

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An additional loan system that couple of know of is excellent for anyone who desires to purchase a previously foreclosured property at a deep discount, because the loan makes it possible for the residence buyer to combine the expense of any required repairs with the obtain price tag into one particular mortgage. A home buyer that could have only dreamed of getting let’s say a $ 200,000 dollar house not that long ago, can now acquire that same home at a 25% to 40 % discount, depending on the marketplace. That identical property right now could sell for $ 120,000 to $ 150,000 dollars, now generating that property cost-effective.

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Many first-time home buyers do not know exactly where to commence, so they continue to rent month-following-month and year-after-year. No one teaches you in school how to acquire your first home or what most mortgage lenders are looking for when reviewing your loan application. James advises in his book, that you need to never apply for a mortgage unless you know what that loan program’s specifications are. If the loan that you are applying for has a minimum credit score requirement of 620 and you know that your score is 619, you need to concentrate on enhancing your credit score ahead of applying for the loan. Your mortgage application could be denied merely because your credit score did not meet the minimum requirement, or you could be approved, but at a a lot higher interest price and be required to make a considerably bigger down payment.

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“You Can Attain The American Dream…With The Correct Keys” is a step-by-step guide that not only explains what mortgage lenders are hunting for when approving a prospective residence purchaser for a mortgage, but if also list actual loan applications for the prospective house purchaser and offers simple guidance on how to steer clear of the numerous pitfalls that have triggered millions of households to shed their houses to foreclosure. Chapter 1 of his book Keys To Avoiding Your American Dream From Becoming A Mortgage Nightmare must be required reading for everybody that is purchasing their initial house or any person getting a house right after losing their property to foreclosure.

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James states that 1 of the most typical reasons why many new homeowners face the possibility of losing their properties is simply because they did not do their residence work prior to sitting down with their mortgage organization and they accepted the very first loan system that they were provided.

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“This book is not only for prospective house purchasers,” says James N. Rivers, “but if you are a present homeowner that demands to refinance your residence, you are wondering how to get your mortgage company to approve you for a loan modification, or if you need to have to get rid of a an high interest adjustable rate mortgage to stay away from foreclosure or to simply lower your interest price to save income, this book is complete of helpful insight and data on how to get your lender to say… yes you are approved, even if you owe much more than your house is at present worth.”

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Millions of property owners are giving up and walking away for their homes because they are merely unaware of the many various loan applications and options that are accessible to them, which are created to support property owners preserve their homes and hold on to their dreams.

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Chapter 13 and 14 of his book list serveral loan programs and possibilities that most at-risk home owners have by no means heard of. There is actually a loan plan that enables a homeowner that has missed a number of mortgage payments to borrow the amount needed to bring their mortgage current at zero percent interest and with no boost to their present month-to-month mortgage payment.

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If your wish is to buy your dream house, refinance your present property, or to avoid the nightmare of foreclosure, You Can Accomplish The American Dream…With The Right Keys is a must read. What is fantastic about the book is that it is to the point with 120 pages of seldom shared, straightforward facts and info on how the mortgage approval process performs and it really gives the reader an simple to follow step-by-step guide on how to purchase a new home, or how to merely hold on to their present home. “The American dream is nonetheless in attain to millions, all they have to do now is attain for it and then grab it,” says James N. Rivers.

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James N. Rivers has worked in the mortgage, actual estate and down payment grant industry for over 20 years. He has aid thousands to turn into home owners, refinance their residences and avoid the heart break of foreclosure. James publishes a members only newsletter on his web site http://www.attain-the-american-dream.com and supplies free seminars to prospective and at risk property owners. He presently functions for a single of the nations most respected banking and mortgage companies. His new book can bought at main book sellers across the nation and at the website http://www.achieve-the-american-dream.com

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James N. Rivers, Author of You Can Achieve The American Dream…With The Right Keys&#13

Web site: http://www.accomplish-the-american-dream.com&#13

Atlanta, GA &#13

800-881-2236

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HAMP 2015 Extension Date Great News For Millions Of U.S. Property owners – LoanLove.com

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San Diego, CA (PRWEB) June 14, 2013

LoanLove.com is a trusted destination for current mortgage news and professional loan tips. The team at LoanLove.com is devoted to help empower both initial time and seasoned property owners with valuable sources, 1st-class information and connections to leading-rated market experts. Loan Really like recently posted a mortgage news write-up about the not too long ago announced HAMP 2015 extension and how it will benefit struggling property owners.

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Loan Really like reports: The Obama administration has announced a HAMP extension for 2 extra years, by means of 2015. It will be extending its hallmark Producing Property Inexpensive (MHA) initiative until the finish of 2015, hoping the extension will allow more property owners to take benefit of loan modifications which can aid them avoid foreclosure.

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Originally unveiled in 2009 at the height of the monetary crisis, the HAMP (House Affordable Modification Plan) which is element of the bigger Making Home Inexpensive System, was created with the aim of assisting the millions of home owners who had fallen behind on their mortgage payments due to the crisis to avoid otherwise imminent foreclosure. The plan performs by rewriting (modifying) the loan terms, therefore producing the house payments more inexpensive for the borrower. According to data from the U.S. Treasury, homeowners participating in the program have realized median monthly savings of $ 546.

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Even so, this system has but to aid all these that it was designed to assist. According to predictions from the Administration below Obama loan modification with this plan must be capable to offer aid for as several as three to 4 million American home owners so far only a little over 1 million home owners have taken benefit of the loan modification program. This may possibly be due to the strict documentation requirements that originally had to be met by the applicants. Modifications to the system have now streamlined application processes, nevertheless, and applying for the plan is no longer as cumbersome and demanding as it as soon as was.

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But even although the program could be the answer for several property owners who are facing foreclosure, the Loan Love write-up still cautions readers to do their research: Although certainly beneficial to homeowners facing economic troubles, home loan modification can be a complex procedure driven mainly by the lender. Property owners searching for to make sure they receive the very best modification terms can empower themselves by getting an independent evaluation performed on their loan and their financial circumstance. The REST Report presented by Actual Estate Services and Technology is one tool home owners can use to make certain they recognize all their alternatives without having relying solely on info supplied by their lender. For most homeowners,loan modification is a 1-shot deal: Realizing each option can aid property owners get the best terms for their exclusive economic predicament.

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For much more details on the HAMP extension, the REST Report, and other critical loan modification aspects, pay a visit to LoanLove.com for the full news article.

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Heartland Institute Specialists React to NSA Acquiring Phone Records of Millions of Americans

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Chicago, IL (PRWEB) June 07, 2013

The Guardian newspaper in London Wednesday night reported that the National Security Agency has long collected phone records from some one hundred million Verizon clients in the United States. The secret court order that allowed the NSA to get that, according to documents obtained by the Guardian, requires the phone company to hand the info more than to the NSA on an ongoing, everyday basis. The order covered international calls, as effectively as communications inside the United States, and customers were not conscious of it till the Guardian story was published.

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The following statements from public policy professionals at The Heartland Institute a cost-free-market believe tank may possibly be used for attribution. For much more comments, refer to the contact info beneath. To book a Heartland guest on your plan, please speak to Director of Communications Jim Lakely at jlakely(at)heartland(dot)org and 312/377-4000 or (cell) 312/731-9364.

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What tends to make this news doubly distressing is that it comes to U.S. citizens from an overseas news source on practically specifically the anniversary of the day that the U.K. and the U.S., with each other with other allies, launched the D-Day invasion of Normandy to restore freedom to Europe.

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The truth that this is a bipartisan difficulty extending across administrations is further proof, if any have been required, that energy tends to corrupt and absolute energy corrupts definitely, and that those who would trade liberty for security will quickly uncover that they have neither. All in all, this is a sad, sad way to commemorate one of the world’s most crucial anniversaries in the annals of freedom.

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David L. Applegate&#13

Policy Advisor, Legal Affairs&#13

The Heartland Institute&#13

media(at)heartland(dot)org&#13

312/377-4000

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Need to we be shocked at this news when the U.S. Supreme Court has just declared police could make the DNA of persons who have been convicted of practically nothing government property, potentially to be kept forever? When we have not too long ago noticed the Boston metropolitan region place beneath martial law and entire families dragged out of their residences at gunpoint by males dressed in military garb and backed up by armored vehicles and helicopters? When millions of travelers are subjected to virtual strip searches and physical groin gropes just to board a plane?

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George W. Bush could have started a war on terror, and Barack Obama may possibly be speaking of eventually ending it, but it is already more than. The terrorists have won.

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Steve Stanek&#13

Study Fellow, Budget and Tax Policy&#13

The Heartland Institute&#13

Managing Editor&#13

Budget &amp Tax News&#13

sstanek(at)heartland(dot)org&#13

815/385-5602

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Privacy is very essential. We would like the government to get off our backs. The administration need to be more transparent and clarify why this unusually substantial search is actually needed.

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Ronald D. Rotunda&#13

The Doy &amp Dee Henley Chair and Distinguished Professor of Jurisprudence&#13

Chapman University&#13

rrotunda(at)chapman(dot)edu&#13

714/628-2698

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The audacity of monitoring everyone’s phone calls in hopes of catching a little number of terrorists demonstrates the unconstitutionality and self-contradiction at the heart of mass government surveillance. There is no probable lead to for which to search any distinct individual’s get in touch with records, merely a probability that somebody, somewhere used a phone to assist in the preparing or commission of a crime. This reasoning nullifies the Fourth Amendment, the very point of which is that government can not search or seize ‘persons, houses, papers, and effects’ at random.

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S.T. Karnick&#13

Director of Investigation&#13

The Heartland Institute&#13

skarnick(at)heartland(dot)org&#13

312/377-4000

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The recent Obama administration attacks on personal liberties are frightening and lengthy: surveillance of the emails and phone records of journalists the IRS debacle the Benghazi scandal and cover-up drones and the National Defense Authorization Act that permits any person the government doesnt like to be held indefinitely, including U.S. citizens arrested on American soil. And now we discover of another attack on our liberty.

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This action by the NSA, which possesses the most sophisticated array of gear and scientific personnel to listen to whomever it desires to, proves that the Obama administration is carrying out a plan of change you can believe in. Our Constitution is openly and brazenly violated and it reminds me of how Russians, Chinese, Cubans, and several a lot of other people lost their freedom and paid dearly with tens of millions of innocent lives.

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Yuri N. Maltsev, PhD&#13

Professor of Economics&#13

A.W. Clausen Center for Planet Organization&#13

Carthage College&#13

ymaltsev(at)carthage(dot)edu &#13

262/551-5880

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What is the difference among this and the Soviet dictatorship a lot of of us fled in hope of coming to a free of charge country?

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Tibor R. Machan&#13

Professor Emeritus of Philosophy&#13

Auburn University&#13

R. C. Hoiles Endowed Chair in Enterprise Ethics and Cost-free Enterprise&#13

Argyros School of Enterprise &amp Economics&#13

Chapman University&#13

tmachan(at)gmail(dot)com &#13

312/377-4000

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If there is not a tremendous backlash that benefits from this news, it will show that we really have not discovered quite important lessons from history.

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Hilary Till&#13

Principal, Premia Threat Consultancy, Inc.&#13

Policy Advisor&#13

The Heartland Institute&#13

media(at)heartland(dot)org &#13

312/377-4000

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The bigger the amount of irrelevant data, the less difficult to hide factors that may well be essential. Monitoring everyone diverts focus from what may possibly be a genuine threat. Therefore, the administration undertaking this suggests that the purpose is not to find terrorists but to discover nonsupporters of Obama.

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Jane M. Orient, M.D.&#13

Executive Director&#13

Association of American Physicians and Surgeons&#13

janeorientmd(at)gmail(dot)com&#13

520/323-3110

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Our constitutional liberties are practically unbounded. The government’s capacity to infringe upon them is certain, delineated and delimited. Therefore the government’s all-encompassing, boundless data grab from (at least) Verizon is an egregious assault on the individuals.

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The government wants to get certain court permission for certain, finite information. They need to not ask for or be granted such blanket, open-ended data-grab authority. That they asked for and received permission for data-grab authority in advance of the grab on an ongoing, rolling basis is worse still.

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This is just the most recent example but maybe the worst of the Obama administration’s complete disregard for the Constitution and the freedoms from government overreach it guarantees us. Here’s hoping the gorgeous totality of all we’ve lost will trigger us to rise up and demand that it all be restored.

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Seton Motley&#13

President, Significantly less Government&#13

Policy Advisor, Telecom&#13

The Heartland Institute&#13

smotley(at)lessgovernment(dot)org&#13

312/377-4000

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This report validates the unheeded warnings of skeptics at the time the Patriot Act was drafted that rather than employ the law to investigate and quit genuine terrorist threats, the government would use it as a giant fishing net to gather as a lot details as it could about citizens as they go about their company, no matter whether or not they are beneath suspicion. That is specifically what’s occurred.

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There is totally no justification or rationale for this unprecedented level of surveillance on millions of ordinary Americans. The FBI and NSA should suspend the FISA order quickly. Further, this abuse of power need to give Congress the impetus t

Find A lot more Administrator Press Releases

Homeowners Consumer Center says Its Crucial Congress Extend The Mortgage Tax Forgiveness Provisions Now-Or Millions Of Upside Down US Home owners May well Stroll From Their Properties

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(PRWEB) November 26, 2012

The Homeowners Customer Center is urging the US Congress, and President Obama to right away extend the Mortgage Forgiveness Tax Provisions that are set to expire at midnight December 31st 2012. The group fears millions of US homeowners, who owe far more on their home than it is worth have no clue that without having this extension prior to midnight December 31st 2012, they could get a giant tax bill if they attempt to do a loan modification, a brief sale, go via a foreclosure in 2013-if a reduction in the principal of the mortgage is involved. The Home owners Consumer Center says, “We do not think most existing underwater US property owners realize that without this mortgage forgiveness tax provision extension they, or their neighbors are about to get hit with what could be a gigantic federal tax bill, need to they do a short sale, a loan modification, or a deed in lieu of foreclosure-that requires a mortgage principal reduction in what they owe their mortgage lender. With out an extension of this bill, anytime right after December 31st 2012, if a homeowner receives any variety of principal reduction from their mortgage lender-they are going to be taxed by the IRS on whatever the principal reduction was-as if it was income. Without an quick extension of this legislation we worry there could be a stampede of US home owners undertaking a deed in lieu, and walking away from their home prior to December 31st 2012.” http://HomeownersConsumerCenter.Com

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The Home owners Customer Center believes its not just the US home owners who owe much more on their properties than they are worth that will be the only casualties if the Mortgage Forgiveness Tax Provisions are not extended by the US Congress &amp the Obama Administration. The group believes further casualties incorporate:&#13

All US homeowners. The Homeowners Consumer Center says, “If we get millions of new deed in lieu of foreclosures prior to December 31st 2012 since the US Congress did not extend the Mortgage Forgiveness Tax Provisions-it lowers the value of all US residential real estate markets nationwide.” &#13
The thousands of real estate agents that specialize in quick sales would all of a sudden be unemployed. What homeowner is going to do a brief sale on their under water residence if they get taxed on the principal reduction-as ordinary income? &#13
Mortgage lenders, banks, mortgage brokers, and law firms that specialize in loan modifications will also be joining the unemployment lines-what homeowner-who owes far more on their residence than it is worth would want to do a loan modification if the principal reduction is taxed as ordinary earnings? &#13
A sudden influx of millions of instant deed in lieu of house foreclosures prior to December 31st 2012 could be disastrous for the US economy, and worldwide economic markets.

The Home owners Consumer Center says, “What occurs to the 22.eight% of all US property owners, who are upside down on their property mortgage when they all of a sudden realize-if they do not stroll away from their homes now-they may get taxed on a principal reduction in 2013, if they do a loan modification, a quick sale, a deed in lieu, or anything involving a principal reduction from their bank? At this moment we are saying if the US Congress, and the Obama Administration do not extend the Mortgage Forgiveness Tax Provisions now-we are going to have a gigantic mess on our hands, and its going to start off extended ahead of December 31st 2012.” http://HomeownersConsumerCenter.Com

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Property owners Consumer Center Fears Millions of Underwater US Property owners Could Owe New IRS Taxes If Obama and Congress Fail To Extend Mortgage Forgiveness Debt Relief Act

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(PRWEB) December 20, 2012

The Homeowners Consumer Center is urging President Obama, and the US Congress to immediately extend the Mortgage Forgiveness Debt Relief Act now, ahead of time to do so comes, and goes. Without having an extension of this law over ten million existing US homeowners, who owe far more on their house than it is worth could get hit with a enormous IRS tax bill, should they do any variety of loan modification, a deed in lieu of foreclosure, a short sale, or anything else that entails a mortgage principal reduction from their mortgage lender in 2013. The Home owners Consumer Center says, “We worry most US property owners are not conscious of the truth that without having an extension of the Mortgage Forgiveness Debt Relief Act by President Obama, and the US Congress, any sort of principal reduction by a bank involving a loan modification, a brief sale, a deed in lieu of foreclosure, or foreclosure will be treated as ordinary earnings by the US IRS. Just as an example if you live in Las Vegas, Los Angeles, Oakland, Miami, Chicago, Cincinnati, Phoenix, Saint Louis, Atlanta, Minneapolis, Memphis, Boston, or any other US city, and town, and your lender, or mortgage loan servicing firm agrees to a mortgage principal reduction as part of a loan modification, or a short sale-the mortgage principal reduction will be treated by the IRS as ordinary revenue by the US IRS. Is this actually what President Obama meant when he mentioned Forward for the duration of his 2012 presidential campaign?” http://HomeownersConsumerCenter.Com

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According to Bloomberg News on November 29th 2012, “The Mortgage Debt Relief Act of 2007 enables borrowers to avoid paying revenue taxes on the amount of principal thats forgiven as part of a loan modification or in the course of a brief sale in which they sell their houses for significantly less than they owe. If the measure expires, home owners would have to count such debt reduction as money they earned.” http://HomeownersConsumerCenter.Com

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The Property owners Consumer Center believes casualties from President Obama, and the US Congress failing to extend the Mortgage Forgiveness Debt Relief Act will incorporate:&#13

The Homeowners Consumer Center says, “What happens if President Obama’s Tax the Rich presidential campaign theme backfires, and the US economy tanks since of elevated taxes on little enterprise owners, or farmers? We think unemployment goes up. We also feel upside down homeowners will be forced to stroll away from their homes in droves. How does a newly unemployed person spend his, or her principal reduction IRS tax bill, if they no longer are employed?” &#13
More US property foreclosures, and far more instability in the US housing markets. &#13
Thousands of real estate agents that specialize in short sales could suddenly be unemployed. What homeowner is going to do a short sale on their below water house if they get taxed on the principal reduction-as ordinary earnings? &#13
Mortgage lenders, banks, mortgage brokers, and law firms that specialize in loan modifications will also be joining the unemployment lines-what homeowner-who owes more on their residence than it is worth would want to do a loan modification, if the principal reduction is taxed as ordinary revenue?

The Property owners Consumer Center says, “What happens to the 22.eight% of all US homeowners, who are upside down on their house mortgage when they all of a sudden understand-if they never stroll away from their houses now-they may well get taxed on any sort of principal reduction in 2013, if they do a loan modification, a brief sale, a deed in lieu, or something involving a principal reduction from their bank? At this moment we are saying if the US Congress, and the Obama Administration do not extend the Mortgage Forgiveness Debt Relief Act-now-its not just rich men and women who could be facing a enormous tax improve in 2013, it could also be almost 25% of our nations homeowners.” http://HomeownersConsumerCenter.Com

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New Fannie Mae and Freddie Mac No Documentation (No-Doc) Loan Modification Tends to make It Achievable For Millions to Qualify For Mortgage Assistance

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San Francisco, CA (PRWEB) April 09, 2013

Beginning July 1, 2013, government owned entities Fannie Mae and Freddie Mac will let home owners who are behind on their payment by at least two months but not far more than 24 months to modify their loans with out any documentation necessary. This new fight fire, with fire technique essentially aids borrowers who supplied little to no documentation when they initially obtained the loan, the potential to receive a loan modification with no the red tape.

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Charles Lassey, an East Bay True Estate Broker with ACL Actual Estate and Property Management Says The major 800 pound gorilla in the area was trying to figure out a way that to assist the people who genuinely necessary the assist, the folks who barley provided any documentation when obtaining the loan all of a sudden have to prove something they clearly couldnt prove in the past unless they would have gotten a decrease interest or fixed rate loan then.

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Whilst this variety of no documentation loan modification makes lots of sense, this announcement should also be extended to brief sales. Following all, why are bank statements, earlier years tax return, hardship letters, and so on., needed to prove a present hardship to qualify for a short sale? Isnt the option to a brief sale or loan modification foreclosure? This is a great step in the appropriate path, ultimately.

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ACL Real Estate and House Management is a complete service East Bay Region Brokerage that specializes in Selling and Managing Single Loved ones/ Multi Household units. The Service Locations Incorporate but not restricted to: Alameda County, Contra Costa County, San Mateo County. Berkeley, Dublin, Livermore, Pleasanton, Oakland, Hayward, San Leandro, Castro Valley, Fremont, Sunnyvale, San Mateo, and several a lot more places.

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Connected Loan Modification Services Press Releases

Homeowners Consumer Center Warns Millions Of US Citizens Who Have A Home Mortgage Worth More Than The Home’s True Value-Don’t Get Taken By A Loan Modification Scam

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(PRWEB) July 16, 2012

The Homeowners Consumer Center is one of the premier homeowner advocates in the United States, and they are warning all US homeowners to be extremely cautious about cable TV ads suggesting help for millions of US homeowners seeking a loan modification, because they owe more on the home than it is worth. In one instance the Homeowners Consumer Center called one of the so called loan modification companies, and the firm wanted $ 795 up front for a do it yourself loan modification booklet. The Homeowners Consumer Center says, “If you call your bank, or loan servicing company they will send you loan modification self help information for free. Why pay for something your bank, or loan servicing company will provide you for free? If a homeowner is really serious about a loan modification we are urging them to only hire a licensed law firm, or attorney that knows what they are doing with respect to loan modifications. Do not try to do a loan modification without a law firm, or attorney in your corner.” http://HomeownersConsumerCenter.Com

Does the Homeowners Consumer Center have any suggestions as to what law firm might be able to help millions of US homeowners in all 50 US States? The answer is 100% Yes. In May of 2012 The Homeowners Consumer Center endorsed the law offices of M.E. Ludt for any US homeowner seeking assistance with a loan modification, mortgage workout, foreclosure defense, or pre-foreclosure related issues. The group says, “With so many non attorneys offering these types of services, we fear many desperate homeowners pay for something they never get. The Law Offices of M.E. Ludt consistently achieves significant results for homeowners seeking legal help with their mortgage, with a foreclosure, a mortgage workout, or with mortgage loan modifications throughout the US.” The Homeowners Consumer Center has endorsed the Law Office of M. E. Ludt because they deliver considerable results, and they have amazing capabilities for homeowners in all 50 states. The Homeowners Consumer Center says, “If a homeowner has verifiable income, if the homeowner qualifies for one of the MHA income/expense hardships, if the homeowner has received a mortgage default notification, if the homeowner is facing a foreclosure, or if the homeowner wants to negotiate better terms for their mortgage, there is a very good chance the Law Offices of M.E. Ludt can assist them.” For more information about the nationwide services being offered by the law firm of M E. Ludt please call 1-888-364-8844. http://MELudtLaw.us