Investment Specialist Hilary Kramer Joins freeMortgageFix.com as Initial Official Spokesperson


New York (PRWEB) January 28, 2011

FreeMortgageFix.com (http://www.freeMortgageFix.com) announced today that investment specialist Hilary Kramer, with 25 years of expertise in equity analysis, threat management, and portfolio management, will serve as the websites official spokesperson. Below the part, the all-encompassing Television commentator, author, columnist and lecturer will serve as the voice of discussing the most recent trends in the realm of foreclosure and real estate as nicely as explaining the different rewards users can locate in a tool such as freeMortgageFix.com.

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Kramer has been appearing weekly on the #1 viewed business show, PBSs Nightly Business Report, as the Street Critique host and is often asked to appear on CNBC, ABC, CNN and Bloomberg where she supplies expert commentary on the debt markets, equities, Fed policy and the worldwide economy. She is the author of Ahead of the Curve (Simon &amp Schuster, 2007) and was a founding board member serving on the Wall Street Journal Ladies in Business Board. She is at present the Editor-in-Chief of the investment newsletter, GameChangerStocks.com.

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I am excited at the chance to play a lending hand in collaborating with a website such as freeMortgageFix.com as it takes aim at delivering a beneficial resolution to such a huge problem facing millions of Americans today, says Hilary Kramer. In the present state of foreclosure, freeMortgageFix.com is a tremendous assistant that is able to cater to customers needs and financial information and stands out as a trustworthy asset in a field where many are apprehensive about whats being provided.

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We are thrilled to have Hilary on board the freeMortgageFix.com team as her substantial skilled knowledge and her private support for what the internet site hopes to bring to the sector truly speaks to the core philosophy and sheer innovation of the technology utilised for customers all across the country, says President of freeMortgageFix.com, Dave Galanter. We are hopeful that with Hilary vouching for the solution, it will entrust users to believe in the effectiveness of the web site and be a good tool for the millions of Americans behind on their mortgage payments and facing the threat of foreclosure.

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About FreeMortgageFix.com&#13

In an effort to address the millions of Americans now facing the threat of foreclosure, freeMortgageFix.com provides a rapid and totally free online plan for the creation of a personalized mortgage affordability application. With no commitments, the computer software simplifies a complicated and tough process, offering ideas and warnings on a user-by-user basis. Moreover, the system offers the capacity to get further monetary or legal help as effectively as follow up tools to boost possibilities of loan modification success. For much more data on the business and its offerings, please go to http://www.freeMortgageFix.com.

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About Hilary Kramer&#13

Ms. Kramer is an investment specialist with 25 years of expertise in equity investigation, danger management, and portfolio management. She is a Television commentator, author, columnist and lecturer. Because 2005, Ms. Kramer has been appearing weekly on the #1 viewed business show, PBSs Nightly Enterprise Report, as the Street Critique host. She is often asked to seem on CNBC, ABC, CNN and Bloomberg where she supplies expert commentary on the debt markets, equities, Fed policy and the international economy. She is the author of Ahead of the Curve (Simon &amp Schuster, 2007) and was a founding board member serving on the Wall Street Journal Girls in Company Board. She is at the moment the President and Chief Investment Officer of A&ampG Capital and serves as the Editor-in-Chief of the investment newsletter, GameChangerStocks.com.

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Much more Loan Modification Press Releases

Human Resource Executive Magazine Names 4 Kramer Levin Partners to 2013 List of Most Powerful Employment Attorneys

New York, NY (PRWEB) June 23, 2013

Kramer Levin Naftalis &amp Frankel LLP announced these days that Kevin B. Leblang, Theodore (Ted) Ruthizer, Mark D. Koestler and Matthew S. Dunn, all partners in the firms Organization Immigration Group and Employment Law Department, have as soon as once again been ranked in Human Resource Executive magazines annual list of the Most Strong Employment Attorneys for 2013. The listings appeared in the magazines June 12 situation and mark the fifth consecutive year that Kevin Leblang and Ted Ruthizer were ranked and the third consecutive year Mark Koestler and Matthew Dunn were ranked.

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Kevin Leblang is named in the lists 100 most powerful employment lawyers. He serves as chair of the firms Employment Law Division and supplies counsel to employers on matters ranging from the adoption and application of employee relations policies to the evaluation and minimization of litigation dangers of employment decisions. He also represents management clients in litigations before federal and state courts, administrative agencies and arbitrators.

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Ted Ruthizer, ranked in the lists best 20 immigration lawyers, is co-chair of the firms Company Immigration Group. He is a past president and general counsel of the American Immigration Lawyers Association (AILA). He is a Lecturer in Law at Columbia Law College, where he teaches an sophisticated seminar in immigration law and policy.

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Mark Koestler, ranked in the lists leading 20 immigration lawyers, is co-chair of the firms Enterprise Immigration Group. He mainly represents clientele in the fields of advertising, entertainment, banking, hedge funds, and communications. He has served in different leadership roles such as as a previous chair of AILA NY and as a member of AILA nationals governing board of directors.

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Matthew Dunn, listed as 1 of the best immigration lawyers, is a companion in the firms Company Immigration Group, where he represents a diverse group of clients, specially in the locations of banking, healthcare, hospitality, and marketing. He is co-chair of the New York State Bar Associations Immigration and Nationality Law Committee. He is a past chair of AILA NY and was also a member of the AILA nationals governing board of directors.

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About Kramer Levins Enterprise Immigration Group:&#13

Kramer Levins Company Immigration Group advises clientele in all phases of the hiring and transfer of foreign nationalsexecutives, managers, professionals, investors, and performing artiststo the U.S, as effectively as men and women, who, due to the fact of their extraordinary capacity in their fields or because of their substantial investments in the United States, do not require corporate sponsorship to immigrate. Kramer Levin counsels clientele on the best quick- and long-term visa approaches for their specific wants and advises on a wide variety of organization immigration matters, including H-1B specialty occupation matters, treaty investor visas, intracompany transferee status, and other kinds of nonimmigrant and permanent residence techniques.

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About Kramer Levins Employment Law Department:&#13

Kramer Levins Employment Law Division requires a pragmatic strategy to complex troubles facing todays employers. The firm gives counsel that is rooted in a thorough understanding, not just of employment law, but also of the business problems clientele face by seeing beyond the possible outcomes to the possible implications of those outcomes. Members of the Employment Law Division regularly advise clients on a range of employment matters including discrimination and harassment litigation, compensation disputes and claims below the Fair Labor Standards Act, contract negotiations and litigations, whistle-blowing and retaliation claims, restrictive covenants and protection of confidential info.

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Kramer Levin Naftalis &amp Frankel LLP is a premier, full-service law firm with offices in New York, Silicon Valley and Paris. Firm lawyers are leading practitioners in their respective fields. The firm represents Worldwide 1000 and emerging growth firms, institutions and folks, across a broad variety of industries. For much more data, please pay a visit to http://www.kramerlevin.com.

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Philip A. Kramer, Esq. Uncovers Non-Attorneys Acting as Attorneys Nationwide Claiming to be Affiliated with Law Offices of Kramer & Kaslow


Calabasas, CA (Vocus/PRWEB) February 10, 2011

Recent media coverage and Internet postings accusing mortgage litigation services of tactics of associating with law firms like Kramer & Kaslow are part of a nationwide trend of unauthorized use of trademark and unauthorized practice of law. These tactics are predatory scams misleading consumers who can be helped with their foreclosures by seasoned litigation attorneys, according to Philip A. Kramer, Esq. senior partner of Kramer & Kaslow, LLC.

A post on the RainCityGuide blog, entitled, New Predatory Scam: Mortgage Litigation Services, described the authors receipt of an email marketing piece promising anyone including non-attorneys a turnkey system that allows you to start offering mortgage litigation to homeowners in days working out of your house The marketing piece promised huge profits for those individuals who signed up, for which little or no work would be required. In the post, the author described howthe subprime lending industry barfed out hundreds if not thousands of loan originators in 2008 who had a taste of the six figure lifestyle and didnt want it to end. The predators quickly swarmed into the loan modification industry and when state regulators started clamping down, they morphed into the new industry of non lawyer mortgage litigation scheme.

According to Philip A. Kramer, Esq., these acts are violative of the State Bar Act, the California Rules of Professional Responsibility, the Racketeer Influenced and Corrupt Organizations Act, and various State and Federal criminal laws.

We are sending out cease and desist letters and will vigorously pursue any and all individuals to demand they stop the unauthorized use of the name and likeness of Kramer & Kaslow, Philip A. Kramer Esq. and all associated proprietary images and real and intellectual properties. Homeowners who work with our team of authorized legal experts listed at Kramer & Kaslow are getting the best opportunity to resolve their problems and keep their homes, said Philip Kramer, Esq. whose practice emphasizes commercial litigation and trial advocacy, with a concentration on franchise law, banking litigation, and real property matters. Philip Kramer, Esq. has also served as a Judge Pro Tem for the Los Angeles Superior Court and as a Mediator and has tried more than 200 cases. He has appeared on numerous nationally televised programs as an expert in pre-trial procedure and trial strategy and as a guest lecturer on topics ranging from constitutional law to trial practice. Philip A. Kramer, Esq. is perennial honoree as a Super Lawyer by Los Angeles magazine.

At Kramer & Kaslow, we help families avoid foreclosure thru our litigation services and expertise. Our objective is to help homeowners with an affordable solution for staying in their homes, said Philip A. Kramer, Esq. Despite the predators, it is important for consumers to remember there are skilled and experienced attorneys at Kramer & Kaslow who are helping people in need.

According to Philip A. Kramer, Esq., only attorneys authorized by the Firm are true and actual participants in the Firms current cases. Each of the Firms attorneys must be a in good standing as part of a professional law firm, complete a comprehensive application including qualifications and complete financials, undergo a review of their actual work location and a background check, participate in a 3-day training course and integrate their work on these cases into the Firms systems for checks and balances.

Current high-profile cases filed by Kramer & Kaslow in Superior Court of the State of California and County of Los Angeles include:

Law Offices of Kramer & Kaslow: Implementation of Alleged Enormous Fraud at One West/IndyMac (A single West) Leads to Lawsuit


Calabasas, California (Vocus/PRWEB) April 17, 2011

Philip Kramer has filed a mass joinder lawsuit against A single West/IndyMac (1 West) (Marquette v. One particular West, Superior Court of California, Superior Court of Los Angeles, case quantity: BC 452 266) in what is potentially the most substantial and precedent-setting legal action taken against lenders as a result of the national foreclosure crisis, it was announced today by Philip Kramer, Esq. of Kramer &amp Kaslow.

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The firm has filed suit on behalf of a mass joinder of plaintiffs searching for damages and injunctive relief as a result of what it says is the bank’s fraud and a number of violations of Nearby, State, and Federal customer protection laws. Relief is becoming sought for fraud, to cease the illegal sale of plaintiffs homes, to force the bank to cease and desist from their outrageous conduct, as nicely as to seek compensatory damages on behalf of the plaintiffs.

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Mr. Kramer says that the lawsuit alleges 1 West perpetrated a enormous fraud, also constituting unfair competition upon borrowers that devastated the values of their residences, resulting in the loss of net worth even as 1 WEST enriched itself by knowingly selling financial instruments based on a worth the bank knew to be unwarranted. The lawsuit also alleges that A single WEST further intended to deprive several rights and remedies for the difficulties they triggered the borrowers and believes that the harm accomplished to the plaintiffs is exceeded only by the scale of the banks conduct as asserted in the plaintiffs suit.

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According to court documents, the lawsuit claims the bank disregarded underwriting requirements and implemented a enormous fraud that was concealed from borrowers and other mortgagees on an unprecedented scale. The lawsuit alleges that, as a result of the banks actions, borrowers lost equity in their houses, their credit ratings and histories were destroyed and they incurred unnecessary costs and expenditures.

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Mr. Kramer also says that the lawsuit challenges the fraudulent and illegal use of MERS in connection with the loans and mortgages, as nicely as the defendants failure to carry out their obligations pursuant to accepting TARP funds.

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I am convinced that for the initial time that aggrieved home owners are going to get a fighting likelihood, says attorney Philip Kramer. Till now, the banks have had their way, employing and abusing the program at the expense of distressed property owners across the nation. Now, following years of abusing homeowners and the greater public, the bank bullies are obtaining a excellent stiff legal punch in the nose.

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ABOUT PHILIP KRAMER&#13

PHILIP A. KRAMER is the senior partner of the Law Workplace of Kramer &amp Kaslow, in Calabasas, California. Kramer &amp Kaslow is Martindale Hubbell AV rated. Mr. Kramer is a perennial recipient of the prestigious Southern California Super Lawyer award.

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Mr. Kramer received his undergraduate degree from Ohio State University and his Juris Doctorate from the Catholic University of America, in Washington, DC. His practice emphasizes industrial litigation and trial advocacy, with a concentration on enterprise litigation, and real home matters. He has prosecuted and defended instances for more than twenty five years.

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Mr. Kramer is a licensed actual estate broker and has spent considerable time offering legal solutions in connection with true estate issues relating to loan modification and loss mitigation, land use and zoning, environmental troubles, easements, building and development, finance, and landlord tenant matters.

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Mr. Kramer is admitted to practice prior to all courts in the State of California, the United States Supreme Court and the United States Court of Military Appeals. Mr. Kramer has tried in excess of 200 instances. He has appeared on nationally televised programs relating to pre-trial process and trial strategy and has appeared as a guest lecturer on topics ranging from constitutional law to trial practice, and Mr. Kramer regularly lectures on a broad spectrum of a variety of legal and enterprise troubles.

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Mr. Kramer also serves as a Judge Pro Tem for the Los Angeles Superior Court and as a Mediator.

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Mr. Kramer is also a past president of the Los Angeles West Inns of Court, a national organization dedicated to bringing back professionalism and civility into the legal profession. He also serves on quite a few Boards of Directors and serves as an officer in many organizations.

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Kramer Kaslow: Alleged Unscrupulous Banking Practices Outcome In Mass Joinder Lawsuit Against GMAC


Calabasas, CA (Vocus/PRWEB) April 19, 2011

Philip Kramer has filed a mass joinder lawsuit against GMAC (Locker v. Ally, Superior Court of California, Superior Court of Los Angeles, case quantity: BC 452 263) in what is potentially the most substantial and precedent-setting legal action taken against lenders as a result of the national foreclosure crisis, it was announced right now by Philip Kramer, Esq. of Kramer &amp Kaslow.

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The firm has filed suit on behalf of a mass joinder of plaintiffs looking for damages and injunctive relief as a result of what it alleges is the bank’s fraud and several violations of Local, State, and Federal customer protection laws. Mr. Kramer says that relief is becoming sought for fraud, to quit the illegal sale of plaintiffs houses, to force the bank to cease and desist from their conduct, as well as to seek compensatory damages on behalf of the plaintiffs.

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The lawsuit alleges that GMAC perpetrated a massive fraud, also constituting unfair competitors upon borrowers that devastated the values of their residences, resulting in the loss of net worth even as GMAC enriched itself by knowingly promoting economic instruments based on a value the bank knew to be unwarranted. The suit also alleges that GMAC additional intended to deprive many rights and treatments for the troubles they caused the borrowers and Mr. Kramer believes that the harm done to the plaintiffs is exceeded only by the scale of the banks conduct as asserted in the plaintiffs suit.

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According to court documents, the lawsuit claims the bank disregarded underwriting standards and implemented a massive fraud that was concealed from borrowers and other mortgagees on an unprecedented scale. The lawsuit alleges that, as a outcome of the banks actions, borrowers lost equity in their houses, their credit ratings and histories have been destroyed and they incurred unnecessary charges and costs.

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Mr. Kramer also claims that the lawsuit challenges the fraudulent and illegal use of MERS in connection with the loans and mortgages, as nicely as the defendants failure to perform their obligations pursuant to accepting TARP funds.

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The lawsuit’s filing coincides with a recent choice in a class action suit that invalidated a lot more than ten,000 foreclosure circumstances managed by GMAC Mortgage due to the fact affidavits in the circumstances were signed by a GMAC robo-signer who, according to court documents, attested to the authenticity of foreclosure documents with out any knowledge about them, as nicely as signing other false statements in the case Manson v. GMAC Mortgage LLC, 08-cv-12166, U.S. District Court, District of Massachusetts (Boston).

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I am convinced that for the very first time that aggrieved home owners are going to get a fighting likelihood, says lawyer Philip Kramer. Till now, the banks have had their way, using and abusing the method at the expense of distressed home owners across the nation. Now, soon after years of abusing home owners and the greater public, the bank bullies are acquiring a excellent stiff legal punch in the nose.

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ABOUT PHILIP KRAMER&#13

PHILIP A. KRAMER is the senior companion of the Law Workplace of Kramer &amp Kaslow, in Calabasas, California. Kramer &amp Kaslow is Martindale Hubbell AV rated. Mr. Kramer is a perennial recipient of the prestigious Southern California Super Lawyer award.

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Mr. Kramer received his undergraduate degree from Ohio State University and his Juris Doctorate from the Catholic University of America, in Washington, DC. His practice emphasizes commercial litigation and trial advocacy, with a concentration on enterprise litigation, and true house matters. He has prosecuted and defended circumstances for over twenty five years.

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Mr. Kramer is a licensed true estate broker and has spent considerable time delivering legal solutions in connection with real estate problems relating to loan modification and loss mitigation, land use and zoning, environmental concerns, easements, building and improvement, finance, and landlord tenant matters.

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Mr. Kramer is admitted to practice just before all courts in the State of California, the United States Supreme Court and the United States Court of Military Appeals. Mr. Kramer has tried in excess of 200 circumstances. He has appeared on nationally televised applications regarding pre-trial process and trial approach and has appeared as a guest lecturer on topics ranging from constitutional law to trial practice, and Mr. Kramer often lectures on a broad spectrum of different legal and business concerns.

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Mr. Kramer also serves as a Judge Pro Tem for the Los Angeles Superior Court and as a Mediator.

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Mr. Kramer is also a previous president of the Los Angeles West Inns of Court, a national organization committed to bringing professionalism and civility back into the legal profession. He also serves on several Boards of Directors and serves as an officer in numerous companies. For a lot more info get in touch with (818) 224-3900 or check out http://kramerlaw2.com

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Kramer & Kaslow: Government Seeking To Shelve Homeowner Help


Calabasas, CA (PRWEB) April 20, 2011

Managing lawyer Philip A. Kramer at Kramer-Kaslow Law Offices, whose mass joiner lawsuits against massive lenders on behalf of property owners are shaking up the legal planet, is convinced that there is really tiny government support offered to the each day individual from the government. He doesnt anticipate that to modify any time soon, either.

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If you look at how the Democrats in Congress and the Republicans are bending over backwards to find methods not to discipline banks, its disheartening, Kramer says. Just appear at what theyre up to. Alabama Sen. Richard Shelby, the ranking Republican on the Senate Banking Committee, not too long ago dismissed as a regulatory shakedown the efforts by the CFPB and other federal agencies and state attorneys common to negotiate a settlement that would include considerable alterations to the foreclosure method and as much as $ 20 billion in mortgage principal reductions.”

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According to Kramer, this implies that the only way home owners will get support is if they fight for their rights on their personal politicians wont do it for them. Theyre also busy trying to support the banks, says Kramer. Its not just one particular party who is operating against your interests. Congressional Republicans aiming to dismantle President Barack Obamas agenda have set their sights on an effortless target – housing applications that even Democrats, gearing up to fight the cuts, concede have been mismanaged.

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In the Residence Economic Solutions Committee, Republicans program to mark up four separate bills that will pull the plug on four applications created to assist struggling property owners stave of foreclosure: the Property Inexpensive Modification System (HAMP), the Neighborhood Stabilization Plan, and the FHA Refinance System and the Emergency Homeowner Relief Fund.

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According to Kramer, Democrats and Republicans agree on one point — even if it is for different factors: They want to get rid of the programs that are supposed to be helping home owners remain in their residence. Faced with the prospect of even the existing meager help going away, what’s a individual in trouble with their loan supposed to do?

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It appears the only likelihood a homeowner is going to have in looking for redress is by means of the courts, says Kramer. The technique is clearly stacked in favor of the banks, and whether or not or not we like it, the technique is not going to safeguard the individual.

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Study more: http://www.politico.com/news/stories/0311/51364.html#ixzz1HA3pv8cF

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Study more: http://www.politico.com/news/stories/0311/50554.html#ixzz1HA4p26Ar

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About Kramer &amp Kaslow &#13

Kramer &amp Kaslow is a Expert Law Corporation our aim is to defend our customers rights and find solutions. We strive to give our customers the specialist and personal interest that they deserve. The Law Offices of Kramer &amp Kaslow specialize in Civil Litigation, Actual Estate Law, Franchise Law, Entertainment Law, Estate Arranging, Corporate Enterprise Transactions, Trademarks, Copyrights, and International Law. For much more info call (818) 224-3900 or check out http://kramer-kaslow.com

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More Loan Modification Services Press Releases

Kramer Kaslow Files Suit Against Ally Bank


Calabasas, CA (PRWEB) April 21, 2011

Kramer-Kaslow, has filed a mass joinder lawsuit against Ally Bank, N.A. (ALLY) in Los Angeles Superior Court (Kennedy v. Ally, Case number BC459747) in what is potentially the most considerable and precedent-setting legal action taken against lenders as a result of the national foreclosure crisis, it was announced today by Philip Kramer, Esq. of Kramer &amp Kaslow.

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The firm has filed suit on behalf of a mass joinder of plaintiffs in search of damages and injunctive relief as a outcome of what it says is the bank’s alleged fraud and several violations of Local, State, and Federal consumer protection laws. Relief is being sought for alleged fraud, to cease the alleged illegal sale of plaintiffs residences, to force the bank to cease and desist from their alleged outrageous conduct, as properly as to seek compensatory damages on behalf of the plaintiffs.

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The lawsuit alleges that ALLY perpetrated a enormous fraud, also constituting unfair competition upon borrowers that devastated the values of their residences, resulting in the loss of net worth even as ALLY enriched itself by knowingly selling financial instruments primarily based on a value the bank knew to be unwarranted. The suit also alleges that ALLY further intended to deprive quite a few rights and treatments for the problems they caused the borrowers and Mr. Kramer says that he believes that the harm accomplished to the plaintiffs is exceeded only by the scale of the banks conduct as asserted in the plaintiffs suit.

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According to court documents, the lawsuit claims the bank disregarded underwriting requirements and implemented a enormous fraud that was concealed from borrowers and other mortgagees on an unprecedented scale. The lawsuit alleges that, as a outcome of the banks actions, borrowers lost equity in their homes, their credit ratings and histories have been destroyed and they incurred unnecessary fees and expenditures.

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Mr. Kramer says the lawsuit also challenges the alleged fraudulent and illegal use of MERS in connection with the loans and mortgages, as nicely as the defendants alleged failure to execute their obligations pursuant to accepting TARP funds.

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The lawsuit’s filing coincides with a current decision in a class action suit that invalidated far more than 10,000 foreclosure circumstances managed by GMAC Mortgage simply because affidavits in the circumstances had been signed by a GMAC robo-signer who, according to court documents, attested to the authenticity of foreclosure documents without having any information about them, as effectively as signing other false statements in the case Manson v. GMAC Mortgage LLC, 08-cv-12166, U.S. District Court, District of Massachusetts (Boston).

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I am convinced that for the very first time that aggrieved homeowners are going to get a fighting opportunity, says attorney Philip Kramer. Till now, the banks have had their way, employing and abusing the technique at the expense of distressed homeowners across the nation. Now, soon after years of abusing home owners and the greater public, the bank bullies are obtaining a great stiff legal punch in the nose.

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ABOUT PHILIP KRAMER&#13

PHILIP A. KRAMER is the senior companion of the Law Workplace of Kramer &amp Kaslow, in Calabasas, California. Kramer &amp Kaslow is a Martindale Hubbell AV rated. Mr. Kramer is a perennial recipient of the prestigious Southern California Super Lawyer award.

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Mr. Kramer received his undergraduate degree from Ohio State University and his Juris Doctorate from the Catholic University of America, in Washington, DC. His practice emphasizes commercial litigation and trial advocacy, with a concentration on organization litigation, and actual property matters. He has prosecuted and defended circumstances for over twenty 5 years.

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Mr. Kramer is a licensed actual estate broker and has spent considerable time offering legal services in connection with actual estate problems relating to loan modification and loss mitigation, land use and zoning, environmental issues, easements, construction and development, finance, and landlord tenant matters.

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Mr. Kramer is admitted to practice prior to all courts in the State of California, the United States Supreme Court and the United States Court of Military Appeals. Mr. Kramer has attempted in excess of 200 instances. He has appeared on nationally televised applications relating to pre-trial process and trial approach and has appeared as a guest lecturer on topics ranging from constitutional law to trial practice, and Mr. Kramer frequently lectures on a broad spectrum of different legal and business problems.

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Mr. Kramer serves also as a Judge Pro Tem for the Los Angeles Superior Court and as a Mediator.

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Mr. Kramer is also a previous president of the Los Angeles West Inns of Court, a national organization dedicated to bringing back professionalism and civility into the legal profession. He also serves on quite a few Boards of Directors and serves as an officer in several businesses. For more information, visit http://www.kramer-kaslow.com.

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Kramer Law Offices: Voluntary System Could Not Aid Struggling Property owners


Calabasas, CA (PRWEB) April 26, 2011

Philip A Kramer inquiries if Congress will do the appropriate point and support desperate property owners in want.

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According to Bloomberg News, The U.S. Treasury Department plans to publicly grade mortgage servicers on how well they respond to home owners in search of reductions in payments as the government encourages loan modifications to stem foreclosures.

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While this sounds like promising news, experienced litigator Philip Kramer of The Law Offices of Kramer &amp Kaslow isnt so positive. If you appear at the announcement far more closely, he says, You will see that this is a voluntary plan. In my knowledge, voluntary doesnt go a extended way when dealing with big banks. Kramer should know, he is at present major a single of the largest mass joinder suits ever attempted.

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“Congress is going to vote on whether or not to finish the much less-than-successful HAMP (Home Inexpensive Modification Program),” says Kramer. “A single of the central issues with the plan has been that it is voluntary. Now, the question remains, will desperate home owners get any help at all from their elected officials? Its as well soon to say for certain, but if past expertise is any guide, it appears probably that homeowners will have to appear to the courts for support, due to the fact it just isnt likely to come from other avenues.”

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http://www.bloomberg.com/news/2011-03-29/u-s-treasury-to-publicly-grade-mortgage-servicers-over-loan-modifications.html

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About Kramer &amp Kaslow&#13

Kramer &amp Kaslow is a Skilled Law Corporation our objective is to defend our client’s rights and find solutions. We strive to give our customers the expert and personal interest that they deserve. The Law Offices of Kramer &amp Kaslow specialize in Civil Litigation, Real Estate Law, Franchise Law, Entertainment Law, Estate Planning, Corporate Enterprise Transactions, Trademarks, Copyrights, and International Law. For a lot more info contact (818) 224-3900 or pay a visit to http://kramer-kaslow.com

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Kramer Law: Home Help Modification Shut Down by The House of Representatives


Calabasas, CA (PRWEB) April 27, 2011

The Residence of Representatives voted recently to end the Home Assistance Modification Program (HAMP), arguing along party lines that the system simply does not perform. Even the most optimistic observer has to acknowledge that the program has not succeeded nearly as effectively as was initially promised when President Obama declared that the system would help 3 to 4 million Americans. As of today, the most generous assessment puts the number of these helped at significantly less than 600,000 folks.

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Philip A. Kramer, an lawyer of Kramer &amp Kaslow who currently leads numerous of the biggest lawsuits ever assembled against lenders for their alleged misbehavior in the market crisis, believes that the failure of HAMP is all also predictable. Kramer posits, There is no accountability. The HAMP System is entirely voluntary. With no fines, with out oversight, well, the results are not difficult to predict.

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The outcomes have been regularly dreadful. According to a recent New York Occasions write-up, The firms that service mortgages, usually huge banks, continually drop homeowner paperwork and incorrectly tell home owners that they must be delinquent to qualify.

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Philip Kramer is not surprised. My consumers report massive frustration in dealing with the banks. Losing paperwork. Never ever speaking to the exact same person twice. Most of the people who come to me have spent months and months or longer trying to function issues out with the lender on their personal.

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The New York Occasions agrees, Interviews with a dozen homeowner applicants in four states reveal a familiar pattern: Banks deny a lot of who, by revenue and credit scores, appear to qualify. And homeowners finish up weighed down by legal fees and facing foreclosure.”

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According to Kramer, the program is fully dysfunctional. A few Bank of America employees spoke to the New York Instances anonymously, fearful of employer retaliation. Bank of America, these staff say, routinely loses documents, says Kramer. 1 department does not talk to an additional. Applications drag on for far more than a year. Occasionally the bank forecloses while property owners are paying modified loans. And property owners who are denied will face an imposing bundle of late charges and back-payments.

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Some Treasury officials privately blame the property owners themselves. This infuriates Philip Kramer who says, The clientele who come to me arrive at my office with reams of paper. They have completed almost everything in their energy to get assist. It is the banks who have failed right here. Pure and straightforward. Court filings bear this out.

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As foreclosures continue to improve in ever greater numbers, one particular factor does appear clear: government programs arent functioning. Unless new legislation arrives and that appears unlikely property owners are just going to have to seek help elsewhere.

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http://www.nytimes.com/2011/03/30/organization/30foreclose.html?hp

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About Kramer Law&#13

Kramer &amp Kaslow is a Professional Law Corporation our purpose is to defend our client’s rights and locate options. We strive to give our clientele the skilled and individual interest that they deserve. The Law Offices of Kramer &amp Kaslow specialize in Civil Litigation, True Estate Law, Franchise Law, Entertainment Law, Estate Planning, Corporate Enterprise Transactions, Trademarks, Copyrights, and International Law. For much more information contact (818) 224-3900 or visit http://kramer-kaslow.com

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Kramer Law: House Assistance Mortgage System (HAMP) Termination Might Lead to Greater Outcomes for Home owners


Calabasas, CA (PRWEB) April 29, 2011

As reported in the Huffington Post, Eighteen Democrats in the U.S. Home of Representatives sided with Republicans in a symbolic vote to terminate the Obama administration’s signature anti-foreclosure program House Help Mortgage System (HAMP). Among these Democrats was California Rep. George Miller, a member of Residence Democratic leadership and a crucial ally to Minority Leader Nancy Pelosi (Calif.), who voted the other way.

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Miller says he produced up his thoughts to vote to kill HAMP right after thinking about stories from California residents who mentioned they tried to get lowered mortgage payments below the system and stated they wound up ripped off or otherwise abused rather.

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Lawyer Philip Kramer, a perennial recipient of the prestigious Southern California Super Lawyer award, understands the issues with the government HAMP plan all too nicely. He represents the biggest group of plaintiffs ever assembled in many mass joinder lawsuits to force banks to modify property owners loans. For most home owners, observes Kramer, HAMP has not been productive. The banks look either unwilling or incapable of offering assistance at least in the expertise of the vast majority of the individuals who come to me.

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Representative George Miller sees it the identical way. “What we saw was just a commonality of abuse by servicers, the banks, of our constituents,” Miller stated. “They have been getting lied to. Their documents had been getting lost on a typical basis. Their phone calls were not returned. They were told they’d be handed off to an additional individual that never took location. They have been told they would be eligible in a couple months that never ever took location.”

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The Treasury Division oversees HAMP and several observers say that they can not punish lenders for their failure to correctly implement HAMP. The Treasury Division argues that the program is entirely voluntary. Even so, it also appears clear that the banks signed a contract with the Treasury Division, and if the banks are not living up to the terms of that contract the Treasury Division can withhold payment. The Treasury Division has refused to take this action therefore far.

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Whats a individual to do? Representative Miller argues, “The actual answer, of course, is to give these individuals access to the courts to get the modification… Philip Kramer definitely agrees. Several interested parties are closely watching his mass joinder suits. If they succeed, maybe Congress will choose to revisit legal treatments like cramdown in bankruptcies, which the banks lobbied heavily to defeat in the 2008 Congressional session. Philip Kramer is pleased to have as many arrows in his quiver as possible to defend his clientele. For now, his mass joinder suits are producing their way by means of the courts.

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ABOUT PHILIP KRAMER&#13

PHILIP A. KRAMER is the senior companion of the Law Workplace of Kramer &amp Kaslow, in Calabasas, California. Kramer &amp Kaslow is Martindale Hubbell AV rated. Mr. Kramer is a perennial recipient of the prestigious Southern California Super Lawyer award.

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Mr. Kramer received his undergraduate degree from Ohio State University and his Juris Doctorate from the Catholic University of America, in Washington, DC. His practice emphasizes commercial litigation and trial advocacy, with a concentration on company litigation, and real home matters. He has prosecuted and defended instances for more than twenty 5 years.&#13

Mr. Kramer is a licensed real estate broker and has spent considerable time delivering legal solutions in connection with genuine estate troubles relating to loan modification and loss mitigation, land use and zoning, environmental troubles, easements, construction and improvement, finance, and landlord tenant matters.

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Mr. Kramer is admitted to practice prior to all courts in the State of California, the United States Supreme Court and the United States Court of Military Appeals. Mr. Kramer has attempted in excess of 200 situations. He has appeared on nationally televised programs concerning pre-trial process and trial technique and has appeared as a guest lecturer on topics ranging from constitutional law to trial practice, and Mr. Kramer often lectures on a broad spectrum of a variety of legal and company concerns.

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Mr. Kramer also serves as a Judge Pro Tem for the Los Angeles Superior Court and as a Mediator.

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Mr. Kramer is also a past president of the Los Angeles West Inns of Court, a national organization devoted to bringing professionalism and civility back into the legal profession. He also serves on numerous Boards of Directors and serves as an officer in several companies. For far more info contact (818) 224-3900 or check out http://kramer-kaslow.com

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