Tag Archives: Irvine

Irvine Lawyer Travels Throughout the Holidays to Bring Aid to Property owners In Need to have

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Irvine, CA (Vocus) January 19, 2010

For numerous troubled property owners, the holiday season didnt give a considerably-hoped-for reprieve from foreclosure proceedings. In reality, to some it seemed that bankers had been operating overtime. Fortunately, numerous of those property owners have been not alone. Showing his commitment to supporting families in want, United Law Group Managing Director Robert Buscho place his personal plans aside and traveled to many towns to personally fight to maintain folks from becoming locked out in the cold.

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In one particular case, Buscho boarded a train on December 30, 2009 to seem in the U.S. District Court, Eastern District of California, Fresno Division on December 31, 2009 on behalf of the a family members in response to the Court’s Order to Show Cause. Buscho was in a position to persuade the Court to not only maintain the action alive, but also to order the defendant Bank of America to confer with United Law Group to see if the dispute could be resolved by court-supported mediation. At this date, United Law Group attorneys are preparing a proposed loan modification agreement which will, if authorized, resolve the action and restore ownership to the family.

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In another such case, a family with an infant youngster was locked out by Wachovia Bank for over two hours prior to the hearing. Rather than opting to submit a brief to the court through fax, Buscho boarded yet another train and appeared in the Stanislaus County Superior Court in Modesto on behalf of the household. The firm continues to perform toward a resolution to this familys distress.

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With no legal assistance, households are left to fight for rights they often dont know they have against bankers with deep pockets and a slew of high-powered attorneys, mentioned Buscho. Its incorrect for the banks to bully home owners into eviction. At United Law Group we are focused on supporting home owners via this procedure. If that implies traveling six hours by train to inform a judge they cant let the banks get away with this, then thats what we do.

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The Orange County Register published a story on December 11, 2009 titled Mortgage Relief Reaches Handful of Home owners. The story states that Bank of America completed 98 modifications for 160,000 who signed up for the program. Just over 31,000 received permanent loan modifications below the Obama administrations mortgage relief strategy, a system that set a target of assisting 3,000,000 to four,000,000 men and women.

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Bank of America modified loans for .061% of the people that submitted requests, mentioned Buscho. Lenders as a whole have helped slightly more than 1% of the target set for them by the government. Men and women want help and the banks are sending a clear message that they arent going to give it, even when asked to by the government of the United States.

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In addition to loan renegotiation services, United Law Group also represents consumers in cases involving debt settlement, IRS settlement, auto loan payment relief, breaches of contract and violations of state and federal laws. They have several class action lawsuits pending against significant lenders.

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About United Law Group&#13

United Law Group is a national law firm with offices in California, New York, Florida, Ohio, Nevada &amp Arizona. The firm represents customers in complicated litigation regarding abusive banking practices, breaches of contract and violations of state and federal laws. United Law Group also litigates instances involving bankruptcy, IRS settlements and debt settlements in state and federal courts across the nation. Employing a team of prime-notch attorneys, United Law Group leverages top-edge technologies to manage cases, assistance investigative efforts and ensure accurate, frequent communication with its customers. The firm is forming class action lawsuits in cases exactly where order to supply the best legal counsel to people who might not be in a position to resolve their troubles without having representation.

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]For additional information on United Law Group, visit: UnitedLawGroup.com or get in touch with United Law Group at (800) 680-5717.

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Irvine Bankruptcy Attorneys Can Support Cease Foreclosures By Filing Chapter 13 Bankruptcy For Property owners In Need Of Saving Their Houses In Irvine

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Irvine, CA (PRWEB) August 06, 2012

When a foreclosure requires spot the lender reclaims a property by legal procedure to recoup the outstanding balance on a mortgage or loan. The property is sold, normally at auction, and the proceeds of the sale are used to settle the debt. The foreclosure procedure differs from state to state, and can come about as rapidly as 30 days from the time that a notice is received. In some circumstances, the lender can also come soon after the person for the remainder of the loan if the sale price tag doesnt satisfy the debt. There are actions that a homeowner can take in order to cease a foreclosure with the help of a Irvine lawyer. The law offices of Zhou and Chini 1 of Irvines much better identified bankruptcy firms, is placing forth a enormous marketing and advertising campaign to attempt to save properties for Southern California residents. To understand more about a filing chapter 13 bankruptcy in Irvine check out http://www.bankruptcyattorneyirvine.info

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The homeowner can also attempt to negotiate a loan modification with the lender. This can allow the home owner to preserve your property and make the payments on the debt much more manageable. Numerous programs have been designed to help homeowners remain in their homes due to the present mortgage crisis. The U.S. Division of Housing and Urban Development gives details on the governments applications to support property owners negotiate a mortgage modification. An Irvine lawyer can assist with negotiating with a lender to acquire a loan modification. Fees associated with the negotiation approach may limit the benefits of the modification received. The law offices of Zhou and Chini can also verify to see if the homeowner qualifies for the new HARP two refinance system for residents who are upside down in their residence loan. Yet another alternative for those who could qualify is a reverse mortgage Orange County loan. To uncover out far more contact a bankruptcy lawyer in Orange County to go over your choices.

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A homeowner can also quit foreclosure procedure by filing bankruptcy in Irvine. By filing a Chapter 13 bankruptcy case the person filing can catch up on back payments on the property by means of the payment program worked out with the bankruptcy trustee. The homeowner should continue to make timely payments on your property throughout the bankruptcy case, or the lender petition the court to proceed with the foreclosure sale. A seasoned Irvine bankruptcy lawyer can help you filing for bankruptcy now.

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Filing for Chapter 13 in Irvine could be an choice when facing a foreclosure. By filing a petition for Chapter 13 bankruptcy, foreclosure proceedings will automatically be stayed (stopped, delayed). Chapter 13 is the reorganization chapter of the Bankruptcy code wherein there is a proposed strategy for restructuring debts. This is typically referred to as Individual Debt Adjustment or wage earners program. Chapter 13 serves to safeguard the debtors property from liquidation, as would occur in a Chapter 7 bankruptcy. The debtor is needed to spend bills over a specified period of time, typically three to five years. For the duration of that time, creditors are restricted from pursuing collections, including contact, lawsuits and far more. Foreclosure proceedings could also be stayed. An individual with typical revenue might be eligible for a Chapter 13, even if he or she is self-employed or operates an unincorporated business. A corporation or partnership is not eligible for Chapter 13. If you are an person with less than $ 307,675 in unsecured debt and much less than $ 922,975 in secured debt, you could be eligible to file for Chapter 13. Additionally, you should have received credit counseling from an authorized agency within 180 days just before filings. Speak with an attorney in Irvine if you have any inquiries about filing to bankruptcy.

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The firm utilizes Seo professional services to assist in law firm marketing to promote the message about the significance of speaking with an seasoned bankruptcy attorney in Irvine, if someone is considering filing. The firm continues its online presence by offering zero cost bankruptcy info on the bankruptcy firms blog and social media pages. This details along with cost-free consultations the firm hopes to help much more home owners discover about chapter 13 bankruptcy and what alternatives they might have. To read far more on the bankruptcy firms Irvine Facebook web page go to http://www.facebook.com/BankruptcyAttorneyIrvine

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About the Firm: The Law Office of Zhou &amp Chini servicing the cities and counties of California. He is a graduate of UCLA and has been practicing law because 1999. Mr. Zhou has a wealth of experience in bankruptcy, civil litigation, family members law, criminal law and unlawful detainers. Zhou and Chini Law Offices provide bankruptcy assistance to Irvine, Los Angeles, Orange County and San Diego residents. For a lot more info about the bankruptcy law firm please get in touch with the toll free, 888-901-3440 or going to http://bankruptcyattorneyorangecounty.org/

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Irvine Law Group, LLP has filed a Multi-Million Dollar Lawsuit Against a Loan Modification Firm and the Company’s Lawyers for Alleged Loan Modification Fraud

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Irvine, CA (PRWEB) September 19, 2012

Southern California law firm of Irvine Law Group, LLP has filed a 150-page civil lawsuit in Superior Court of California, County of Orange (Case No.: 30-2012-00578562) against defendants: Consumer Protection Help Coalition, Inc., (DE) Gary Lane, a California lawyer Jose Arturo Abad Vega (also recognized as Pepe Abad, and Pepi Abad) and other named people, alleging that defendants operate “an illegal mortgage modification scheme”. Plaintiff’s lawyer, Rod Bidgoli, a senior partner at the firm stated that the multi-million dollar lawsuit alleges 17 diverse causes of action against the various defendants, like: Fraud, Conspiracy to Commit Fraud Charging Illegal Advance Costs for Loan Modification Intentional Misrepresentation Unfair, Deceptive and Fraudulent Enterprise Practices Violation of the Shoppers Legal Treatments Act Illegal Use of Runners and Cappers and 12 other causes of action.

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The lawsuit alleges that defendants created misrepresentations and assurances to Plaintiff that they would modify her mortgage and acquire a reduction of her loan principal, and cease the foreclosure of her property. Plaintiff claims that she paid the defendants thousands of dollars in advance charges, but no loan modification was performed for her, and as a result she lost her house in foreclosure.

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The lawsuit additional alleges that defendants misrepresented CPAC as a “Federally Registered Non Profit Law Clinic, even though CPAC has no federal registration,” and that CPAC is not registered either as a law corporation or a “Non-Profit Legal Clinic” with California Attorney General’s office, the State Bar of California, or any other governmental or regulatory agency.

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When asked about the case, Mr. Bidgoli declined to comment on the specifics of the case other than what is contained in the legal complaint, due to the fact of pending litigation. The civil complaint nonetheless alleges that there had been felony criminal charges filed against defendant Pepi Abad in Orange County Superior Court (Case No.: 11CF1447) stemming from an illegal mortgage modification scam involving Mr. Abad, and that Mr. Abad has pled Nolo Contendere (no contest) to violation of California Civ. Code Sec. 2945.four(a) which tends to make it illegal and unlawful for a foreclosure consultant to collect advance costs.

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A declaration attached to the civil complaint which was originally filed with the Court in the criminal case by the office of California Lawyer General, Kamala Harris, in help of the arrest warrant for Abad, it was stated that: “The total quantity of upfront charges for loan modification services paid to HOA for the period November 2007 to November 2008 exceeded $ three,600,000”. (In the declaration HOA is identified as the d.b.a. for defendant Abad and his former partner, Dean E. Toro).

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Mr. Bidgoli stated that they have a extremely sturdy case against the defendants and he looks forward to taking this case to trial. He also warned the public that they must conduct a thorough investigation of anybody that claims they can do loan modifications for a fee, even attorneys, law firms and non-earnings.

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Beware of Foreclosure Rescue Scams – Assist Is Free of charge. If you require assistance with a loan modification, pay a visit to http://www.makinghomeaffordable.gov which is a site set up by the government to aid residence owners. Also if you are going to pay an lawyer, or a business for loan modification, verify them out initial by contacting the Federal Trade Commission, State Bar, or the Department of Customer Affairs.

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