Lighthouse Point, FL (PRWEB) April 13, 2012
Debt Management Credit Counseling Corp (dmcconline.org), a nonprofit charitable organization (DMCC), announced these days they have been authorized by the Division of Banking to conduct organization in the state of Iowa. This means that Iowa citizens are now able to speak to a DMCC certified credit counselor and talk about their eligibility for a debt management program in order to decrease their month-to-month payments for their unsecured debts. DMCC counselors will not only help these consumers with a debt management strategy but also teach the significance of preserving a spending budget in order to get out of debt and to sustain monetary stability.

Debt management plans are only offered by creditors by way of accredited credit counseling agencies that are licensed or otherwise authorized to offer such services in the state in which consumer resides. These plans are presented to customers in cooperation with their creditors, who in most instances agree to reduce interest rates, eliminate past due and more than-limit charges, stop collection efforts, and report the accounts as existing to the major credit bureaus. “For over a decade, DMCC has been assisting buyers with the consolidation of their debt payments by means of our debt management plans” mentioned Stephen Lichtenberger, Manager of Operations. “These plans are a viable solution for customers who want help in repaying their credit cards as a outcome of an unforeseen hardship.”

In addition to debt management plans, DMCC provides an array of educational components to aid buyers remain informed on the most current financial data such as a proprietary self-study financial literacy plan accessible for free of charge on their internet site. DMCC also provides free counseling to support customers get started with the organization of their finances. It is a U.S. Trustee approved agency to offer you bankruptcy counseling and education and as a HUD Approved Housing Counseling Agency DMCC offers foreclosure prevention and loan modification. Shoppers interested in a debt management plan or any other services supplied, need to get in touch with DMCC and speak with a counselor regarding their private economic predicament.

About Debt Management Credit Counseling Corp.

DMCC is a nonprofit 501(c)(three) public charity committed to educating shoppers on monetary issues and supplying personal help to consumers overextended with debt. Education is provided free of charge to customers by way of seminars, workshops, a proprietary monetary literacy program, and a vast array of on the web and printed supplies. Free of charge private counseling is offered to customers to determine the best choices for the repayment of their debt. Consumers interested in speaking with a DMCC certified credit counselor could call (866) 618-3328 or request help at dmcconline.org. DMCC is a HUD Authorized Housing Counseling Agency, is authorized by the U.S. Trustee to provide bankruptcy counseling and education, and has an A+ rating with the Better Enterprise Bureau.