Foreclosures, Short Sales, Selling Stategies for Condos and Homes are covered in “Selling Houses and Condos in the Housing Emergency / Housing Crisis of 2008” by Joseph Russo

NC (PRWEB) March 30, 2008

“Selling Houses and Condos in the Housing Emergency / Housing Crisis of 2008”, a new book by Joseph Russo, covers how to sell your residence or condo. Foreclosures, brief sales, mortgages, credit reports and other associated subjects are covered in this book published by Outskirts Press.

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This is the initial book that focuses on helping very first time residence sellers as effectively as seasoned sellers who by no means experienced this sort of market. Prior books focused on very first time residence purchasers who are now certainly 1st time property sellers and need to have guidance in this marketplace.

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Joe Russo has seasoned Actual Estate industry cycles over 35 years in the Real Estate enterprise and emphasizes that banks do not want your house. Banks do not want to foreclose and are quite anxious to support homeowners with loss mitigation procedures.

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He refers to the existing situations as the “Best Storm” of financial chaos which is projected to cost well over eight trillion dollars ($ eight,000,000,000,000) in lost equity globally.

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The loss in property equity has occurred not only in the US, but has been felt about the Globe as nicely. Most notably impacted are Home owners in Australia, Canada, England and European Nations that presented sub-prime goods, or have investors in mortgage-backed securities.

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The concentrate of the book is selling your property in 2008, as well as saving your property by way of genuine assist programs now accessible to property owners. There is a listing of resources listed by State on his Net web site, which is updated everyday http://www.AmericasBestAgent.com.

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Promoting methods, foreclosures, quick sales, mortgages, stroll away sellers, state licensing troubles, foreclosure help, foreclosure help, foreclosure rescue scams, “upside down” mortgages, credit report issues and other associated topics will be covered in detail on this devoted web site.

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This book was written particularly to assist the sellers get previous this hard phase of the genuine estate cycle. It is meant to assist “skilled” home sellers, as properly as very first time property sellers. Walking away from your property should not be an option. Aid is accessible.

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A Internet internet site has been established for day-to-day updates and developments with respect to all elements of the present Residence Ownership Crisis. The Web site delivers unlimited access to all book readers free of charge. The Net internet site will offer additional property and condo selling details, as properly as data to home owners in economic distress. E-book versions are also obtainable for buy.

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Sources on the Net internet site will incorporate genuine foreclosure support agencies, loan modification strategies, credit report resources, state contacts for licensing questions and complaints, and a discussion board for the sharing of data.

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Foreclosure rescue scams and FBI investigations of fraudulent mortgage practices will be covered as nicely.

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In order to get the word out as swiftly as possible, the book is simple to read and the author has avoided making use of complicated charts that would serve no goal in assisting homeowners sell their house. The book is concise and recommends basic ideas for sellers.

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Joe Russo is planning a series of National Media appearances to inform the public of reputable support applications that are offered.

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Joseph Russo is an active prime creating true estate agent in North Carolina, with more than 35 years expertise in genuine estate sales, appraising and mortgage placement.

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Unlimited Access and Every day Updates on my site with book password http://www.AmericasBestAgent.com.

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Check out the Web site and Purchase direct from the author with totally free shipping at http://www.AmericasBestAgent.com.

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Los Angeles Man DOES NOT Kill His Family members When His five Houses Face Foreclosure… Alternatively, He Beats the Banks at their Own Game

Torrance, CA (PRWEB) February five, 2009

America’s gloom and doom attitude is not only depressing, it really is also dangerous and destructive, says distressed property consultant Mike Rockwood whose wife of 35 years is an administrator at Kaiser Permanente Los Angeles. Rockwood believes that now a lot more than ever, folks need to clench their fists tight and beat the technique–not give up!

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“Just 12 months ago,” says Rockwood, “If a guy lost his job or could not make his mortgage payment, it wouldn’t have seemed like the finish of the world… but take a look at what’s going on proper now. This is madness, and worst of all, it’s completely unfounded.”

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Rockwood is best-known for his timely, 60-Minute Loan Modification, workbook that helps families beat their banks and save their properties. Mike himself was facing foreclosure on his family’s residence (he has four children) and all four rental properties he purchased throughout the genuine estate boom of 2004-2007 that has now gone bust.

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“I was hunting at losing every thing,” says Rockwood. “But not for 1 minute did I feel about giving up. Not for 1 second did I think that some Wall Street fat cat or some international hedge fund was going to dictate my family’s financial future…”

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To date, Rockwood has modified mortgages on all five of his properties locking in prices as low as four.25% and saving a total of $ 493,000 in expenditures over the life of his loans. Amazingly, he did all this on his personal with no lawyers or foreclosure counselors to help him. What looked like the worst issue to ever take place has turned into a blessing that could extremely well advantage his family for generations.

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The government-backed bailout that started with Wall Street, according to Rockwood, has now come to Primary Street. Five million Americans face foreclosure in 2009, so it really is no surprise that banks are rolling over and throwing bailout cash back to borrowers in an try to save their own hides.

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An estimated 7,500 loan modification applications are received every day, so the approach generally takes three-six weeks but Rockwood claims that with his technique, the physical application and adhere to-up correspondence can be completed in less than an hour. From there, homeowners cross their fingers, get in touch with their representative once per week, and await the sweet 4-five% interest rate bargains that are being granted to thousands in need to have every single day.

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With loan modification scams and unscrupulous lawyers descending like vultures on underwater home owners, Mike Rockwood has produced it his individual mission to empower men and women to take handle for themselves–to become proactive rather of reactive. It really is going to be a busy year.

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Coral Gables Monetary Guru Aids Home owners Keep Their Houses


Coral Gables, Fla. (PRWEB) January 29, 2010

Dalis Freixa, the founder and chief executive officer of the nonprofit H.E.R.O. Foundation (an organization that gives home owners strategic foreclosure prevention sources and suggestions), has written a book to help property owners keep their houses.

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In a time exactly where foreclosures are on the rise and residence-costs are on the decline, home owners are in desperate require of assistance. Freixas book, The American Dream, Its Not Forgotten, provides aid. It will assist homeowners realize suggestions, organize their paperwork, and answer strategic concerns so they do not miss out on the opportunity for a lot more inexpensive mortgage payments even though they stay in their property.

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Regardless of whether readers require a loan modification, foreclosure, or quick sale, Freixa has located a way to clarify all of their choices in a extremely clear way.

Kimble Glasper of Atlanta: Kimble Glasper Tends to make it Achievable for Scores of Property owners to Possibly Save Houses from Foreclosure


(PRWEB) December 27, 2011

Foreclosure is an concern all Americans worry but however many Americans face. This past Saturday, December 17th, the Salem Baptist Church, Chase Bank, Wells Fargo, NACA, LUCHA and NHS all came collectively to present a free of charge legal clinic to the residents of Atlanta. This event was accessible to individuals in require of help regarding foreclosures, loan modifications and bankruptcy at the Lord of Hope situated in Atlanta, GA.

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Kimble Glasper of Atlanta: Kimble Glasper operating with Commence Ministries and David Smith (Common Counsel of Salem Baptist Church) was as opposed to other individuals of its sort. Not only did this event offer individuals with required details, but it helped people facing theses tribulations realize they have choices as properly as help the identical individuals find what choice was greatest for their predicament.

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At the Lord of Hope on Saturday attendees also had the chance to meet with volunteer lenders, prevention counselors and attorneys. They received individual assistance in the starting the procedure of saving their homes. The occasion received media coverage. This event focused on helping the individuals of Atlanta.

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Right now this event is nevertheless assisting attendees from the Saturday occasion. The people who attended this occasion are now functioning on options with their existing banks due to the fact of the efforts of the individuals who volunteered. This was an occasion that not only took the time to assist the people of Atlanta, but restore hopes of once more obtaining the American Dream.

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Wesley Houses Announces Election of Neighborhood Health Solutions Board of Directors


Des Moines, WA (PRWEB) June 17, 2013

Wesley Residences Retirement Communities and Residence Overall health Solutions announced the election of Dana Nelson-Peterson, DNP, RN, and John McGilliard as members of Wesley Homes Community Overall health Solutions Board of Directors for the 2013-2014 year after the companys annual meeting.

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Nelson-Peterson brings years of expert nursing encounter to the Wesley Homes Neighborhood Well being Services Board of Directors. She has been with Virginia Mason Health-related Center considering that 1987 and is presently the administrative director of Ambulatory Nursing Solutions. She received her doctor of nursing practice in December 2012 from Vanderbilt University. Nelson-Peterson has been published and has received numerous honors and recognitions for her work.

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McGilliard is senior and managing partner with the law firm Crawford, McGilliard and Yelish in Port Orchard, WA. He earned his Juris Medical doctor degree from State University of New York, Buffalo. He serves on the Advisory Board and is previous vice president and trustee for the Northwest repertory Singers in Tacoma, WA. McGilliard has served two full rotations as a member of the Board of Trustees, has chaired the Community Well being Solutions Board and has served as the Board of Trustees liaison to the Neighborhood Health Services Board.

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The Wesley Houses Neighborhood Overall health Services Board of Directors is appointed by the Board of Trustees for a maximum of two consecutive three-year terms. The 2013 Community Well being Solutions Board of Directors are Mr. Reg Branston (President), Mr. Jim Bevier (Vice President), Dr. Lubna Khan (Secretary), McGilliard (Treasurer) and Nelson-Peterson.

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All candidates had been elected in accordance with the bylaws of Wesley Residences.

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Founded in 1944, Wesley Homes is a not-for-profit organization that provides a network of services providing a continuum of care for more than 1,800 older adults with two retirement communities in south King County, a private pay residence care agency and a Medicare-certified home wellness agency. It is affiliated with the Pacific Northwest Conference of the United Methodist Church.

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WESLEY Properties&#13

Retirement Communities, Home Health Solutions &amp Foundation&#13

815 S. 216th Street&#13

Des Moines, WA 98198&#13

(206) 824-5000

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Regents Park Boca Raton Requires Active Role in Columbia University Study Study on Prevention of Infections in Nursing Houses


Boca Raton, FL (PRWEB) June 13, 2013

Family-owned and independently operated Regents Park Boca Raton has opened its doors to Columbia University researchers intent on learning a lot more about infection handle practices in nursing residences and how properly they thwart healthcare-associated infections.

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The study, funded by the National Institute of Nursing Study, is timely given that the population of nursing house residents is expected to enhance in coming years. Statistics indicate that some 1.6 million to three.eight million infections happen annually in nursing residences in the United States a dilemma for facilities that typically specialize in the care of the elderly and often frail people.

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Regents Park Boca Raton, a 180-bed facility in Boca Raton, Florida, is a single of 12 nursing homes nationwide to invite researchers into the facility to conduct 1-on-one particular interviews with important employees involved in infection manage. Researchers started qualitative, in-depth interviews at Regents on June 11.

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Its an honor to be involved with a system that Columbia University would do, stated Gilda Osborn, administrator at Regents Park Boca Raton. I really feel we have one of the greatest infection handle programs out there. We perform challenging on prevention, not only simply because prevention can curb infections, but simply because in the lengthy run prevention is substantially less costly than just trying to treat infections. It behooves all facilities to look toward prevention, not just trying to deal with infections that have currently occurred.

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Tova Sacher, Regents assistant director of nursing and the facilitys infection handle director, explained that despite the fact that the state mandates annual in-service training sessions to maintain staff educated about infection handle, Regents has long performed practically month-to-month in-service classes. These sessions are also intended to preserve nursing employees conscious of newly developing infections, trends in infections and, of course, procedures to avert and treat them.

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It in fact comes down to a quality of life concern, and we have to advocate for the residents, said Ms. Sacher. We want to preserve healthful residents from acquiring an infection and assist those with an infection get greater. Thats specifically important because have been often dealing with folks who reside in close quarters and already have compromised well being issues. We have to keep on prime of almost everything.

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Regents Park Boca Raton is no stranger to efforts intended to help the nursing home industry as a complete. In addition to the Columbia University study program, it is also a participant in the Decreasing Healthcare Acquired Situations Project, which is sponsored by the Centers for Medicare &amp Medicaid Solutions. That project aims to decrease the price of stress ulcers and boost the wellness and good quality of care for nursing home residents.

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To augment individual interviews for its study program, Columbia University is also mailing 3,000 surveys to eligible nursing homes. It is uncertain when the research will be completed and final results compiled.

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Regents Park Boca Raton is an independently owned and operated skilled nursing and rehabilitation facility in Boca Raton, Florida. It offers complete solutions to each lengthy-term and brief-term residents. The facility has been a household owned operation since 1991.

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Irvine Bankruptcy Attorneys Can Support Cease Foreclosures By Filing Chapter 13 Bankruptcy For Property owners In Need Of Saving Their Houses In Irvine


Irvine, CA (PRWEB) August 06, 2012

When a foreclosure requires spot the lender reclaims a property by legal procedure to recoup the outstanding balance on a mortgage or loan. The property is sold, normally at auction, and the proceeds of the sale are used to settle the debt. The foreclosure procedure differs from state to state, and can come about as rapidly as 30 days from the time that a notice is received. In some circumstances, the lender can also come soon after the person for the remainder of the loan if the sale price tag doesnt satisfy the debt. There are actions that a homeowner can take in order to cease a foreclosure with the help of a Irvine lawyer. The law offices of Zhou and Chini 1 of Irvines much better identified bankruptcy firms, is placing forth a enormous marketing and advertising campaign to attempt to save properties for Southern California residents. To understand more about a filing chapter 13 bankruptcy in Irvine check out http://www.bankruptcyattorneyirvine.info

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The homeowner can also attempt to negotiate a loan modification with the lender. This can allow the home owner to preserve your property and make the payments on the debt much more manageable. Numerous programs have been designed to help homeowners remain in their homes due to the present mortgage crisis. The U.S. Division of Housing and Urban Development gives details on the governments applications to support property owners negotiate a mortgage modification. An Irvine lawyer can assist with negotiating with a lender to acquire a loan modification. Fees associated with the negotiation approach may limit the benefits of the modification received. The law offices of Zhou and Chini can also verify to see if the homeowner qualifies for the new HARP two refinance system for residents who are upside down in their residence loan. Yet another alternative for those who could qualify is a reverse mortgage Orange County loan. To uncover out far more contact a bankruptcy lawyer in Orange County to go over your choices.

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A homeowner can also quit foreclosure procedure by filing bankruptcy in Irvine. By filing a Chapter 13 bankruptcy case the person filing can catch up on back payments on the property by means of the payment program worked out with the bankruptcy trustee. The homeowner should continue to make timely payments on your property throughout the bankruptcy case, or the lender petition the court to proceed with the foreclosure sale. A seasoned Irvine bankruptcy lawyer can help you filing for bankruptcy now.

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Filing for Chapter 13 in Irvine could be an choice when facing a foreclosure. By filing a petition for Chapter 13 bankruptcy, foreclosure proceedings will automatically be stayed (stopped, delayed). Chapter 13 is the reorganization chapter of the Bankruptcy code wherein there is a proposed strategy for restructuring debts. This is typically referred to as Individual Debt Adjustment or wage earners program. Chapter 13 serves to safeguard the debtors property from liquidation, as would occur in a Chapter 7 bankruptcy. The debtor is needed to spend bills over a specified period of time, typically three to five years. For the duration of that time, creditors are restricted from pursuing collections, including contact, lawsuits and far more. Foreclosure proceedings could also be stayed. An individual with typical revenue might be eligible for a Chapter 13, even if he or she is self-employed or operates an unincorporated business. A corporation or partnership is not eligible for Chapter 13. If you are an person with less than $ 307,675 in unsecured debt and much less than $ 922,975 in secured debt, you could be eligible to file for Chapter 13. Additionally, you should have received credit counseling from an authorized agency within 180 days just before filings. Speak with an attorney in Irvine if you have any inquiries about filing to bankruptcy.

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The firm utilizes Seo professional services to assist in law firm marketing to promote the message about the significance of speaking with an seasoned bankruptcy attorney in Irvine, if someone is considering filing. The firm continues its online presence by offering zero cost bankruptcy info on the bankruptcy firms blog and social media pages. This details along with cost-free consultations the firm hopes to help much more home owners discover about chapter 13 bankruptcy and what alternatives they might have. To read far more on the bankruptcy firms Irvine Facebook web page go to http://www.facebook.com/BankruptcyAttorneyIrvine

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About the Firm: The Law Office of Zhou &amp Chini servicing the cities and counties of California. He is a graduate of UCLA and has been practicing law because 1999. Mr. Zhou has a wealth of experience in bankruptcy, civil litigation, family members law, criminal law and unlawful detainers. Zhou and Chini Law Offices provide bankruptcy assistance to Irvine, Los Angeles, Orange County and San Diego residents. For a lot more info about the bankruptcy law firm please get in touch with the toll free, 888-901-3440 or going to http://bankruptcyattorneyorangecounty.org/

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“Where Are All The Houses? The Reasons Behind Shrinking Inventory” — New Write-up Posted to the Holloway Group Website by the Knoxville Genuine Estate Group


Knoxville, TN (PRWEB) January 31, 2013

The Holloway Group, the major Knoxville real estate group at Gables &amp Gates, REALTORS has posted a new write-up to their internet site titled, “Exactly where Are All The Houses? The Causes Behind Shrinking Inventory”.

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Troy Stavros, Broker and Partner with the Holloway Group states, “The old adage of supply and demand is at it again. House costs are on the rise since the number of Knoxville homes for sale continues to dwindle.” According to the latest study numbers from the National Association of Realtors, the inventory of properties for sale dropped eight.five% from November, 21.6% from 1 year earlier, and is at the lowest level because January of 2001.

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So why are we seeing inventory of Knoxville properties for sale drop? Right here are the motives:&#13

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Property owners Attain Out for Aid to Keep in their Houses


Fort Lauderdale, FL (PRWEB) July 1, 2010

American Residential Law Group continues to strengthen their house loan modification system as the achievement of their clientele increases.

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Whilst homeowners across the country continue to lose faith in governmental programs aimed to support them climb out of negative equity owed on their homes, American Residential Law Group is giving their clients hope by helping them rework their mortgage terms like lowering interest prices, lowering principal and deferring payments.

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American Residential Law Group was in a position to help Lisa Sorensen stay away from foreclosure after she inquired about loan modification details from American Residential Law Groups internet site.

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I submitted the necessary information to see if ARLG would accept me as a client, and considerably to my joy, they did-I was basically be concerned free of charge, said Lisa Sorensen, a client of American Residential Law Group. (ARLG) took the time to really get to know more about me…(their) self-assurance and sincerity allowed me to focus my energies on day-to-day living.

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We get the chance to aid individuals like Lisa Sorensen everyday these modifications advantage absolutely everyone such as the economy, stated Joel S. Jacobi, Managing Attorney of American Residential Law Group. It is important for us to educate our clientele on what the banks are searching for in the modification method and that begins with assisting them discover the correct applications to perform with and the proper people to speak to.

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American Residential Law Group offers the solutions and legal guidance required to begin the loan modification method. With their supplied experience, their consumers can avoid basic errors that could lead to higher payments or even unforeseen foreclosure. In numerous instances, proper guidance enables homeowners to lessen their payments up to 30% of their monthly earnings.

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If there was a single piece of tips to give a person who located themselves in a similar circumstance like mine it would have to be to spare yourself the grief of attempting to negotiate directly with your lender and leave it to the specialists, said Sorensen. It is nicely worth the fee and Id gladly spend it again.

LoanSafeMods Team Helps Save Houses from Foreclosure with the REST Report

San Diego (PRWEB) April 17, 2013

LoanSafeMods.com offers a number of resources to struggling homeowners who are searching for the ideal feasible alternative when it comes to foreclosure alternatives. By delivering the REST Report (True Estate Solutions and Technologies Report) as nicely as expert aid from a group of homeowner advocates, LoanSafeMods has helped home owners to save their houses even below some of the most seemingly hopeless situations.

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One such homeowner who was able to save their residence thanks to the REST Report and the LoanSafeMods team is Crystal. A newly released REST Report testimonial video posted on the site tells how Crystal identified the options to her hard loan modification ordeal.

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Crystal fell onto tough instances financially when her fianc