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Parsa Law Group Educates California Property owners about Alternatives as Foreclosures are Expected to Continue All through 2009

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Orange County, Calif. (PRWEB) April 28, 2009

Six California cities are integrated in the top ten markets in the nation with the highest foreclosures prices during the very first quarter of 2009, according to a current report from RealtyTrac, an on the web foreclosure listing firm. Coupled with the growing statewide unemployment rate, now at 11 percent, and according to MDA DataQuick, an 80 % boost in default notices issued to California home owners in the course of the very first 3 months of 2009, compared to the previous period, foreclosure activity is expected to continue all through 2009.

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“Most people going by way of a foreclosure do not know or recognize their possibilities and as a result miss the chance to save their house through loan modification or bankruptcy,” said James Parsa, founding attorney at Parsa Law Group. “If either of these possibilities are viable, it can maintain a family in their property and aid to keep property values in the neighborhood,” stated Parsa.

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California cites listed in RealtyTrac’s top ten markets with the highest foreclosure prices nationwide contain: Merced (two), Stockton (four), Riverside/San Bernardino/Ontario (5), Modesto (six), Bakersfield (7) and Vallejo/Fairfield (eight). Extra California cities listed consist of: Sacramento/Arden/Arcade/Roseville (11), Salinas (15), Fresno (16), Visalia/Porterville (17), San Diego/Carlsbad/San Marcos (18), Oxnard/Thousand Oaks/Ventura (19) and Los Angeles/Long Beach/Santa Ana (20).

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Parsa Law Group, a law firm focused on providing customer debt relief through loan modification, bankruptcy and debt resolution, has effectively negotiated four,000 loan modifications throughout California and Nevada. The firm, which promotes client education and advocacy, emphasizes the importance of hiring a qualified skilled for these services rather than attempting the do-it-your self technique.

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“As knowledgeable attorneys, we’ve helped thousands of households navigate through the maze,” said Parsa. “We function toward solutions that match every single family’s circumstance and ease the pressure they feel when facing foreclosure, bankruptcy or overwhelmed with debt.”

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About Parsa Law Group&#13

Parsa Law Group is a full-service law firm delivering certified and inexpensive legal representation for these in want of loan modification, bankruptcy and debt resolution solutions. Given that 2008, Parsa Law Group has effectively negotiated loan modifications for four,000 families and holds an A rating with the Much better Enterprise Bureau. For far more data, visit http://www.parsalaw.com, or call 1-800-256-1097.

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Speak to:&#13

Holly Naylor / Jessica Neuman&#13

Concept HALL&#13

(714) 263-8734 / (714) 263-8731

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The McCann Law Group, LLP dba Consumer Lawyer Solutions Delivers Client Agreement Review to Aid Homeowners Stay away from Foreclosure Defense Scams

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Jacksonville, Florida (PRWEB) April 08, 2013

The McCann Law Group, LLP dba Customer Attorney Solutions aids homeowners stay away from foreclosure scams by providing a client agreement review from an lawyer for property owners enlisting the help of a foreclosure defense firm. Customer Lawyer Services strives to reduce deceptive practices amongst foreclosure defense businesses with their free of charge client agreement review in order to supply property owners with an opportunity at obtaining mortgage resolutions.

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Customer Lawyer Solutions believes it is unfortunate that some organizations try to prey on homeowners simply attempting to save their properties from foreclosure. Some businesses guarantee relief from foreclosure at a important economic expense even though initiating no actual work to increase a home owners scenario.

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Melissa Canone with KATC.com described a single such foreclosure scam in her March 2013 write-up in saying, Scam artists offer you to act as intermediaries among property owners and lenders and to negotiate repayment plans or loan modifications. In reality, they may pocket your money…

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Customer Lawyer Services agrees with Canones guidance on techniques to steer clear of foreclosure scams, Do not sign more than your deed without having consulting a trusted professional By no means agree to a title transfer before contemplating tips from your lawyer, economic adviser, credit counselor, or another independent individual you can trust.

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Customer Attorney Services assists property owners decrease the likelihood of becoming taken advantage of by a foreclosure defense scam by offering a client agreement overview on any client agreements necessary by foreclosure defense firms. Consumer Lawyer Solutions will execute the client agreement overview at no charge. You can request a Customer Attorney Services free client agreement review on Customer Lawyer Services internet site.

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By Consumer Lawyer Services supplying this no-cost client agreement evaluation service, Consumer Lawyer Solutions believes their client agreement overview can help set a truth and transparency trend. If more law firms followed suit, presented a cost-free client agreement overview across the US, property owners about the country could know with higher confidence if their funds is getting properly spent.

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Consumer Attorney Solutions is a complete service customer advocacy law firm headquartered in Jacksonville, Florida. Customer Lawyer Solutions helps families with foreclosure defense. Consumer Lawyer Services works on debt settlement. Customer Attorney Services also operates with bankruptcy law.

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Consumer Attorney Services hopes its commitment to helping homeowners with a client agreement overview service will help much more homeowners stay away from foreclosure scams. Customer Lawyer Services encourages a lot more law firms to provide client agreement critiques, and property owners to request a client agreement evaluation.

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Go to Customer Lawyer Solutions for much more details about the Consumer Attorney Solutions client agreement assessment. Request a client agreement evaluation on the client agreement evaluation page.

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Courier Corporation and Ingram Content material Group Type Strategic Partnership to Expand Publisher Solutions

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Nashville, TN (PRWEB) Could 28, 2013

Ingram Content Group Inc. and Courier Corporation today announced that they will be working collectively to provide an array of global content solutions for publisher consumers. Courier will use Ingrams print-on-demand and digital distribution services, and Ingram will use Couriers printing capabilities to streamline workflow and speed delivery to retailers and readers worldwide.

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By way of this relationship, Courier will now offer you an expanded variety of print-on-demand and distribution solutions, both for its mainstream publishing customers and for self-publishers. At the identical time, Courier Publishing imprints such as Dover Publications will use Ingrams Print To Order channel capabilities to make backlist titles offered immediately throughout Ingrams global distribution network.

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Combining our experience in method management and print production with Ingrams channel connections and international scale creates an extraordinary opportunity for authors, publishers and retailers, said Courier Chairman and Chief Executive Officer James F. Conway III. In todays competitive atmosphere, its crucial to be quick, flexible and efficient in obtaining content material out to customers. Thanks to our collaboration with Ingram, publishers will have much more and better alternatives than ever in content material management, physical and digital production, and international distribution.

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In addition, by means of Couriers current acquisition of FastPencil, thousands of self-publishers also stand to advantage by gaining access to capabilities previously reserved for the best of the market.

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Ingram is proud to perform with Courier to integrate digital and print into a single seamless, successful service, said John Ingram, Chairman and Chief Executive Officer, Ingram Content Group. Couriers scale efficiencies combined with our print on demand capabilities and worldwide reach will support clients accomplish worldwide distribution in the most efficient manner achievable.

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Ingram will use Couriers capabilities to offer full-service manufacturing and distribution to publishers via its new Life PrintSM program offering, which is a one particular-cease service knowledge for publishers and their manufacturing wants. By way of the Life Print plan, publishers will minimize their operational, print and administrative fees with the quickly, price-efficient and effortless answer that integrates solutions to meet all of publishers print format requirements. In addition, the service is global, taking benefit of Ingrams print-on-demand centers about the world and effectively-established logistics networks.

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About Courier

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Courier Corporation is Americas third largest book manufacturer and a leader in content management and customization in new and classic media. It also publishes books under 3 brands offering award-winning content material and thousands of titles. Founded in 1824, Courier is headquartered in North Chelmsford, Massachusetts. For more info, pay a visit to http://www.courier.com.

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About Ingram

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Ingram Content material Group Inc. is a subsidiary of Nashville-based Ingram Industries Inc. The organization gives books, music and media content material to more than 39,000 retailers, libraries, schools and distribution partners in 195 nations. Much more than 26,000 publishers use Ingrams fully integrated physical and digital distribution, logistics, and manufacturing solutions to access global customer demand, and recognize the full enterprise prospective of book content material. Ingrams operating units are Ingram Book Firm, Lightning Source Inc., Important Supply Technologies, Inc., Ingram Periodicals Inc., Ingram International Inc., Ingram Library Services Inc., Spring Arbor Distributors Inc., Ingram Publisher Services Inc., Tennessee Book Firm LLC, Coutts Details Services, and ICG Ventures Inc. For far more details, pay a visit to http://www.ingramcontent.com.

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Make contact with: Elizabeth Fielding 615.321.3110&#13

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World wide web Safety Difficulties Solved – A New World wide web Safety Group Defeats CyberCrime in West Virginia

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(PRWEB) March 09, 2010

Web SecuritT Group of Charleston, West Virginia, a niche specialist cyber safety solutions organization, is offering nearby WV firms and consumers with defense-in-depth, layered Web safety danger management services addressing security vulnerabilities in personnel, technologies and operations.

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When asked what makes the World wide web SecuritT Group various from other technologies businesses, Chief World wide web Security Officer (CISO) states, “The Internet SecuritT Group has a uniquely focused Internet security approach, which brings extensive holistic cyber threat mitigation to common organizations and shoppers which generally could not, or would not, hire a full time Internet Security Officer”. They additional state “West Virginia’s business delivers extremely handful of if any professionally focused, World wide web security service oriented organizations”.

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In order to protect your company and property computer network systems Net SecuritT Group provides a wide spectrum of Net security solutions for a number of sorts of clientele.

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Enterprise Customers&#13

Medical, Economic, Retail, Restaurants, Law and Legal, State and Federal Government, Manufacturing and Industrial&#13

Firewall and Content material Filtering&#13
Compliance SOX, GLBA, PCI, HIPAA&#13
Group Safety Awareness Education &#13
Information Loss Prevention (DLP)&#13
Internal Process Audit&#13
Penetration Testing&#13
Network and Finish Point Security&#13
Policies, Procedures and Incident Response&#13
Windows Domain Administration&#13
Operating Technique &amp Application Patching

Consumer Services&#13

Remote support and onsite patient in individual skilled help offered in your home or more than the Web

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DSL and Cable Modems&#13
Wired and Wireless Router Security&#13
One-on-A single Safety Awareness Instruction&#13
Virus Removal and Pc Restoration&#13
Virus and Trojan Prevention&#13
Parental Controls for Kid Content&#13
Firewall Configuration and Instruction&#13
Web Residence Security Monitoring&#13
Vulnerability Patching and Prevention&#13
On-line Banking and Identity Theft Protection

About World wide web SecuritT Group.

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The Internet SecuritT Group Internet safety consultants combine over 24 years of personal computer systems experience, and more than 10 years of globe class specialist consulting and employment. Corporations such as Lucent Technologies in the communications and telephony sector, T-Shirt International in the manufacturing and industrial areas, and Unizan Bank in the financial division as properly as current consulting services for the largest financial corporation in the West Virginia, Kentucky and the Ohio Tri-State area. The Net SecuritT Group brings practical, complete net security capabilities to even the novice house laptop customer, in order to cease cyber crime in its tracks.

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With very skilled seasoned specialists, and several details safety market recognized certifications, the Internet SecuritT Group is able to speedily and properly diagnose Net safety related issues for a diverse client base. Amongst some of the credentials behind Net SecuritT Group is the very coveted Certified Details Systems Safety Professional from ISC2 (CISSP), and the anti-hacking network penetration testing common Certified Ethical Hacker (CEH) certifications both of which are vendor neutral and encompass numerous systems and advanced safety ideas.

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Broad computer network and details safety talent highlights this group of professionals. Other technology market certifications such as Certified Internet Webmaster (CIW), Internet Plus (I-Net+), A-Plus (A+), Network Plus (Network+) and Project Management Plus (Project+) certifications from CompTIA are among their arsenal of knowledge. Microsoft Certified Specialists (MCP) as nicely as Microsoft Certified Systems Administrator (MCSA) credentials give in depth verification of the passion and concentration that provides their layered security approach.

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Defective Item Liability Lawsuit Filed Against the Mortgage Sector as a Group. Mortgage Item Recall?

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Santa Ana, CA (PRWEB) March 14, 2011

According to the just filed California Superior Court Case # 30-2011-00455676-CU-OR-CJC, titled LOUIS FRANCISCO, et al. v. CITIGROUP, INC., et al, CPAC, Non Profit Law Clinic focused on helping struggling households with tiny youngsters and the elderly facing Homelessness due to bank fraud and lender abuse, is charging the mortgage market has been operating in a manner designed to defraud home owners.

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According to CPAC Non Profit Law Clinic’s President, G. Lee. Lane who is a 39-year multi-state licensed lawyer who served as dean and professor of many law universities for 18 years and has authored many books, some of which have been cited by U.S Congress, “CPAC is doing what our government has not. CPAC Non Profit Law Clinic is fighting against a show of alleged bank fraud and lender abuse that is detailed in our California Superior Court documents just filed.”

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Details on related violations, misrepresentations, errors, blunders or fraud that may exist in your home loan can also be effortlessly identified and documented for you by accessing their customer friendly web site http://www.CPACnonprofit.org

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Even Hollywood’s recent Academy Awards recognized the difficulty in the recently acclaimed film “Inside Job”. In his Academy Award speech Charles Ferguson’s comment, when he accepted the award, “Forgive me, I must start by pointing out that three years right after our horrific monetary crisis caused by huge fraud, not a single financial executive has gone to jail, and that is incorrect.” Possibly you must ask yourself if it were the average Joe, John Q Public, you or I , would we NOT be behind bars?

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Beneath California’s recent law SB 94, attorney and dean G. Lee Lane opinions that the government prohibits private sector specialists, which includes the honest and successful ones from attempting to aid the American customer. “SB 94 is an absolute prohibition of such prepaid function,” stated Dean Lane.

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CPAC Non Profit Law Clinic presently represents over 240 individual civil lawsuits against banks. CPAC Non Profit Law Clinic fights mortgage bankers who can afford to employ the most expensive attorneys.

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According to attorney Lane CPAC’s position is that this new California Superior Court lawsuit, Francisco, et al, v. Citigroup, et al, is a specific type of lawsuit. This sort of lawsuit has not happened against the banking industry prior to, since it enables these who till now could not afford to use the American court system, to file a lawsuit against their lender to put an finish to the banking difficulties in the mortgage spiral.

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Lane continues “What CPAC Non Profit Law Clinic has done is what we would expect our government to have already carried out file a ‘Defective Item Liability Lawsuit’ against the mortgage business on behalf of the American individuals”. He went on to state that not since operating 30 years ago on the asbestos and lung illness epidemic, has the approach dean Lane crafted been utilized in America.

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Author and dean Lane states, “Lastly, somebody has put a neon yellow florescent sign on the 1000 lb gorilla in the room. Lastly there is an chance for the average American to stand up against the JP Morgan Chases, GMAC’s and all the other individuals.”

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CPAC’s president and staff attorneys crafted this suit so that it allows further homeowners to be joined with earlier plaintiffs to enter into this lawsuit economically. The suit tends to make it clear that banks are foreclosing on American families with small youngsters although allegedly falsely misleading them into believing they were on track to get a easy loan modification. Rather, soon after numerous thousands of dollars being paid to the lenders, rather than a loan modification agreement they get a notice of sale on their houses forcing households, even mothers with modest young children to be evicted from their home, facing homelessness, states the just filed lawsuit.

To Help North Carolina Homeowners Avoid Foreclosure The McCann Law Group LLP dba Consumer Attorney Services Added Brice Bratcher of Counsel in April

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Jacksonville, Florida (PRWEB) April 18, 2013

Consumer Attorney Services added attorney Brice Bratcher of counsel to their national foreclosure defense team in April to help North Carolina homeowners fight foreclosure. Consumer Attorney Services knows Bratchers experience in foreclosure defense and varied working career within the legal community makes him a great fit for their foreclosure defense team.

Bratcher managed law firms including North Carolina Senator Doug Bergers office for two years and Mediation, INC., a law firm which handled court ordered mediations on the state and federal levels. He also worked for the Howard, Stallings, From and Hutson law firm as a department manager for three years before attending law school.

Bratcher graduated cum laude from the North Carolina Central University School of Law where he received his Juris Doctorate. While in law school, he was an active leader in student government and a two-time member of the moot court team. He also participated in the Saul Lefkowitz Intellectual Property Moot Court Competition.

Consumer Attorney Services noticed many North Carolina homeowners were still having serious issues in dealing with their banks despite a recent settlement to help homeowners in foreclosure. Consumer Attorney Services selected Bratcher to address these problems.

The recent $ 25 billion mortgage settlement was geared towards motivating banks to do a better job helping homeowners, but some homeowners in North Carolina are still battling with foreclosure difficulties. One major problem lies in the banks ability to continue moving forward with foreclosure actions while homeowners file paperwork to apply for a loan modification.

An April 2013 article titled One Year After Mortgage Settlement, Frustrations Linger For Troubled Borrowers, on the Charlotte Observer website touched upon this problem in saying, Janet Menetrier was surprised to be served a foreclosure notice on her Charlotte home in early December, just three months after Bank of America promised her a loan modification over the phone.

Consumer Attorney Services believes their addition of Bratcher will help more homeowners in North Carolina find foreclosure solutions without the banks ripping the rug out from under them. With legal representation and an understanding of the North Carolina foreclosure process, homeowners can prepare themselves to avoid foreclosure.

Consumer Attorney Services is a full service consumer advocacy law firm headquartered in Jacksonville, Florida, helping families with foreclosure defense, debt settlement, bankruptcy law and more.







Tom Cronin Joins The Collingwood Group as Managing Director

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Washington, D.C. (PRWEB) September 08, 2011

The Collingwood Group announced today that Tom Cronin has joined the firm as a Managing Director. In his new role, Cronin will lead The Collingwood Groups secondary market initiatives. Cronin will support The Collingwood Groups ongoing efforts helping clients navigate the business opportunities that exist in Washington and the housing finance industry.

Cronin has more than 35 years of mortgage industry experience. Most recently, he served as Senior Managing Director of Clayton Holdings, Inc., responsible for the areas of industry, corporate and government relations.

The Collingwood Group to Conduct First Mortgage Industry Conference Call

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Washington, D.C. (PRWEB) January 26, 2012

The Collingwood Group (Collingwood) is pleased to introduce its new offering — a series of industry conference calls — which will begin with a February 9, 2012 call entitled FHA Enforcement: Myths, Misconceptions and Facts. This call series comes as a result of Collingwoods launch of its new Risk Management and Compliance Division, established with its January 1, 2012 acquisition of GWN Consulting, LLC (GWN), a firm specializing in Federal Housing Administration (FHA) and Ginnie Mae risk management and quality control.

Collingwoods Risk Management and Compliance Division staff brings to the organization extensive FHA and Ginnie Mae knowledge and experience, and plans to share information on an ongoing basis with Collingwood clients and other industry colleagues. As part of this effort, the team will launch a series of educational conference calls, beginning with the first call FHA Enforcement: Myths, Misconceptions and Facts focusing on FHA Enforcement, Quality Assurance and Inspector General reviews and the Mortgagee Review Board. The call, offered at no cost to participants, will be held on February 9, 2012, at 2:00 p.m. Eastern Time. The call will be led by Collingwood Group Chairman and former FHA Commissioner Brian Montgomery, who will moderate a discussion between Karen Garner, Collingwood Group Managing Director and former HUD compliance manager and GWN Principal, and David Hintz, former Secretary to the HUD Mortgagee Review Board. It will also serve as an introduction to the services that the Risk Management and Compliance Division will offer.

Additional calls will be held moving forward, covering potential topics such as FHA Loss Mitigation tools, Ginnie Mae compliance reviews, and compliant and effective quality control plans.

This is a critical time for lenders and servicers struggling with compliance, litigation and claims management issues related to their FHA and Ginnie Mae operations, said Montgomery. The experience, insight, and relationships of our new Risk Management and Compliance Division staff can provide substantial information that will be helpful to these organizations in developing proactive, preventative activities in their compliance efforts.

The expansion of Collingwoods offerings and this call could not be more timely, given the issuance of the press release by Acting FHA Commissioner Carol Galante announcing changes to FHA authority for the lender insurance program and standards for indemnification requests. (Follow this link to the press release issued by HUD: http://portal.hud.gov/hudportal/HUD?src=/press/press_releases_media_advisories/2012/HUDNo.12-010)

With FHA toughening its standards, rules and penalties, and with volume that has grown to historically high levels, lenders and issuers can reasonably expect corresponding increases in the level of FHA audit, enforcement actions, and penalties. The goal of Collingwoods Risk Management and Compliance Division is to assist its clients with capabilities that now include FHA and Ginnie Mae lender/issuer applications and re-certifications, preparation and responses to audits or reviews, origination or servicing compliance and best practices, claims management and recoveries, program manuals and operating guides, and development of written and program training.

Garner is proud of the new divisions capabilities, saying, With our upcoming conference call series and new services, we are confident that we can provide substantial assistance to lenders and servicers as they focus on quality control activities that will enable them to proactively monitor performance and mitigate risk.

About The Collingwood Group

The Collingwood Group (http://www.collingwoodllc.com) is a Washington, DC-based business advisory firm focused on growing clients businesses, promoting revenue growth and increasing investment returns. The firm is led by Chairman Brian Montgomery, former Assistant Secretary for Housing and Federal Housing Commissioner, and Vice Chairman Joe Murin, former President and CEO of Ginnie Mae. Both played major roles in the federal governments efforts to address the nations financial crisis and restore stability and liquidity to financial markets. The firms expertise spans all aspects of Agency, non-Agency and FHA/VA housing financing programs; Ginnie Mae securitization activities; domestic and international secondary market activities and issues; primary and special servicing; full asset lifecycle vendor and talent management; and all elements of portfolio due diligence, acquisition, property management and asset disposition.

Visit http://www.directeventreg.com/registration/event/46706588 for additional information on The Collingwood Groups February 9, 2012 conference call FHA Enforcement: Myths, Misconceptions and Facts or to register for the call.

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Related Securitization Audit Press Releases

Apollo Financial Group Shows How Principal Forgiveness Can Work for Fannie Mae

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Miami,FL (PRWEB) May 15, 2013

Distressed debt investment experts, Apollo Financial Group demonstrate how Congressional Budget Office plan to cut home loan balances could work for Fannie Mae and Freddie Mac.

Apollo has been purchasing, selling and modifying distressed mortgage debt, creating win-win solutions for parties on both sides of the issue, and generating attractive yields for investors, while helping to ease the current burden facing U.S. taxpayers.

New debates are being fueled by the May 2013 release of a new Congressional Budget Office (CBO) report supporting the Treasury Departments push to force Fannie Mae and Freddie Mac to embrace principal forgiveness for home loan borrowers. The Federal Housing Finance Agency (FHFA) that regulates Fannie and Freddie has so far resisted the move, but this could change with President Obamas nomination of Rep. Mel Watt as the new head of the agency.

Coverage of the debate on the Wall Street Journal blog on May 6th, 2013 highlights the FHFA stance, whom has repeatedly argued that principal reduction of mortgage balances does not justify the costs and promotes moral hazard; encouraging more borrowers to strategically default on their loans.

Backing up the Treasurys proposed program, the CBO report identified significant government savings from allowing principal reduction on Fannie Mae and Freddie Mac loans. Depending on the exact execution of the initiative the report estimates the government could save almost $ 3 billion.

Government savings in the billions of dollars range could clearly provide significant potential relief for taxpayers as it trickles down and reduces the need to raise taxes further.

While the debates rage and decisions continue to be delayed New York based, Apollo Financial Group has already been proving that principal reduction can work for both note holder and borrower. As a substantial buyer of non-performing notes, Apollo makes it work as the note holder by working out favorable outcomes with homeowners to resolve the default. Spokesman for the Wall Street distressed debt investment, Dean Anastos says the companys proprietary model has proven extremely beneficial for all involved, while delivering superior returns to investors.

In fact, homeowners enjoy double tax benefits from this form of resolution. Not only does the government avoid major losses that would need to be padded by increased taxes, but the individual borrowers involved dodge huge personal tax bills by accepting loan modifications with principal reductions prior to the expiration of the Mortgage Debt Forgiveness Act.

On the flip side Apollo also empowers investors to achieve attractive yields, fuel wealth building and help the wider economy by alleviating the burden on tax payers, by becoming distressed debt note buyers themselves and tapping into the channels and relationships the firm has developed. Some of the recent media coverage of the firms progress can be seen in this video.

Those interested in finding out more about how note buying works and how principal reductions can be profitable for note holders will find more information on Apollo Financial Groups website http://apollofinancialgrp.com, where dates and locations of upcoming live educational events on the subject can also be found.







More Loan Modification Press Releases