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Los Angeles Man DOES NOT Kill His Family members When His five Houses Face Foreclosure… Alternatively, He Beats the Banks at their Own Game
Torrance, CA (PRWEB) February five, 2009
America’s gloom and doom attitude is not only depressing, it really is also dangerous and destructive, says distressed property consultant Mike Rockwood whose wife of 35 years is an administrator at Kaiser Permanente Los Angeles. Rockwood believes that now a lot more than ever, folks need to clench their fists tight and beat the technique–not give up!

“Just 12 months ago,” says Rockwood, “If a guy lost his job or could not make his mortgage payment, it wouldn’t have seemed like the finish of the world… but take a look at what’s going on proper now. This is madness, and worst of all, it’s completely unfounded.”

Rockwood is best-known for his timely, 60-Minute Loan Modification, workbook that helps families beat their banks and save their properties. Mike himself was facing foreclosure on his family’s residence (he has four children) and all four rental properties he purchased throughout the genuine estate boom of 2004-2007 that has now gone bust.

“I was hunting at losing every thing,” says Rockwood. “But not for 1 minute did I feel about giving up. Not for 1 second did I think that some Wall Street fat cat or some international hedge fund was going to dictate my family’s financial future…”

To date, Rockwood has modified mortgages on all five of his properties locking in prices as low as four.25% and saving a total of $ 493,000 in expenditures over the life of his loans. Amazingly, he did all this on his personal with no lawyers or foreclosure counselors to help him. What looked like the worst issue to ever take place has turned into a blessing that could extremely well advantage his family for generations.

The government-backed bailout that started with Wall Street, according to Rockwood, has now come to Primary Street. Five million Americans face foreclosure in 2009, so it really is no surprise that banks are rolling over and throwing bailout cash back to borrowers in an try to save their own hides.

An estimated 7,500 loan modification applications are received every day, so the approach generally takes three-six weeks but Rockwood claims that with his technique, the physical application and adhere to-up correspondence can be completed in less than an hour. From there, homeowners cross their fingers, get in touch with their representative once per week, and await the sweet 4-five% interest rate bargains that are being granted to thousands in need to have every single day.

With loan modification scams and unscrupulous lawyers descending like vultures on underwater home owners, Mike Rockwood has produced it his individual mission to empower men and women to take handle for themselves–to become proactive rather of reactive. It really is going to be a busy year.

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WMI Kicks off its five Year Birthday Blastoff with the Introduction of its New Item Line
Houston, TX (PRWEB) February 10, 2010
Wealth Masters International (WMI), the Nations Premiere Wealth Creation Neighborhood celebrated its 5th year in company with its five Year Birthday Blastoff occasion held at the Hilton of The Americas in Downtown Houston. Members and prospective members alike journeyed from across the globe to attend the bash which served as each a celebration (with appearances from the likes of Wayne Allyn Root and Todd Falcone among other individuals) and overview for its new item line, which functions a number of higher-effect Elements and the groundbreaking WMI hybrid Wealth Program.

Already considered the quickest increasing company in its industry WMIs most current initiatives are aimed to continue supplying its member base with the greatest merchandise available although delivering maximum effect on a worldwide scale.

Vice President of Marketing, Michael Hamburger on the changes, From January 2005 to January 2010, 85% of our product line had a correct worldwide application. Our growth rate over the previous five years has been so explosive we decided to augment our product line to apply one hundred% anywhere in the world. To further raise the bar, our market top Hybrid Wealth strategy guarantees that WMI is positioned to generate quick term and long term wealth for our business builders like in no way before.

The inventory of new Elements includes utilities such as the m1 Masters Program (3rd edition) containing the 1% Solution, MPOWER Plan, Conspiracy Against Your Funds DVD, Residence Loan Modification Plan, WMI Wealth Accelerator, and the WMI hybrid Wealth Program. These implementations are the result of years of dedicated investigation and collaborations with some of the most knowledgeable economic professionals and marketers in the sector.

We are on a mission to wake up the masses to the reality that the greatest transfer of wealth in the history of mankind is underway. The new ‘Conspiracy Against Your Money’ DVD is created to take the blindfold off and show people what is in fact happening to their hard earned money. The days of old where an individual required a economic advisor, individual trainer, dietician or a life coach in order to accomplish sustainable benefits are more than, our merchandise and Alliances offer all of those aspects and then some. It is crucial for individuals exploring the Direct Sales market to know that Wealth Masters International is not a a single trick pony… our solution line addresses the populations most pressing matters Wealth, Overall health & Wisdom. No other company on the planet these days has a solution line that can lay claims to that. Thats why we have positioned our Members head and shoulders above each other Direct Sales firm in existence these days, said Michael Hamburger, Vice President of Advertising.

What WMI has place with each other is a refined assortment of products developed especially to help customers generate wealth in todays contemporary economy. For instance the 1% Solution encompasses a classroom style curriculum which enables users to holistically maximize their life by way of Wealth, Wellness, and Wisdom in just 100 days (or your money back). This revolutionary system enables the user to not only begin harnessing the developing blocks of a much better life but also serves as the individualized mindset coaching required to succeed in the business. On the other hand, the hugely complex WMI Wealth Accelerator Plan allows WMI Members to take a stranglehold of their finances by eliminating debt and maximizing their assets through potent new analytical software program that reveals the science to paying bills.

When you aspect in WMIs thrilling new solution launches, profitable Wealth Strategy, all-star Alliances, exorbitant growth in the face of a declining economy, and the fact that the industrys most successful Prime Producers are flocking to Wealth Masters in droves it is no wonder the Nations Premiere Wealth Creation Neighborhood has cemented its spot at the forefront of the business. Whether you are searching for a lucrative entrepreneurial chance, expert economic education, or simply want to interact with one particular of the worlds most exclusive and fastest increasing wealth communities, Wealth Masters International really delivers it all.

About Wealth Masters International:
Wealth Masters International is a Texas based L.L.C incorporated in January 2005. They are at the forefront of advertising the best monetary education and offering their members with a platform for securing life-changing wealth and accomplishment.

In just a few quick years, Wealth Masters International has propelled itself as the major organization in its industry, due to their capacity to combine exceptional products with a organization opportunity that is geared towards creating unlimited prosperity.

In these uncertain financial times 1 organization is bucking the trend, hiring top talent, and treating its members to lavish events akin to the lavish way of life it represents.

If you would like much more data relating to this subject, please check out http://www.wmitoday.com or get in touch with WMI directly at (832) 532-7655.

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Uncover More Loan Modification Press Releases
I Short Sale, Inc. Offers Default Options Expertise at the Fifth Annual Five Star Default Servicing Expo
Woodland Hills, CA (PRWEB) October 22, 2008
Property owners, lenders and servicers are actively looking for solutions as the quantity of properties falling into foreclosure continues to break records.

Realty Trac recently reported that practically one in ten home owners is in danger of defaulting on their mortgage. The Case-Shiller index also illustrated that house rates have fallen 21.1% from their July 2007 highs with predicting markets expecting a additional 12% reduction. As the real estate crisis has led the economy to the brink of collapse, the panel discussed sensible options to deal with the major challenges connected with loss mitigation tactics.

The “Mastering the Quick Sale” panel presented short sale transactions as the most successful alternative to property foreclosure. On the featured panel was Eli Tene, who led the discussion on methods to method a short sale swiftly and the variety of challenges that come with it.

Panel topics incorporated: inaction on the component of lenders to discover viable options to default scenarios, basic advantages of the quick sale, and potential downsides of pursuing a loan modification. Tene insisted that most foreclosures will be eliminated if lenders adopt suitable procedures for dealing with default circumstances.

As an specialist in the field, with thousands of quick sales completed more than the previous 19 years, Tene stated that, “by performing a brief sale we keep families secure from the pitfalls of foreclosure as well as saving lenders from the heavy costs involved.”

Tene points out that the core causes of the problem stay unsolved. “When a person is losing their job or doesn’t make enough income, sooner or later a loan modification won’t hold. Many lenders are just delaying a predicament that could have been solved via a brief sale in the 1st location. Several of the loan modifications I see right now turn into brief sales and foreclosures shortly afterwards.”

The 5 Star Conference happens annually, bringing with each other numerous mortgage lending and default servicing sectors. The symposium seeks to promote the effectiveness of default servicing experts via independent education and networking activities. Participants addressed the industry’s present requirements and challenges in order to foster a remedy-driven atmosphere.

I Quick Sale has been assisting distressed home owners and industry experts by supplying mutually useful solutions. To learn much more about I Quick Sale or find out about upcoming seminar series, go to http://www.ishortsale.com or contact (877) 90-Short.

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The Law Offices of Kramer and Kaslow: Confidential Federal Audits Accuse Five Most significant Mortgage Firms of Defrauding Taxpayers
Calabasas, CA (PRWEB) June 16, 2011
Philip Kramer, lead attorney at the Law Offices of Kramer and Kaslow commented on a Huffington Post write-up that reported about confidential federal audits of the nation’s largest banks.

A set of confidential federal audits accuse the nations 5 largest mortgage businesses of defrauding taxpayers in their handling of foreclosures on homes purchased with government-backed loans, four officials briefed on the findings told The Huffington Post. The 5 separate investigations have been performed by the Division of Housing and Urban Developments inspector general and examined Bank of America, JPMorgan Chase, Wells Fargo, Citigroup and Ally Financial, the sources stated.

According to the Huffington Post, The audits accuse the five key lenders of violating the False Claims Act, a Civil War-era law crafted as a weapon against firms that swindle the government.

The audits have been completed between February and March, sources mentioned. According to the Huffington Post, The internal watchdog office at HUD referred its findings to the Division of Justice, which should now determine whether or not to file charges.

Philip A. Kramer, an lawyer who represents hundreds of consolidated plaintiff litigation clients in lawsuits against six main lending institutions observes that, It is really an irony that the exact same tools the banks utilized to abuse homeowners are now getting employed against them. If the reports are precise, and I have no purpose to believe they are not, then it appears most likely that the government will use the banks wrongdoing to leverage a much more substantial resolution for aggrieved homeowners.

More of Phil Kramers observations can be located at the Kramer and Kaslow blog.

ABOUT PHILIP KRAMER
PHILIP A. KRAMER is the senior companion of the Law Office of Kramer & Kaslow, in Calabasas, California. Kramer & Kaslow is Martindale Hubbell AV rated. Mr. Kramer is a perennial recipient of the prestigious Southern California Super Lawyer award.

Mr. Kramer received his undergraduate degree from Ohio State University and his Juris Doctorate from the Catholic University of America, in Washington, DC. His practice emphasizes commercial litigation and trial advocacy, with a concentration on organization litigation, and real home matters. He has prosecuted and defended cases for over twenty 5 years.

Mr. Kramer is a licensed real estate broker and has spent considerable time providing legal solutions in connection with genuine estate concerns relating to loan modification and loss mitigation, land use and zoning, environmental troubles, easements, construction and improvement, finance, and landlord tenant matters.

Mr. Kramer is admitted to practice just before all courts in the State of California, the United States Supreme Court and the United States Court of Military Appeals. Mr. Kramer has tried in excess of 200 situations. He has appeared on nationally televised programs with regards to pre-trial procedure and trial method and has appeared as a guest lecturer on topics ranging from constitutional law to trial practice, and Mr. Kramer regularly lectures on a broad spectrum of numerous legal and enterprise problems.

Mr. Kramer also serves as a Judge Pro Tem for the Los Angeles Superior Court and as a Mediator.

Mr. Kramer is also a past president of the Los Angeles West Inns of Court, a national organization dedicated to bringing professionalism and civility back into the legal profession. He also serves on numerous Boards of Directors and serves as an officer in many businesses. For far more info get in touch with (818) 224-3900 or go to http://kramer-kaslow.com

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Five Choices For These Not Selected For The Bank of America Bailout
San Diego, California (PRWEB) June 13, 2012
VA Residence Loan Centers (VA-HLC), a San Diego-primarily based organization that specializes in VA Loans and helping veterans, active-duty military and their households with homeownership, has issued five possibilities for those property owners not chosen by the very publicized Bank of America (BofA) principal-reduction program.

On the face of it, this offer by BofA sounds also excellent to be accurate, said Philip Georgiades, chief loan steward of VA-HLC. But in reality, recipients of this offer nevertheless have to prove they qualify. 
Nevertheless, says Georgiades, home owners who are not selected by BofA for principal reduction nevertheless have a way forward.

By issuing these choices we are trying to support all home owners, rather than a select few. We want to reassure people that there are still several avenues open to them that will help them steer clear of losing their residences.

VA-HLC provides these five options:

1. Ask for a loan modification kind your lender. If you are facing a monetary difficulty making your mortgage payments, you could qualify for a loan modification.

two. Short sale your home. If you no longer occupy your residence due to a job transfer, or other relocation, and you are unable to afford the housing expense of two households, you could want to contemplate a quick sale.

3. If you presently reside in the residence, and have a high interest rate (a rate above 5 %), you may possibly want to discover choices such as HARP, or a streamline. Some refinance applications are offered to property owners without equity. Note that you should be present on your mortgage payment to apply for refinancing.

four. Take into account renting out the home. There are numerous government applications that will support you find a tenant and, in some instances, guarantee that tenants rent. Section 8 is a ideal example. Under the Section eight plan, you as a landlord are guaranteed a specific amount of rent every single month. In addition, you also qualify for automatic annual rent increases.

5. If the above choices are not available to you you might want to contemplate a bankruptcy as a final alternative. In some types of bankruptcies, you can eradicate mortgage debt. If the home is your main residence, you can eradicate a second position mortgage using a Chapter 7 or a Chapter 13 bankruptcy. If you no longer live in the property and you file a Chapter 7 bankruptcy, you can wipe out all of the mortgage debt on the home. However, if you chose this choice, you will have to give up the residence in exchange.

VA-HLCs new service Home owners Action Services (HAS) program can help property owners refinance and decrease their payments. HAS assists veterans, active duty military and their households stay in their residences by supplying numerous mortgage payment-reduction plans, or support them sell their house even if they do not have equity in their homes.

I encourage all servicemembers who are possessing issues in meeting their mortgage payments or who are facing foreclosure to take advantage of our new Home owners Action Solutions system. We are just a phone get in touch with away and are right here to assist. It may be the best telephone get in touch with you ever made, added Georgiades.

About VA-HLC / VA Residence Loan Centers (http://www.vahomeloancenters.org)
VA House Loan Centers is a qualified lender of mortgage loans to United States Veterans.

The VA loan system aids veterans, active and former duty military, and particular spouses of wounded, M.I.A. or K.I.A. United States service personnel achieve the ultimate American dream: house ownership.

Services provided by VA Property Loan Centers contain true estate representation such as VA loan quick sale processing, obtain help and VA loan application processing. VA Home Loan Centers delivers helpful loans to all eligible veterans and their households. It is easier to qualify for a loan by way of VA Home Loan Centers than other loan programs simply because they offer greater front-end and debt ratios as properly as the no down payment, no closing charges option (VA no/no).

Other positive aspects include the potential to finance the funding charge, no mortgage insurance premiums, no prepayment penalties, low interest prices and month-to-month fees. VA loans accessible contain 15-year and 30-year fixed mortgage rates.

For more details on the eligibility requirements and loan limits and how VA-HLC can assist with a VA loan, refinancing or foreclosure avoidance, get in touch with 888-573-4496 or go to their Internet site http://www.vahomeloancenters.org.

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Heupel Law Celebrates Five Years of Supporting the Center for Perform Education and Employment (CWEE)
Denver, CO (PRWEB) June 27, 2012
Heupel Law, a leading bankruptcy law firm, announced these days that it is celebrating five years of supporting the Center for Function Education and Employment (CWEE), a Colorado non-profit organization that assists low-revenue single parents create and expand the capabilities required to get continuous employment in the Denver Metro Region. Heupel Law supports CWEE because of their commitment to empower folks and finish their dependency on welfare. To date, Heupel Law employs three CWEE graduates and corporate contributions total $ 2600 in donations and luncheon sponsorships.

Our mission is to support excellent individuals get out of debt and give them a fresh start, stated Kevin D. Heupel, president and founder of Heupel Law. We wholeheartedly support CWEEs objective of supplying solutions required to prepare welfare recipients to turn into self-supporting. When 3 job positions became offered at Heupel Law, we interviewed several candidates with a lot of diverse backgrounds and decided to hire three confident, talented graduates from the CWEE plan.

Founded in 1982, CWEE fosters individual and specialist transformation for low-earnings single parent families through self-assurance constructing, customized capabilities coaching, and profession advancement. CWEEs sources of funding incorporate foundation grants, corporate gifts and sponsorships, and individual donations. CWEEs programs and services are also partially funded by charge-for-service contracts with the Denver Office of Economic Development/Division of Workforce Improvement, the Adams County Human Solutions Department, and the Arapahoe County Department of Human Services.

Kevin Heupels support of CWEE is tremendous, mentioned Amy Downing, employment solutions supervisor at CWEE. There are a range of techniques in which employers can engage with CWEE and its participants. Kevin has demonstrated diligence and dedication by becoming an internship website for system participants and also a premier employer of CWEE graduates.

About The Center for Function Education and Employment 
The Center for Operate Education and Employment (CWEE) was founded in 1982 to provide an individualized job education, placement, and retention program that provides participants the abilities and competencies to raise their self-assurance, improve their earning prospective and move their families towards economic self-sufficiency. CWEE has worked with much more than 11,000 Coloradans to prepare for sustainable, meaningful employment, enabling them to end their dependency on welfare. CWEE believes that regardless of private circumstances and other barriers to employment, when an proper level of education and support is supplied, folks can and will succeed. To understand far more about the Center for Function Education and Employment, pay a visit to http://www.cwee.org.

About Heupel Law
Heupel Law helps good men and women get out of debt with the alternatives of credit counseling, debt settlement, loan modifications or bankruptcy. Kevin D. Heupel, the president and founder of Heupel Law, has personally filed much more bankruptcies in Colorado than any other lawyer in the last five years, amongst Jan. 1, 2007 and December 31, 2011. Mr. Heupel is a standard guest on tv shows in the local Denver location and writes a customer-friendly blog at http://www.ColoradoBankruptcyExperts.com. Heupel Law offers buyers a no-cost consultation to determine the ideal debt relief choice at 1 of their five areas: Denver, Broomfield, Denver Tech Center (DTC), Loveland and Colorado Springs. Mr. Heupel is a bankruptcy specialist and is available for Television, radio on the internet or print interviews. For much more info, contact (303) 955-7570 or email info(at)heupellaw(dot)com.

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Find Far more Loan Modification Services Press Releases
ACL House Management Introduces the New five% Month-to-month Management Charge Program for Home Owners in the SF East Bay and Peninsula Regions
Fremont, CA (PRWEB) October 05, 2012
ACL Property Management announces a new plan to assists house owners looking for low cost, higher high quality, home management services. ACL Home Management For a lot more information make contact with ACLREALESTATE.COM.

For helpful refrences, see what other individuals have mentioned by means of YELP!

ACL Home Management Solutions Incorporate:

-All Advertising Of Property
-Give Rental Application
-Tenant Screening & Choice
-Verify All References Like Previous Landlord And Employment
-Supply Credit Verify/Eviction Check
-Signing Of Lease
-Annual House Inspections (Additional Charges Might Apply)
-Collection Of Monthly Rent
-Offer Month-to-month Statements Detailing Account Activity
-Help With Upkeep Requests (Owner Accountable For Fees)
-Move-In Inspection/Move-Out Inspection
-Initiate Eviction Filings

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five Suggestions from a Quick Sale Specialist that Could Save a Residence
Woodland Hills, CA (PRWEB) February 12, 2007
Millions of Americans are faced with the possibility of foreclosure but do not understand they have definite and trustworthy alternatives to save their house. Quick sales expert, Eli Tene is operating to inform distressed home owners of these viable options, the foremost getting a quick sale transaction.

“We have seen a wave of 100% financing, refinancing and cashing out beyond the true affordability level of the buyer in the last couple of years,” stated Tene, CEO of I Quick Sale Inc. “Buyers are taking money out of their properties as casually as if they were generating an ATM withdrawal.” Tene explains that, sadly for the buyer, payday comes at a time when they are least prepared for it. “Mortgages utilised to be up to 25% of your total revenue. We now see in several cases that the mortgage is 60, 70 and 80% of the buyer’s total income. There is no way to survive it. Any slight change in your life or revenue immediately affects your capability to pay,” says Tene.

I Quick Sale Inc. has noticed a dramatic boost in distressed house owners opting for a quick sale rather than letting their residence go into foreclosure. The true estate market is just now “catching on” to this wave of alternative and creative financing choices nevertheless, Tene has been facilitating brief sales for more than 16 years.

Most property owners who uncover themselves unable to pay their mortgage nevertheless have possibilities to preserve their home and protect their credit. Tene offers five guidelines that could save your property:

1.