Maine Social Safety Disability Attorney Joe Bornstein Weighs In On Programs Financial Difficulties

Portland, ME (PRWEB) June 27, 2013

With attainable spending budget cuts threatening disability positive aspects, Maine Social Security disability benefits lawyer Joe Bornstein these days said its a lot more crucial than ever to obtain assist from a qualified law firm when applying for help.

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According to a Could 30 article in CNN Cash titled Federal Disability Trust Fund on the Brink, the Social Security Disability Insurance system is forecast to run out of funds in three years. The report states that revenues coming in would only be enough to cover about 80 percent of the payments due to the disabled and their families.

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Weve been following this story closely, and we inform men and women who make contact with us about applying for positive aspects that they should not give up hope. An attorney can support them get through a challenging method, said Bornstein, whose firm assists individuals in Maine needing support applying for Social Security disability or attractive denied claims. We know millions of American workers who rely on the program are worried. Its also troubling news for applicants whose applications could face much more scrutiny than ever. Thats why its smart to receive representation from an attorney who can aid file an application and make certain no blunders are made. If you need to have assist appealing a denied claim, you need to take into account legal assist.

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Bornstein added that the method of applying for SSDI advantages can be tough, specifically for individuals coping with a health-related situation. By contacting an seasoned Social Safety disability lawyer in Maine, you can have peace of mind being aware of that your representative is handling the claim and making certain it is accurate, comprehensive and filed in a timely manner.

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While economic troubles are looming, the CNN Money report states that there are approaches to extend the life of the disability system. Lawmakers are looking at various options, according to the report.

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In the meantime, the demand for advantages has been on the rise over the previous many years. Today, practically 11 million individuals collect disability benefits, up from eight.7 million in April 2007, according to CNN Income.

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According to the article, the aging U.S. population has resulted in more individuals applying for rewards, as they enter their 50s and face a host of medical circumstances.

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We know that several Mainers as effectively as men and women across the nation who are facing disabilities and other health-related situations are going through hard occasions, Bornstein stated. We are here to assist. Our firm delivers a free of charge consultation. We can talk about your alternatives and aid you steer clear of confusion more than your claim.

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Bornstein mentioned a disability lawyer can support with vital methods such as the application process and representing a claimant at a hearing just before an administrative judge.

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Numerous claims are denied at the initial stage, but frequently get approved soon after additional evaluation, Bornstein said. In several cases, the applicants who dont give up and in the end get rewards can say a knowledgeable disability attorney helped make a distinction.

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About the Law Offices of Joe Bornstein&#13

Established in 1974, the Law Offices of Joe Bornstein has helped much more than 19,000 Mainers collect much more than $ 200 million in settlements and advantages. This full-service, private injury law firm has six offices in Maine: Portland, Augusta, Bangor, Biddeford, Lewiston and Sanford. Our specialties consist of auto accidents, motorcycle accidents, truck accidents, Social Safety disability cases, healthcare malpractice, wrongful death and dangerous drugs. Our attorneys perform on a contingency fee basis. As a result, consumers only pay for services if they win. &#13

The principal workplace for the Law Offices of Joe Bornstein is positioned at five Moulton St., Portland, ME 04101. To schedule a totally free case evaluation or for a lot more information, contact (877) 294-6813 or visit our internet site at http://www.joebornstein.com/

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Financial Aid Administrators Situation Updated 2013 National Profile of Federal Student Help Applications


Washington, DC (PRWEB) June 27, 2013

The National Association of Student Economic Help Administrators (NASFAA) released an updated edition of its annual federal student aid primer, the National Student Aid Profile, to better inform members of the media, policymakers and other interested parties about the facts surrounding student aid problems and funding.

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“As the 2014 expiration of the Greater Education Act nears, conversations are increasingly centered around escalating federal student debt, higher default price levels, rising charges of attendance for postsecondary education, and the sustainability of federal funding sources for the student help programs,” stated NASFAA President Justin Draeger. “Members of Congress have been debating the greatest ways to reform and strengthen the federal help programs. It is essential that Congress and the basic public recognize these programs and the students they serve.”

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U.S. Division of Education data show the number of students applying for federal monetary help rose from around 19.four million in the 2007-2008 award year to almost 31.four million in the 2011-2012 award year, a 62 percent improve more than five years.

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From 2001-2002 to 2011-2012, the total quantity of federal monetary aid awarded to students beneath Title IV of the Greater Education Act (HEA) jumped from $ 72.three billion to an estimated $ 173.8 billion, a ten-year enhance of 140 %. For 2011-2012, the Title IV programs accounted for 71 percent of the $ 245 billion in total monetary help received by college students.

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NASFAAs National Student Help Profile: Overview of 2013 Federal Applications gives the newest detailed data and information about every of the applications authorized beneath Title IV of the Greater Education Act, such as:

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— descriptions of the federal student help applications, which includes the:&#13

Palmer Administrative Services Announces Agent Partnership Agreement with Fortegra Financial Corporation

Ocean, New Jersey (PRWEB) July 02, 2013

Palmer Administrative Services, Inc. a top provider of vehicle service contracts and Fortegra Economic Corporation announced a 3rd party administrator partnership of their organizations.

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This powerhouse partnership means excellent factors for Palmers customers and supplies their clients with powerful backing and even a lot more peace of thoughts.

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Palmers history and expertise compliments Fortegras safety and powerful marketplace position. Commenting on the agreement, Michael Shaftel, CEO of Palmer Administrative Solutions mentioned, Im thrilled to announce Palmer Administrative Services was selected by Fortegra. Its an honor to partner with Fortegra. Its thrilling that they see the value in our business and reputation. This is an amazing business partnership that creates even far more value and stability in our 20 year old firm.

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Palmer (a sister company of NCWC, Inc.) and Fortegra have been in organization over 50 years combined. They are marketplace leaders in the extended automotive protection market.

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rVue Holdings, Inc., Reports Complete Year 2012 Financial Results

Chicago, IL (PRWEB) July 05, 2013

rVue Holdings, Inc. (OTCBB: RVUE) the premier marketing technologies platform for digital out of property media announced its financial results for the complete year ended December 31, 2012.

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Summary Results for the Full Year of 2012:

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-Total income was $ 602,363 for fiscal 2012 down slightly from $ 643,483 in the prior year.&#13

-Core Costs: This is the concentrate of our organization and source of future development. Core revenue for the years ended December 31, 2012 and 2011 had been, $ 197,444 and $ 203,276, respectively.&#13

-Non-Core Costs: For the years ended December 31, 2012 and 2011 have been $ 404,919 and $ 440,207, respectively. The decline was due to the end of a management relationship with Auto Nation. This trend will continue in 2013 as we focus much more resources on core enterprise efforts. In addition the Mattress Firm merged with Mattress Giant and we respectfully agree not to renew for 2013. (this represented approximately $ 230,000 in revenue ) .&#13

-Promoting, general and administrative expenses was $ two,328,669 in the complete year of 2012, compared to $ three,339,359 for the complete year of 2011, a reduction of $ 1,010,690 in the year due to price controls, alter in management and a shift to much more media focused transactions.&#13

-Net loss for the complete year of 2012 was ($ three,839,348) compared to a net loss of ($ three,616,973) in the 2011.&#13

-As of December 31, 2012 the organization had $ 850,000 of cash.

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As Michael Mullarkey (prior CEO and Executive Chairman) described, 2012 was a transformative year for the firm. We established our leadership position as the largest outside digital media platform connecting more than 770,000 screens across 180+ networks.”

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Mark Pacchini (CEO and President) added, “With our expenses under much better handle, our focus going forward will be on providing our consumers with business building ideas and globe class service. If we deliver this, it must outcome in revenue development.”

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Conference Contact Details:

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A conference get in touch with will take location at 9:00 a.m. CST, on &#13

Tuesday, July 9, 2013. &#13

Anyone interested in participating must get in touch with *Toll-Cost-free: &#13

(866) 376-0342 &#13

International dial-in number: (408) 773-6761&#13

Conference code: 3986559170

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About rVue:&#13

rVue Holdings, Inc. is an advertising technologies business offering the digital distribution platform for the Digital Outdoor Marketing business. The firm connects 770,000 digital screens across 180 networks delivering access to 250 million every day impressions in a single simple platform. Backed by the industry’s most intuitive and intelligent platform, rVue has the technologies, data and experience to connect brands and targeted consumers where and when it matters most. For much more details, please check out http://www.rvue.com.

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Make contact with Details:

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Business and Press Inquiries: &#13

rVue Holdings, Inc. &#13

Dean Peterson &#13

dean.peterson(at)rvue(dot)com &#13

312.219.8835

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Forward Hunting Statements: &#13

This press release consists of “forward hunting statements” within the which means of the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. The statements contained in this press release that are not purely historical are forward-searching statements. Forward-hunting statements give the Company’s present expectations or forecasts of future events. Such statements are topic to risks and uncertainties that are frequently tough to predict and beyond the Company’s handle, and could cause the Company’s results to differ materially from those described. The Business is offering this information as of the date of this press release and does not undertake any obligation to update any forward hunting statements contained in this press release as a outcome of new information, future events or otherwise. We have primarily based these forward-seeking statements largely on our present expectations and projections about future events and economic trends affecting the financial situation of our enterprise. Forward seeking statements need to not be read as a assure of future functionality or outcomes, and will not necessarily be accurate indications of the times at, or by, which such overall performance or outcomes will be achieved. Important aspects that could lead to such differences consist of, but are not limited to, the Threat Aspects and other data set forth in the Company’s Annual Report on Form 10-K to be filed these days and in our other filings with the Securities and Exchange Commission.

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Patented Procedure that has the Capability to Resolve the International Financial Crisis

Oceanside, CA (PRWEB) October 20, 2008

Mortgage Fraud is at the root of the present economic crisis. Worldwide Stage Systems has filed for patent protection on a technique that will eventually restore the self-assurance in mortgage backed securities to a viable business. These proprietary processes get rid of the significant frauds noticed in today’s actual estate market spot. Some of the varieties of fraud include Straw getting, Identity Theft, Seller kickbacks, Multiple property purchases within a month, Over inflated pricing, False Appraisals, Predatory Lending, Disclosure Violations, Overstated or false earnings and assets. A main violation is borrowers becoming told a single factor and but the paperwork says otherwise especially about Adjustments, Interest rates and closing statements. Investigating and prosecuting these kinds of crimes are extremely time consuming, pricey and challenging because they are really complicated. At present there is no solution that prevents the crime from taking place rather all options are geared towards soon after the fact which is not acceptable from an investment standpoint. The truth that banks are enabling borrowers to renegotiate the loans from investors by way of brief sale or loan modification gives no point in the investment thereby the confidence is lost in the system and the investment prospect becomes pointless.

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Worldwide Stage Systems proposes modify to policy and procedure on the way loans are authorized and declined. Throwing cash on a flawed system will ultimately serve to fuel the fire unless change in the program is introduced and implemented. Worldwide Stage Systems has challenged the very best in mortgage to see about our system with no achievement. The end result is a program that is each quite lucrative while making a actual estate market that is sincere. The method enables investors to see the actual monetary image of a possible borrower and make a judgment upon real info. The system presents a way to make lending far more obtainable to everyone and to reset house values to a value that performs within that economic location. The filed patent forces sellers, mortgage brokers, lenders and the borrower(s) to comply with the recommendations and guidelines of real estate. The proposed program rinses the Genuine Estate system from dishonest Real Estate Agents, Loan Officers, Mortgage Brokers, Account Executives, Bank Underwriters and a lot more. Since the technique serves to reveal correct transparency, the suggestions set forth by lending institutions may possibly change or certain danger may possibly need to have to be disclosed. The borrower ultimately modifications or omits certain information to meet these suggestions which is a crime for home. Nonetheless in most instances the Mortgage Broker’s Loan Officer understands these recommendations properly and may change details to get the loan passed with no the borrower ever being aware of. Although the process could hold some people from acquiring the home of their dreams, it is more gauged towards the individuals who are in it for profit or crimes for profit schemes.

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Global Stage Systems hopes to pilot the plan as early as 1st quarter of 2009. Participants could include the Division of True Estate, FBI, Local and State Officials and other Government Agencies. 1 of the biggest questions will be whether or not this system will be run by the Private Sector or Government. Worldwide Stage Systems believes that a rethinking of the bailout strategy is necessary when factoring our patented process into the monetary system.

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International Stage Systems develops advanced processes and technologies that address actual-planet problems facing the planet today.

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http://www.globalstagesystems.com

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Early Growth Financial Services Announces New Leadership Group


San Francisco, CA (PRWEB) July 01, 2013

Early Growth Monetary Solutions (EGFS), an accounting, finance, and tax consulting firm that supplies on-demand outsourced services to companies at all stages of development, has just announced the promotions of 3 key group members to executive positions: Brian Young to CFO, Mike Hilberman to COO, and Glenn McCrae to Chief Technique Officer. These new positions, together with David Ehrenberg, Founder and CEO of EGFS, comprise the formal leadership group at Early Growth, established to assist create the velocity of expansion. In addition to their new roles, these three executives have also been created partners in the firm.

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As CFO, Brian Young will manage all of the accounting and administration elements of Early Growths increasing business. Brians experience consists of applying economic and operational skills to guide organizations by means of rapid development, turnaround, mergers and acquisitions, and begin-up challenges. I am pleased to take on this new function at EGFS, mentioned Brian. As we continue to move into new markets and expand our service offerings, I look forward to assisting to produce and handle the infrastructure required to help and sustain this speedy growth.

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Mike Hilberman will be filling the part of COO, with a concentrate on expanding the national footprint of EGFS outside of California. Mike brings to EGFS more than twenty years of executive leadership and consulting expertise in assisting each big and small organizations by means of hard realignments of their technique, finances, and business processes. Because its formation in 2008, EGFS has established a powerful foothold in California with a current client base of 160+ mostly neighborhood customers, said Mike. As COO, Ill be ramping up our expansion into new geographic markets and new enterprise segments so that organizations all through the U.S. can benefit from our on-demand economic support solutions.

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As Chief Strategic Officer, Glenn McCrae will be handling strategic partnerships. Glenns knowledge contains capital raising (from seed stage to IPO), strategic evaluation of enterprise opportunities, enterprise development, developing plans for growth, and economic analysis. As EGFS continues to expand our service offerings, said Glenn. I am excited to develop and manage strategic partnerships with premier providers who will complement our brand and assist us to offer our customers with a full suite of all the services they require.

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I am thrilled to announce the formation of the Early Growth leadership team, stated David Ehrenberg, CEO of EGFS. This type of top-notch leadership is just what we need to help the fast development of our practice and to formalize our expansion process. We are producing genuine velocity in our expansion now, and this leadership team will assistance our momentum and drive us additional forward. As EGFS continues to grow, we will add further partners to help our development. For now, this leading group provides a robust foundation on which we will continue to develop.

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About EGFS

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Early Growth Financial Services has extensive encounter working with organizations at all stages of improvement to offer solutions to maintain internal sources focused on the organization. EGFS gives a complete suite of services from higher-level economic approach to day-to-day finance, accounting and administration that can very easily be outsourced with out impacting company operations. Headquartered in the Bay Area, EGFS also has operations in LA, San Diego, Seattle and New York City. Buyers consist of Formspring, Rocketspace, and OpenERP, as effectively as over 160 tiny and mid-size firms about the United States. For far more details, visit http://www.earlygrowthfinancialservices.com and comply with @EarlyGrowthFS.

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Associated Administrator Press Releases

Actual Assist For Individual and Company Financial Issues and Challenges

Baltimore, MD (PRWEB) June 1, 2006

A single of the nations fastest expanding economic education organizations supplies a systematic 4-portion, integrated system that can ease private and business monetary concerns, and generate wealth for anyone who is serious about altering their monetary picture. The credit repair and restoration system increases credit scores, which supplies for decreases in interest prices and payment amounts. Decreases in payment amounts and interest rates develop increases in cash flow. The credit program can refinance defaulted student loans and address some bankruptcies.

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The debt elimination plan assesses debt portfolios and gives a personalized, laptop-generated analysis of each and every portfolio. The output consists of a systematic bill payment plan that typically eliminates all debts like mortgages in 1/3 to 1/two of the remaining time on the debts without rising the present cumulative month-to-month payment. The portfolio analysis also involves the exact date that all debts will be paid in complete.

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The company provides a individual and company economic education resource center that includes limitless totally free consultations with CPAs, economic planners, retirement, and other financial authorities. These experts assist recognize extra possibilities for enhanced cash flow, generally ten 40%, and the very best applications for the increases in cash flow which includes money flow created by the credit and debt applications. The economic education resource center also involves private and organization tax planning, and a free assessment of the past three years tax returns to identify further deductions that could be obtained through an amended tax return.

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The fourth component is a bi-weekly series of trainings that teach cash flow management and real estate investing for wealth creation. The wealth creation lead instructors are multi-millionaires with experience in individual and business wealth creation and cash flow management approaches. The instructors also supply business and individual money flow management alternatives, limitless free consultations, and mentoring.

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With each other, these 4 integrated applications give the tools and sources to save income with decrease interest rates and modifications to money flow management make funds by growing cash flow and becoming debt cost-free and create wealth by investing newly designed money flow into stocks, true estate, and other investment channels. The company offers a lot of much more solutions, possibilities, and positive aspects in addition to these 4 integrated programs.

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This education firm has placed all critical economic and wealth creation components under a single umbrella and created them available to any person that wants to enhance their individual and company financial status. To see how the firm can support you attain your personal and business financial ambitions, go to http://www.fdirep.com/FinancialEducator. At the leading of the net page, review the Opportunity for Members.

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For extra data or to schedule an interview, contact Jennifer Matthews at 866-732-4270 or visit http://www.fdirep.com/FinancialEducator.

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Related Loan Modification Services Press Releases

Emergency Financial Stabilization Act May possibly Help San Diego Home owners


San Diego, CA (PRWEB) October 14, 2008

The Emergency Financial Stabilization Act (the $ 700 Billon Federal Bailout Strategy) was enacted on October three, 2008 and will benefit a lot of San Diego property owners, according to HouseRebate.com. The planned mitigation of foreclosures by way of loan modifications must reduce the flow of foreclosures into the marketplace. Fewer foreclosures, in turn, will aid stabilize housing rates in San Diego. At the moment, the plethora of San Diego Foreclosures homes is fueling the continued cost declines in the market.

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One feature of the act that advantages taxpayers directly is that a lot of defaulting property owners will now be in a position to hold their homes. An additional feature of the bill will extend the tax break to property owners that drop their homes who had a portion of the debt forgiven. The debt forgiveness on house loans beneath the Mortgage Forgiveness Debt Relief Act of 2007 will be extended until Dec. 31, 2012.

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California taxpayers recently received similar tax breaks on their California State taxes. On September 25, 2008, Governor Arnold Schwarzenegger signed it into California law to provide equivalent tax relief for debt forgiveness relating to foreclosures. Senate Bill 1055 will cover forgiven mortgage debt discharged in 2007 and 2008. This bill could require to be amended in the future to match the extended Federal date of December 31, 2012. Taxpayers should note the maximum qualifying debt beneath Federal law is now $ 2,000,000 and it is only $ 800,000 for California. California has a maximum revenue exclusion of $ 250,000.

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The San Diego foreclosure inventory continues to be abundant, providing potential San Diego homebuyers and investors fantastic getting chance. At the end of September 2008, there were 7,016 San Diego bank owned properties and from this number, much more than 2,000 San Diego foreclosure properties are actively for sale on the San Diego Several Listing Service (MLS). The remaining five,000 plus bank owned properties are becoming processed to be obtainable for sale or are presently in escrow.

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four,589 San Diego foreclosure properties are scheduled for auction in the subsequent 90 days a portion of these properties may possibly be foreclosed on by the banks. There are more than ten,000 San Diego properties and properties in the pre-foreclosure phase. These owners of the San Diego real estate properties have received a Notice of Default to notify them that a foreclosure auction is pending. Several of these homeowners could be eligible for loan modifications after the Federal $ 700 Billion Bailout Plan begins the implementation procedure.

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Brian Yui, CEO of HouseRebate.com, expects the volume of foreclosures to stabilize due to the recent Bank of America/Countrywide settlement and the Emergency Economic Stabilization Act, which supply loan modifications to current delinquent home owners. “The availability of loan modifications or loan workout possibilities for home owners ought to slow the rate of foreclosures and support stabilize residence prices,” states Brian Yui. “Savvy investors are jumping into the industry knowing that entry-level residences can obtain breakeven money flow with only 25 percent down payments,” he added.

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According to Sandicor, there had been two,753 San Diego residence sales in September 2008. Approximately 36 percent of these sales have been San Diego bank owned REO properties due to San Diego foreclosures. For buyers who want to take advantage of bargain basement prices on San Diego residences, a present list of San Diego Foreclosure properties is updated day-to-day at HouseRebate.com.

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About HouseRebate.com:&#13

HouseRebate.com, a member of the National Association of Realtors

Michigan Financial Development Executive and Award-Winning Professor Appointed to NextEnergy Board of Directors


Detroit, Mich (PRWEB) June 27, 2013

NextEnergy, the Detroit-primarily based advanced energy accelerator, announced right now the appointment of two new board members, Mark Barteau, director, University of Michigan Power Institute and Steve Hilfinger, executive vice president and COO, Michigan Financial Improvement Corporation (MEDC). Each will serve a two-year term.

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NextEnergy is quite fortunate to have two men and women with such diverse and wealthy backgrounds joining our board. They both bring a wealth of technical and organization information and encounter which is crucial to advancing NextEnergys mission, stated Jean Redfield, President and CEO, NextEnergy.

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Steve Hilfinger joined the Michigan Economic Improvement Corporation as its Executive Vice President and Chief Operating Officer in December 2012. In this position Hilfinger oversees several operational and administrative functions and works with the MEDCs senior leadership to achieve the strategic objectives of supporting organization development and producing much more and much better jobs throughout Michigan. Prior to accepting this appointment by Governor Snyder, Hilfinger served as director of the state Division of Licensing and Regulatory Affairs (LARA) and was the states chief regulatory officer. Previously, he spent 23 years practicing law and was a founder and workplace managing partner at Foley and Lardner LLP in Detroit. Hilfinger is admitted to practice law in Michigan and Illinois and is a member of the Company, Overall health Care and Administrative Law Sections of the State Bar of Michigan.

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Our mission at the MEDC is to grow Michigan companies, foster entrepreneurship and help innovation in sectors and organizations across our state, mentioned Hilfinger. Energy is a driving force behind Michigan and all our organization sectors. We wont be productive with no study and investments. Im excited and honored to serve on the NextEnergy board and to be a component of these modifications.

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Mark Barteau is Director of the University of Michigan Power Institute and the inaugural DTE Energy Professor of Sophisticated Power Study. He previously served as the Senior Vice Provost for Investigation and Strategic Initiatives at the University of Delaware, exactly where he held appointments as the Robert L. Pigford Endowed Chair of Chemical Engineering and Professor of Chemistry &amp Biochemistry. He was elected to the National Academy of Engineering in 2006 and has served as the co-chair of the Chemical Sciences Roundtable of the NRC and the chair of the Council of Chemical Sciences for the DOE Workplace of Science. He at present serves on science advisory boards for the Environmental Molecular Sciences Laboratory at Pacific Northwest National Lab and for the National Institute of Clean and Low-Carbon Energy (Nice) China. In 2008, Dr. Barteau was named one particular of the one hundred Engineers of the Contemporary Era by the American Institute of Chemical Engineers.

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NextEnergy is an important component of Michigan’s major efforts in energy innovation and entrepreneurship, stated Barteau. UMs Energy Institute is committed to moving the needle in advancing options to meet our energy challenges, and I look forward to working with NextEnergy, a team that brings a strong market concentrate to that shared commitment.

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Other members serving on NextEnergys board are Chairman Robert Buckler, Vice Chairman Maria Thompson, Secretary/Treasurer Richard DiBartholomeo, Michael Boulus, Steven Kurmas, Christopher Rizik, Paul Skalny and Ned Staebler.

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About NextEnergy:&#13

Founded in 2002 as 501(c)(three) nonprofit organization, NextEnergy is one of the nations major accelerators of advanced energy technologies, businesses and industries. NextEnergy drives technologies demonstration and commercialization delivers sector and venture development solutions and supplies an authoritative voice in the public sector. Because its inception, NextEnergy has helped attract a lot more than $ 1 billion of new investment in the state of Michigan, such as applications in excess of $ 150 million in which NextEnergy has directly participated. For far more data, check out nextenergy.org.

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