Bankruptcy Lawyers In Orange County Cease Foreclosures By Filing Chapter 13 Bankruptcy For Property owners In Require Of Debt Relief


Orange County, CA (PRWEB) August 02, 2012

A foreclosure is when the lender reclaims a house by legal approach to recoup the outstanding balance on a mortgage or loan. The house is sold, generally at auction, and the proceeds of the sale are utilized to settle the debt. The foreclosure approach differs from state to state, and can take place as rapidly as 30 days from the time that a notice is received. In some situations, the lender can also come soon after the individual for the remainder of the loan if the sale price doesnt satisfy the debt. There are actions that a homeowner can take in order to quit a foreclosure with the help of an Orange County attorney. The law offices of Zhou and Chini one of Orange Countys far better known bankruptcy firms, is putting forth a internet advertising campaign to attempt to save homes for Southern California residents. To understand a lot more about a filing chapter 13 bankruptcy in Orange County pay a visit to http://bankruptcyattorneyorangecounty.org/

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The homeowner can also try to negotiate a loan modification with the lender. This can permit the property owner to preserve your home and make the payments on the debt much more manageable. A lot of programs have been designed to assist property owners stay in their houses due to the present mortgage crisis. The U.S. Department of Housing and Urban Development gives details on the governments applications to assist home owners negotiate a mortgage modification. An Orange County attorney can support with negotiating with a lender to get a loan modification. Fees associated with the negotiation approach may limit the advantages of the modification received. The law offices of Zhou and Chini can also verify to see if the homeowner qualifies for the new HARP two refinance program for residents who are upside down in their property loan.

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A homeowner can also cease foreclosure approach by filing bankruptcy in Orange County. By filing a Chapter 13 bankruptcy case the individual filing can catch up on back payments on the residence via the payment plan worked out with the bankruptcy trustee. The homeowner should continue to make timely payments on your home in the course of the bankruptcy case, or the lender petition the court to proceed with the foreclosure sale. A knowledgeable Orange County bankruptcy lawyer can help you filing for bankruptcy now.

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According to DQNews.com “The quantity of Southern California residences sold in June for significantly less than $ 200,000 fell 3. % from a year earlier, while the quantity that sold for $ 200,000 to $ 400,000 increased 7.eight percent. Sales amongst $ 300,000 and $ 800,000 a range that would incorporate a lot of move-up purchasers improved 12.8 % year-more than-year. Sales over $ 800,000 rose 7.1 percent from June 2011. Foreclosure re-sales properties foreclosed on in the prior 12 months accounted for 24.5 % of the Southland resale market last month, down from a revised 26.9 percent the month before and 32.9 percent a year earlier. Last months figure was the lowest since foreclosure re-sales had been 24.three % of the resale industry in December 2007. In the present cycle, the figure hit a higher of 56.7 percent in February 2009”. There were 16,724 Orange County CA foreclosures in June 2012, according to RealtyTrac.com. According to the information there is a downward trend in foreclosures in Orange County California. For homeowners with equity and are over the age of 65, they might qualify for a reverse mortgage in Orange County, that may be an option also for some residents.

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The firm makes use of Search engine marketing expert services to assist in law firm marketing to promote the message about the value of speaking with an seasoned bankruptcy lawyer in Orange County, if a person is thinking about filing. The firm continues its online presence by providing zero price bankruptcy info on the bankruptcy firms weblog and social media pages. This details along with free of charge consultations the firm hopes to aid much more homeowners learn about chapter 13 bankruptcy and what alternatives they could have. To study much more on the bankruptcy firms Orange County Facebook web page visit https://www.facebook.com/BankruptcyAttorneyOrangeCounty

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About the Firm: The Law Office of Zhou &amp Chini servicing the cities and counties of California. He is a graduate of UCLA and has been practicing law considering that 1999. Mr. Zhou has a wealth of expertise in bankruptcy, civil litigation, family members law, criminal law and unlawful detainers. Zhou and Chini Law Offices give bankruptcy assistance to Orange County, Los Angeles, Riverside and San Diego residents. For far more information about the bankruptcy law firm please contact the toll free of charge, 888-901-3440

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Riverside Bankruptcy Attorneys Help Quit Foreclosures By Filing Chapter 13 Bankruptcy For Homeowners In Need Of Debt Relief in Riverside And Surrounding Cities


Riverside, California (PRWEB) August 03, 2012

A foreclosure is when the lender reclaims a house by legal procedure to recoup the outstanding balance on a mortgage or loan. The house is sold, usually at auction, and the proceeds of the sale are used to settle the debt. The foreclosure process differs from state to state, and can happen as quickly as 30 days from the time that a notice is received. In some circumstances, the lender can also come soon after the individual for the remainder of the loan if the sale cost doesnt satisfy the debt. There are actions that a homeowner can take in order to stop a foreclosure with the aid of a Riverside attorney. The law offices of Zhou and Chini one of Riversides much better recognized bankruptcy firms, is putting forth a net marketing campaign to attempt to save homes for Southern California residents. To find out much more about a filing chapter 13 bankruptcy in Riverside check out http://www.bankruptcyattorneyinriverside.com/

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The homeowner can also attempt to negotiate a loan modification with the lender. This can permit the property owner to maintain your home and make the payments on the debt far more manageable. Numerous applications have been designed to aid home owners remain in their houses due to the current mortgage crisis. The U.S. Department of Housing and Urban Development offers data on the governments applications to support homeowners negotiate a mortgage modification. A Riverside bankruptcy attorney can help with negotiating with a lender to get a loan modification. Costs related with the negotiation procedure could limit the positive aspects of the modification received. The law offices of Zhou and Chini can also verify to see if the homeowner qualifies for the new HARP 2 refinance program for residents who are upside down in their home loan.

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A homeowner can also quit foreclosure approach by filing bankruptcy in Riverside. By filing a Chapter 13 bankruptcy case the person filing can catch up on back payments on the home by means of the payment program worked out with the bankruptcy trustee. The homeowner need to continue to make timely payments on your home in the course of the bankruptcy case, or the lender petition the court to proceed with the foreclosure sale. A seasoned Riverside bankruptcy lawyer can support you filing for bankruptcy now.

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An Seo firm assists the bankruptcy attorneys in web advertising to promote the message about the value of speaking with an knowledgeable bankruptcy attorney in Riverside, if somebody is taking into consideration filing. The firm continues its online presence by supplying zero expense bankruptcy information on the bankruptcy firms weblog and social media pages. This info along with free consultations the firm hopes to support a lot more homeowners understand about chapter 13 bankruptcy and what options they may have. To study a lot more on the bankruptcy firms Riverside Facebook page go to http://www.facebook.com/BankruptcyAttorneyRiverside

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About the Firm: The Law Workplace of Zhou &amp Chini servicing the cities and counties of California. He is a graduate of UCLA and has been practicing law given that 1999. Mr. Zhou has a wealth of encounter in bankruptcy, civil litigation, family members law, criminal law and unlawful detainers. Zhou and Chini Law Offices offer bankruptcy assistance to Riverside, Los Angeles, Riverside and San Diego residents. For a lot more information about the bankruptcy law firm please call the toll totally free, 888-901-3440

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Much more Loan Modification Services Press Releases

Temecula Bankruptcy Attorneys Can Assist Cease Foreclosures By Filing Chapter 13 Bankruptcy For Property owners In Need Of Saving Their Residences In Temecula


Temecula, California (PRWEB) August 04, 2012

When a foreclosure takes spot the lender reclaims a home by legal method to recoup the outstanding balance on a mortgage or loan. The house is sold, normally at auction, and the proceeds of the sale are used to settle the debt. The foreclosure process differs from state to state, and can occur as rapidly as 30 days from the time that a notice is received. In some situations, the lender can also come following the individual for the remainder of the loan if the sale price tag doesnt satisfy the debt. There are actions that a homeowner can take in order to cease a foreclosure with the assist of a Temecula lawyer. The law offices of Zhou and Chini a single of Temeculas better identified bankruptcy firms, is putting forth a enormous marketing campaign to attempt to save homes for Southern California residents. To learn far more about a filing chapter 13 bankruptcy in Temecula visit http://www.bankruptcyattorneytemecula.com/

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The homeowner can also try to negotiate a loan modification with the lender. This can permit the home owner to preserve your home and make the payments on the debt far more manageable. Several programs have been developed to help property owners stay in their residences due to the current mortgage crisis. The U.S. Department of Housing and Urban Improvement supplies details on the governments programs to assist property owners negotiate a mortgage modification. A Temecula attorney can help with negotiating with a lender to acquire a loan modification. Fees associated with the negotiation procedure may possibly limit the advantages of the modification received. The law offices of Zhou and Chini can also check to see if the homeowner qualifies for the new HARP two refinance program for residents who are upside down in their property loan. To find out much more make contact with a bankruptcy attorney in Riverside County to go more than your options.

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A homeowner can also stop foreclosure method by filing bankruptcy in Temecula. By filing a Chapter 13 bankruptcy case the person filing can catch up on back payments on the property by means of the payment strategy worked out with the bankruptcy trustee. The homeowner must continue to make timely payments on your property for the duration of the bankruptcy case, or the lender petition the court to proceed with the foreclosure sale. A seasoned Temecula bankruptcy lawyer can aid you filing for bankruptcy now.

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Filing for Chapter 13 in Temecula may be an selection when facing a foreclosure. By filing a petition for Chapter 13 bankruptcy, foreclosure proceedings will automatically be stayed (stopped, delayed). Chapter 13 is the reorganization chapter of the Bankruptcy code wherein there is a proposed strategy for restructuring debts. This is often referred to as Individual Debt Adjustment or wage earners program. Chapter 13 serves to safeguard the debtors home from liquidation, as would happen in a Chapter 7 bankruptcy. The debtor is necessary to pay bills over a specified period of time, typically three to five years. Throughout that time, creditors are restricted from pursuing collections, which includes make contact with, lawsuits and a lot more. Foreclosure proceedings may possibly also be stayed. An person with typical earnings may be eligible for a Chapter 13, even if he or she is self-employed or operates an unincorporated enterprise. A corporation or partnership is not eligible for Chapter 13. If you are an person with less than $ 307,675 in unsecured debt and less than $ 922,975 in secured debt, you might be eligible to file for Chapter 13. In addition, you should have received credit counseling from an approved agency inside 180 days ahead of filings. Speak with an attorney in Temecula if you have any queries about filing to bankruptcy.

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The firm utilizes Search engine optimization expert solutions to help in law firm advertising to market the message about the value of speaking with an skilled bankruptcy attorney in Temecula, if a person is thinking about filing. The firm continues its on the web presence by offering zero expense bankruptcy details on the bankruptcy firms blog and social media pages. This information along with free of charge consultations the firm hopes to assist more property owners discover about chapter 13 bankruptcy and what choices they may possibly have. To study far more on the bankruptcy firms Temecula Facebook page check out http://www.facebook.com/BankruptcyAttorneyTemecula

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About the Firm: The Law Workplace of Zhou &amp Chini servicing the cities and counties of California. He is a graduate of UCLA and has been practicing law given that 1999. Mr. Zhou has a wealth of encounter in bankruptcy, civil litigation, household law, criminal law and unlawful detainers. Zhou and Chini Law Offices provide bankruptcy help to Temecula, Los Angeles, Riverside and San Diego residents. For much more details about the bankruptcy law firm please call the toll totally free, 888-901-3440 or going to http://www.bankruptcyattorneyinriverside.com/

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Related Loan Modification Services Press Releases

Irvine Bankruptcy Attorneys Can Support Cease Foreclosures By Filing Chapter 13 Bankruptcy For Property owners In Need Of Saving Their Houses In Irvine


Irvine, CA (PRWEB) August 06, 2012

When a foreclosure requires spot the lender reclaims a property by legal procedure to recoup the outstanding balance on a mortgage or loan. The property is sold, normally at auction, and the proceeds of the sale are used to settle the debt. The foreclosure procedure differs from state to state, and can come about as rapidly as 30 days from the time that a notice is received. In some circumstances, the lender can also come soon after the person for the remainder of the loan if the sale price tag doesnt satisfy the debt. There are actions that a homeowner can take in order to cease a foreclosure with the help of a Irvine lawyer. The law offices of Zhou and Chini 1 of Irvines much better identified bankruptcy firms, is placing forth a enormous marketing and advertising campaign to attempt to save properties for Southern California residents. To understand more about a filing chapter 13 bankruptcy in Irvine check out http://www.bankruptcyattorneyirvine.info

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The homeowner can also attempt to negotiate a loan modification with the lender. This can allow the home owner to preserve your property and make the payments on the debt much more manageable. Numerous programs have been designed to help homeowners remain in their homes due to the present mortgage crisis. The U.S. Division of Housing and Urban Development gives details on the governments applications to support property owners negotiate a mortgage modification. An Irvine lawyer can assist with negotiating with a lender to acquire a loan modification. Fees associated with the negotiation approach may limit the benefits of the modification received. The law offices of Zhou and Chini can also verify to see if the homeowner qualifies for the new HARP two refinance system for residents who are upside down in their residence loan. Yet another alternative for those who could qualify is a reverse mortgage Orange County loan. To uncover out far more contact a bankruptcy lawyer in Orange County to go over your choices.

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A homeowner can also quit foreclosure procedure by filing bankruptcy in Irvine. By filing a Chapter 13 bankruptcy case the person filing can catch up on back payments on the property by means of the payment program worked out with the bankruptcy trustee. The homeowner should continue to make timely payments on your property throughout the bankruptcy case, or the lender petition the court to proceed with the foreclosure sale. A seasoned Irvine bankruptcy lawyer can help you filing for bankruptcy now.

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Filing for Chapter 13 in Irvine could be an choice when facing a foreclosure. By filing a petition for Chapter 13 bankruptcy, foreclosure proceedings will automatically be stayed (stopped, delayed). Chapter 13 is the reorganization chapter of the Bankruptcy code wherein there is a proposed strategy for restructuring debts. This is typically referred to as Individual Debt Adjustment or wage earners program. Chapter 13 serves to safeguard the debtors property from liquidation, as would occur in a Chapter 7 bankruptcy. The debtor is needed to spend bills over a specified period of time, typically three to five years. For the duration of that time, creditors are restricted from pursuing collections, including contact, lawsuits and far more. Foreclosure proceedings could also be stayed. An individual with typical revenue might be eligible for a Chapter 13, even if he or she is self-employed or operates an unincorporated business. A corporation or partnership is not eligible for Chapter 13. If you are an person with less than $ 307,675 in unsecured debt and much less than $ 922,975 in secured debt, you could be eligible to file for Chapter 13. Additionally, you should have received credit counseling from an authorized agency within 180 days just before filings. Speak with an attorney in Irvine if you have any inquiries about filing to bankruptcy.

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The firm utilizes Seo professional services to assist in law firm marketing to promote the message about the significance of speaking with an seasoned bankruptcy attorney in Irvine, if someone is considering filing. The firm continues its online presence by offering zero cost bankruptcy info on the bankruptcy firms blog and social media pages. This details along with cost-free consultations the firm hopes to help much more home owners discover about chapter 13 bankruptcy and what alternatives they might have. To read far more on the bankruptcy firms Irvine Facebook web page go to http://www.facebook.com/BankruptcyAttorneyIrvine

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About the Firm: The Law Office of Zhou &amp Chini servicing the cities and counties of California. He is a graduate of UCLA and has been practicing law because 1999. Mr. Zhou has a wealth of experience in bankruptcy, civil litigation, family members law, criminal law and unlawful detainers. Zhou and Chini Law Offices provide bankruptcy assistance to Irvine, Los Angeles, Orange County and San Diego residents. For a lot more info about the bankruptcy law firm please get in touch with the toll free, 888-901-3440 or going to http://bankruptcyattorneyorangecounty.org/

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Bankruptcy Attorney in Anaheim Stops Foreclosures By Filing Chapter 13 Bankruptcy For Homeowners In Need Of Saving Their Properties In Anaheim California


Anaheim, CA (PRWEB) August 07, 2012

If a home is in foreclosure the lender reclaims a residence by legal method to recoup the outstanding balance on a mortgage or loan. The property is sold, usually at auction, and the proceeds of the sale are utilised to settle the debt. The foreclosure process differs from state to state, and can come about as quickly as 30 days from the time that a notice is received. In some instances, the lender can also come following the individual for the remainder of the loan if the sale cost doesnt satisfy the debt. There are actions that a homeowner can take in order to quit a foreclosure with the support of a Anaheim lawyer. The law offices of Zhou and Chini one particular of Anaheims much better known bankruptcy firms, is putting forth a massive advertising and marketing campaign to attempt to save residences for Southern California residents. To understand a lot more about a filing chapter 13 bankruptcy in Anaheim visit http://www.bankruptcyattorneyAnaheim.information

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The homeowner can also try to negotiate a loan modification with the lender. This can let the property owner to maintain your property and make the payments on the debt much more manageable. Numerous applications have been developed to help homeowners stay in their properties due to the current mortgage crisis. The U.S. Division of Housing and Urban Improvement supplies information on the governments programs to aid homeowners negotiate a mortgage modification. An Anaheim attorney can aid with negotiating with a lender to acquire a loan modification. Charges related with the negotiation process might limit the benefits of the modification received. The law offices of Zhou and Chini can also check to see if the homeowner qualifies for the new HARP 2 refinance system for residents who are upside down in their house loan. Yet another option for some may be an Orange County reverse mortgage system. To find out more get in touch with a bankruptcy lawyer in Orange County to go over your choices.

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A homeowner can also quit foreclosure process by filing bankruptcy in Anaheim. By filing a Chapter 13 bankruptcy case the person filing can catch up on back payments on the residence through the payment plan worked out with the bankruptcy trustee. The homeowner need to continue to make timely payments on your house during the bankruptcy case, or the lender petition the court to proceed with the foreclosure sale. A skilled Anaheim bankruptcy lawyer can assist you filing for bankruptcy now.

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Filing for Chapter 13 in Anaheim could be an choice when facing a foreclosure. By filing a petition for Chapter 13 bankruptcy, foreclosure proceedings will automatically be stayed (stopped, delayed). Chapter 13 is the reorganization chapter of the Bankruptcy code wherein there is a proposed program for restructuring debts. This is usually referred to as Person Debt Adjustment or wage earners strategy. Chapter 13 serves to shield the debtors property from liquidation, as would happen in a Chapter 7 bankruptcy. The debtor is required to pay bills over a specified period of time, normally 3 to five years. In the course of that time, creditors are restricted from pursuing collections, including speak to, lawsuits and far more. Foreclosure proceedings may possibly also be stayed. An person with typical earnings may be eligible for a Chapter 13, even if he or she is self-employed or operates an unincorporated enterprise. A corporation or partnership is not eligible for Chapter 13. If you are an person with less than $ 307,675 in unsecured debt and much less than $ 922,975 in secured debt, you may possibly be eligible to file for Chapter 13. Additionally, you should have received credit counseling from an authorized agency inside 180 days prior to filings. Speak with an attorney in Anaheim if you have any inquiries about filing to bankruptcy.

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The firm utilizes Search engine optimisation professional solutions to assist in law firm advertising and marketing to promote the message about the importance of speaking with an skilled bankruptcy lawyer in Anaheim, if somebody is contemplating filing. The firm continues its on the internet presence by supplying zero cost bankruptcy details on the bankruptcy firms blog and social media pages. This info along with free of charge consultations the firm hopes to aid much more home owners find out about chapter 13 bankruptcy and what options they could have. To read a lot more on the bankruptcy firms Anaheim Facebook page check out http://www.facebook.com/BankruptcyAttorneyAnaheim

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About the Firm: The Law Office of Zhou &amp Chini servicing the cities and counties of California. He is a graduate of UCLA and has been practicing law because 1999. Mr. Zhou has a wealth of knowledge in bankruptcy, civil litigation, family members law, criminal law and unlawful detainers. Zhou and Chini Law Offices provide bankruptcy help to Anaheim, Los Angeles, Orange County and San Diego residents. For a lot more details about the bankruptcy law firm please get in touch with the toll free of charge, 888-901-3440 or visiting http://bankruptcyattorneyorangecounty.org/

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Huntington Beach Bankruptcy Lawyer Stops Foreclosures By Filing Chapter 13 Bankruptcy For Residents In Need to have Of Saving Their Homes In Huntington Beach


Huntington Beach, CA (PRWEB) August 08, 2012

A foreclosure takes spot when the borrower is in default of a mortgage and the lender takes back the house and tries to cover the outstanding balance on a mortgage or loan. The lender sells the home, generally at auction, and the proceeds of the sale are utilised to spend off the debt. The foreclosure approach differs from state to state, and can occur as speedily as 30 days from the time that a notice is received. In some cases, the lender can also come right after the particular person for the remainder of the loan if the sale price doesnt satisfy the debt. There are actions that a homeowner can take in order to quit a foreclosure with the support of a Huntington Beach lawyer. Zhou and Chini bankruptcy attorneys are a single of Huntington Beachs greater recognized bankruptcy firms, and have been putting forth a enormous advertising and marketing campaign to attempt to save homes for Orange County residents. To discover a lot more about a filing chapter 13 bankruptcy in Huntington Beach go to http://www.bankruptcyattorneyHuntingtonBeach.info

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If the house owner options then can try to negotiate a loan modification with the lender, this can permit the homeowner to hold your home and make the payments on the home within the home owners budget. There are applications that have been created to assist property owners remain in their residences due to the existing mortgage crisis. The U.S. Department of Housing and Urban Improvement provides information on the governments programs to help property owners negotiate a mortgage modification. A Huntington Beach bankruptcy lawyer can support with negotiating with a lender to receive a restructured loan. The charges associated with the negotiation approach might limit the rewards of the modification received. Bankruptcy attorneys Zhou and Chini can also check to see if the homeowner qualifies for the new HARP 2 refinance program for residents who are upside down in their property loan. Another chance for some orange county residents may good quality for an reverse mortgage in Orange County. To uncover out far more get in touch with an Orange County bankruptcy lawyer to go over your possibilities.

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A Huntington Beach home owner can also stop foreclosure approach by filing bankruptcy in Huntington Beach. By filing a Chapter 13 bankruptcy case the particular person filing can get up to date with payments on the house via the payment plan worked out with the bankruptcy trustee. The home owner should continue to make timely payments on your residence for the duration of the bankruptcy case, or the lender petition the court to proceed with the foreclosure sale. An experienced Huntington Beach attorney can help you filing for chapter 13 bankruptcy now.

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Filing for Chapter 13 in Huntington Beach might be an choice when facing a foreclosure or a are in severe default. When filing a petition for Chapter 13 bankruptcy, foreclosure proceedings will automatically be stayed (stopped, delayed). Chapter 13 is the reorganization chapter of the Bankruptcy code wherein there is a proposed program for restructuring debts. This is often referred to as Individual Debt Adjustment or wage earners plan. Chapter 13 serves to defend the debtors house from liquidation, as would happen in a Chapter 7 bankruptcy. The debtor is needed to pay bills more than a specified period of time, normally 3 to five years. In the course of that time, creditors are restricted from pursuing collections, like contact, lawsuits and far more. Foreclosure proceedings could also be stayed. An person with typical revenue may be eligible for a Chapter 13, even if he or she is self-employed or operates an unincorporated organization. A corporation or partnership is not eligible for Chapter 13. If you are an person with much less than $ 307,675 in unsecured debt and significantly less than $ 922,975 in secured debt, you may possibly be eligible to file for Chapter 13. In addition, you need to have received credit counseling from an authorized agency within 180 days ahead of filings. Speak with an attorney in Huntington Beach if you have any concerns about filing to bankruptcy.

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The bankruptcy attorneys use Seo specialist services to help in law firm marketing to promote the message about the significance of speaking with an skilled bankruptcy lawyer in Huntington Beach, if someone is thinking about filing. The firm continues its online presence by offering zero price bankruptcy info on the bankruptcy firms blog and social media pages. This data along with cost-free consultations the firm hopes to help a lot more home owners understand about chapter 13 bankruptcy and what choices they might have.

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About the Firm: The Law Workplace of Zhou &amp Chini servicing the cities and counties of California. He is a graduate of UCLA and has been practicing law given that 1999. Mr. Zhou has a wealth of experience in bankruptcy, civil litigation, family members law, criminal law and unlawful detainers. Zhou and Chini Law Offices give bankruptcy assistance to Huntington Beach, Los Angeles, Orange County and San Diego residents. For a lot more info about the bankruptcy law firm please call the toll free, 888-901-3440 or visiting http://bankruptcyattorneyorangecounty.org/

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Bankruptcy Lawyer In Corona Functions With Property owners To Cease Foreclosure Process By Filing For Chapter 13 Bankruptcy In Corona CA


Corona, CA (PRWEB) August 09, 2012

If a persons home is in the procedure of foreclosure the lender reclaims a residence by legal method to recoup the outstanding balance on a mortgage or loan. The house is sold, typically at auction, and the proceeds of the sale are used to settle the debt. The foreclosure process differs from state to state, and can happen as speedily as 30 days from the time that a notice is received. In some situations, the lender can also come following the individual for the remainder of the loan if the sale price doesnt satisfy the debt. There are actions that a homeowner can take in order to quit a foreclosure with the assist of an Corona bankruptcy attorney. The law offices of Zhou and Chini a single of Orange Countys far better known bankruptcy firms, is putting forth a internet advertising campaign to attempt to save residences for Southern California residents. To understand much more about a filing for chapter 13 bankruptcy in Corona visit http://www.bankruptcyattorneycorona.com/

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The homeowner can also attempt to negotiate a loan modification with the lender. This can let the house owner to preserve your home and make the payments on the debt much more manageable. A lot of programs have been created to aid property owners stay in their residences due to the present mortgage crisis. The U.S. Department of Housing and Urban Development gives info on the governments programs to support property owners negotiate a mortgage modification. An Orange County lawyer can assist with negotiating with a lender to acquire a loan modification. Fees related with the negotiation method could limit the benefits of the modification received. The law offices of Zhou and Chini can also verify to see if the homeowner qualifies for the new HARP 2 refinance plan for residents who are upside down in their residence loan. Despite the fact that there are many stipulations to qualify for the program it can advantage these who qualify.

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Chapter 13 bankruptcies, are typically known as wage-earners bankruptcy, provide a individual with a way to accomplish a new begin, but call for the filer to spend off some of their outstanding debts. Under the terms of Chapter 13 bankruptcy unsecured debts are combined into one particular category and a Payment strategy is created based on cancellations of the folks disposable earnings. That individual will still have adequate revenue to pay living costs such as these costs will be used to spend off unsecured creditors over a three to 5 year period. As soon as the agreed payments have all been produced, the filing person will obtain a discharged for the debts that have been incorporated in the bankruptcy. No matter whether or not payments satisfied the outstanding balanced.

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Filing a Chapter 13 bankruptcy in Corona needs the particular person to submit a detailed budget to the court and the trustee. It might take time to compile all the records necessary to file a Chapter 13 case. A Corona bankruptcy attorney will help you evaluate the monetary situation and prepare the case for court. Typically debts that are owed to the government are not dischargeable but which includes them in filing a Chapter 13 bankruptcy plan can have numerous benefits. Chapter 13-trustee bankruptcy freezes interest and penalties on taxes. This will allow the payments to go directly to the principal, greatly decreasing your interest and penalties and interest to your taxes. To locate out more info about the solutions from a bankruptcy lawyer in Riverside County about a property in Corona or anywhere in the County pay a visit to, http://www.bankruptcyattorneyinriverside.com/

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A homeowner can also quit foreclosure procedure by filing bankruptcy in Orange County. By filing a Chapter 13 bankruptcy case the individual filing can catch up on back payments on the property through the payment plan worked out with the bankruptcy trustee. The homeowner have to continue to make timely payments on your residence during the bankruptcy case, or the lender petition the court to proceed with the foreclosure sale. A seasoned Orange County bankruptcy lawyer can support filing for bankruptcy now.

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The firm makes use of Seo expert solutions to help in law firm marketing to promote the message about the value of speaking with an experienced bankruptcy lawyer in Corona, if an individual is taking into consideration filing. The firm continues its on-line presence by providing no expense bankruptcy details on the bankruptcy firms blog and social media pages. This info along with free of charge consultations the firm hopes to help more property owners understand about chapter 13 bankruptcy and what choices they might have. To read much more on the bankruptcy firms Corona Facebook page go to http://www.facebook.com/BankruptcyAttorneyCorona

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About the Firm: The Law Office of Zhou &amp Chini servicing the cities and counties of California. He is a graduate of UCLA and has been practicing law because 1999. Mr. Zhou has a wealth of expertise in bankruptcy, civil litigation, loved ones law, criminal law and unlawful detainers. Zhou and Chini Law Offices supply bankruptcy assistance to Orange County, Los Angeles, Riverside and San Diego residents. For more info about the bankruptcy law firm please contact the toll free, 888-901-3440

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Zamansky & Associates LLC Announces The Filing Of A FINRA Arbitration Against Advanced Equities Inc. And Its Officers Dwight Badger And Keith Daubenspeck

New York, New York (PRWEB) May 30, 2013

Zamansky &amp Associates LLC has filed a FINRA arbitration against Advanced Equities Inc. (Advanced Equities) and its officers Dwight Badger and Keith Daubenspeck, on behalf of an investor. The case is FINRA No. TN 1300576.

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The Statement of Claim in the arbitration alleges that Sophisticated Equities solicited investments in partnerships formed to invest in different so-named green stocks such as Fisker Automotive, Bloom Energy, BrightSource and SolFocus. The Statement of Claim alleges that Sophisticated Equities solicited these investments by misrepresenting information and omitting material information about the risks of investing in these companies. As a outcome, the Statement of Claim alleges that the investors believed that there was far much less threat than how the investments were portrayed by Sophisticated Equities.

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This arbitration is not the very first such allegations produced against Sophisticated Equities. On September 18, 2012, the U.S. Securities and Exchange Commission (SEC) instituted an Administrative and Cease and Desist Proceeding against Advanced Equities and two of its principals. The case is In the Matter of Sophisticated Equities, Inc., Dwight O. Badger and Keith G. Daubenspeck, File No. three-15031. The SEC alleges that Sophisticated Equities produced misstatements to investors, and that there was a failure to supervise sales of private investments in non-public businesses.

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Zamansky is investigating sales of Advanced Equities partnerships which invested in Fisker Automotive, Bloom Energy, BrightSource and SolFocus and other green technologies organizations by independent brokerage firms.

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What Investors Can Do

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If you invested in any of the Advanced Equities partnership offerings, and would like to go over your legal rights, you may, without obligation or cost to you, e mail Jake(at)zamansky(dot)com or call the law firm at (212) 742-1414.

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About Zamansky &amp Associates LLC

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Zamansky &amp Associates LLC is a single of the top law firms specializing in securities fraud, FINRA arbitration and class action litigation. Our FINRA attorneys represent both person and institutional investors. Our practice is nationally recognized for our ability to aggressively prosecute circumstances and recover losses.

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Contacts

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Zamansky &amp Associates, LLC&#13

50 Broadway – 32nd Floor&#13

New York, NY 10004&#13

Jake Zamansky, 212-742-1414

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More Administrator Press Releases

The Collingwood Group Announces Mortgage Industry Conference Call On the Topic of FHA Claim Filing


Washington, D.C. (PRWEB) July 12, 2012

The Collingwood Group (Collingwood) is pleased to announce its third in a series of industry conference calls — Maximizing FHA Claim Filing (Part A and B), being held at 2pm EST on Thursday, July 26, 2012.

The conversation will focus on the FHA claims process and pitfalls. Specifically, the panelists will provide insight into FHAs highest priorities during a claims review and discuss some of the most common violations they find. Furthermore, Collingwoods team of FHA experts will discuss how much errors cost as well as the most common way servicers leave money on the table that they could be claiming.

The FHA claims filing process is inherently complicated, and if the servicer is not well versed in all the complexities, it can create dual exposurepotential enforcement action by HUD for non-compliance and significant financial losses due to incomplete, inaccurate, or untimely filing, said Brian Montgomery, Collingwood Group Chairman and former FHA Commissioner. He added, How servicers and lenders can effectively manage this process will be the primary focus of this industry call, with a goal of providing information that is timely and insightful.

The call, offered at no cost to participants, will be led by Brian Montgomery. He will be joined by Karen Garner, Collingwood Group Managing Director and Heidi Schranz, Collingwood Group Senior Consultant, who possesses over 10 years of experience in FHA claim processing, filing and auditing.

FHA conducts compliance reviews of servicers filing claims on a routine basis from the largest servicers to those that file only a few claims a year. It is imperative that servicers realize the relationship between how their customer service and loss mitigation representatives service a loan and the filing of the mortgage insurance claim, said Garner With increased emphasis on servicing compliance by FHA, the CFPB, OCC and other regulators, now is the time to ensure that you know what to expect and have policies and procedures in place to minimize the risk to your firm and maximize your mortgage insurance claim recovery.

Collingwoods Risk Management and Compliance Division is sharing information on an ongoing basis with Collingwood clients and other industry colleagues. Its first call FHA Enforcement: Myths, Misconceptions and Facts, focused on FHA Enforcement, Quality Assurance and Inspector General reviews, and the Mortgagee Review Board. The second call focused on FHA Servicing Compliance with emphasis on FHAs loss mitigation program. A summary of each call is available on Collingwoods website at http://www.collingwoodllc.com.

About The Collingwood Group

The Collingwood Group (http://www.collingwoodllc.com) is a Washington, DC-based business advisory firm focused on growing clients businesses, promoting revenue growth and increasing investment returns. The firm is led by Chairman Brian Montgomery, former Assistant Secretary for Housing and Federal Housing Commissioner, and Vice Chairman Joe Murin, former President and CEO of Ginnie Mae. Both played major roles in the federal governments efforts to address the nations financial crisis and restore stability and liquidity to financial markets. The firms expertise spans all aspects of Agency, non-Agency and FHA/VA housing financing programs; Ginnie Mae securitization activities; domestic and international secondary market activities and issues; primary and special servicing; full asset lifecycle vendor and talent management; and all elements of portfolio due diligence, acquisition, property management and asset disposition.

Visit http://www.directeventreg.com/registration/event/99845500 to register for the call.