Tag Archives: Equity

Equity Trust Company: Complaints About Retirement Arranging Outcome from Misinformation

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New York, NY (PRWEB) July 01, 2013

According to Equity Trust Organization, complaints about retirement preparing are typical, however a lot of of them stem from basic misinformation. Investors feel as even though their retirement alternatives are either restricted or ineffective, but in truth they merely fail to realize precisely how retirement investment works. A recent U.S. News &amp World Report report affirms this point, listing several of the most common myths and rumors concerning retirement preparing. Myths endure even although they fly in [the] face of logic, but men and women nevertheless believe them, the post contends. For numerous, its easier to think in myths than to face reality. Equity Trust Firm has responded to this report, with a new statement to the press.

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Myths about effective retirement planning continue to persist and it is critical that individuals realize how crucial it is to start early, comments Equity Trust Company, in its new statement to the press. Its also critical to recognize that with a self-directed IRA, the investor has a complete variety of investment options beyond just stocks and bonds, which delivers more investment possibilities. Certainly, at Equity Trust Company, complaints about retirement planning options are often resolved through self-directed retirement accounts.

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As for the particular myths listed in U.S. News &amp Globe Report, the write-up first notes the myth that retirement organizing can be delayed until a particular person is in his or her 40sor until he or she can afford to save big money. As Equity Trust Business has already noted, however, it is critical to commence saving early. Furthermore, the article affirms that saving a modest quantity of funds, earlier in life, can really be just as efficient as generating bigger contributions at a later date.

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Another prevalent myth is that early retirement is commonplace, and simply attainable. Even though several men and women say they program to retire early, the post says, few of them have crunched the numbers to guarantee that they can in fact afford to sustain their retirement for 4 or 5 decades. Those who want to retire early need to begin saving earlyand to stay diligent in setting cash aside.

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One more widespread myth is that one particular only demands to save enough to get his or her firm to match the retirement fund contributions. These who believe this have most likely not completed the math to see how much they are really saving, the report argues. It is vital to speak with an investment advisor about how much demands to be put into savings to meet ones retirement savings.

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A final myth is that savings of a couple hundred thousand dollars will prove sufficientsomething that may possibly or may not be true, the article says. Either figure it out oneself or speak to a person who can figure it out for you, since you do not want to wait till its also late to discover out you havent saved adequate.

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According to Equity Trust Company, complaints about retirement arranging can typically be resolved via acquiring further details.

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ABOUT:

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At Equity Trust Business complaints about retirement savings are resolved with self-directed retirement accounts. Equity Trust Company is one of the countrys major providers of self-directed IRAs and 401(k)s, with more than 130,000 consumers in all 50 states and over $ 12 billion of retirement strategy assets under administration. The firm believes in self-directed retirement accounts as ideal cars for generating lengthy-term wealth, as they let investors the freedom to invest funds as they determine. At Equity Trust Organization complaints about restrictive conventional retirement programs are commonly heard, and the business responds to these complaints by supplying info about the alternatives available via self-directed applications.

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Associated Administrator Press Releases

Save Your Property, Maintain Your Equity, and Re-Establish Your Credit with FORECLOSURE SELF-DEFENSE FOR DUMMIES

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Hoboken, NJ (PRWEB) February 26, 2008

Difficult times have hit the housing industry, mortgage loans are getting tougher to come by, and foreclosure rates are skyrocketing even though home values are plummeting. Distressed property owners typically mistakenly think that they have only two options – pay up or move out.

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But that doesn’t have to be the case. In FORECLOSURE SELF-DEFENSE FOR DUMMIES (Wiley, February 2008, 332 pages), foreclosure professionals Ralph R. Roberts, Lois Maljak, and Paul Doroh group up to assist readers fight back against foreclosure. They go step-by-step by means of the foreclosure process reveal more than a dozen choices, from saving a residence to receiving out from under a crushing financial burden help readers decipher a mortgage, promissory note, and other complicated documents and clarify how to negotiate effectively with a lender, reside rent-free in a property in the course of the redemption period, and even acquire back soon after the foreclosure auction (if the state has a redemption period). Readers will discover how to team up with helpful allies, which includes foreclosure attorneys, mortgage brokers, and sympathetic close friends and family members. For more details, go to http://www.dummies.com/WileyCDA/DummiesTitle/Foreclosure-Self-Defense-For-Dummies.productCd-0470251530.html.

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Written in plain-English and presented in an straightforward-to-comply with format, this practical reference also covers the emotional side of foreclosure, which can be just as devastating as the monetary fallout. This consists of the importance of breaking the news to a companion, approaching other family members members for assistance, and safeguarding children who may not comprehend what is truly going on.

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FORECLOSURE SELF-DEFENSE FOR DUMMIES gets down to the nitty-gritty of generating a solid defense approach, with information on checking and enhancing one’s credit, saving funds to fight back, haggling with the lender in query, and even filing for bankruptcy or promoting a house when all else fails. The authors conclude with valuable approaches to re-establish a very good economic record in the wake of a foreclosure. It is not simple, but it’s not impossible either.

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Like all For Dummies

Equity Primarily based Solutions, Inc. Successfully Extends Self Storage Construction Loan

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Phoenix, AZ (PRWEB) September 21, 2009

Equity Based Services, Inc. (“EBS”) announced nowadays that they have effectively renegotiated an extension to an current construction loan. The original loan was utilized to construct a Class-A, 2-storey expansion to the EZ Store facility in Peoria, AZ a suburb of Phoenix.

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The three year building loan with Imperial Capital Bank came due this month and was extended for an extra year at substantially the same terms. The interest price remains at Bank of America Prime + 50 basis points and amortized more than 25 years.

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EZ Shop received its Certificate of Occupancy on January 20th of 2008 and began rental activity on February 1, 2008. As of the refinancing, the new facility has achieved 79% occupancy by square foot. Full stabilization is anticipated by the time the loan matures which need to facilitate the straightforward and straightforward placement of permanent financing.

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“This loan extension shows that there is pragmatic optimism in the commercial lending markets and that lenders are being affordable with modifying loan terms on projects that make financial sense. The financial landscape still makes sense for offers that make sense,” states Troy Downing, Principal Equity Primarily based Solutions, Inc.

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“In today’s atmosphere, the ability to refinance or extend a loan is driven by the Lender’s perception of an operator’s experience, professionalism, and the constant execution of a nicely thought out organization strategy.” States Stephen Kaplan, CEO, Equity Based Solutions. “A loan modification that does not involve a reduction of principal, a greater interest rate, or further collateral requirement validates an Operator’s ability to perform in a down or receding economy.”

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About Equity Primarily based Services, Inc &#13

EBS is a Private Actual Estate Business specializing in the acquisition and management of self-storage home. According to the Mini-Storage Messenger, EBS is one particular of the best owner/operators in the US. EBS currently owns and operates 63 Self-Storage properties in 11 states with a current marketplace worth of a lot more than $ 300 Million. EBS also manages a family members of Private Equity Funds for institutional and higher net worth person investors. The EBS Income Fund, the EBS Revenue and Growth Fund II, and the Pilot Equity Value Added Fund all closed in 2007. For far more details, make contact with Kurt Ambrosius at 619-220-6700.

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This Press Release is for informational purposes only and does not, in any way, constitute an providing to buy or sell securities.

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Connected Loan Modification Services Press Releases

Commercial Loan Workout Specialist Breakwater Equity Partners Passes $1 Billion in Loan Workout Volume

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San Diego, CA (PRWEB) March 28, 2011

Breakwater Equity Partners, a consulting firm specializing in commercial loan workouts, right now announced the firm has surpassed $ 1 billion in total loan exercise volume. The 21-person firm, positioned in San Diego, CA, has been doubling each and every ninety days to accommodate the increasing demand for industrial loan modifications.

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Breakwater Equity attributes its quickly development and accomplishment to the hands-on encounter of its team, with more than 180 workout assignments completed or in progress. Breakwater utilizes a diverse group of specialized authorities in the fields of finance, bankruptcy, banking, genuine estate law, litigation management and negotiation. Its a bittersweet success story, stated Phil Jemmett, CEO of Breakwater Equity Partners. Whilst we are not excited about the state of the economy and the downturn in the true estate market place, we are enthusiastic about the chance to help home owners and investors save their troubled properties and resolve their private guarantees. All of our customers are dealing with a high level of financial and emotional discomfort, as the true estate collapse has destroyed years of difficult work and produced an uncertain future.

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Breakwater has performed a wide selection of industrial loan workouts on the way to $ 1 billion, from single asset workouts on $ 1 Million loans, to multi-asset real estate portfolios exceeding $ one hundred Million (minimum loan size is now $ five Million). The business has worked on just about each and every genuine estate asset class in a wide selection of places across the U.S. like office buildings, industrial, retail, from strip centers to huge shopping malls, multi-loved ones residential, mixed use, master-planned communities, broken construction projects, residential and land development, golf courses, farming operations and manufacturing facilities.

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We see no instant finish to the limited availability of credit, stated Armand Nicholi, CFO of Breakwater Equity. The banking business is not healthful right now. Every single day we come across banks that are refusing to recognize the extent of their credit losses. Banks arent coming clean with regulators, investors, or the public. The negative loans are clogging up the economic method, and unless we face up to this difficulty we are going to be where Japan was back in the 1990s. Soon after the last actual estate melt down, the RTC liquidated all the bad debts it was very painful, but it cleaned up lender balance sheets, restored the credit markets, and swiftly permitted the economy to get back on its feet. We dont appear prepared to go by means of that procedure this time around, so the discomfort will continue. The genuine estate market will not return to normal situations until credit is offered on commercially-reasonable terms.

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Breakwater also has been working on TIC (tenant-in-typical) loan workouts and is the consulting group managing the Met Center ten office creating workout in Austin, Texas, which has been at the center of controversy over Grubb &amp Elliss judgment of fraud and gross negligence in their dealings with and disclosures to TIC investment members as reported in the Wall Street Journal (Ruling Gives a Peek Into Boom’s Fallout – Anton Troianovsky, December 22, 2010).

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According to our study there are over $ 1.7 Trillion in commercial true estate loans that will be maturing by 2015, $ 1.1 Trillion of which will likely be beneath water, continued Phil Jemmett. We dont see the commercial genuine estate market improving significantly in the course of the subsequent handful of years. With sluggish job growth, growing oil rates, a declining housing marketplace, ballooning government debt, and tight credit, it seems unlikely that the industrial marketplace will recover in the close to term. As these underwater loans hit maturity, an orderly debt restructuring method is in the very best interests of each borrowers and lenders. We believe industrial loan workouts are the most efficient way of resolving these troubles, and an efficient option to uncertain, pricey, and lengthy bankruptcy and litigation processes.

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About Breakwater Equity Partners&#13

Breakwater Equity Partners is a privately-owned actual estate consulting firm located in San Diego, CA, providing industrial loan exercise techniques and negotiation services to property owners and investors all through the U.S. The Breakwater group, consisting of specialists in finance, banking, genuine estate and law, has worked on over 175 commercial loan workouts throughout the US, with deep experience in a wide variety of true estate classes, such as office, industrial, retail, multi-family, mixed use, master-planned communities, residential and land development, golf courses, and farming operations. Breakwater also specializes in Tenant-in-Widespread loan workouts. For much more info on Breakwater Equity Partners, please get in touch with 858-490-3630 or pay a visit to http://www.breakwaterequity.com. Study our industrial loan exercise blog at http://www.breakwaterequity.com/weblog.

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Media Make contact with&#13

Victoria Cunningham&#13

victoria(at)breakwaterequity(dot)com&#13

858-490-3630 x112

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Locate Much more Loan Modification Services Press Releases

Underwater Mortgage Issues Rise As Nearly 1/four All Households Have Unfavorable Equity

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Salt Lake City, UT (PRWEB) September 27, 2012

A lot more and much more home owners are facing the harsh reality that their residences could be upside down or have an underwater mortgage for years to come. “It really is unfortunate that so numerous home owners got caught purchasing a property at the height of the market place. Most of them now have underwater mortgages and they owe a lot far more than what their residence is worth,” says Jarad of Foreclosure University.

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Unfortunately, when a home is upside down, the homeowner does not have numerous alternatives if they run into any monetary hardships, which is quite widespread appropriate now. A lot of homeowners are losing their jobs or cutting back because of financial circumstances. If they cannot afford their mortgage payments any longer and are caught with an underwater mortgage, there is not significantly they can do.

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They can’t sell their house since no one is going to pay above what it’s worth. Renting may possibly be an choice, but in most instances it is not. They can not refinance. Loan modifications are short-term and unsuccessful most of the time.

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Now they face a difficult choice on what to do. A lot more and far more homeowners are strategically defaulting on their residences simply because they do not see any other option. A quick sale might be a very good alternative but they still have to move out and it affects credit.

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Now there is a solution. Foreclosure University launches a new underwater mortgage campaign specifically targeting home owners that are upside down with 2nd mortgages. They have located a resolution that enables them to minimize 2nd mortgages up to 95% of their loan balance.

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The home owners get to keep in their homes, reduce their month-to-month payments, produce equity when once again, and not impact credit. This could be a large break for property owners who have underwater mortgages seeking to establish equity once once again.

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To learn far more about the underwater mortgage campaign check out http://www.ForeclosureUniversity.com

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Discover More Loan Modification Press Releases

Breakwater Equity Partners Passes $two.5 Billion in CRE Loan Volume

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San Diego, CA (PRWEB) July 09, 2012

Right now Breakwater Equity Partners, a consulting firm specializing in commercial loan workouts, announced that the firm has been engaged on more than $ 2.five billion in total loan volume. The now 30-person firm, situated in San Diego, CA, has been doubling its employees every year to respond to the developing demand for industrial loan modifications.

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Breakwater is extremely well positioned to assist home owners of commercial true estate effectively workout their distressed scenarios, mentioned Phil Jemmett, CEO of Breakwater Equity Partners. As each the US and international economy continue to truly struggle and wreak havoc on the commercial genuine estate industry, we stay enthusiastic about helping house owners and investors save their troubled investments. All of our customers are dealing with a higher level of financial and emotional pain, as the genuine estate crisis has destroyed years of challenging perform and developed an uncertain future.

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Breakwater attributes its quickly growth and accomplishment to the hands-on experience of its team, with more than 200 exercise assignments completed or in progress. The firm employs a distinctive, multidisciplinary method with highly skilled teams in finance, bankruptcy, banking, true estate law, litigation management and negotiation.

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Breakwater has performed a wide variety of industrial loan workouts, but specializes in high-profile properties with Tenancy-In-Widespread (TIC) ownership structures. The firm has worked on almost every genuine estate asset class all across the U.S. including office, industrial, retail, from strip centers to big purchasing malls, multi-family members residential, mixed use, master-planned communities, broken construction projects, residential and land improvement, golf courses, and manufacturing facilities.

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Recently, Breakwater was able to work out a 50% discounted payoff on a loan secured by a nine-story office developing in Clearwater, Florida. The TIC owners had invested over $ ten million in the property, but the house had declined in value by more than 50% as vacancy skyrocketed. Breakwater effectively negotiated a new agreement with the reluctant unique servicer, and the owners were able to steer clear of foreclosure, capital gains taxes, and a comprehensive loss of their original investment. In the end, the house was sold to a related party at a discounted price, and the owners now have a property, loan, and financial predicament that all make financial sense.

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Sadly myriad economic forces are catapulting numerous commercial true estate owners into the exact same vulnerable position. There are around $ 1.7 trillion of industrial genuine estate loans coming due for refinancing by 2016, and the vast majority of those properties are not able to be refinanced for one reason or an additional, said Armand Nicholi, BreakwaterCFO. Falling home values and rental rates combined with escalating vacancies and intractable, overwhelmed lenders leave numerous CRE owners facing default or even worse, foreclosure. This is where Breakwaters breadth of knowledge can step in, cease the downward spiral and save these owners from losing their investment.

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About Breakwater Equity Partners&#13

Breakwater Equity Partners is a San Diego, CA primarily based industrial true estate exercise consultancy and investment firm. By way of Breakwaters substantial expertise on more than 200 engagements with loan values in excess of a $ two.5B, the firm has devised a completely distinctive, multidisciplinary strategy to uncovering and resolving distressed asset scenarios. Breakwaters specialist team combines legal, monetary, financial, banking, and actual estate experience to devise customized approaches for each special case regardless of industry (gateways to tertiary), asset class (single and multi-loved ones, workplace, flex, multi tenant land, time shares, development, power centers) or loan sort (portfolio or CMBS). Please visit our web site at http://www.breakwaterequity.com to overview case research on representative bargains. &#13

Breakwater Equity Partners, please contact 858-490-3630 or go to http://www.breakwaterequity.com.

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