Tag Archives: Ends

Brookstone Law, Computer Aids Foreclosure Victims as Moratorium Ends

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Newport Beach, CA (PRWEB) January 17, 2011

Following a brief moratorium final year, thousands of consumers throughout the country are again facing potentially wrongful foreclosure. Hundreds of thousands of homeowners all through the nation are also pursuing agreements that some lenders lead them to believe will lead to permanent loan modifications if they make lowered payments, but as a outcome of these agreements, a lot of customers will truly locate themselves further behind in their payments and could eventually be foreclosed upon.

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Simply because of the depth and severity of what we perceive to be a enormous abuse perpetrated by lenders who had been bailed out with our tax dollars, Brookstone Law will be filing lawsuits against lenders to shield California homeowners.

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A lot of customers are standing up to defend their rights by contacting Brookstone Law by way of Bankclassactions.com http://www.BankClassActions.com. (BCA), a special website created to support home owners who have been mistreated or abused by banks and mortgage companies. BCA provides law firms the opportunity to post a totally free public profile for mass action suits (Class Actions and Mass Joinders) that have already been filed and for these that are in the active investigation phase. Consumers who check out the website can create a private and safe profile and are notified when their profile matches the profile of an existing case or investigation. The Consumer can then choose to transmit their profile to the law firms designated make contact with. BCAs mission is to give shoppers with a easy interface that provides the information they require to connect with attorneys that are fighting for their rights in courtrooms across America.

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Brookstone is really impressed by BCAs capacity to query its database and answer inquiries about loans produced by specific lenders at specific instances in distinct jurisdictions. We use this data to refine our litigation theory analysis and greater serve our clientele, said Vito Torchia, Jr., managing lawyer of Brookstone Law, Pc.

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Following many consumer inquiries on the web site, Brookstone Law will be filing a number of suits and has contracted to aggregate members for other suits against leading banks and mortgage lenders which includes:&#13

Florida Property owners On Verge of Private Economic Apocalypse and Do not Know It Free Seminar Shows How Short Sale With Deficiency Waiver Ends Foreclosure Nightmare

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Sarasota &amp Manatee, FL (PRWEB) November 01, 2011

Nationally recognized genuine estate professional, John Michailidis, offers totally free seminar for FL home owners behind on mortgage payments. The unemployed, underemployed, divorced, and those who’ve seasoned recent health-related emergencies are being targeted for Foreclosure. Now, Sarasota &amp Manatee county residents can discover how to beat Foreclosure thru a “Brief Sale With Complete Deficiency Waiver” even when they owe a lot far more than the property’s worth. Ideas on how to virtually assure approval even if prior Quick Sale attempts have failed will be provided.

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Sarasota &amp Manatee county Florida home owners behind on their mortgage payments and who are either unemployed, underemployed, divorced, or who have experienced recent health-related misfortunes are being targeted.

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According to national genuine estate professional, John Michailidis, the menace is foreclosure, and by some estimates upwards of 40% of Sarasota and Manatee homeowners are vulnerable. A cost-free report outlining the dilemma can be downloaded at http://NoEquityHomeSaleReport.com.

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“Foreclosure destroys families and communities, and has literally displaced millions of American citizens,” said real estate specialist John Michailidis, GRI, CRS, JD. “The dirty small secret that bankers and politicians look to be ignoring is the truth that Foreclosure is practically one hundred% avoidable thru the use of a Brief Sale With Deficiency Waiver.”

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With congressional watchdogs testifying that the record of government loan modification applications, “has been nothing short of abysmal,” many delinquent homeowners are below the false assumption that Foreclosure is unavoidable.

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According to Mr. Michailidis, “A foreclosure most undoubtedly is avoidable and I’ve got the track-record to prove it. In practically each case we’ve taken on, we have been in a position to safe a Short Sale with Full Deficiency Waiver, which means the homeowner was able to move on with their life, totally free from mortgage debt, and with out the specter of the banks coming after them down the road.”

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Mr. Michailidis is presenting a series of cost-free, on the internet, community-outreach public seminars for Sarasota and Manatee County Florida home owners who are behind on their mortgages and worried about foreclosure. “The goal of these free seminars is to disseminate as widely as achievable information that is getting suppressed by the banks. Participants will be capable to submit queries by way of email throughout the event and obtain customized responses,” he said. Scheduling and registration details is offered at http://FloridaForeclosureEnders.com.

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Mr. Michailidis is a recognized genuine estate author and speaker, and the broker/owner of SaraMana Properties, exactly where he focuses his company on exclusively helping homeowners to keep away from foreclosure by means of Quick Sales. He is also a graduate of the Northwestern University School of Law in Chicago and is a member of the Illinois Bar. A message can be left for Mr. Michailidis at 941-548-7771, or by way of e mail at info(a)SaraManaProperties.com.

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69% of Working Americans Fail to Protect Their Paycheck Disability Awareness Month Ends, But Monetary Planner William Pitney Reminds Workers About Paycheck Protection

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Foster City, CA (PRWEB) May 31, 2013

Might is Disability Insurance coverage Awareness Month (DIAM) and is an excellent time for US households to get a disability check up. William Pitney, Certified Economic Planner skilled of FocusYOU says, As DIAM ends, its never too late to take stock of your disability requirements. He adds, Also many workers underestimate their chances of disability as effectively as the significance of disability earnings protection.

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According to the Council for Disability Awareness (CDA) disability counter, a lot more than 1,857,798 American workers have knowledgeable a disabling illness or injury considering that the begin of the year. Thats a staggering number and increasing, states Pitney. At that rate, Americans will endure more than four.five million disabilities in 2013. Envision if those numbers included you, Pitney continues, What would take place to the typical middle class household if 1 of the breadwinners couldnt function to earn a paycheck due to the fact they have been sick or injured?

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The lost income can be devastating. For example, a 40-year-old earning $ 70,000 in the San Francisco Bay Area who suffers a permanent disability could drop much more than $ 1.7 million in future earnings.

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CDA reports that one hundred,000,000 workers do not have any private disability insurance. CDA additional reports that 74% of staff are not financially ready to survive an illness or injury that benefits in a loss of income.

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The LIFE Foundation (LIFE) discovered that 60% of Americans are concerned about becoming in a position to support themselves financially if they have been unable to work. In addition, 25% of households would endure instant economic setbacks if the breadwinner became disabled and couldnt operate.

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These statistics are alarming, but even worse, far more than 50% of workers believe they dont need to have disability insurance, Pitney asserts. Too a lot of operating Americans mistakenly think a government plan, Workers Compensation or employer covers them provided insurance coverage.

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The Social Security Administration denies 45% of workers who apply for disability advantages. When authorized, workers receive an average disability benefit of a small more than $ 1,100 month-to-month. This quantity is hardly sufficient to make ends meet for the majority of Bay Location Households, claims Pitney.

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Only a handful of states supply brief-term disability insurance coverage programs, such as California. These programs normally spend advantages for up to six months.

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Workers Compensation covers operate-connected disabilities only. However, the National Security Council, reports that 73% of disabilities are not operate-related.

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The Division of Labor also reports that 70% of employers do not offer you any variety of extended-term disability protection to their personnel. Pitney urges all personnel, Discover out if your employer delivers disability coverage. If it does, take time to find out how it functions and if the coverage is adequate to meet your demands.

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For workers and households that need to have a small support understanding what they need to have and what disability income sources are available to them, Pitney encourages them to function with a CFP