Tag Archives: Dream

Fuel Saving Electronics Program to be Introduced During the Woodward Dream Cruise August 18th

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Detroit, Michigan (PRWEB) August six, 2007

The Digital Fuel Mizer, developed by GI Engineering Company in Southeast Michigan, is the sort of product that just makes a particular person wonder “Now, why didn’t I feel of that?” Drivers will get their first glimpse of the new fuel saving device throughout the upcoming Woodward Dream Cruise. Fuel Saving Devices

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Organization President, Dwayne Esterline, notes, “The Woodward Dream Cruise celebrates the ideal memories of the automotive sector, and is attended by over 1.7 million visitors. What much better time and spot could there be to introduce an innovative fuel saving solution.”

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About the Digital Fuel Mizer:&#13

“By taking advantage of recent developments in the microelectronics industry, we have created a new product that will offer the every single day driver with the sensitivity and ability of the skilled driver. The skill essential to drive your vehicle in the most effective manner, and maximize fuel economy,” says Dwayne Esterline, President of GI Engineering Co.

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He notes, “This device is not a miracle pill or a magical air twister, but an electronic instrument that offers an objective, measurable and repeatable indication of car acceleration and braking.”

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Harsh acceleration and braking, also known as ‘Jackrabbit Starts and Stops’, is recognized as a single of the biggest contributors to poor fuel economy. It also represents one particular of the greatest opportunities to improve mileage and cut fuel fees.

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The Digital Fuel Mizer functions by monitoring the automobile acceleration and braking levels, and offers the driver with a visual and audible alert when the automobile is operated inefficiently. This feedback makes it possible for the driver to adjust their driving style for peak fuel economy. (Enhanced MPG)

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The device is compatible with all autos and fuel varieties. It needs no car modification, and is completely self-contained. It easily attaches to any surface such as the dashboard, console or ceiling of your automobile.

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Dealer and distributor inquiries are welcome, and the company will give evaluation units on loan to qualified media cost-free of charge.

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For far more information, see the product web site Enhance Fuel Economy

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Far more Loan Modification Press Releases

American Dream Of Home Ownership Is Still In Reach To Millions

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Atlanta, GA (PRWEB) May possibly 9, 2010

Achieve-The-American-Dream.com offers straightforward tips to prospective house purchasers and current property owners in search of the American dream of house ownership introduces a new book entitled You Can Achieve The American Dream…With The Right Keys to let millions know that the American dream is nevertheless in attain. http://www.achieve-the-american-dream.com

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Although some are sitting on the sideline waiting for the nightly news to inform them that the very good-old-days of simple-funds to finance your dream residence are back and that the floodgates are open other people are discovering that in the mist of the tail-finish of America’s financial recession and the brink of America’s existing financial recover, that now is actual 1 of the greatest times in recent history to turn into a homeowner. Due to fallen house prices, historically low interest rates, and the existing more than supply of available properties, a lot of folks who would have been turned down not that extended ago for as well high of debt-to-earnings ratios are now holding the keys to their new dream property in their hands.

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Millions of possible home owners have put their dream of getting a property on hold due to the misconception that mortgage lenders are not approving any person unless they have a 700 plus credit score and a big down payment. The untold story is that there are a number of loan programs made to enhance and promote home ownership for individuals with significantly less than ideal credit and those that only have a tiny down payment or no down payment at all. “There are millions of prospective residence buyer that are unaware that the American dream of residence ownership is not only nevertheless in attain, but it is in fact at the tip of their finders, all they have to do is grab it, but instead they defer their dreams and sit and hope of one day becoming a homeowner,” says James N. Rivers.

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In his new book You Can Achieve The American Dream…With The Proper Keys he list many loan programs that are ideal for any person that is dreaming of one particular day becoming a homeowner. One particular of the loan applications listed in his book is a loan system for prospective house buyers that have paid their bills on time, can give a good employment history, but their credit scores are in the mid 5 hundreds to the low six hundreds. What is surprising to numerous is that this loan system offers a low interest fix rate and only calls for a tiny down payment.

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An additional loan system that couple of know of is excellent for anyone who desires to purchase a previously foreclosured property at a deep discount, because the loan makes it possible for the residence buyer to combine the expense of any required repairs with the obtain price tag into one particular mortgage. A home buyer that could have only dreamed of getting let’s say a $ 200,000 dollar house not that long ago, can now acquire that same home at a 25% to 40 % discount, depending on the marketplace. That identical property right now could sell for $ 120,000 to $ 150,000 dollars, now generating that property cost-effective.

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Many first-time home buyers do not know exactly where to commence, so they continue to rent month-following-month and year-after-year. No one teaches you in school how to acquire your first home or what most mortgage lenders are looking for when reviewing your loan application. James advises in his book, that you need to never apply for a mortgage unless you know what that loan program’s specifications are. If the loan that you are applying for has a minimum credit score requirement of 620 and you know that your score is 619, you need to concentrate on enhancing your credit score ahead of applying for the loan. Your mortgage application could be denied merely because your credit score did not meet the minimum requirement, or you could be approved, but at a a lot higher interest price and be required to make a considerably bigger down payment.

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“You Can Attain The American Dream…With The Correct Keys” is a step-by-step guide that not only explains what mortgage lenders are hunting for when approving a prospective residence purchaser for a mortgage, but if also list actual loan applications for the prospective house purchaser and offers simple guidance on how to steer clear of the numerous pitfalls that have triggered millions of households to shed their houses to foreclosure. Chapter 1 of his book Keys To Avoiding Your American Dream From Becoming A Mortgage Nightmare must be required reading for everybody that is purchasing their initial house or any person getting a house right after losing their property to foreclosure.

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James states that 1 of the most typical reasons why many new homeowners face the possibility of losing their properties is simply because they did not do their residence work prior to sitting down with their mortgage organization and they accepted the very first loan system that they were provided.

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“This book is not only for prospective house purchasers,” says James N. Rivers, “but if you are a present homeowner that demands to refinance your residence, you are wondering how to get your mortgage company to approve you for a loan modification, or if you need to have to get rid of a an high interest adjustable rate mortgage to stay away from foreclosure or to simply lower your interest price to save income, this book is complete of helpful insight and data on how to get your lender to say… yes you are approved, even if you owe much more than your house is at present worth.”

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Millions of property owners are giving up and walking away for their homes because they are merely unaware of the many various loan applications and options that are accessible to them, which are created to support property owners preserve their homes and hold on to their dreams.

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Chapter 13 and 14 of his book list serveral loan programs and possibilities that most at-risk home owners have by no means heard of. There is actually a loan plan that enables a homeowner that has missed a number of mortgage payments to borrow the amount needed to bring their mortgage current at zero percent interest and with no boost to their present month-to-month mortgage payment.

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If your wish is to buy your dream house, refinance your present property, or to avoid the nightmare of foreclosure, You Can Accomplish The American Dream…With The Right Keys is a must read. What is fantastic about the book is that it is to the point with 120 pages of seldom shared, straightforward facts and info on how the mortgage approval process performs and it really gives the reader an simple to follow step-by-step guide on how to purchase a new home, or how to merely hold on to their present home. “The American dream is nonetheless in attain to millions, all they have to do now is attain for it and then grab it,” says James N. Rivers.

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James N. Rivers has worked in the mortgage, actual estate and down payment grant industry for over 20 years. He has aid thousands to turn into home owners, refinance their residences and avoid the heart break of foreclosure. James publishes a members only newsletter on his web site http://www.attain-the-american-dream.com and supplies free seminars to prospective and at risk property owners. He presently functions for a single of the nations most respected banking and mortgage companies. His new book can bought at main book sellers across the nation and at the website http://www.achieve-the-american-dream.com

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James N. Rivers, Author of You Can Achieve The American Dream…With The Right Keys&#13

Web site: http://www.accomplish-the-american-dream.com&#13

Atlanta, GA &#13

800-881-2236

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NACA’s Save the Dream Tour Travels the Nation to Supply Exact same Day Solutions for Home owners with Unaffordable Mortgages

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Jamaica Plain, MA (PRWEB) July 14, 2009

The Neighborhood Assistance Corporation of America (NACA) requires its Save the Dream Tour to different cities this summer to speed up mortgage relief for thousands. “We offer unprecedented solutions for property owners caught up in the present mortgage and economic crisis,” mentioned NACA CEO Bruce Marks. “For the duration of the Save the Dream Events, borrowers can get mortgages restructured the very same day. We have our employees, as nicely as lenders and servicers on web site and in their home offices functioning to make this the most extensive mobile servicing operation in the country.”

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The Save the Dream Tour comes at a perfect time for home owners as the Obama administration calls mortgage servicers to the White Residence this month for not performing adequate to modify property loans for Americans. NACA has been the exception in that it has secured legally binding agreements with all the significant servicers to restructure loans to what homeowners can afford primarily based on a documented affordability analysis. On the tour, thousands of borrowers get modifications at when, thanks to NACA’s advocacy, state of the art underwriting capability and legal contracts it has with all the significant lenders.

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There have been 3 Save the Dream events so far. Far more than 25,000 home owners from every single event have participated and thousands of property owners achieved reasonably priced long-term resolutions. Most importantly thousands of home owners received exact same day solutions with their interest price permanently decreased to four%, 3% and two% and where required reduced the outstanding principal primarily based on what the homeowner can afford. All of NACA’s services are free. Click the hyperlink right here to view a documentary video of the events. NACA’S CEO Bruce Marks was named Bostonian of the Year for 2007 simply because of his perform in acquiring the main lenders and servicers to modify home loans for borrowers who come by means of NACA.

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Simeon Lewis of Chicago is one of the thousands already helped by NACA. “My property was all but lost until NACA stepped in and reduced my adjustable interest price from eight.625% to 2% fixed. I am saving almost $ 600 a month.” The tour kicks off in Cleveland at the Wolstein Center July 17-20, 2009. Chicago’s McCormick Place is subsequent July 24-27th and from there it’s off to the Chaifetz Arena in St. Louis from July 31st via August 3rd and Atlanta starts August 7th by way of August 10th. Added cities will be added. Homeowners are anticipated to travel long distances to attend these extraordinary Save the Dream events. NACA will have more than 500 staff and volunteers including more than 250 counselors delivering counseling from 9:00 a.m. to eight:00 p.m. all 4 days of every single occasion. Each and every homeowner with an unaffordable mortgage ought to take advantage of this extraordinary chance.

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About the Neighborhood Help Corporation of America (http://www.naca.com ):&#13

Founded in 1988, NACA is a national non-profit community advocacy and homeownership organization headquartered in Boston. Through its 38 offices nationwide and two contact centers, NACA has set the national regular in restructuring thousands of mortgages to what the home owners can afford as well as providing the very best mortgage in America for homebuyers.

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News of NACA’s plan and advocacy has been featured in national and local media. The Boston Globe chose Bruce Marks, founder and CEO of the Neighborhood Help Corporation of America (NACA), as its 2007 Bostonian of the Year. There is tremendous recognition for the effectiveness of NACA’s advocacy and for delivering real, affordable homeownership options for functioning men and women.

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Even Through Foreclosure, There are Possibilities to Reclaim the American Dream

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Hollywood, Florida (PRWEB) November 17, 2011

We all know the apparent consequences of facing foreclosure. Losing a home, facing a deficiency judgment for the difference among the value of the residence and the amount of the mortgage, and dealing with damaged credit are a few but regrettably there is so a lot much more associated with this procedure than just finances. Emotionally, losing a property can be extremely tough. Usually instances, individuals develop up an array of dreams composed of all the very good things they expect to take place in their property as they grow older. Feeling hopeless as one seemingly watches those hopes and dreams slowly slip away only adds to the emotional loss. Couple the monetary and emotional loss with the newly released scientific research that reveals a rise in tension connected physical ailments discussed in a current New York Instances write-up titled Foreclosures are Killing Us, and its easy to see that foreclosure is not one thing to be taken lightly. Nonetheless, Rosen &amp Rosen is releasing info about a approach that can support give homeowner’s possibilities.

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There have been numerous stories in the news about so known as loan modification professionals who will either do nothing but take a person’s funds in exchange for a slew of also good to be correct promises, or who will, possibly in excellent faith but still unwisely so, submit a person’s private economic information to a bank quite a few instances hoping the bank will respond to a plea for help. The National Fair Housing Alliance (NFHA), a consortium of 220 private, non-profit fair housing organizations recently identified that the loan modification industry is “rife with corrupt practices.” The FDIC has even published a booklet about foreclosure rescue and loan modification scams subtitled “If It’s Also Great to be Correct, It Probably Is.” Also, according to the Florida Bar “complaints are pouring”, “with 4 times much more instances pending…” as a outcome of foreclosure fraud by lenders’, servicers’ and supposedly pro-borrowers’ attorneys. The overwhelming and “near universal agreement that the [federal governments loan modification] system has failed to meet its objectives, as stated by the Neil Barofsky, Specific Inspector Basic for the Troubled Asset Relief Program, only serves to highlight the truth that an method which relies solely on corresponding with banks to ask for a modification is however rarely feasible. Furthermore, lawyer Evan M. Rosen from Rosen &amp Rosen advises his clients that divulging their monetary history is not only irrelevant to any legal situation at hand but it is also usually not in one’s best interest to do so. The larger concern, as Mr. Rosen states, is that servicers repeated requests for financial data beneath the guise of a loan modification might instead just be a fishing expedition to see if there are any assets which would be recoverable in a deficiency.

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Nevertheless, there is hope. Thanks to a handful of highly educated, really challenging-working and dedicated litigation lawyers, Rosen &amp Rosen wants home owners to know that they can fight back and with very fair fee structures, they can do so for far significantly less than one particular might think. Lawyers like those at Rosen &amp Rosen and others are seizing upon the opportunity left behind as a by-solution of the banks rush to profit both when these mortgages had been formed and now as they are falling apart. Through the application of leverage resulting from several legitimate legal and ethical defenses, whilst simultaneously educating the lender how they would be far better off in a exercise than they will be post foreclosure with 1 of these very trained professionals, a individual has a opportunity to substantially alter their situations. It can be a new day in court for property owners armed with the appropriate representation. However, it is critical to completely review a lawyers credentials just before before jumping in with anyone.

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Foreclosure defense and all its inter-connected topics are part of a burgeoning new location of law. In addition to exploring all attainable legal defenses and counterclaims that can be utilised in guarding a house, there are also a number of alternative actions a properly-educated lawyer can support with in order to possibly remove liability to the bank and/or avoid them from getting a deficiency judgment.

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Be certain to ask for a lawyers credentials before signing up, see if they supply a free consultation and throughout that consultation ask questions to make positive they are well versed in genuine estate law, bankruptcy, civil procedure and all of the different state and federal consumer protection statutes. With the forthright, aggressive and properly-informed method from a true legal expert, a homeowner has a greater possibility of saving their home, getting their finances in order, and acquiring back on track to reclaiming a piece of the American dream!

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For far more info on Foreclosure Defense, Debt Defense, Bankruptcy and a lot more, please make contact with the author Evan M. Rosen at erosen(at)rosenandrosen(dot)com, or (954)981-1852. Rosen &amp Rosen has been designated a debt relief agency under Federal law. In addition to other legal services, they aid men and women file for bankruptcy relief below the Bankruptcy Code.

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Producing The American Dream A Reality: Beating Foreclosure, Remaining Solvent

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Matthews, NC (PRWEB) April 30, 2012

LandContractSalesOnline.com is pleased to announce that sale by means of Land Contract can save a house from foreclosure and give monthly income for the seller during the term of the contract.&#13

“By setting the down payment and monthly payments appropriately, a delinquent seller can bring his loan present and may have extra monthly income,” stated Jeffrey Meade – CEO. He adds, “Loan modification applications take to lengthy and assist to few. I believe the greatest alternative to save a house from foreclosure while preserving a credit rating and delivering brief term month-to-month revenue is sale by means of Land Contract.”

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“According to the Company Insider and Mortgage Everyday News, current house sales fell an additional two.6% in March 2012 while new property sales fell 7%. In spite of low mortgage rates, sale by conventional implies is not achievable for several. Sale by way of Land Contract delivers the opportunity for each sellers and purchasers to successfully complete transactions in these tough instances,” said Meade.

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LandContractSalesOnline.com provides all the resources essential to acquire and sell current property s by means of Land Contract. Sellers establish a membership, post up to four photographs and list all the essential details about their property including value, down payment and month-to-month payments required. They are provided a private mailbox for communication and negotiation with purchasers.

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Purchasers search the web site for cost-free. Upon locating a property that interests them, they establish a membership, are provided a private mailbox and contact the seller to negotiate terms. When negotiations are completed, a Land Contract is executed and the purchaser moves in. The seller carries the financing until the contract is paid in complete. Upon completion of the contract, the seller offers the buyer with clear title.

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LandContractSalesOnline.com gives all the resources essential. All contacts among buyer and seller are carried out via private mailboxes. There is a listing of real estate attorneys by state along with links to appraisers, inspectors, home remodelers and Land Contract forms.

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Memberships are inexpensive and easy to establish. Seller memberships are routinely $ 49.99 and final for as extended as it requires to sell the house. Buyer memberships are $ 9.99 for one particular complete year.

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Don’t forget to comply with us on our Facebook page:&#13

http://www.facebook.com/pageS/LandContractSalesOnlinecom-lnC/290701534277542

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Mission Statement

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LandContractSalesOnline.com, Inc. exists:&#13

1. To provide our consumers all the tools required to sell and get existing homes by means of Land Contract.&#13

two. To offer dependable resources for guidance and neighborhood services.&#13

3. To give a secure, efficient, effectively maintained and simple to use internet web site.&#13

4. To hold the process straightforward and inexpensive.

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If you would like more info about LandContractSalesOnline.com, or to understand how to sell, get or advertise on this internet website, please check out http://www.LandContractSalesOnline.com. To schedule an interview with Jeffrey Meade – CEO or Rheanna Smith – Web Master, please contact 704-839-3854 or create to jmeade(at)landcontractsalesonline(dot)com.

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Candidates Queried on Defending the American Dream of Homeownership

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Minneapolis, MN (PRWEB) October 12, 2012

Residence builders and construction contractors are joining with each other with neighborhood advocates, Realtors, regional Chambers of Commerce, politicians, faith groups and other individuals to bring a powerful voice to the significance of homeownership as we head into an additional election. Yesterday the CenterStage in Richmond hosted a rally sponsored by the National Association of Homebuilders and the Property Developing Association of Richmond.

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“To meet the demand for housing, the property developing business is dependent on an efficiently operating housing finance program that gives sufficient and reliable credit to property buyers and homeowners who which to renovate their homes. Home builders have been outpacing other industries in contributing their share to help the housing recovery and need to have help from Washington to continue to do so,” expressed Butch Sprenger, owner of Destiny Residences.

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On September 17, NAR President Moe Veissi wrote to Federal Reserve Chairman Ben Bernanke in a letter. Veissi urged Bernanke expressing concern on three essential rule proposals, which individually or undoubtedly collectively, have the potential to tighten lending situations. The proposals are the Certified Mortgage (QM), the Certified Residential Mortgage (QRM), and the Basel III capital standards. NAR’s letter may possibly have helped prompt some response from our presidential candidates, as we saw in last Wednesday’s debate.

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Residence builders and Americans want to know what candidates will do if elected and how they would deal with the effects of these rules when implemented to protect responsible citizens’ capacity to acquire or create and personal a property. Zillow complied comments from each candidates on housing and associated subjects into a handy document that is attached to aid voters obtain an understanding of their positions.

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According to the Wall Street Journal a fast summary, President Obama and Gov. Mitt Romney’s policy prescriptions both support housing. 1 apparent distinction centers on financial regulation and rule proposals. The president has pushed via the Dodd-Frank financial regulations, which consists of powerful government involvement and protective measures for homebuyers. Romney states he will reshape some of those regulations to encourage private sector mortgages and reduce government involvement.

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Destiny Properties says “Americans want clearer answers on housing guidelines and suggests”:

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1) Plans to extend the Mortgage Relief Act which is set to expire at the finish of the year. This Act relieves distressed property owners from having to pay federal taxes on the quantity of debt that was forgiven in a refinance or loan modification, short sale, or foreclosure. Extending or modifying it into a replacement plan would assist stabilize the several households that have fallen into this category and help them have a much better chance to recover.

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2) Bush Tax Cuts, known as the Tax Relief, Unemployment Insurance coverage Reauthorization, and Job Creation Act of 2010, include provisions that reduce the tax rate on capital gains to a maximum of 15%. Due to expire, what plans will protect individuals who personal investment home and will the capital gains tax will enhance? Property owners in the lowest two earnings tax brackets of ten or 15 percent, now have extended-term gains tax free. That will modify if the tax cuts expire.

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3) The Mortgage Interest Deduction has been a part of the federal tax code given that 1913 and has helped a lot of American gain their dream of owning a house. Would our government continue this or have a much better replacement incentive?

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Homeownership is a core American value that strengthens communities and contributes to a thriving nation, mentioned NAHB Chairman Rutenberg.

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Destiny Residences, a member of the NAHB, encourages participation in next Wednesday’s Building Forecast Seminar. Regardless of who wins the presidential election, it will be crucial to pull together and help the American dream of owning our own homes.

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Destiny Houses supports Hope International and is a builder in the Homes for Hope Program. Butch and Liz Sprenger, co-owners of Destiny Houses have lent their broad experience to assist initiate Property Smart, served on the State of Minnesota IRC Committee, and are active politically in encouraging citizens to get out and vote.

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Twin Cities region residents prepared to invest in their home either via a main home renovation or luxury new home create could attain either Butch or Liz by calling 952-934-5706.

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