Tag Archives: Down

Vocademy Throws Down The Gauntlet “We Can Teach Anybody To Sing”

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Sussex, UK (PRWEB UK) 28 June 2013

Vocademy is a company built in Brighton that was initially created just for young people to discover to sing. This quickly developed and ten schools were opened across the UK. Focusing on entertaining, thrilling lessons to assist assistance and motivate the students Vocademy gave young individuals the opportunity to explore their voices. From the accomplishment of these classes, and the companys passion to help all aspiring singers, Vocademy set up a single to a single private singing lessons for all ages and currently stands as a college that can teach any person via versatile, educated and enthusiastic singing teachers.

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Now, soon after thousands of hours of teaching singing to any individual and every person, Vocademy has issued the challenge to the UK public that no matter how awful a singing voice, they can boost it and teach it to sing.

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“I have all sorts of enquiries each day,” says chief administrator Jenna. “From specialist singers preparing for an audition asking for guidance, to parents of a 7 year old whose dream is to be the subsequent pop star and X Element winner anything goes here at Vocademy! We have a teacher instruction programme that we are very proud of. Each student, even in the group singing classes, is offered personal guidance. We want to see our students progress, whether or not that be with their self-confidence, functionality capabilities or singing techniques. And, we now feel we have reached the point that we can very actually perform miracles. OK, so that may possibly be a bit of an exaggeration, but we’re confident we can support anyone enhance.”

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The assistance doesnt cease in the classroom from Vocademy either. With social media the singing teachers are in a position to give everyday suggestions, regular blogs (for teachers, parents and little ones) and act as a 24 hour make contact with.

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“Its a real neighborhood. We have Twitter, Instagram, Soundcloud weve got it all. Students use our Facebook page the most to share videos, photos and their thoughts on singing. Its so amazing to see them help every other and to consider that we have produced it like this: an open platform for any person to discover their voice.”

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So, for any horrific howlers or screaming soloists, if you are hunting to take on the Vocademy challenge (either via a single to one particular singing lessons or in group classes), you can locate out more on their internet site (http://www.vocademy.co.uk) or contact the office to speak to a single of the group.

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A lot more Administrator Press Releases

Scam Loan Modifications Companies Closed Down — Only BOSS Supplying Down, No Danger Modifications

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Las Vegas, NV (PRWEB) November 17, 2009

November has been a dramatic month for numerous businesses involved in loan modifications in Nevada. According to attorney Marco Sanchez, who performs with BOSS Loan Modifications, LLC (NV License #3342), the Nevada Legislature passed down permanent regulations for loan modification companies statewide, requiring them to comply with mandatory regulations by November 2009. The State issued a list of companies who complied with the requirements and these who did not. As an lawyer who practices in loan modifications, Sanchez stated he was “thrilled” that Nevada enacted laws to safeguard property owners from the predators who were taking truthful homeowners’ income by making promises of lowered payments or acquiring the homeowners out of foreclosure and then failing to supply the solutions promised. Sanchez went on to clarify “Several scam firms would take the homeowners’ funds and do definitely practically nothing, leaving the property owners devastated.”

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The new laws had been enacted against the backdrop of information that consists of estimates from the Congressional Oversight Panel that over 5 million properties entered foreclosure because July 2007 with Nevada being one particular of the hardest hit states. Final week, the US Division of the Treasury also released data indicating that over 650,000 loan modifications had been “beneath way” across the nation. What we do not know is how a lot of modifications are permanent as “trial” modifications (exactly where mortgages are modified from brief periods of time – usually 3 months) have outnumbered permanent modifications in excess of one hundred to 1 in some reports. It would look that Nevada recognized that the loan modification method is not simple and that firms that help home owners require to be meet stringent requirements prior to assisting homeowners.

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For instance, Nevada law demands loan modification firms to carry a $ 75,000 surety bond and for their principals to undergo FBI criminal background checks, credit checks, and to fulfill 25 hours of specialized education. The intent of these arduous requirements was to weed out the scammers and con-artist even so, the new laws had one more unintended effect: it brought on some good smaller sized loan modification firms to cease operations. Sanchez explained that the bonds required cost anyplace from a “couple of thousand dollars to over seven thousand dollars”, plus “the company may possibly still have to come up with capital, say $ 25,000, to safe the bond.” In other words, for some loan modification organizations, the bill would be over $ 30,000 just to stay in enterprise. A lot of truthful, hardworking, loan modification firms could not comply with the bonding requirement and have been forced to shut down their companies, refund any income collected on the loan modifications they had been processing and then transfer their files to a compliant loan modification firm. Sanchez notes “The sad truth is that the poor loan modification businesses will possibly continue to run their scams – why would one far more law to break scare them?”

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The good news is that the new laws have given homeowners an easy resource to use to select a loan modification company. This must at least give home owners a much better chance of achievement in the modification approach. Sanchez adds “All property owners searching at hiring a loan modification business need to require the loan modification business to back up their promises with a guaranty or, far better however, to ask the loan modification company to deal with the modification for no income down.” This is probably the best defense a customer can have – spend only right after the loan modification has been obtained. The data recommend that the loan modification procedure is an uphill battle. Why risk throwing away additional cash?

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Sanchez went on to clarify that BOSS Loan Modifications, LLC is now offering the residents of Nevada no risk “No Income Down Loan Modifications.” If you don’t get modified you do not pay. For A lot more Info on BOSS Loan Modifications and to obtain access to free of charge info on the loan modification procedure, go to http://www.bossloanmodifications.com

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Marco Sanchez is an attorney licensed in each Texas and Nevada. He performs mostly is the area of loan modifications for residential, rental and industrial properties. BOSS Loan Modifications, LLC is the only business at present providing no funds down loan modifications in the greater Las Vegas region.

Save Your Residence Tour in Las Vegas – No Funds Down Loan Modifications and Bankruptcies to be Supplied

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Las Vegas, NV (PRWEB) November 26, 2009

With the vacation season upon us, we often shed sight of the plight of other individuals. BOSS Loan Modifications, LLC (NV Lic.#3342) has announced its sponsoring a really unique plan known as the “Save Your Property Tour” in the spirit of assisting these who may be suffering as a result of the economic crisis. BOSS Loan Modifications, in affiliation with Gene Burns and lawyer Andy Driggs of the Driggs Law Group and attorneys Aaron Yen and Marco Sanchez of BOSS Company Solutions will be providing “No Cash Down” loan modifications services and bankruptcy services to attendees at these totally free tour events. “We are planning four events at places about Las Vegas” mentioned Emitt Samon, the Principal Manager with BOSS Loan Modifications, LLC. He added “It looks like December 8th will be at the Green Valley Ranch in Henderson and December 10th will be at the JW Marriott in Summerlin.” Occasion occasions are scheduled at 1pm and 7pm on each days, but verify the internet site for any alterations at http://www.bossloanmodifications.com.

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“If you have a property and are are struggling to make payments or you are behind in payments, you need to come to the events to see what choices are accessible to you,” mentioned Samon. Attorney Andy Driggs adds one more diminsion to the Save Your Property Tour by providing people the chance to seek bankruptcy protection with no having to pay enormous up-front legal fees. Sometimes you need a fresh begin. Samon concluded, “With no funds down, people can be helped that would otherwise have to go it alone.”

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How do men and women register? There is a committed registration hotline (702-487-3818), you can contact the BOSS Loan Modification offices (702-487-3777) or you can register on the internet at http://www.bossloanmodifications.com.

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About BOSS Loan Modifications, LLC:&#13

BOSS Loan Modifications is affiliated with BOSS Company Services, a Las Vegas business that has been serving the valley because 1993. BOSS Loan Modifications was a single of the few companies that passed the rigorous needs to receive a loan modification license in Nevada (License Number 3342). It is the only Nevada Firm supplying No Funds Down – No Risk – Loan Modifications for property owners.

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Related Loan Modification Services Press Releases

Kramer Law: Home Help Modification Shut Down by The House of Representatives

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Calabasas, CA (PRWEB) April 27, 2011

The Residence of Representatives voted recently to end the Home Assistance Modification Program (HAMP), arguing along party lines that the system simply does not perform. Even the most optimistic observer has to acknowledge that the program has not succeeded nearly as effectively as was initially promised when President Obama declared that the system would help 3 to 4 million Americans. As of today, the most generous assessment puts the number of these helped at significantly less than 600,000 folks.

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Philip A. Kramer, an lawyer of Kramer &amp Kaslow who currently leads numerous of the biggest lawsuits ever assembled against lenders for their alleged misbehavior in the market crisis, believes that the failure of HAMP is all also predictable. Kramer posits, There is no accountability. The HAMP System is entirely voluntary. With no fines, with out oversight, well, the results are not difficult to predict.

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The outcomes have been regularly dreadful. According to a recent New York Occasions write-up, The firms that service mortgages, usually huge banks, continually drop homeowner paperwork and incorrectly tell home owners that they must be delinquent to qualify.

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Philip Kramer is not surprised. My consumers report massive frustration in dealing with the banks. Losing paperwork. Never ever speaking to the exact same person twice. Most of the people who come to me have spent months and months or longer trying to function issues out with the lender on their personal.

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The New York Occasions agrees, Interviews with a dozen homeowner applicants in four states reveal a familiar pattern: Banks deny a lot of who, by revenue and credit scores, appear to qualify. And homeowners finish up weighed down by legal fees and facing foreclosure.”

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According to Kramer, the program is fully dysfunctional. A few Bank of America employees spoke to the New York Instances anonymously, fearful of employer retaliation. Bank of America, these staff say, routinely loses documents, says Kramer. 1 department does not talk to an additional. Applications drag on for far more than a year. Occasionally the bank forecloses while property owners are paying modified loans. And property owners who are denied will face an imposing bundle of late charges and back-payments.

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Some Treasury officials privately blame the property owners themselves. This infuriates Philip Kramer who says, The clientele who come to me arrive at my office with reams of paper. They have completed almost everything in their energy to get assist. It is the banks who have failed right here. Pure and straightforward. Court filings bear this out.

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As foreclosures continue to improve in ever greater numbers, one particular factor does appear clear: government programs arent functioning. Unless new legislation arrives and that appears unlikely property owners are just going to have to seek help elsewhere.

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http://www.nytimes.com/2011/03/30/organization/30foreclose.html?hp

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About Kramer Law&#13

Kramer &amp Kaslow is a Professional Law Corporation our purpose is to defend our client’s rights and locate options. We strive to give our clientele the skilled and individual interest that they deserve. The Law Offices of Kramer &amp Kaslow specialize in Civil Litigation, True Estate Law, Franchise Law, Entertainment Law, Estate Planning, Corporate Enterprise Transactions, Trademarks, Copyrights, and International Law. For much more information contact (818) 224-3900 or visit http://kramer-kaslow.com

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Homeowners Consumer Center says Its Crucial Congress Extend The Mortgage Tax Forgiveness Provisions Now-Or Millions Of Upside Down US Home owners May well Stroll From Their Properties

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(PRWEB) November 26, 2012

The Homeowners Customer Center is urging the US Congress, and President Obama to right away extend the Mortgage Forgiveness Tax Provisions that are set to expire at midnight December 31st 2012. The group fears millions of US homeowners, who owe far more on their home than it is worth have no clue that without having this extension prior to midnight December 31st 2012, they could get a giant tax bill if they attempt to do a loan modification, a brief sale, go via a foreclosure in 2013-if a reduction in the principal of the mortgage is involved. The Home owners Consumer Center says, “We do not think most existing underwater US property owners realize that without this mortgage forgiveness tax provision extension they, or their neighbors are about to get hit with what could be a gigantic federal tax bill, need to they do a short sale, a loan modification, or a deed in lieu of foreclosure-that requires a mortgage principal reduction in what they owe their mortgage lender. With out an extension of this bill, anytime right after December 31st 2012, if a homeowner receives any variety of principal reduction from their mortgage lender-they are going to be taxed by the IRS on whatever the principal reduction was-as if it was income. Without an quick extension of this legislation we worry there could be a stampede of US home owners undertaking a deed in lieu, and walking away from their home prior to December 31st 2012.” http://HomeownersConsumerCenter.Com

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The Home owners Customer Center believes its not just the US home owners who owe much more on their properties than they are worth that will be the only casualties if the Mortgage Forgiveness Tax Provisions are not extended by the US Congress &amp the Obama Administration. The group believes further casualties incorporate:&#13

All US homeowners. The Homeowners Consumer Center says, “If we get millions of new deed in lieu of foreclosures prior to December 31st 2012 since the US Congress did not extend the Mortgage Forgiveness Tax Provisions-it lowers the value of all US residential real estate markets nationwide.” &#13
The thousands of real estate agents that specialize in quick sales would all of a sudden be unemployed. What homeowner is going to do a brief sale on their under water residence if they get taxed on the principal reduction-as ordinary income? &#13
Mortgage lenders, banks, mortgage brokers, and law firms that specialize in loan modifications will also be joining the unemployment lines-what homeowner-who owes far more on their residence than it is worth would want to do a loan modification if the principal reduction is taxed as ordinary earnings? &#13
A sudden influx of millions of instant deed in lieu of house foreclosures prior to December 31st 2012 could be disastrous for the US economy, and worldwide economic markets.

The Home owners Consumer Center says, “What occurs to the 22.eight% of all US property owners, who are upside down on their property mortgage when they all of a sudden realize-if they do not stroll away from their homes now-they may get taxed on a principal reduction in 2013, if they do a loan modification, a quick sale, a deed in lieu, or anything involving a principal reduction from their bank? At this moment we are saying if the US Congress, and the Obama Administration do not extend the Mortgage Forgiveness Tax Provisions now-we are going to have a gigantic mess on our hands, and its going to start off extended ahead of December 31st 2012.” http://HomeownersConsumerCenter.Com

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LoanModDVD Clarifies The Loan Modification Application Method For Upside Down Home owners

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Los Angeles, CA (PRWEB) April 22, 2009

A group of Los Angeles true estate specialists has developed LoanModDVD, an instructional DVD which walks homeowners through the procedure of applying for house loan modifications themselves. Hundreds of lawyers and so-called “loan modification” organizations are telling distressed home owners they need to have to use their solutions to get loan modifications. This is not correct! The reality is that ALL home owners can apply themselvesnot 1 bank or lender demands the involvement of outdoors entities. LoanModDVD supplies borrowers with all the details they need to have to generate and submit successful applications on their personal.

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LoanModDVD is a do-it-oneself step-by-step loan modification guide (which includes software program, forms, and buyer support package), which gives the important tools necessary to help home owners present specialist loan modification packages to their lenders. Designed by experienced real estate sector professionals Amir Fathi and Maz Badie, LoanModDVD’s principal objective is to save home owners thousands of dollars in legal charges and aid them generate full packages that get reviewed and authorized.

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“Lawyers and fly-by-evening ‘loan mod’ companies are telling distressed homeowners that they must devote thousands of dollars they do not have to have to apply for loan modifications,” said Fathi. “Or if borrowers contact their lenders straight they are advised to get in touch with the HUD and HOPE NOW numbers whose operators never know significantly far more than the homeowners. These folks are left confused and not confident what to do or who to turn to. LoanModDVD explains each and every step they need to take, and offers them all the tools they will need to have to apply on their personal.”

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To apply for a loan modification, a excellent deal of documentation is needed – far more than just the two paycheck stubs and bank statements the HOPE NOW lines will tell home owners to submit. LoanModDVD outlines each and every document individually, and offers all of the needed types. Far more importantly, it also comes with a patented on the web software program plan which automatically calculates a new targeted loan payment and interest rate very best suited to attain a loan modification. The new proposed price property owners want to request is an essential part of every single loan modification request. Other components consist of a sample Hardship Letter, a Proposal Worksheet and customizable Revenue and Expense Worksheets.

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“Our aim, ultimately, is to empower the homeowner,” added Badie. “With this product, borrowers can cut through all of the confusion and misinformation and take matters into their personal hands. If utilised properly, LoanModDVD can reduce mortgage rates dramatically and lessen payments by up to 40%, helping a lot of folks save their residences.”

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“LoanModDVD is one hundred% in accordance with the new Obama Government Housing Stability Act,” continued Fathi. “Our software’s ability to automatically calculate the Net Present Value guarantees that the modification is advantageous to the borrower and will preserve them in their property for the long run. Sadly, the majority of property owners do not even know what Net Present Worth is, a lot much less how to calculate it. Our application does it for them within seconds.”

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LoanModDVD is accessible on-line at http://www.loanmoddvd.com/ for $ 99. The internet site consists of in depth data about the loan modification procedure and an on-line Question and Answer video which assists you establish if a loan modification is right for you.

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If, following getting LoanModDVD and following the guidelines step-by-step, your loan modification is not approved, you can return LoanModDVD for a 100% income back guarantee (restrictions apply – pay a visit to the web site for much more detail).

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US Loan Auditors Applauds California Lawyer Basic Jerry Browns Crack Down on Phony Loan Audit Scammers

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Sacremento, CA (PRWEB) March 11, 2010

Scam Artists Request Upfront Fees, Home Title Transfers and Escrowed Mortgage Payments

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US Loan Auditors announced these days that they are endorsing California Lawyer Common Jerry Browns crack down on phony loan audits and loan modification scam artists by warning California households that scammers are out to steal their challenging earned properties and money.

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It is a shame that folks would setup a storefront and call themselves a foreclosure relief agency just to steal from regional households, said Shane Barker, one particular of the founders of US Loan Auditors. It is definitely essential that shoppers do their analysis into the organization they are functioning with and extensively check references just before assuming a firm has experts. We have in no way completed, and will never ever do loan modifications. Our audits are specially created for attorneys to take appropriate into court.

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US Loan Auditors is not a loan modification firm, but rather is specialized in using the science of forensic loan auditing to aid victims of predatory lending, and their legal counsel, uncover violations in the course of the loan documentation or loan origination method. Buyers can rest assured that the principals of the firm have comprehensive mortgage business encounter and the firm backs up its knowledge by supplying a totally free upfront consultation for their forensic audit services.

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Our audits are not performed with a loan modification in mind, Barker mentioned. We do the forensic loan audit to help give home owners the leverage they want in court, not for a loan modification. Beware of firms promising huge results following illegally collecting a huge upfront charge.

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Along with a massive upfront charge, scam artists may possibly request the transfer of the title of the residence to the rescue firm generating the mortgage payments to the scammer instead of the lender and even prey on people that sign paperwork without meticulously reading the documents or obtaining an lawyer review them.

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However, some men and women are becoming victims twice, Barker said. Please be conscious of the warning indicators of a scam artist and take measures to defend yourself, your house and your household from further threat.

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An estimated 80 percent of the home owners with one or more of the following adjustable loans, choose a payment or selection ARMs, non speaking or limited English speaking, or stated loan transactions, might have been victims of predatory lending.

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For more data about US Loan Auditors, or get a cost-free initial consultation for your mortgage loan, please get in touch with 916-256-3991 or go to them online at http://www.usloanauditors.com.

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Media Get in touch with: &#13

Shane Barker &#13

2882 Prospect Park Drive, Suite 350&#13

Sacramento, CA 95670&#13

888-55-AUDIT &#13

shane(at)usloanauditors(dot)com &#13

http://www.usloanauditors.com

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Homeowners with Upside Down Mortgages Will Get On-the-Spot Help on July 23rd, 2011

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San Francisco, CA (PRWEB) July 18, 2011

FESPIR Organization is hosting a Mortgage Debt Relief Conference (http://www.debtreliefconference.com) on Saturday, July 23rd, from 9 am to 5 pm at the San Francisco Airport Marriott in Burlingame, California. The Conference offers hope for homeowners with upside down mortgages and for people burdened by debt.

The conference will feature an eye-opening presentation by Tim Kirchner, CEO of FESPIR Org; Patricia Rodriguez, Attorney, and Dean Newton, CEO JustUsDebt.

The Conference room has limited seating and will fill up fast. Register early at http://www.DebtReliefConference.com or if you need help right away, call 877-247-0080.

The Debt Relief Conference offers the perfect opportunity for anyone with an upside-down mortgage or other debt burden to get help on-the-spot from the attorneys and debt relief specialists who will be there, says Tim Kirchner, CEO and founder of The FESPIR Org. If you are under financial stress, facing foreclosure, need mortgage principal and interest reduction, have failed loan modification, have an upcoming trustee sale, or simply need help saving your home, you owe it to yourself to attend this conference.

FESPIR (http://www.fespir.org) is a non-profit organization comprised of consumer advocates, attorneys, financial analysts, professional debt arbitrators, and many other volunteers dedicated to helping people save their homes. The organizations sole purpose is to educate and inform homeowners so that they know their options and can make an informed decision about saving their home.

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