Tag Archives: Disability

Maine Social Safety Disability Attorney Joe Bornstein Weighs In On Programs Financial Difficulties

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Portland, ME (PRWEB) June 27, 2013

With attainable spending budget cuts threatening disability positive aspects, Maine Social Security disability benefits lawyer Joe Bornstein these days said its a lot more crucial than ever to obtain assist from a qualified law firm when applying for help.

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According to a Could 30 article in CNN Cash titled Federal Disability Trust Fund on the Brink, the Social Security Disability Insurance system is forecast to run out of funds in three years. The report states that revenues coming in would only be enough to cover about 80 percent of the payments due to the disabled and their families.

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Weve been following this story closely, and we inform men and women who make contact with us about applying for positive aspects that they should not give up hope. An attorney can support them get through a challenging method, said Bornstein, whose firm assists individuals in Maine needing support applying for Social Security disability or attractive denied claims. We know millions of American workers who rely on the program are worried. Its also troubling news for applicants whose applications could face much more scrutiny than ever. Thats why its smart to receive representation from an attorney who can aid file an application and make certain no blunders are made. If you need to have assist appealing a denied claim, you need to take into account legal assist.

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Bornstein added that the method of applying for SSDI advantages can be tough, specifically for individuals coping with a health-related situation. By contacting an seasoned Social Safety disability lawyer in Maine, you can have peace of mind being aware of that your representative is handling the claim and making certain it is accurate, comprehensive and filed in a timely manner.

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While economic troubles are looming, the CNN Money report states that there are approaches to extend the life of the disability system. Lawmakers are looking at various options, according to the report.

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In the meantime, the demand for advantages has been on the rise over the previous many years. Today, practically 11 million individuals collect disability benefits, up from eight.7 million in April 2007, according to CNN Income.

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According to the article, the aging U.S. population has resulted in more individuals applying for rewards, as they enter their 50s and face a host of medical circumstances.

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We know that several Mainers as effectively as men and women across the nation who are facing disabilities and other health-related situations are going through hard occasions, Bornstein stated. We are here to assist. Our firm delivers a free of charge consultation. We can talk about your alternatives and aid you steer clear of confusion more than your claim.

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Bornstein mentioned a disability lawyer can support with vital methods such as the application process and representing a claimant at a hearing just before an administrative judge.

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Numerous claims are denied at the initial stage, but frequently get approved soon after additional evaluation, Bornstein said. In several cases, the applicants who dont give up and in the end get rewards can say a knowledgeable disability attorney helped make a distinction.

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About the Law Offices of Joe Bornstein&#13

Established in 1974, the Law Offices of Joe Bornstein has helped much more than 19,000 Mainers collect much more than $ 200 million in settlements and advantages. This full-service, private injury law firm has six offices in Maine: Portland, Augusta, Bangor, Biddeford, Lewiston and Sanford. Our specialties consist of auto accidents, motorcycle accidents, truck accidents, Social Safety disability cases, healthcare malpractice, wrongful death and dangerous drugs. Our attorneys perform on a contingency fee basis. As a result, consumers only pay for services if they win. &#13

The principal workplace for the Law Offices of Joe Bornstein is positioned at five Moulton St., Portland, ME 04101. To schedule a totally free case evaluation or for a lot more information, contact (877) 294-6813 or visit our internet site at http://www.joebornstein.com/

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69% of Working Americans Fail to Protect Their Paycheck Disability Awareness Month Ends, But Monetary Planner William Pitney Reminds Workers About Paycheck Protection

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Foster City, CA (PRWEB) May 31, 2013

Might is Disability Insurance coverage Awareness Month (DIAM) and is an excellent time for US households to get a disability check up. William Pitney, Certified Economic Planner skilled of FocusYOU says, As DIAM ends, its never too late to take stock of your disability requirements. He adds, Also many workers underestimate their chances of disability as effectively as the significance of disability earnings protection.

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According to the Council for Disability Awareness (CDA) disability counter, a lot more than 1,857,798 American workers have knowledgeable a disabling illness or injury considering that the begin of the year. Thats a staggering number and increasing, states Pitney. At that rate, Americans will endure more than four.five million disabilities in 2013. Envision if those numbers included you, Pitney continues, What would take place to the typical middle class household if 1 of the breadwinners couldnt function to earn a paycheck due to the fact they have been sick or injured?

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The lost income can be devastating. For example, a 40-year-old earning $ 70,000 in the San Francisco Bay Area who suffers a permanent disability could drop much more than $ 1.7 million in future earnings.

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CDA reports that one hundred,000,000 workers do not have any private disability insurance. CDA additional reports that 74% of staff are not financially ready to survive an illness or injury that benefits in a loss of income.

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The LIFE Foundation (LIFE) discovered that 60% of Americans are concerned about becoming in a position to support themselves financially if they have been unable to work. In addition, 25% of households would endure instant economic setbacks if the breadwinner became disabled and couldnt operate.

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These statistics are alarming, but even worse, far more than 50% of workers believe they dont need to have disability insurance, Pitney asserts. Too a lot of operating Americans mistakenly think a government plan, Workers Compensation or employer covers them provided insurance coverage.

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The Social Security Administration denies 45% of workers who apply for disability advantages. When authorized, workers receive an average disability benefit of a small more than $ 1,100 month-to-month. This quantity is hardly sufficient to make ends meet for the majority of Bay Location Households, claims Pitney.

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Only a handful of states supply brief-term disability insurance coverage programs, such as California. These programs normally spend advantages for up to six months.

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Workers Compensation covers operate-connected disabilities only. However, the National Security Council, reports that 73% of disabilities are not operate-related.

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The Division of Labor also reports that 70% of employers do not offer you any variety of extended-term disability protection to their personnel. Pitney urges all personnel, Discover out if your employer delivers disability coverage. If it does, take time to find out how it functions and if the coverage is adequate to meet your demands.

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For workers and households that need to have a small support understanding what they need to have and what disability income sources are available to them, Pitney encourages them to function with a CFP

Private Injury Law Firm Shares Informational Graphic Supplying Social Safety Disability Statistics

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(PRWEB) Could 27, 2013

The Social Security Administration (SSA) is responsible for reviewing disability applications and granting disability positive aspects. In order to qualify for these advantages, the SSA requires that you have previously worked at jobs covered by Social Security and that you have a situation that meets the Administrations definition of a disability (i). The SSA has a list of mental and physical conditions that meet its definition of a disability. These situations contain cardiovascular circumstances like chronic heart failure, mental circumstances like anxiety disorder, respiratory conditions like asthma, and a entire variety of other circumstances (ii). The SSA bases it acceptance or rejection of an application on proof of a disability and not on monetary want. However, people who apply for Social Safety Disability rewards could be rejected simply because they do not have knowledge with the SSA and for that reason do not know what information to offer the Administration in order to establish their claim.

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Current statistics show that each and every month there are a high quantity of Social Safety Disability applications. In April 2013, there have been almost 217,000 applications for Social Safety Disability benefits. In the identical month, the SSA authorized 77,000 applications and awarded the applicants the positive aspects they deserved (iii). In December 2011, the Wall Street Journal reported that the depressed economy has been fueling an enhanced number of individuals applying for Social Safety Disability rewards. The article described the final results of two research which discovered that there is a correlation amongst unemployment rewards operating out and an increased quantity of applications for Social Safety Disability rewards. A single of the research found that jobless folks are significantly much less most likely to apply” for Social Security Disability when unemployment insurance coverage is extended by Congress (iv).

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The new Social Security Disability infographic is intended to give important statistics. The a lot more applicants and possible applicants know, the more likely they will be able to give the SSA with the info necessary for approval. To discover much more visit our Social Security Disability webpage and view the infographic: Social Security Disability Infographic.

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If you or a loved a single has been denied Social Safety Disability benefits, you must contemplate your legal options. A Social Safety Disability attorney with encounter in this area can assist you collect the information you need to have to appeal the rejection of your application. The law firm of dOliveira &amp Associates is ready to speak with you with regards to your disability, and there is no legal charge until you win the disability rewards you are entitled to receive. Please call our law firms toll-cost-free, 24 hour, phone line at 1-800-992-6878.

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Sources:&#13

(i) Social Safety Administration Internet site. ssa.gov/dibplan/dqualify.htm&#13

(ii) Social Safety Administration Site. ssa.gov/disability/specialists/bluebook/AdultListings.htm&#13

(iii) Social Safety Administration, April 2013. ssa.gov/oact/STATS/dibStat.html &#13

(iv) Wall Street Journal, December 2011. on-line.wsj.com/report/SB10001424052970204296804577121392750460030.html

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