Tag Archives: Delivers

NEF CyberLearning Delivers Florida Schools $two Million Matching Grant Enables Disadvantaged School Districts to Get Up to $74 Million Federal Funds

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(PRWEB) July 05, 2013

There is $ 40 million dollars offered for Michigan college districts who are seeking for funds for rehabilitating or repairing their facilities. These funds can also assist in the buy of gear, instructional materials and delivering teacher/administrative personnel expert development.

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The National Education Foundation (NEF), the national non-profit leader in assisting schools to find Federal funds, announced today a nationwide initiative to award matching grants of up to $ two,000,000 each and every to any Michigan college districts with at least 35% of students on cost-free or reduced cost lunch. NEF grants focus on helping schools get required funds and bridging the academic divides by means of effective STEM (Science, Technologies, Engineering, and Math) education options.

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Dr. Appu Kuttan, Chairman of the National Education Foundation (NEF), worldwide professional in digital education and empowerment, and the recent University of Wisconsin Distinguished Achievement Award winner, states, “College districts across the Nation are faced with critical budget cuts at a time US rankings in math, reading and science are nevertheless going down. Twenty four nations are ranked ahead of US in math. Our $ 100 million grant system would provide school districts the necessary ten% match, and thus enable them to acquire $ 1 billion in Federal QZAB funds (http://www.qzab.org) for power efficiency, renovation, technology, teacher coaching and STEM academies. Additionally, schools situated in low earnings communities could obtain added Federal cash grants.”

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In addition to the ten% match grant, NEF assists the school districts to generate QZAB STEM+ academies capable of advancing a student 1 grade level in a topic in 20-30 understanding hours in the NEF program, as documented by the State University of NY (SUNY), which implements the academies nationally with a grant from NEF.

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President Bill Clinton has commended NEFs STEM+ academy plan, “You are assisting to empower tomorrow’s leaders. I salute you for your ongoing commitment for generating a far better and stronger America.”

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According to Misty Weber, the QZAB academy plan director at the Warren County School District in PA, NEF helped us to obtain $ 34 million in QZAB funds for renovating our school facilities. In addition, NEFs QZAB academy, implemented by SUNY, helped our students to advance a grade level in in math in 22 understanding hours. NEF also set up a parent academy to train our parents in job expertise, as effectively as a teacher academy to improve our teachers teaching abilities.

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In the high school for at-danger students in Virginias Prince William County, the graduation rate went up from 61% to 87%.

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Kirsten DeMento, Curriculum Director of New Yorks Watervliet school district says, “NEF grant provides a total understanding solution which includes differentiated learning making use of the prime-rated Pearson SuccessMaker and GradPoint courses, mentoring, teacher coaching and teacher-parent-student motivational incentives.”

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The NEF STEM system, formulated at the Clinton Worldwide Initiative in Chicago, also creates college-college-enterprise partnerships to offer planet-class STEM+ academies for disadvantaged schools at no expense to the schools.

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To apply for the QZAB grant, visit http://www.qzab.org.

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About NEF

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National Education Foundation (NEF), founded in 1989 in Washington, DC location, is the national non-profit leader in bridging the academic and job expertise divides by way of high-high quality, inexpensive STEM+ education solutions. NEF gives total STEM+ education solutions such as 6,000 leading-good quality Internet-based differentiated finding out courses, mentoring, motivational rewards, teacher stipends and teacher coaching to disadvantaged school districts across the nation.

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Make contact with: Tamara Stephens &#13

Grants Director

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Associated Administrator Press Releases

New Book Delivers Distressed Home owners Guidance for Avoiding Foreclosure Scams

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Washington, D.C. (PRWEB) September 17, 2008

The American Nightmare is a new book by veteran housing counselors Sylvia Alvarez and Walter Walker Jr. that offers distressed home owners ideas and approaches that can support them steer clear of, survive and overcome foreclosure. Published in partnership with the National Association of Hispanic Actual Estate Experts (NAHREP), cost-free downloadable excerpts of The American Nightmare are available in English and Spanish at http://www.NAHREP.org and contain pointers that will aid desperate property owners from becoming the target of short sale and foreclosure scams.

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A hyperlink is also offered to acquire the book for $ 14.95.

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Unsuspecting homeowners that are frantic for a rapid repair to steer clear of foreclosure are becoming the victims of foreclosure scams that promise to save them from the loss of their residences. Numerous are paying thousands to thieves disguised as properly which means professionals that offer to repay their mortgage in exchange for the transfer of their deeds. The authors have been inspired to create the book following getting deluged at the housing agency exactly where they work by individuals who have fallen prey to these mortgage scams and other people. In addition to sensible tips about how to stay away from foreclosure, negotiate loan modifications or short sales and far more, the book educates readers about the clever methods predators are bilking buyers.

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Free of charge downloadable excerpts of the book offer you homeowners data about:&#13

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Common predatory lending scams&#13
Short sale and “flip for profit” scams&#13
Equity skimming scams that leave homeowners with more debt and no house&#13
Phony counseling agencies&#13
How to file a complaint and report mortgage fraud&#13
Plus alternatives that homeowners can pursue if they are currently in mortgage default.

“As well several panicked homeowners that are looking for approaches to save their residences are falling prey to unscrupulous men and women and foreclosure scams,” mentioned Rebecca Gallardo-Serrano, Chairman of NAHREP. “Understanding is power. The American Nightmare gives property owners essential data about the varieties of scams out there and how they can safeguard themselves from predators.”

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The National Association of Hispanic Genuine Estate Specialists, a non-profit 501c6 trade association, is dedicated to rising the homeownership price amongst Latinos by educating and empowering the actual estate specialists that serve them. Based in Washington D.C., NAHREP is the premier trade organization for Hispanics and has a lot more than 15,500 members in 48 states and 62 affiliate chapters.

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Uncover Far more Loan Modification Press Releases

New Customer Loan Modification Guide Delivers Hope to Homeowners in Want

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Beverly Hills, CA (PRWEB) January 30, 2009

House foreclosure in the U.S. has reached epidemic proportions, and 1 of the nation’s hardest hit communities, spanning three counties in Southern California, will be the very first to hear about a viable resolution. Founders of a new Web internet site, Consumerhopecenter.com, designed particularly for property owners facing loss, plan to go over their answer this Saturday from 10:00 am to 12:00 pm on their neighborhood 93.five FM’s “Beat of the Community” radio speak show.

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Consumer Hope Center (CHC) also announces their public invitation to participate in what they are calling, “The One particular Million Saved Houses Challenge.” Participants who join obtain free of charge information and resources with regards to foreclosure prevention, as well as about the clock access to an on the web support forum where property owners can post concerns regarding their scenario and obtain timely answers.

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The aim is to safeguard, strengthen and promote homeownership by giving American home owners the tools and help to quit foreclosure. By assisting, educating, and enhancing communication amongst property owners and lenders, Consumer Hope Center aims to avert 1 million anticipated foreclosures across the nation. Participation is totally free. For particulars, pay a visit to Consumerhopecenter.com.

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Founders of the site have developed a step-by-step consumer guide, “New Beginnings,”, to aid the homeowner take manage of their mortgage. And they are passionate about their operate. They have identified a increasing dilemma of residence loss in America, and think the answer is an inexpensive customer guide particularly for property owners facing foreclosure. And it is now obtainable to customers at a fraction of what they might otherwise spend other organizations to renegotiate their loans for them.

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Statistics show that one in ten property owners in the U.S. are now in default with their lender. Specialists predict that in the subsequent 12-18 months that quantity will double to much more than 20 million households, with several others on the verge. This is nearing epidemic proportions, say market specialists.

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With the worry of foreclosure and the threat of losing their houses, many property owners are feeling discouraged and hopeless. Thankfully, Consumerhopecenter.com has created an straightforward and inexpensive way to throw them a lifeline.

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New Beginnings is a safe, easy and inexpensive guide that explains the whole loan modification method in effortless-to-realize language. It walks the homeowner by means of what a loan modification is, who would require it, and how to successfully apply for a loan modification. It shows them how to comprehensive the forms and applications offered to them, create successful hardship letters to their lenders, and gather the documents essential by their lender. Owners will discover how to successfully negotiate with their lenders for new, reduce mortgage payments that will meet their private price range. Several property owners are wasting a lot of funds, time and energy attempting to modify their loans by hiring 3rd celebration organizations, say the guide’s authors. New Beginnings areas the homeowner in handle of the loan modification procedure, drastically growing their possibilities of a productive outcome with their lender.

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The management group at Consumerhopecenter.com and Loanhopecenter.com is made up of an elite group of folks possessing years of true estate, mortgage, legal and loan modification expertise. The Center believes this is the best resource for homeowners in require.

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“Plain and basic, Customer Hope Center was formed to support people support themselves, one loan modification at a time,” says Dani Shaker, principal and co-founder of the website. “We want to give every single American who is in problems with their residence payments, both assist and hope, and keep it genuinely affordable at the identical time.”

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About Customer Hope Center:&#13

In light of the current foreclosure crisis in this nation, a group of pros decided to kind Consumer Hope Center, Inc. in order to educate and guide the American homeowner toward saving their home.

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CHC is comprised of an elite group of professionals with over thirty years of combined genuine estate, banking, legal and lending knowledge, producing them the ideal resource for these in want of loan modification assistance. Versed in lending institutions’ internal operating system and loan modification process, they know what to appear for in order to approve an application. The group has gathered and compiled insider guidelines that will assist customers save thousands of dollars, and most importantly, their houses.

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For more info or to schedule an interview, please Make contact with:

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Mortgage Buddy Delivers Massachusetts Residents Unbiased Genuine Estate and Mortgage Financing Details

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Boston, MA (PRWEB) June 29, 2013

Mortgage Buddy has launched a new Web site designed to fully adjust the way residents of Massachusetts method finding info about mortgage programs and real estate. MassMortgageBuddy.com is now reside and is providing anything its founder is hailing as special.

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MassMortgageBuddy.com is an unbiased method to accessing mortgage plan information and up-to-date data about actual estate, stated Mortgage Buddy John Saari. This is a fully fresh concept that will feature articles from nearby specialists, which includes house inspectors and contractors, to supply as many details as attainable.

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It is Johns hope that by offering residents with a wealth of data, they will be much better informed to in the end keep away from the variety of housing recession that started in 2007, which true estate is now gradually emerging from.

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Billed as Your Buddy for House Financing Solutions, Mortgage Buddy is searching to advance the way individuals are capable to better educate themselves. In addition to featuring an interactive true estate search engine, the website offers info about the most recent government expanded refinance programs.

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If you are a homeowner searching for material about applications like HARP (Residence Affordable Refinance Plan) or the FHA (Federal Housing Administration) Streamline system, MassMortgageBuddy.com has that details, The Mortgage Buddy stated. We cover everything from understanding the procedure of getting a property in Massachusetts to, how to increase your credit score to genuine estate law.

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An additional feature the Internet site sports is the capability for users to be linked up with a Mortgage Buddy, an approved genuine estate agent for a distinct region of the state, and a live Twitter feed (@mymortgagebuddy) that is updated regularly with breaking housing data. Additionally, customers may request data for a mortgage preapproval for either a new property obtain or refinance.&#13

This genuinely is a tremendous tool that I hope residents of Massachusetts will take benefit of now and in the future, Saari stated. And this is just the beginning. We have launched a mobile app that complements MassMortgageBuddy.com, and we have a YouTube channel referred to as Mortgage Buddy University that features quick educational video clips.

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Mortgage Buddy knows that acquiring a residence is an huge step, one particular that enables people to understand a piece of their American Dream. Financially and emotionally, it will likely be your most worthwhile investment. MassMortgageBuddy.com offers you the potential to search for properties and inquire about mortgage financing. It also supplies the most up-to-date true estate and mortgage information in a completely unbiased way. Empowered with the tools we offer you, you will feel confident that you have the information to make the best educated decision for oneself and your loved ones. Mortgage Buddy, Your Friend for Property Financing Solutions.

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Discover Much more Administrator Press Releases

Mortgage Investors Corporation Delivers Options for ‘Foreclosure Boom’

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St. Petersburg, FL (PRWEB) March 27, 2007

The recent weeks and months of foreclosures and lending operation failures in the United States have eroded the American dream of house ownership much more so than at any time in recent history. That is if a single believes the headlines from across the nation and in mortgage business publications.

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“This is an completely shameful portrait of who we are in the mortgage market,” stated Bill Edwards, Chairman of Mortgage Investors Corporation. “We are far better than this. If you appear at the headlines about our industry, none of them are great. We can get this ‘foreclosure boom’ wrestled back beneath control, but it’s going to take some concessions.

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Edwards points out that the mortgage market should get manage of this scenario themselves due to the fact there is a genuine possibility that some may possibly get in touch with for government intervention resulting in new laws and regulations that restrict lenders’ flexibility to resolve the scenario.

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“If new regulations or laws are passed now, our industry can be sanctioned or regulated to an extent that will not help the home owners or the lenders,” Edwards mentioned. “We want to be capable to retain our flexibility to give options from the private sector–new, stiffer lending laws and regulations cannot help these currently in trouble.”

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What Edwards and MIC proposes are loan modifications and streamline refinancing as options to foreclosures for lenders. MIC provides lenders their solutions to handle the entire process–from the initial customer make contact with to finishing the loan modifications.

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“This ‘foreclosure boom’ isn’t just a subprime lending difficulty,” Edwards stated. “It really is as considerably a ‘real prime’ difficulty as something. The majority of these home owners are tough working Americans who nonetheless have their jobs, but their low interest adjustable rate mortgages are now getting reset to greater prices and their credit card debt along with the price tag of gas and oil have risen. The only point that hasn’t changed is their earnings. As an sector we have to appear at alternatives that can benefit both homeowners and lenders and we believe we can do that.”

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Edwards and his associates are also quick to clarify how they built the accomplishment of Mortgage Investors Corporation on a solid foundation of buyer service. Below his leadership MIC became the nation’s largest lender in the Veteran house loan business more than the previous 12 years.

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“We constructed our accomplishment a single consumer at a time and that’s what this foreclosure issue is going to take,” stated Edwards.

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For much more details about MIC go to http://www.mortgageinvestors.com.

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I Brief Sale, Inc. Delivers Revolutionary Loan Modification Services

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Woodland Hills, CA (PRWEB) April 17, 2008

I Short Sale, Inc. (ishortsale.com), a leading nationwide brief sale and loss mitigation advisory firm, noted a recent improve in lender cooperation in regards to loan modifications.

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“We have noticed a considerable modify in lenders’ attitudes, which has permitted us to get much more loan modifications approved, and hold struggling borrowers in their homes,” stated Eli Tene, President of I Short Sale. “Our major priority is doing what is very best for the homeowner. If we can negotiate favorable terms to preserve them in the home they adore, than a short sale becomes a secondary alternative.”

HomeForeclosureFighter.com Delivers Help to These Hunting to Stay away from Foreclosure

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Hermosa Beach, CA (PRWEB) August 26, 2008

Given that its launch 6 months ago, The Wisdom Organizations, LLC has seen tremendous development in visitors to their most current consumer-aid web site, http://www.HomeForeclosureFighter.com , targeted at the millions of Americans facing foreclosure following the housing crisis earlier this year. With statistics pointing to foreclosure filings escalating 93% more than final year and projections for 2 million foreclosure filings in 2008, HomeForeclosureFighter.com provides distressed residence owners with details and sources about loan modification and other options for avoiding foreclosure. Currently this year, the internet site has helped nearly one hundred,000 property owners connect with Foreclosure Prevention Specialists that specialize in assisting borrowers cease foreclosure.

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“The fast increase in foreclosures this year has led several lenders to consider loan modification as a strategy of loss mitigation,” explained Mark McKendry, CEO of The Wisdom Firms. “Our aim for the web site is to aid connect home owners facing foreclosure with Foreclosure Prevention Specialists, given that numerous home owners are not conscious of loan modification or how to start off the approach.”

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Loan modification includes renegotiating the terms of a loan that are a lot more favorable to distressed borrowers, even though nevertheless sustaining the lender’s interest in the debt. Modification of the loan can involve lowering the interest rate, changing the price from adjustable to fixed, lengthening the term of the loan, and lowering the principal, as effectively as other significantly less common approaches.

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Due to the quantity of foreclosures and the high cost of legal proceedings generally associated with the foreclosure approach, loan modification has emerged as one particular remedy for the crisis. The housing relief bill passed by Congress in late July was centered about a package of loan guarantees to aid distressed borrowers refinance into market-rate mortgages with far more favorable terms. Just final week, the FDIC announced a program to systematically modify the loans of at least 25,000 home owners with mortgages held by failed lender IndyMac.

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HomeForeclosureFighter.com hopes to fill a gap in on the web services that cater to those facing foreclosure. Borrowers can discover a lot more about the options to foreclosure and the foreclosure process via the resources provided by the website. For those seeking the assist of a Foreclosure Prevention Specialist, they can simply offer some simple info about their circumstance and get matched with service providers who may offer competing alternatives to support the borrower keep away from foreclosure. The borrower can review the proposals and choose the selection that greatest meets their wants, despite the fact that they are below no obligation to accept any of the proposals.

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About The Wisdom Businesses:&#13

The Wisdom Businesses is a premiere provider of targeted on the internet advertising services. The company streamlines the client acquisition process by matching targeted buyers with prime service providers. Since 2002, Wisdom has connected more than one million extremely motivated shoppers with monetary solutions firms in the mortgage, insurance and credit industries.

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For more information, please go to: http://www.thewisdomco.com&#13

For far more info about foreclosure aid, please visit: http://www.homeforeclosurefighter.com

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State Bar Delivers Webinar On Loan Modification, Brief Sales and Foreclosures On March 18, 2009

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San Francisco, California (PRWEB) March 12, 2009

Attorneys, real estate brokers and financial experts can understand about “Loan Modifications, Quick Sales, Foreclosures – Do’s and Don’ts” in a live webinar that will be offered Wednesday March 18, 2009. The 1.25-hour webinar starts at 12:15 p.m. Pacific Time.

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This program’s distinguished faculty includes Wayne S. Bell, Chief Counsel and Assistant Commissioner of the California Division of Actual Estate.

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The webinar is sponsored by the Litigation Section of the State Bar of California and provides 1.25 hours of total participatory MCLE credits, such as .5 hours of credit for ethics. The webinar is a reside audio and visual presentation with a knowledgeable faculty panel. Those who sign up can participate from a personal computer with an web connection and a phone. To register or for more info, visit the State Bar of California on the internet catalog.

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Participants in the webinar will discover about:&#13

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Department of Real Estate licensing needs and exemptions – who can negotiate loan modifications? &#13
Scope of the attorney exemption from the DRE licensing specifications-Company &amp Professions code sections 10133(a)(three) &amp 10133.1(a)(5).&#13
DRE Advance Fee Requirements – important elements of advance fee agreements and trust account specifications.&#13
Lawyer-Broker Arrangements – ethical guidelines, prohibitions and pitfalls, like fee sharing under State Bar Rule 1-320 unauthorized practice of law failure to supervise risks and restrictions regarding joint advertising prohibition on referral costs and conflicts of interests. &#13
Mortgage Foreclosure Consultants Act, Civil Code section 2945, including “who is a mortgage foreclosure consultant and who is exempt?” requirements and limitations for mortgage foreclosure consultants and penalties for violation.&#13
Home Equity Sales Act — Civil Code section 1695.three, which includes procedural and substantive needs for contracting with homeowner in foreclosure and prohibitions on unconscionable conduct.&#13
Other Laws Pertaining to Loan Modifications and Foreclosures, like Civil Code section 2923.six (powerful July 8, 2008) [governing servicer’s duties below Pooling Agreements] Civil Code section 2923.five [lender/trustee may not file notice of default until 30 days following make contact with is produced with borrower to explore choices to steer clear of foreclosure] and SB 1737 (supplying discipline for any actual estate licensee who in connection with a short sale offers an inaccurate opinion of value in order to acquire a monetary advantage).

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Wayne S. Bell, Chief Counsel and Assistant Commissioner for Legal Policy &amp Recoery, California Division of Actual Estate. Mr. Bell is an advisor to the commissioner and is a member of the Commissioner’s executive committee. Prior to his appointment at DRE in 2006, Mr. Bell worked in the Workplace of the Basic Counsel of the California Housing Finance Agency (CalHFA).

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Michele L. McGill, Law Workplace of Michele L. McGill, San Francisco. Ms. McGill is an attorney engaged in the practice of real estate law as well as elder monetary abuse and predatory lending matters. Ms. McGill has lectured on advance litigation strategies and treatments in actual estate and elder economic abuse instances. Ms. McGill is Secretary of the San Francisco Bar Association True Estate Section and is a member of the Executive Committee of the State Bar of California Litigation Section. She also serves as a judge pro tem for the San Francisco Superior Court as properly as a mediator for the Bar Association of San Francisco.

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Diane Karpman, Karpman &amp Associates, Los Angeles. Ms. Karpman, a former State Bar Court Referee, is an ethics expert who has counseled lawyers for two decades. She has lectured to state and neighborhood bar associations. She is a contributing editor for Bender’s Attorney Ethics coauthor of the California Lawyer’s Guide to Expert Responsibility. She writes a month-to-month column known as “Ethics Byte” for the Cal Bar Journal.

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Mark A. Mellor, Mellor Law Firm, Riverside. Mr. Mellor is a genuine estate, building and enterprise litigation attorney who has a secondary law firm, California Mortgage Help Coalition, APLC, exclusively operating on loan modifications. He is the past Chair and current advisor to the State Bar of California Litigation Section Executive Committee.

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Fred Arnold. Mr. Arnold is President of the California Association of Mortgage Brokers and a mortgage broker with American Household Funding. In his capacity as President of CAMB, he has lectured genuine estate licensees concerning the Division of Real Estate guidelines and regulations regarding mortgage modification and brief sales.

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The price tag of the webinar is $ 68.75. Right after the reside webcast, the webinar will be accessible for viewing by means of the State Bar of California on-line catalog.

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Bank of America Delivers Ideas to Home owners to Streamline the Modification Procedure

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Calabasas, CA (PRWEB) December 4, 2009

In todays economic atmosphere, many home owners are struggling to preserve up with their monthly mortgage payment. New and established homeownership retention and foreclosure prevention applications provided by mortgage servicers and the federal governments Creating House Reasonably priced (MHA) can help ease some of the burden.

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Within MHA, the Home Cost-effective Modification Plan (HAMP) gives borrowers who have knowledgeable a economic setback an chance to possibly accomplish far more affordable mortgage payments by guaranteeing the payments are no a lot more than 31 percent of their monthly gross revenue. It begins with a trial period when borrowers are needed to make adjusted month-to-month payments for three months. During the trial period, borrowers need to submit specific documents to verify their revenue to qualify for a permanent modification of their loan terms. If the info and the trial period payments are not received by the servicer in a timely style, borrowers will be unable to continue in the program.

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The first step struggling homeowners ought to take is to have their financial documents in order, mentioned Ken Scheller, who manages the House Retention Division for Bank of America Property Loans. Servicers will ask distinct concerns about income and hardship to aid greater understand the homeowners situation and figure out the best options obtainable.

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Homeowners who have fallen behind on their mortgage payments or are at imminent risk of falling behind on their mortgage payments due to a monetary hardship could be eligible for HAMP. Suggestions to the plan were created by the government and apply to property owners who meet the following qualifications: &#13