Cardiff, UK (PRWEB) June 15, 2010

Will Thomas, Head of Car Insurance at Confused.com, comments on recent petrol cost drops:

&#13

“News that petrol charges are starting to lower will come as a welcome relief to motorists who are already overstretched maintaining their vehicles on the road. With the Confused.com/EMB motor insurance coverage index discovering that rates in Q1 rose by a substantial four.three%*, it has in no way been a lot more essential for motorists to make confident they are acquiring the greatest deal for their situations.

&#13

Value isn’t the only issue motorists must appear to take advantage of all the benefits obtainable that may help them when it comes to budgeting. Some insurance coverage providers offer you extras like decreased value MOTs, free breakdown cover, or cost-free winter health checks for your vehicle and web sites like Confused.com make it easy to evaluate these policies side by side.”

&#13

Will Thomas delivers these ideas to drive down the cost of motoring:

&#13

Most insurance coverage providers will base their premiums on the amount of miles a individual drives in a year, so don’t overestimate your mileage. Drivers ought to remember they can often get in touch with their insurer to adjust mileage must they locate themselves using the vehicle much more frequently than 1st anticipated &#13

If the vehicle is low-value drivers may well wish to think about a TPFT policy, as excesses could make the complete cover a pointless exercise &#13

Sophisticated driving course Pass Plus can be crucial to driving down premiums and could see young drivers minimizing their expenses substantially&#13

Avoid modifications, they can be deemed to pose an extra security risk and consequently drive up the price of cover&#13

Generally, premiums will dip in value when drivers hit 25 but whilst they are waiting, constructing no claims bonus can lead to beneficial discounts &#13

Think about voluntary excess escalating this can bring the price of the cover down but it is critical not to pledge a lot more than you can afford, as it may possibly cease you from getting capable to claim. It is worth noting that the impact of rising an excess on smaller, less costly policies can be significantly much less than for younger drivers who have a lot higher premiums. Drivers must make sure that they don’t improve their excess needlessly&#13

Adding an knowledgeable driver to your policy as a named driver can result in reasonably inexpensive vehicle insurance quotes for the young, so if there is any possibility a parent will require to borrow the automobile then it may be worth placing them on, but do not be tempted to make them the policyholder if you are the major driver, this is recognized as fronting and is considered fraud&#13

If feasible, spend for your premium up front, as spreading the cost more than instalments can lead to further charges &#13

Think about taking out breakdown cover: In the event of a disaster, not only could you be topic to charges that run into hundreds of pounds for roadside repair and recovery, and possibly a extended wait in the cold, you also want to consider the related positive aspects that a breakdown policy would supply – overnight stay, alternative travel, auto employ cover items you would not necessarily feel about until you had been in an emergency circumstance&#13

Feel about a warranty. A typical policy will cover the car’s primary operating components, like the engine, drive train and suspension. Such factors as the air conditioning can also be incorporated. Although a warranty is an extra price it delivers the peace of thoughts in understanding that you will not have to cover the complete expense of repair ought to your automobile endure an expensive mechanical fault, such as engine failure&#13

Roof racks make your car much less aerodynamic, which, simply place, means it takes much more fuel to move your auto. Consequently, remove roof racks when not in use&#13

Ditch the junk in your trunk. The heavier your vehicle, the more fuel it requires to move it&#13

Alter the way you use your car’s pedals. Accelerate steadily away from a standstill and leave a appropriate gap between the car in front to permit you time to break gently. Each practices will save you petrol and consequently money

&#13

For additional data please contact:&#13

Confused.com press workplace: 02920 434 398

&#13

Notes to editors &#13

*The index comprises the least expensive quote received for extensive cover.

&#13

About Confused.com: &#13

Confused.com is one particular of the UK’s greatest and most common price comparison services. Launched in 2002, it generates over two million quotes per month. It has expanded its range of comparison products more than the last couple of years to include property insurance coverage, travel insurance coverage, pet insurance coverage, van insurance, motorbike insurance, breakdown cover and power, as properly as monetary services merchandise which includes credit cards, loans, mortgages and life insurance coverage.

&#13

Confused.com has a panel of 89 motor insurance providers and 17% of customers who received a vehicle insurance quote in 2009 and provided a very best option cost saved more than