Tag Archives: Charity

Nonprofit Charity Gives Home owners Cost-free Loan Modifications to Steer clear of Foreclosure

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Deerfield Beach, FL (PRWEB) September 22, 2011

Debt Management Credit Counseling Corp. (dmcconline.org), a nonprofit charitable organization (DMCC), announced these days that as portion of its new Foreclosure Prevention Plan it is providing certified home owners cost-free loan modification services. Under this program, DMCC will prepare and submit loan modifications for home owners totally free of charge if an initial assessment indicates that they qualify for a loan modification by means of the Home Inexpensive Modification System (HAMP) or the Home Cost-effective Refinance Plan (HARP), and it is a suggested answer for the homeowner to steer clear of foreclosure. DMCC housing counselors will analyze details offered by the homeowner and provide them a written action plan with suggested solutions to stay away from foreclosure primarily based on their private circumstance and goals. It is crucial that any homeowner who faces such choices understands all their offered alternatives and seeks a remedy from a HUD Authorized Housing Counseling Agency such as DMCC.

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Apart from these who knowingly take portion in mortgage fraud, most homeowners face sudden extenuating situations that force them to cease generating their mortgage payments some of these reasons may possibly be job loss, an illness, a death in the household or even an adjustable rate that has gotten too expensive. DMCC housing counselors can help these buyers steer clear of foreclosure by delivering education and guidance about their obtainable choices, creating this currently overwhelming predicament much a lot more manageable. We talk about every little thing from loan modifications and brief sales to applications that are presently supplied by the government. Our job is to supply the homeowner with the expertise so they can make an informed decision said Stephen Lichtenberger, Operations Manager for DMCC. We create an up to date budget with homeowners, as we think this is a vital step in the process to aid stop the future threat of losing their home by maximizing their finances.

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DMCC housing counselors will evaluation available options with the homeowner and advise the remedy that very best meets their economic predicament. Feasible solutions to avert foreclosure include refinancing, repayment plans, forbearance agreements, loan modifications, brief sales, and reverse mortgages. If a loan modification via the Property Reasonably priced Modification System (HAMP) or the Property Reasonably priced Refinance Plan (HARP) is a viable and desired remedy for homeowner, DMCC will prepare and submit the essential modification documents to the home owners mortgage lender. DMCC supplies this service free of charge of charge, along with personal spending budget counseling and other monetary education, as part of their charitable mission. Debt management plans to help consumers with the repayment of credit card accounts are also accessible. Decrease credit card payments obtainable through debt management plans, combined with budgeting, is an option that may give sufficient relief for homeowners to allow them to afford their month-to-month mortgage payment.

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In order for homeowners to maximize the options offered to them to avoid foreclosure, it is imperative that they seek assistance as soon as they know they will not be able to meet their mortgage payments. Once a mortgage lender commences foreclosure proceedings, numerous possibilities cease to be available. Homeowners wishing to take benefit of this free of charge service ought to contact DMCC at 866-618-3328 Monday via Thursday 9:00am to five:00pm ET or Friday 9:00am to three:00pm ET and ask to speak with a housing counselor.

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About Debt Management Credit Counseling Corp.

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DMCC is a nonprofit 501(c)(3) public charity committed to educating buyers on financial issues and offering personal help to buyers overextended with debt. Education is supplied cost-free of charge to consumers by means of seminars, workshops, a proprietary monetary literacy plan, and a vast array of on the web and printed materials. Free private counseling is offered to customers to recognize the very best alternatives for the repayment of their debt. Consumers interested in speaking with a DMCC certified credit counselor may possibly contact (866) 618-3328 or request assist at dmcconline.org. DMCC is a HUD Approved Housing Counseling Agency, is authorized by the U.S. Trustee to offer bankruptcy counseling and education, and has an A+ rating with the Better Organization Bureau.

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Non Profit Charity Gives Totally free Housing Counseling at Producing Home Reasonably priced Program Occasion in Miami

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Lighthouse Point, FL (PRWEB) March 01, 2012

Debt Management Credit Counseling Corp. (dmcconline.org), a nonprofit charitable organization (DMCC), announced today they attended the Making Home Affordable event that took place in Miami, FL just over a week ago on February 22, 2012. Thousands of homeowners who are struggling to pay their mortgage were able to meet with their mortgage company and also speak to a HUD approved housing counseling agencies to go over their options. DMCC was able to take part in this event by providing volunteers and housing counselors.

DMCC currently offers a foreclosure prevention program free to consumers suffering from financial hardship and having a difficult time making their mortgage payments. DMCC counselors have been able to identify available solutions for borrowers to avoid foreclosure and assist homeowners with obtaining loan modifications if that is the recommended solution. If you are a homeowner who is facing foreclosure it is imperative to receive the right information and make an educated decision. This is why we assess each individuals personal situation and goals, said Jeremy Montanti, housing counselor and quality manager for DMCC. We are happy to participate in this event and provide valuable counseling to so many homeowners here today.

Approximately 100,000 homeowners across the state of Florida have benefited from the Making Home Affordable Program. Consumers who missed the opportunity to attend the MHA event in Miami, can contact DMCC to speak to a housing counselor and receive the same solid advice. Housing counselors can be reached by calling (866) 618-3328 or emailing contact(at)dmcconline(dot)org. DMCC provides this service free of charge, along with personal budget counseling and other financial education, as part of their charitable mission. Debt management plans to assist consumers with the repayment of credit card accounts are also available. Lower credit card payments obtainable through debt management plans, combined with budgeting, is an option that may provide sufficient relief for homeowners to enable them to afford their monthly mortgage payment.

About Debt Management Credit Counseling Corp.

DMCC is a nonprofit 501(c)(3) public charity committed to educating consumers on financial issues and providing personal assistance to consumers overextended with debt. Education is provided free of charge to consumers via seminars, workshops, a proprietary financial literacy program, and a vast array of online and printed materials. Free personal counseling is provided to consumers to identify the best options for the repayment of their debt. Consumers interested in speaking with a DMCC certified credit counselor may call (866) 618-3328 or request help by emailing their office. DMCC is a HUD Approved Housing Counseling Agency, is approved by the U.S. Trustee to provide bankruptcy counseling and education, and has an A+ rating with the Better Business Bureau.

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Non Profit Charity Approved by the Division of Banking to Offer you Debt Management Plans in the State of Iowa

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Lighthouse Point, FL (PRWEB) April 13, 2012

Debt Management Credit Counseling Corp (dmcconline.org), a nonprofit charitable organization (DMCC), announced these days they have been authorized by the Division of Banking to conduct organization in the state of Iowa. This means that Iowa citizens are now able to speak to a DMCC certified credit counselor and talk about their eligibility for a debt management program in order to decrease their month-to-month payments for their unsecured debts. DMCC counselors will not only help these consumers with a debt management strategy but also teach the significance of preserving a spending budget in order to get out of debt and to sustain monetary stability.

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Debt management plans are only offered by creditors by way of accredited credit counseling agencies that are licensed or otherwise authorized to offer such services in the state in which consumer resides. These plans are presented to customers in cooperation with their creditors, who in most instances agree to reduce interest rates, eliminate past due and more than-limit charges, stop collection efforts, and report the accounts as existing to the major credit bureaus. “For over a decade, DMCC has been assisting buyers with the consolidation of their debt payments by means of our debt management plans” mentioned Stephen Lichtenberger, Manager of Operations. “These plans are a viable solution for customers who want help in repaying their credit cards as a outcome of an unforeseen hardship.”

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In addition to debt management plans, DMCC provides an array of educational components to aid buyers remain informed on the most current financial data such as a proprietary self-study financial literacy plan accessible for free of charge on their internet site. DMCC also provides free counseling to support customers get started with the organization of their finances. It is a U.S. Trustee approved agency to offer you bankruptcy counseling and education and as a HUD Approved Housing Counseling Agency DMCC offers foreclosure prevention and loan modification. Shoppers interested in a debt management plan or any other services supplied, need to get in touch with DMCC and speak with a counselor regarding their private economic predicament.

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About Debt Management Credit Counseling Corp.

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DMCC is a nonprofit 501(c)(three) public charity committed to educating shoppers on monetary issues and supplying personal help to consumers overextended with debt. Education is provided free of charge to customers by way of seminars, workshops, a proprietary monetary literacy program, and a vast array of on the web and printed supplies. Free of charge private counseling is offered to customers to determine the best choices for the repayment of their debt. Consumers interested in speaking with a DMCC certified credit counselor could call (866) 618-3328 or request help at dmcconline.org. DMCC is a HUD Authorized Housing Counseling Agency, is authorized by the U.S. Trustee to provide bankruptcy counseling and education, and has an A+ rating with the Better Enterprise Bureau.

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