NEF CyberLearning Announces Its ten% Match and Academy Initiative for Any California School Applying for the $98 Million QZAB System

Alexandria, VA (PRWEB) June 27, 2013

The California Department of Education (CDE) QZAB funds are available to college districts and charter schools who are seeking for funds for rehabilitating or repairing their facilities. These funds can also assist in the buy of gear, instructional components and providing teacher/administrative personnel professional development. The California Division of Education has $ 98 million allocated for the statewide QZAB plan.

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National Education Foundation (NEF), the national non-profit leader in assisting schools to locate Federal funds, announced nowadays a nationwide initiative to award matching grants of up to $ two,000,000 every to any California school districts with at least 35% of students on cost-free or decreased price lunch. NEF grants focus on helping schools get required funds and bridging the academic divides by means of successful STEM (Science, Technology, Engineering, and Math) education options.

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Dr. Appu Kuttan, Chairman of the National Education Foundation (NEF), global professional in digital education and empowerment, and the current University of Wisconsin Distinguished Achievement Award winner, states, “School districts across the Nation are faced with serious spending budget cuts at a time US rankings in math, reading and science are nonetheless going down. Twenty four countries are ranked ahead of US in math. Our $ 100 million grant system would supply school districts the required 10% match, and hence enable them to obtain $ 1 billion in Federal QZAB funds (http://www.qzab.org) for energy efficiency, renovation, technology, teacher coaching and STEM academies. Additionally, schools located in low earnings communities could acquire extra Federal money grants.”

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In addition to the 10% match grant, NEF helps the college districts to produce QZAB STEM+ academies capable of advancing a student a single grade level in a topic in 20-30 learning hours in the NEF program, as documented by the State University of NY (SUNY), which implements the academies nationally with a grant from NEF.

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President Bill Clinton has commended NEFs STEM+ academy program, “You are assisting to empower tomorrow’s leaders. I salute you for your ongoing commitment for making a greater and stronger America.”

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According to Misty Weber, the QZAB academy plan director at the Warren County College District in PA, NEF helped us to acquire $ 34 million in QZAB funds for renovating our school facilities. In addition, NEFs QZAB academy, implemented by SUNY, helped our students to advance a grade level in in math in 22 learning hours. NEF also set up a parent academy to train our parents in job expertise, as effectively as a teacher academy to enhance our teachers teaching abilities.

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In the higher school for at-danger students in Virginias Prince William County, the graduation rate went up from 61% to 87%.

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Kirsten DeMento, Curriculum Director of New Yorks Watervliet college district says, “NEF grant supplies a total finding out solution including differentiated finding out using the top-rated Pearson SuccessMaker and GradPoint courses, mentoring, teacher instruction and teacher-parent-student motivational incentives.”

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The NEF STEM system, formulated at the Clinton Global Initiative in Chicago, also creates college-college-business partnerships to offer planet-class STEM+ academies for disadvantaged schools at no price to the schools.

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To apply for the QZAB grant, check out http://www.qzab.org

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About NEF

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National Education Foundation (NEF), founded in 1989 in Washington, DC region, is the national non-profit leader in bridging the academic and job skills divides by way of high-quality, inexpensive STEM+ education solutions. NEF gives total STEM+ education options including six,000 leading-good quality Web-primarily based differentiated understanding courses, mentoring, motivational rewards, teacher stipends and teacher coaching to disadvantaged college districts across the nation.

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Make contact with: Tamara Stephens&#13

Grants Director&#13

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E-mail: qzab(at)qzab(dot)org&#13

Internet sites: http://www.cyberlearning.org and http://www.qzab.org

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Foreclosure, REO’s, Quick Sale and Auction Properties Generate Acquiring Opportunities in Southern California


Irvine, CA (PRWEB) June 28, 2008

Fred Solomon teaches people via reside workshops/bootcamps: Extraordinary Opportunities on How to Profit in Foreclosures, REO’s, Quick Sales and Auction Properties.

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“With the Southern California Population expected to develop by roughly 3.five million folks over the next ten years, we will continue to see an enhance in rental rates and housing costs over time, says Fred Solomon. The three primary indicators that determine house prices are: population development, people’s revenue levels and the unemployment price.” Twenty years from now, folks may possibly appear back and ask, ‘Why didn’t I purchase more properties back in 2008, 2009 and 2010?'”

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The fundamental rule of any investment is to acquire low and sell higher. “We could see some of the ideal buying opportunities more than the subsequent 2-3 years, than any other time, in real estate history,” adds Solomon.

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Fred Solomon of Solomon Financial along with professional guests are assisting investors and Realtors

S. California Foreclosures Drop Over three Percent In February 2009

Mt. Pleasant, PA (PRWEB) March 26, 2009

Default Research, the premier provider of preforeclosure real estate data in Southern California, is reporting that Notice of Defaults and Notice of Trustee Sales recorded in Southern California dropped 3.54 % from February 2008 to February 2009. For far more detailed Southern California region foreclosure statistics listed by county, please check out http://marketplace.defaultresearch.com

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Housing indicators show a continued reduce in house inventories while median house rates are beginning to level out,” said Serdar Bankaci, founder of Default Study. “With the complete effects of the numerous stimulus packages, along with the president’s new Mortgage Modification plan, we may possibly begin to have some hope for the housing market place.”

Wanted: Actual Estate Investors and Brokers in the Las Vegas / California Area

Salt Lake City, UT (PRWEB) June 22, 2009

There is an epidemic that is sweeping the nation. Poor, starving actual estate investors and brokers are circling the want advertisements and tightening their belts. They’re joining the surging masses of jobless and they’re all in desperate want of assist. Register: http://www.endless-wealth.com/vegas/register.html. Support is available from a Free of charge Seminar on June 25, 26, 27 at the Monte Carlo Casino.

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Featured in Forbes, the Boston Globe, Marketplace Watch, Business Week, and Reuters as a top foreclosure specialist, Lee Arnold has constructed a personal fortune on investing in real estate, and particularly in loan modification, short sale and foreclosure transactions.

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As a licensed Actual Estate Broker and Investor himself, Lee

California Attorney’s Loan Modification Plan Saves Residences & Stops Foreclosure, Obama Program Disappoints…One particular Woman’s Story

Moreno Valley, CA (PRWEB) September 8, 2009

Like many difficult-operating Americans these days, Elva Loera’s life was turned upside down when she was forced to close down her modest business. With tiny savings to offset a money flow crisis, her family’s extended-term financial future was all of a sudden in jeopardy. Regrettably, the worst was yet to come as Elva’s husband also lost his job. “I have usually taken pride in meeting my obligations,” stated Elva. “I genuinely did not know how we would ever survive or when we would function once more.”

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Regardless of their efforts to discover employment, the Loera loved ones have been unlikely victims of a shrinking economy as they struggled to replace lost revenue. With sources beginning to dissipate, Elva contacted her lender for help as she started to slip additional behind on her mortgage. According to Loera, “My lender created promises and in no way followed via. I kept hearing about how the government applications would provide relief, but my lender did not care. I had nowhere to turn.”

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A number of months later, Elva received a Notice of Default from her lender and a Trustee Sale date was set to auction her residence to the highest bidder. “This is the home where my kids had grown up and they have been taking it away without providing any aid. I was angry and frustrated and had no option but to move out of my residence.” With but a few days remaining just before the auction, a friend of Elva’s recommended that she get in touch with an attorney she had heard about, Joseph Hoats and his not too long ago announced, Homeowner Stability Solution. With nothing at all to drop, she known as Hoats to see if there was any hope for relief from her desperate situation.

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Using a make contact with with Elva’s lender, Hoats and his Loan Modification team persuaded them to postpone the impending sale date and began serious negotiations. Combining his proprietary approach, which includes aggressive negotiating methods and a litany of legal techniques, Hoats provided Elva with renewed hope. Said Elva, “I am a fighter and I in no way gave up hopeI prayed every day and my belief in a optimistic outcome by no means wavered.”

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Racing against the clock, the persistence of this unflappable California homeowner paid off abundantly. Within days of the second scheduled Trustee Sale date, Attorney Hoats contacted Elva with the very first positive news she had heard in months as the lender lastly agreed to settle the prolonged ordeal. The settlement not only took care of Mrs. Loera’s back payments and penalties, it supplied her with a completely amortized, 30 year, fixed rate mortgage at 3.689%, down from her original price of 7.676%. This massive payment reduction supplied a extended-term solution to her money flow difficulty and new the peace of thoughts that had eluded her for virtually one year. Nowadays, Elva has a new effective company and when once more resides in her beloved house with her family members. “I can sleep once more, and I in no way take anything for granted. I will forever be grateful to Joseph Hoats for saving my residence. He is not just my lawyer, he is my friend.”

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Hoats commented, “Elva is not unlike our typical client who has knowledgeable some economic hardshipa job loss, income reduction, divorce or medical dilemma that tends to make it difficult to spend the monthly mortgage payment. Like Elva, these are good, hard-operating, family members-oriented Americans who have fallen on hard occasions, by way of no fault of their own, and they need to have compassion, aid, and a legal game program to save their home.”

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Although Elva’s story has a satisfied ending, millions of Americans continue to be ignored by their lenders and the Federal Government as foreclosures continue to rise. Hoats concludes, “Without having experienced legal representation that has deep operating relationships with important lenders, buyers will continue to fail in their efforts to personally facilitate a productive Loan Modification. At Homeowner Stability, it is all about our clientwe are focused on lasting solutions that are in the ideal interest of the customer, not just the lender’s very best interest.”

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About Joseph Hoats:&#13

With more than 20 years of encounter as an Attorney, Joseph Hoats has worked for the rights of the customer all through his career. Functioning together, his team of committed experts has perfected the Loan Modification method with the introduction of their proprietary Homeowner Stability Solutiona systematic method accountable for maintaining hundreds of distressed Homeowners in their residences and avoiding foreclosure.

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Joe is a graduate of Vanderbilt University and has practiced law for over two decades. He has litigated in the regions of Real Estate Law, Bankruptcy Law, Foreclosure and Loan Modification, Trust Law, Probate Law, Company Law and has in depth experience with Litigation in State and Federal Courts. He is an active member in great standing with the State Bar of California, State Bar #141599.

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KEL Attorneys Files Groundbreaking Lawsuits to Represent California Property owners Facing Foreclosure

Orlando, FL (PRWEB) October 14, 2009 –

The Law offices of Kaufman, Englett and Lynd LLC, (KEL Attorneys), the nation’s expert law firm in foreclosure defense and loan modifications, is now representing California home owners facing foreclosure. KEL will set instances in motion by filing lawsuits on behalf of homeowners against lenders. Homeowner’s legal claims against lenders will be based on TILA Violations, RESPA Violations, Fraud in the Inducement and Predatory Lending Practices.

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California is a non-judicial state. In non-judicial states, the lender is not necessary to pursue cases via the court technique before selling a house in a foreclosure sale. KEL Attorneys will move for injunctive relief so the lender is prevented from proceeding with the foreclosure until the property owners claims are heard by a judge. We will file in state court and federal court if necessary.

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KEL Attorneys will be the very first law firm to file these lawsuits on a enormous scale. These lawsuits could adjust the way foreclosures are handled in the State of California for the foreseeable future. For much more data on these groundbreaking lawsuits please contact Matt Harrison at 407-513-1900 ext. 7159.

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California Small Estate Post Death Transfers Tip Sheet by Mark W. Bidwell


(PRWEB) June 28, 2013

Heirs of a relative who has died with assets much less than $ 150,000 can get the assets of the decedent without having probate or with a probate shortcut. An overview of California Small Estate administration is supplied in this tip sheet by Mark W. Bidwell, a California lawyer.

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Stock and bank accounts can be transferred by a declaration submitted to the financial institution holding stock or bank account. Actual property valued at significantly less than $ 50,000 can be transferred by affidavit filed with the Superior Court of California. True property valued a lot more than $ 50,000 but much less than $ 150,000 can be transferred by 1 court hearing.

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An really effective tool to collect the bank and brokerage accounts of a relative who has died is California Probate Code

New Legislation Aims to Avoid Foreclosure Scams in California

Woodland Hills, CA (PRWEB) November 13, 2008

I Quick Sale, Inc, a leading nationwide short sale and loss mitigation advisory firm, announces that the State of California has passed a new law to shield home owners facing foreclosure from fraudulent exploitation.

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California has been battered by a wave of foreclosures as the true estate crisis continues to take its toll. According to Realty Trac, a foreclosure tracking firm, the state now accounts for much more than a quarter of all foreclosure filings. Fraudulent foreclosure consultants have exploited property owners, frequently cheating them out of funds or eventually losing their houses. In response, the California legislature has enacted the foreclosure consultant law (California Civil Code

Lending Industry Attacks California Homeowner’s Rights to Legal Representation

Lengthy Beach, Calif. (PRWEB) July 7, 2009

The lending business and loan servicing lobbyists have effectively pressured Governor Schwarzenegger to demand that language be integrated in SB 94 that would prohibit attorneys from accepting retainers for loan modification negotiations with their loan servicers. The language, if adopted, will stop homeowners from seeking legal representation to save their property from foreclosure.

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According to Martin Andelman, of mandelmanmatters on ml-implode.com, “California homeowners are the ones losing right here … This is just the banking lobby influencing our government after once more.” Andelman has been an outspoken advocate for homeowner rights and writes a column for The Mortgage Lender Implode-o-meter and the Niche Report magazine.

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The language proposed is as follows, according to Andelman

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“five) Prohibits persons such as attorneys, until January 1, 2013, who negotiates, attempts to negotiate, arranges, attempts to arrange, or otherwise offers to perform a mortgage loan modification or other compensation paid by the borrower to do any of the following:

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a) Claim, demand, charge, collect, or receive any compensation until soon after the licensee has fully performed every single and each and every service the licensee contracted to execute or represented that he/she would execute.”

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The proposed language will properly cut-off property owners from legal representation, while banks and loan servicers have a battery of attorneys dictating policies that are in their interests and leaving property owners to fend for themselves. Attorneys who legitimately represent their client’s interests to achieve long-term modifications invest months of work, countless hours and delaying techniques by the loan servicers who only respond to the threat of litigation.

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Alan Jablonski, a Extended Beach, CA primarily based customer rights attorney and author of ”Successfully Navigating the Mortgage Maze” stated, “the modifications that the loan servicers are offering property owners, if they will even talk with them, are brief term fixes that will leave the property owners facing foreclosure at a later date.”

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The language may possibly also affect property owners who are seeking bankruptcy protection, because attorneys practicing in this location also operate to keep home owners in their properties. Most home owners want to keep in their houses, even if they owe a lot more than the residence is worth.

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J. Arthur Roberts, a bankruptcy lawyer positioned in Newport Beach, CA stated, “this language is of wonderful concern, several property owners who contact our workplace are attempting to save their residences and we never know how this will have an effect on our practice, property owners want attorneys to look into violations of state and federal law, it depends upon how this law will be interpreted.”

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Jablonski continued, “attorneys will not be in a position to support homeowners, because considerably of the time, if the attorney doesn’t get a retainer they have no way to be paid for their servicers, violations of the law will go unchallenged and these who could have remained in their houses will have no recourse.”

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“No lawyer can guarantee an outcome, it is in our code of ethics and would irresponsible, but the only point this language will do is drive property owners to disreputable loan modification firms who will violate the law regardless of its passage,” Jablonski said.

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In 2008, California passed new laws that required lenders to perform with home owners and many attorneys are utilizing these and other laws to fight for options to the foreclosure epidemic in the state. Several think the monetary industry is attempting to get rid of any possibility homeowners have of staying in their houses for the extended-term.

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Alan Jablonski can be contacted and will be offered for appearances on brief deadlines at 562.235.5709. Martin Andelman and J. Arthur Roberts are accessible for appearances and additional comments.

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Brookstone Law, Computer Predicts Boost in California Foreclosures


Newport Beach, CA (PRWEB) January 15, 2011

Despite a decrease in California foreclosures reported for December, 2010, the foreclosure crisis in the state is going to get worse, not far better, in 2011, according to Vito Torchia, Jr., managing lawyer of Brookstone Law, Pc.

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There are pending circumstances against main banks filed by state Attorney Generals throughout the nation, and the current selection in Massachusetts is an example of how main lenders are failing to prove they personal the mortgages on which they are foreclosing. There are literally millions of mortgages all through the nation in which ownership is in query. This is a crisis of the highest order and one particular that will continue to have a large impact on the state and the nation. said Vito Torchia, Jr.

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According to the Occasions, the Massachusetts case was substantial due to the fact it was the first time that a state Supreme Court had ruled on the concern of chain of title. A spokeswoman for California Atty. Gen. Kamala D. Harris stated such lawsuits may be brought in the Golden State, exactly where foreclosures remain largely outside the court method.

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The banks inability to prove that they personal shoppers mortgages is only one particular of the a lot of issues. An additional large-scale crisis is forthcoming: increased interest prices on customers adjustable-price mortgages.

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There is a large quantity of adjustable-rate mortgages scheduled to reset to larger rates in coming months which is most likely to lead to an improve in foreclosures in California. This is particularly true since numerous borrowers will not be capable to afford higher payments provided the unfortunate combination of the states higher unemployment rate and stagnant economy, mentioned Vito Torchia, Jr. As evidenced by Bank of Americas current sharp boost in foreclosures, the crisis is more than likely going to get worse for property owners in 2011, not much better, and may possibly even surpass the peak amount of foreclosures by the banks in 2009.

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According to Vito Torchia, Jr., this means thousands of customers will face potentially wrongful foreclosure and, due to loan modification delivers, a lot of will truly locate themselves additional behind on their payments and could eventually be foreclosed upon.

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The Massachusetts case is the first of a lot of choices we anticipate to see in 2011 that will shield homeowners from predatory lending practices and the sloppy mortgage administration practices which have turn out to be standard in the lending sector, mentioned Vito Torchia, Jr. Despite the fact that many banks delayed and even halted foreclosures in 2010, they are poised to return to procedure foreclosures aggressively in California and all through the Country, and it is vitally critical that home owners are conscious of the require for professional legal help and how it can have a optimistic result in their situations. 2011 will see a main boost in litigation against the banks.

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Brookstone Law, Computer will be filing a number of suits and has contracted to aggregate members for other suits against major banks and mortgage lenders such as:&#13