Tag Archives: Bill

Senate Bill 94 Threatens Citizens’ Rights Even While It Claims to Protect Them

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Irvine, CA (Vocus) Might 12, 2009

United Law Group, the leading provider of legal foreclosure prevention and foreclosure litigation services issued a statement right now against SB 94 stating that the bill threatens the very rights it claims to shield. Authored by Senator Ron Calderon to prevent unethical loan modification organizations from charging an upfront charge for solutions, the bill includes language that would avoid citizens from acquiring legal representation for foreclosure prevention and during foreclosure litigation proceedings.

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“The individuals behind the bill claim that it protects Americans who are working hard to accomplish the American dream,” said Sean Rutledge, Managing Director for United Law Group. “Regrettably, although SB 94 comes out strongly against unscrupulous businesses, it also attacks the really folks whose job it is to represent our citizens. Unless it is stopped, this bill will force ordinary citizens to represent themselves throughout the complicated foreclosure process. The outcome: more foreclosures and more homeless Americans.”

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“Supporters of the bill claim that Obama’s administration put plans in location to assist and that modification scam artists are diverting customer consideration from reputable sources of assistance,” mentioned Richard Stinstrom, Senior Litigation Attorney for United Law Group. “The reality is that the government applications have accomplished tiny to offer genuine options to sincere citizens.”

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In an write-up on ML-Implode.com, feature columnist Martin Andelman reported that roughly seven months into the Homeowner’s HOPE Hotline HUD just 1 mortgage had been modified.

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Legal foreclosure prevention services, on the other hand, offer a genuine service to the customer according to the group. These services also pose a important threat to banks. United Law Group helped more than 500 families considering that January of this year. For Gail Talbert of Los Angeles, CA this meant a principal reduction of $ 207,186 and a modification of mortgage terms from an ARM at 9.00% to a 30-year fixed loan at five.875%.

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“Enabling home owners to retain authorities to negotiate loan modifications is not in the very best interest of the banks,” said Stinstrom. “These institutions favor dealing straight with buyers who lack the expertise of the law and abilities to negotiate with trained pros because it offers them the upper hand in the negotiations. SB 94 sets people up to suffer at the hand of predatory banking practices.”

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United Law Group requires an aggressive stance against predatory lending and loan modification practices and is an outspoken advocate on behalf of truthful citizens who have been hurt by the housing and mortgage crisis.

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About United Law Group:&#13

United Law Group is a national law firm with offices in California, New York, Florida, Ohio, Nevada &amp Arizona. It is the biggest foreclosure prevention and litigation firm in the country with attorneys licensed in each and every state. Dedicated to assisting property owners facing hardships to keep their houses, United Law Group makes use of legal channels to compel banks to modify adjustable-price to fixed-rate mortgages, reduce principal and interest, and produce other fair options amongst the lender and borrower.

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For further info on United Law Group, pay a visit to http://www.unitedlawgroup.com or contact Corvi Urling, Executive Consultant for United Law Group, at (800) 680-5717.

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United Law Group Applauds Governor Schwarzeneggers Veto of State Bar Fee Bill

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Irvine, CA (Vocus) October 20, 2009 –

United Law Group agreed with statements produced by Governor Arnold Schwarzenegger about troubles with the State Bar following his refusal to sign SB 641. His veto of the State Bar dues bill came on the heels of a report issued by the State Auditor in July of 2009 which cited issues with the expense of managing the Bars disciplinary method, a lack of internal controls which led to the embezzlement of $ 676,000 from the State Bar, and concerns concerning the organizations impartiality in thinking about judicial appointments.

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There is no justification for the State Bar of California to have the variety of issues it has, mentioned Robert Buscho, Senior Litigation Attorney for United Law Group. The Bar has an obligation to the public and to its membership to do some severe housekeeping and drop the political agenda.

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This isnt the initial time in current history that the Bars been accused of getting overly-political and inefficient. In an write-up on ML-Implode.com, Martin Andelman quoted the Governors letter to the Bar, which said that the concerns raised by Governor Pete Wilson in 1997 when he vetoed the State Bar dues bill have been still pervasive. Governor Swarzenegger states that in 1997 there had been, several issues that the State Bar had turn out to be overly political, unresponsive to its membership, and inefficient. However, twelve years later, inefficiencies stay unaddressed and questions about the State Bars part in the evaluation of judicial nominees suggest that the State Bars political agenda continues.

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United Law Group is 1 of 25 law firms targeted by the State Bar in a current crackdown on attorneys involved in assisting consumers that seek representation for the duration of negotiations with banks.

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The State Bar filed a complaint against 1 of our attorneys for attempting to help a consumer to avert a foreclosure and collecting a $ 1,750 retainer for our efforts, mentioned Buscho. When the banks did not respond to the firms quite a few attempts, United Law Group refunded the full retainer of $ 1,750. The Bars complaint was filed 90 days after the refund was issued.

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The State Bar has been criticized by many of its members for siding with the banks and not supporting genuine estate attorneys. It not too long ago took a political stance on SB 94, a bill that raised concern in the legal community since it would prohibit lawyers from accepting a retainer up front for services.

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The State Bar’s support of that bill was a very political move, mentioned Buscho. Ironically, this bill negatively impacts the constitutional rights of distressed homeowners to seek representation by preventing attorneys from providing services associated to residence loan modification and foreclosure prevention. The Bars support of this bill is a clear instance of an organization pushing its political agenda with out regard for its members or the public at massive.

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About United Law Group&#13

United Law Group is a national law firm with offices in California, New York, Florida, Ohio, Nevada &amp Arizona. The firm represents customers in complex litigation concerning abusive banking practices, breaches of contract and violations of state and federal laws. United Law Group also litigates circumstances involving bankruptcy, IRS settlements and debt settlements in state and federal courts across the nation. Employing a group of leading-notch attorneys, United Law Group leverages leading-edge technology to handle situations, assistance investigative efforts and make certain correct, frequent communication with its clientele. It puts together class action lawsuits when needed in order to offer the greatest legal counsel to individuals who may well not be capable to resolve their concerns without representation.

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For additional info on United Law Group, check out: http://www.unitedlawgroup.com or get in touch with Corvi Urling, Executive Consultant for United Law Group at (800) 680-5717.

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BidURenergy Expands Bill Auditing Department, Invites New Clients

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Buffalo, NY (PRWEB) June 19, 2013

Energy consulting firm BidURenergy, Inc. (BUE) announced this week that the firm has expanded its bill auditing division in a promising new initiative to employ much more bill auditing specialists and audit the bills of several new customers across the nation. The firm, recently named a single of WNYs Quickest Increasing Companies by Buffalos Business Very first report, has revitalized its operations specifically in its bill auditing division hiring far more than half-a-dozen new employees to expand its comprehensive energy management solutions even additional.

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BUE is inviting new clients to have their utility bills audited. Prospective clients’ electricity, all-natural gas, water, mobile phone, cable or net bills are all eligible for this danger-cost-free service. The push for bill auditing comes right after the firm located errors and recovered considerable revenue for a lot of various clients. The firm has returned millions of dollars in utility bill errors to its consumers.

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We are excited to commence our new initiative and recovering vast sums of money that our consumers have overpaid. Our team of knowledgeable specialists has the knowledge and leverage to facilitate the return of more than-charges due to utility billing error. Consumers bring us bills with no being aware of how a lot errors have cost their organization and are occasionally shocked to see the amounts we can return them by means of bill auditing, says Joe Schuler, BidURenergy Senior Power Services Representative.

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To celebrate the expansion, BidURenergy is supplying an incentive to consumers who have their utility bills audited by BUEs skilled bill auditing group. The very first 50 eligible clientele that enroll in the service just before July 1st, 2013 will acquire a $ one hundred money bonus, even if no errors are located on their bill. Circumstances apply, call for details.

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Prospective clientele are invited to call the Energy Management hotline at 877-669-8243.

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About BidURenergy, Inc. – BUE is an electrical energy and all-natural gas consulting firm with thousands of consumers across the nation, specializing in energy procurement auction administration, and utility bill auditing. The firms power services are accessible to industrial, commercial, and retail businesses. A lot more information is offered at bidurenergy.com.

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Utah Bankruptcy Lawyer Applauds Passage of Mortgage and Actual Estate Licensure Exemption Bill

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Salt Lake City, UT (Vocus/PRWEB) April 19, 2011

The Utah law firm Law Offices of W. Sean Mawhinney released a statement nowadays concerning the current passage of HB 93: Mortgage and True Estate Licensure Exemptions for Attorneys. This bill, signed by Governor Gary R. Herbert on March 30th, supplies exemption from licensure for attorneys below particular circumstances. Lawyer Mawhinney applauds this bill and believes it will aid several home owners stay away from foreclosure.

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Property owners in Utah face a single of the highest rates of house foreclosures in the United States. Nevertheless, most banks would rather operate out a mortgage solution than foreclose on a house, as foreclosure is not cost-powerful for them. Negotiating a loan modification can outcome in stopping foreclosure.

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The passage of HB 93, Lawyer Mawhinney points out, gives attorneys an elevated capacity to assist their consumers modify their loans and stay away from foreclosure or bankruptcy. Prior to HB 93, attorneys had been necessary to be licensed by the Division of Real Estate in order to negotiate reasonably priced mortgage terms with lenders. Now, attorneys working in loan modification are exempt from this mandatory licensing.&#13

Lawyer Mawhinney explains, Attorneys are now uniquely empowered to employ any implies essential for the economic betterment of their clients. This consists of loan modifications, brief sales, credit repair, debt settlement, and bankruptcy. With this bill, only attorneys have all of these tools at their disposal. This allows us to be the aid that individuals so desperately require in todays economy.

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The Law Offices of W. Sean Mawhinney is a complete-service debt relief law firm. The firm provides clients with all necessary sources to help them out of monetary debt. Regions of practice consist of:&#13

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Peak Corporate Network Entities’ Principal, Gil Priel, Lauds CA Homeowner Bill of Rights for Requiring Lender Single Point of Speak to for Distressed Borrowers

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Woodland Hills, CA (PRWEB) July 18, 2012

Gil Priel, Co-founder, Managing Director and Principal of the Peak Corporate Network entities (http://www.peakcorp.com), a top provider of complete services for Almost everything Genuine Estate, mentioned nowadays that even though the new California Homeowner Bill of Rights Law final week signed by California Governor Jerry Brown is far from best, one certain aspect of the law requiring a lender to supply to the borrower 1 point of contact for foreclosure and/or loan modification will relieve borrowers from obtaining the run-around.

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Numerous property owners in California facing foreclosure even though searching for a loan modification have been frustrated when they would be communicating with one person from their lender and all of a sudden be told that another person should be the 1 handling documents for the loan modification.

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Starting January 1, 2013, the California Homeowner Bill of Rights will: &#13

Ban “dual-tracking” (which is when banks pursued foreclosure even though the homeowner was in search of a loan modification) &#13

Need 1 lender get in touch with person per buyer &#13

Boost penalties for lender robo-signing (which automatically approves foreclosure without having any individual reading documents) &#13

Let property owners sue lenders for violations

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The American dream of homeownership has turned into a time-drain nightmare for lenders and borrowers alike thanks to what has up until now been a somewhat murky world of hopes derailed and false promises for these attempting to keep away from foreclosure and obtain a loan modification, stated Priel.

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Priel noted that even though property owners will garner higher accountability from lenders, the law doesnt address the potential for irresponsible behavior by home owners when it comes to filing frivolous lawsuits. To some degree, frivolous lawsuits will be time-wasting and resources-draining and heightened lender charges connected with difficult frivolous lawsuits will, unfortunately, probably be passed on to customers performing business with lenders, said Priel.

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As a major authority in the real estate market, The Peak Corporate Network entities give a full array of comprehensive genuine estate solutions nationwide including brokerage solutions, mortgage financing, loan servicing, escrow services, quick sales, foreclosure processing and 1031 exchange. For a lot more data, check out http://www.peakcorp.com

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The Peak Corporate Network is a brand represents a group of connected separate legal entities, every single delivering its unique set of true estate services.

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Distressed Property owners: Really feel like placing your head in the sand? Do you know about the California Homeowner Bill of Rights?

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Oakland, CA (PRWEB) February 19, 2013

Due to unfair bank practices, too a lot of Americans have been adversely impacted by the housing crisis. On January 1, 2013, the Homeowner Bill of Rights (HBOR) went into effect in California. The bill prohibits a series of inherently unfair bank practices that have needlessly forced thousands of Californians into foreclosure. A element of the bill prohibits the method identified as dual tracking, exactly where a lender forecloses on a house whilst simultaneously negotiating a loan modification or short sale in order to steer clear of foreclosure (and preserve the Property owners credit).

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Though foreclosure prices have lately decreased, these statistics are in comparison to historical higher rates of foreclosure in the final four years. Furthermore, the HBOR will likely slow the foreclosure procedure as banks move to comply to its provisions (and give Property owners a fair shot at foreclosure options). With that mentioned, there nevertheless are several distressed Homeowners out there:&#13

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1 out of each and every 810 housing units received a foreclosure notice in December 2012 (RealtyTrac)&#13

Foreclosure prices: 11.9% (Latinos), 9.8% (African Americans) five% (Whites) (Center for Responsible Lending)&#13

Approximately 23% of all Home owners are at the moment underwater (Multiple sources) &#13

The recidivism price on loan modifications going back into default is higher (A number of sources) and&#13

The unemployment rate has averaged eight.9% the final 4 years (US Department of Labor).

The California Homeowner Bill of Rights will materially alter the contours of mortgage servicing for borrowers in default. Historically, banks have struggled with compliance due to operational failure. When you use WatchThisProperty.com you no longer have to be in the dark. Utilizing this website will aid you to utilize the new rights of the HBOR in order to shield your most crucial asset, your house.&#13

Tiffany R. Norman, from TRN Law Associates.

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The HBOR includes extra protections, including: banning robo-signing, the assure of a single point of contact, and the proper to challenge your lender on their proper to foreclose. Property owners now have a tool created for them (and not investors) to bring transparency and help them handle the foreclosure method.

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“I was a victim of Dual Tracking which was a normal practice for banks. I was producing my trial payments and struggling to keep my property when I was foreclosed on. Thats why WatchThisProperty.com is such an critical tool. They will not only tell you if a bank has began foreclosure procedures but also supply info which aids you stay in your property.&#13

Jose, Homeowner, Pittsburg, CA

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WatchThisProperty.com believes Home owners must be capable to monitor the foreclosure status of their residence in an efficient and inovative way, such as permitting Home owners to monitor foreclosure and lien document filings and trustee sale info. Homeowners will be alerted electronically and will not have to rely on snail mail (or driving to the county records workplace) to discover such critical and timely info.

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About WatchThisProperty.com&#13

WatchThisProperty.com assists to preserve Property owners and Tenants in their residences with relevant and timely info. Founded in 2011, WatchThisProperty.com is comprised of a team of customer advocates, technologies, legal, and banking professionals. Much more info is accessible at WatchThisProperty.com.

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Data Technologies and Cloud Computing Authorities Bill Kelvie and Carrie-Anne Mosely Join Aptaria Board of Advisors

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McLean, Virginia (PRWEB) Might 30, 2013

Aptaria, a major Mid-Atlantic provider of cloud integration options for high-growth businesses and non-profit organizations, announced right now that Bill Kelvie and Carrie-Anne Mosely have joined the companys Board of Advisors. The two nicely-known leaders in their fields bring Aptaria exclusive strategic perspectives to accelerate the companys expansion and entry into new markets.

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“Bill and Carrie-Anne have decades of encounter in guiding their firms and customers along innovative paths,” said Aptaria CEO, Andrew Lawlor. “Have been honored to have as our advisors, two authorities in info technologies and cloud computing to give us with insights that will fuel Aptarias next phase of development.”

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Kelvie served for a decade as Fannie Mae’s Executive Vice President and Chief Data Officer. Under his leadership, Fannie Mae introduced a number of technological innovations that had been later recognized in Jim Collins’s book, Very good to Wonderful. He was twice nominated by InformationWeek for CIO of the Year.

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In 2000, Kelvie founded Overture Technologies, a provider of sophisticated technologies tools to address complicated economic and lending decisions in the mortgage and larger education industries. Overture customers integrated business leaders such as Freddie Mac and Wells Fargo, as properly as Duke University, The University of Pennsylvania, and The College Board.

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Mosely is a cloud computing evangelist who assists consumers see the path from their legacy software platforms to cloud primarily based solutions. She is Regional Vice President, Enterprise East at Coupa Software, provider of cloud-primarily based devote optimization options for finance.

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Earlier in her career, Mosely spent 14 years at Oracle prior to joining Saleforce.com, exactly where she guided customers in transforming their strategy to sales and marketing and advertising. Mosely has a MS in data systems and telecommunications from Johns Hopkins University and a BA in government and politics from the University of Maryland.

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About Aptaria

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Founded in 2002, Aptaria is a leading provider of Salesforce CRM and cloud integration services for higher-growth companies and non-profit organizations in the Mid-Atlantic region. We achieve the highest client satisfaction ratings for on-time, on-budget projects through our agile software program improvement method and established onshore/offshore development approach. We are experts in cloud computing and practitioners — we personal no servers, operate no data centers, employ no network, method or database administrators and license no on-premise computer software. To find out a lot more about customizing sales processes from order-to-money, or integrating information and applications to reveal far more buyer engagement opportunities, pay a visit to http://www.aptaria.com

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