Phoenix, AZ (PRWEB) June 1, 2009
With U.S. foreclosure activity up 32 % from April 2008(1), eModifyMyLoan is equipping homeowners with two straightforward-to-use Web applications that can support lower monthly mortgage payments and ease financial stress.
Albuquerque, NM (PRWEB) September 25, 2009
Walt Vieira “The Mortgage Rebel”, author of Mortgage Secrets six Measures To the Lowest Rate and Closing Charges… Assured! reveals what mortgage businesses do not want shoppers to know. These 7 suggestions will aid buyers save thousands of dollars.

Shoppers need to be aware of the Loan Sharks lurking in the waters. Now more than ever consumers require to make positive they are dealing with the right mortgage organization and loan officer. Mortgage Fraud is not going away any time quickly. According to the FBI, Mortgage Fraud is escalating and there seems to be a correlation between fraud and distressed true estate markets, the number a single state being California. Scams consist of, Bait and Switch, Loan Modifications, and Foreclosure Rescues.

“Sector personnel will really feel stress to discover alternative techniques to match the income they enjoyed during the actual estate boom years. Numerous will be prepared to conduct criminal activities to accomplish this purpose…” – FBI

Avoid These 7 Mortgage Traps 

The No. 1 question buyers need to be asking — just before they decide on a mortgage organization.
No matter whether you must adhere to your realtor’s guidance relating to home financing.
Paying for a Loan Modification Upfront
The Take Away 
The Bait and Switch
Bad Credit Repair Business Scams
The Low Rate Advertisement scam
Credentials: Walt Vieira :”The Mortgage Rebel” is a 12 year mortgage and real estate professional, President of Riverside Lending & Realty and Author of Mortgage Secrets 6 Measures To the Lowest Rate and Closing Fees… Assured! He has been a Fox Organization News Contributor and Funds Magazine Contributor, and Great Day New Mexico. He has done national Tv interviews along with radio interviews across the nation.

Availability: National by arrangement and by way of telephone

Internet site: http://www.mortgagerebel.com

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Connected Loan Modification Press Releases
Garden City, NY (PRWEB) July 02, 2013
This 4th of July vacation Marden-Kane is supplying a present to Americas small business neighborhood – $ one hundred,000* in promotion advertising and marketing solutions.

In between July 2nd and July 9th the initial 101 businesses to request the Zeus on the web promotion builder app (a $ 995 value) will be provided one particular free of charge trial to be utilised by August 31, 2013.

Zeus allows customers to simply generate a sweepstakes promotion for their companys Facebook page or web site. Integrated with Zeus are official rules authored by Marden-Kane, 1 of Americas most trusted resources for sweepstakes and contest administration solutions.

With Zeus, brands are nevertheless capable to generate and publish a promotion in time for the 4th of July vacation. This generous supply is becoming created to demonstrate our commitment to American enterprise and show how straightforward it can be to produce and run a sweepstakes on the internet, says Marty Glovin, the Chief Solution Officer of Bolt Apps, a subsidiary of Marden-Kane, Inc.

The offer you is limited to the initial 101 firms who commit to making use of Zeus to conduct a sweepstakes. To reserve a trial of Zeus send an e-mail to information(at)zeuspromo(dot)com. Consist of the following in the topic line: Zeus 4th of July Provide. In the message offer your full name, organization name/place, telephone quantity, and a brief statement (no much more than 25 words) explaining the variety of sweepstakes you would run with Zeus. The reduce-off for requests is 11:59:59 p.m. Eastern time July 9, 2013.

Following all 101 trial codes are distributed, notice will be posted at Facebook.com/ZeusPromoApp. Great luck!

About Marden-Kane, Inc.
Marden-Kane, Inc. is an award winning promotion marketing agency with core competencies in strategic arranging, legal and compliance, inventive and technical development, and prize procurement and fulfillment. Its mission is to create integrated promotion campaigns for every single of its national and international customers. Marden-Kane presently serves far more than 50 world-class brands, including Visa, Viacom, SONY, jcpenney, Barclays, Intuit, Ben & Jerry’s, Western Union, L’Oreal, Energizer, and Starbucks. For far more info, please visit http://www.mardenkane.com.

About Bolt Apps, LLC
Bolt Apps, LLC, a wholly owned subsidiary of Marden-Kane, Inc., is an on the web advertising solutions firm that creates merchandise and applications to help a variety of end users — which includes marketers, social media managers, and modest companies — in engaging their consumers. Bolt recognizes limitations in the current advertising and marketing offerings and works to generate intelligent, proprietary tools that fill these gaps, enhance on the web marketing and advertising options, and empower its clients. The very first product providing from Bolt Apps is Zeus. For more info, please go to http://www.boltappsllc.com.

Terms and Situations: Void where prohibited. Have to be 18 years or older. Only one $ 995 giveaway (trial code) per organization. Supply is subject to all terms and situations of the Zeus Promo App at http://www.zeuspromo.com. Only e-mail requests to info(at)zeuspromo(dot)com will be considered for this giveaway. There is no code substitution or transfer permitted. This supply could not be utilised in conjunction with other provides and cannot be sold or exchanged for cash. Not valid for existing Zeus Promo App buyers. This giveaway is sponsored by Bolt Apps, LLC. Not responsible for codes which are lost due to technical difficulties. Bolt Apps reserves the correct to refuse distribution of codes to any prospective client who exhibits objectionable or offensive content either by way of his/her 25 word submission, the organization represented or the material getting promoted.



Associated Administrator Press Releases
Woodland Hills, CA (PRWEB) May 11, 2008
I Brief Sale, Inc. (ishortsale.com), a top nationwide short sale and loss mitigation advisory firm, has expanded its loan modification division with the addition of a number of experienced loan modification specialists and support employees.

Today, our nation is facing an unprecedented scenario in the mortgage business. Residential mortgage credit quality continues to weaken, with each delinquencies and charge-offs on the rise. This trend, in tandem with upward pricing of adjustable-rate mortgage (ARM) loans, falling home costs, and fewer refinancing alternatives, underscores the urgency of locating a workable answer to existing issues in the all round mortgage sector.

I Quick Sale’s loan modification division has a confirmed method to support preserve property ownership, decrease foreclosures, and restore some stability to neighborhood housing markets. “Our specialists have unparalleled encounter offering property owners and investors with verified solutions,” stated Eli Tene, President of I Brief Sale. “Our major objective is assisting home owners and investors with as several choices as achievable throughout the method. It is crucial that we deliver true progress to our clients by negotiating favorable terms.”
Hermosa Beach, CA (PRWEB) August 26, 2008
Given that its launch 6 months ago, The Wisdom Organizations, LLC has seen tremendous development in visitors to their most current consumer-aid web site, http://www.HomeForeclosureFighter.com , targeted at the millions of Americans facing foreclosure following the housing crisis earlier this year. With statistics pointing to foreclosure filings escalating 93% more than final year and projections for 2 million foreclosure filings in 2008, HomeForeclosureFighter.com provides distressed residence owners with details and sources about loan modification and other options for avoiding foreclosure. Currently this year, the internet site has helped nearly one hundred,000 property owners connect with Foreclosure Prevention Specialists that specialize in assisting borrowers cease foreclosure.

“The fast increase in foreclosures this year has led several lenders to consider loan modification as a strategy of loss mitigation,” explained Mark McKendry, CEO of The Wisdom Firms. “Our aim for the web site is to aid connect home owners facing foreclosure with Foreclosure Prevention Specialists, given that numerous home owners are not conscious of loan modification or how to start off the approach.”

Loan modification includes renegotiating the terms of a loan that are a lot more favorable to distressed borrowers, even though nevertheless sustaining the lender’s interest in the debt. Modification of the loan can involve lowering the interest rate, changing the price from adjustable to fixed, lengthening the term of the loan, and lowering the principal, as effectively as other significantly less common approaches.

Due to the quantity of foreclosures and the high cost of legal proceedings generally associated with the foreclosure approach, loan modification has emerged as one particular remedy for the crisis. The housing relief bill passed by Congress in late July was centered about a package of loan guarantees to aid distressed borrowers refinance into market-rate mortgages with far more favorable terms. Just final week, the FDIC announced a program to systematically modify the loans of at least 25,000 home owners with mortgages held by failed lender IndyMac.

HomeForeclosureFighter.com hopes to fill a gap in on the web services that cater to those facing foreclosure. Borrowers can discover a lot more about the options to foreclosure and the foreclosure process via the resources provided by the website. For those seeking the assist of a Foreclosure Prevention Specialist, they can simply offer some simple info about their circumstance and get matched with service providers who may offer competing alternatives to support the borrower keep away from foreclosure. The borrower can review the proposals and choose the selection that greatest meets their wants, despite the fact that they are below no obligation to accept any of the proposals.

About The Wisdom Businesses:
The Wisdom Businesses is a premiere provider of targeted on the internet advertising services. The company streamlines the client acquisition process by matching targeted buyers with prime service providers. Since 2002, Wisdom has connected more than one million extremely motivated shoppers with monetary solutions firms in the mortgage, insurance and credit industries.

For more information, please go to: http://www.thewisdomco.com
For far more info about foreclosure aid, please visit: http://www.homeforeclosurefighter.com

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Glendale, CA (PRWEB) February 9, 2009
As adjustable price mortgages and a receding economy threaten millions of property owners with a prospective foreclosure, the demand for loan modification is causing a lot of of the former predatory lenders to resurface and setup shop as loan modification providers.

“Several of the so known as specialists are the selfsame perpetrators who originated most of the toxic, or even fraudulent loans in the 1st spot,” according to former bank branch manager and loan modification specialist Steve Aranda, author of The Full Guide to Loan Modification.

Loan modification is a procedure by which any homeowner can renegotiate with their current mortgage bank to get their payments or interest rate decreased, and in some cases even get a principal reduction in which their mortgage balance is brought down.

A recent report released by Mortgage Asset Study Institute located that mortgage fraud had enhanced by 45 percent in the second quarter of 2008, as compared to the preceding year. And the FBI has reported that the number of mortgage fraud complaints almost tripled in 2009 as compared to 2005.

Mr. Aranda has launched a new web site, http://www.LoanModificationClub.com, to teach men and women how to do their own loan modifications, saving thousands of dollars in fees and avoiding the threat of falling victim to loan modification scams. The kit involves a book, video, computer software, and forms for any borrower
to complete their own loan modification themselves.

Many of the loan modification scams revolve about up-front costs, according to Aranda.

Nevertheless, unless you are an attorney, an up-front fee can’t be collected soon after a Notice of Default has been filed. Additionally, even just before the Notice of Default, only businesses who have submitted certain documentation to the Division of Genuine Estate for review are capable to gather fees just before any solutions have been rendered, and even then only below certain circumstances.

Aranda estimates as many as 60 percent of all loan modification firms are
practicing illegally, frequently utilizing non-lawyer processing organizations to
negotiate for them without having getting legal counsel on employees.

Quite a few organizations are scrambling to get into the profitable loan modification industry now in California alone, there are practically 200 companies legally able to do loan modifications in the state – up from below 30 firms several months ago. Unfortunately, there are also a lot of organizations who are not legally able to do loan modifications but who do them anyway, taking advantage of homeowners who are desperate for a resolution.

“For homeowners with a difficulty mortgage, there are in fact several options besides loan modification, such as forensic audits, quick sale, deed-in-lieu of foreclosure, or even a reverse mortgage for seniors over age 62,” states Aranda. A forensic audit is a assessment of the initial loan documents, searching for loan fraud or problems as a implies to force a lender to settle and accept greater terms.

Aranda recommends any homeowner in problems or expecting a mortgage adjustment need to investigate all their choices prior to doing business with any individual advertising loan modification.

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Cupertino, California (PRWEB) February six, 2011
Nearby CDPE-designated agent, Timothy Alston of Keller Williams
Chapel Hill and Durham, NC (PRWEB) February 7, 2011
Regional CDPE-designated agent, Jodi Bakst with Group Jodi has created a web site report providing info regarding the availability of lender and government programs to avoid foreclosure, such as the Residence Reasonably priced Foreclosure Alternative Program, or HAFA.

This community resource is accessible at http://www.ShortSalesinNC.net and explains the rewards of brief sales, or promoting a house for much less than the current mortgage quantity owed. Positive aspects consist of decreased damage to credit, protection of security clearance and the potentially harmful impacts of foreclosure on employment. Some programs supply money incentives for property owners who are struggling with mortgage payments and effectively comprehensive a short sale or deed-in-lieu of foreclosure.

Lenders and the federal government have lately updated and enhanced their foreclosure avoidance programs, creating much more members of our neighborhood eligible for assistance. Bakst mentioned. With this report, Im displaying homeowners the advantages of brief sales to their economic futures, and to the stability of our neighborhood.

In late December 2010, the Division of the Treasury updated and improved eligibility requirements for the HAFA plan. They also enhanced efficiency guidelines for lenders, streamlining the process and generating it a far more powerful resolution for home owners to keep away from foreclosure.

Outline of government programs, loan modifications and short sales have been displaying vast improvements, Bakst stated. Lenders are ramping up their resources and putting systems in place to make their foreclosure option programs a lot more effective.

The CDPE Designation Bakst has acquired offers a particular understanding of the complicated troubles confronting distressed homeowners. By means of complete training and knowledge, CDPE-designated agents are capable to offer solutions for homeowners facing financial hardship in todays market place.

To discover far more, pay a visit to http://www.ShortSalesinNC.net.
For a lot more data about the CDPE Designation, visit http://www. CDPE.com.

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Forest Hills, NY (PRWEB) August 24, 2009
Igor Noble, the principal attorney of the Law Offices of Noble & Associates, Computer, who is also the president and founder of Fantastic Northern Mortgage, Corp., an established New York mortgage business, has announced that two organizations successfully operate together providing a loan modification service to assist individuals from losing their properties. The current mortgage collapse and financial recession has numerous men and women in fear of getting foreclosed upon. Mr. Noble and his specialist employees have already helped many individuals save their properties and negotiate payments that had been cost-effective for them.

Actually millions of people are now trapped in adjustable rate mortgages and since housing rates have dropped in value, it is frequent for them to owe far more on their houses than they are even worth. Unless these borrowers are in a position to refinance their loans, the only other viable alternative they have if they are to save their properties is loan modification. Mr. Noble and his firm can effectively negotiate with lenders to decrease interest price and payments.

If the loans were approved throughout the years of 2002 and 2006, the firm stands an even greater likelihood of a profitable negotiation as this is when several State and Federal violations occurred. Due to either greed or oversight, these loans may contain significant violations of the law. No matter why these violations occurred, they can carry extremely stiff monetary penalties for the lender, and can result in significant legal consequences. A lender may possibly be forced to refund all of the interest paid from origination to present date. In addition, loans with illegal terms or circumstances are not enforceable. The foreclosure approach can be stopped when litigation on a questionable loan starts. Mortgage payments may possibly not be essential throughout the foreclosure approach nor during the litigation procedure. To increase their probabilities of good results, Mr. Noble’s firm will perform a full forensic audit by checking State and Federal laws such as HOEPA, TILA, RESPA, ECOA, and FACTA, as effectively as lenders’ underwriting guidelines to see if any violations indeed occurred.

The Law Offices of Noble & Associates, Computer has currently been profitable in saving many clientele from foreclosure. In a single distinct case they have been able to reduce their client’s minimum payment by $ 917 and had their interest rate lowered from 9.375% to just four.00%. To understand a lot more, check out http://www.GetLowRate.com or contact 888-9LOAN99

About Law Offices of Noble & Associates, Pc:
The Law Offices of Noble & Associates, Computer was founded by Mr. Igor Noble, a prominent New York attorney who has been dealing in real estate financing and acquisitions given that 1994. His firm is staffed by a group of mitigation, mortgage, and actual estate experts who specialize in loan modification and preventing foreclosures. Because its inception, the firm has effectively helped numerous consumers save their properties from foreclosure and negotiate payments they could afford.

Collectively with the Wonderful Northern Mortgage Corporation, the firm strives to put forth their maximum work into reaching a remedy that each client will advantage from. They base their relationship with every single consumer on honesty and integrity and make it a practice to stick to up with them on a normal basis to make sure each client gets just the results they have been expecting.

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Washington, D.C. (PRWEB) January 13, 2010
At a time when many Americans are contemplating new resolutions and life adjustments, staying financially vigilant need to stay a priorityespecially for homeowners. For the duration of 2010, an estimated four million households are expected to face the danger of foreclosure. Millions of homeowners will attempt to decrease their mortgage payments with a loan modification.

The national Loan Modification Scam Alert campaign has place with each other 10 tips to aid homeowners searching for foreclosure prevention assistance this year:

1. Make contact with your lender initial as soon as you get concerned about paying your mortgage.

2. Decide your possibilities by speaking to your lender’s loss mitigation division.

three. Be patient but persistent with your lender, since obtaining a loan modification requires time.

4. Contact the Homeowner’s HOPE Hotline at 1-888-995-HOPE. Trained counselors are available 24 hours a day to supply assistance in several languages.

5. Connect with a neighborhood HUD-authorized counseling agency for cost-free by calling 1-888-995-HOPE or visiting http://www.LoanScamAlert.org.

6. Beware of loan modification scams. Some businesses and people are out to take advantage of home owners searching for loan modifications.

7. Stay away from anybody who asks for a charge prior to delivering any loan modification service, like firms, individuals and even some lawyers.

8. Keep away from anyone who guarantees to get your loan modified or quit a foreclosure, since no one has the power to make this promise.

9. Keep away from firms that tell you to stop paying your mortgage and to pay them rather. This is a positive sign of a loan modification scam.

10. Report loan modification or foreclosure scams at any time by visiting http://www.LoanScamAlert.org or calling 1-888-995-HOPE (4673).

About the Loan Modification Scam Alert Campaign
Loan modification scams are proliferating at a rapid pacecosting unsuspecting homeowners thousands of dollars and often their homes. To aid combat this problem, Congress asked NeighborWorks America