Tag Archives: Available

FACTA “Red Flags” for Government Course Now Available from WeComply

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Mahwah, NJ (PRWEB) July 03, 2013

WeComply, Inc., a leader in net-based ethics and compliance instruction for corporate personnel, has announced its FACTA (Fair and Precise Credit Transactions Act) “Red Flags” for Government education course. This course will aid employees of government agencies and entities recognize red flags of prospective identity theft and respond appropriately.

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The course starts by addressing the topics of what is identity theft, fighting identity theft with FACTA and identifying and detecting red flags. The course then explains suspicious documents, suspicious personal identifying data and suspicious activity. It subsequent covers identity theft alerts, low-tech red flags, responding to red flags and other info-safety practices. The course concludes with a discussion of identity theft as a moving target.

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Identity theft is a significant problem affecting person citizens, businesses and organizations, said Mike Pallatta, WeComply CEO. Government entities that manage personal and organization account info are vulnerable to criminals looking for to carry out identity theft. This course was developed to educate staff of government entities about the red flags of identity theft so they may possibly recognize them and know how to respond accordingly.

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For much more details on WeComplys FACTA for Government course, please check out http://www.wecomply.com/ethics-training/1644066-facta-for-government-compliance-instruction-courses-classes.

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About WeComply&#13

WeComply is a leading provider of ethics and compliance coaching for employees in all industries and gives a lot more than one hundred courses that are simply customized and accessible in numerous languages each online and offline. Businesses can host courses in their personal LMS or use WeComply’s patented system, which offers centralized administration, custom reporting and other advanced functions. WeComply is the exclusive compliance coaching companion of Proskauer and the ACC Alliance. For much more info, check out http://www.wecomply.com.

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New Amortization Calculator Available for Free Download and External Web site Usage

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Stratford, CT (PRWEB) December 15, 2005

Owners and operators of lending-oriented Internet sites will not want to miss a new complimentary tool at the moment being supplied by Amortization-Calc.com. The internet sites amortization calculator is now obtainable for cost-free download and placement on exterior web sites. What tends to make this supply so attractive is that theres no monetary charge for the service. In reality, the only repayment required for use of the amortization scheduler is a link back to Amortization-Calc.com. Webmasters who would like to provide their guests with a plug-and-click amortization schedule can download the calculator on the web at http://www.Amortization-Calc.com.

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A recent Fannie Mae survey that focused on the willingness of Americans to use the Internet in getting a mortgage revealed some intriguing statistics. Twenty-eight percent of those surveyed mentioned they would definitely or almost certainly use the Internet to apply for a mortgage. That figure represents a 20 percent boost over the constructive response price just four years ago. Even much more telling, only 39 percent of Americans mentioned they would definitely not make use of the World wide web in applying for a mortgage.

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Clearly, would-be borrowers are more frequently turning to the Globe Wide Internet for help in securing the greatest attainable loan and mortgage rates. What this implies for loan officers is that if theyre not accommodating the ever-rising World wide web demands of their clients, they stand a actual chance of losing enterprise. Amortization-Calc.coms amortization calculator is just the tool lenders want to overcome such obstacles.

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Incorporation of the amortization calculator into their site poses many benefits to brokers and loan officers. 1st and foremost, since the code is constructed in to the lenders personal internet site, guests wont be leaving their original destination point to receive their amortization schedule results. Far better nevertheless, adding the calculator to ones web site will take 10 minutes or significantly less, installation and integration inclusive. Thats since Amortization-Calc.com offers all the necessary supply code documentation and help free of charge of charge. With no upfront or annual costs related with its usage and complimentary upgrades and individual computer software modification rights included, theres simply no excuse for not giving Amortization-Calc.coms amortization calculator a attempt.

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To learn how you can swiftly and freely supply prospective borrowers with an at-a-glance amortization schedule, visit Amortization-Calc.coms downloading link online at http://www.amortization-calc.com/download.php.

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Make contact with Data:

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Arseniy Olevskiy

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+99 (897) 154-2974

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http://www.amortization-calc.com&#13

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Totally free Brief Sale Calculator Now Available to Realtors(r) and Homeowners

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Salt Lake City, UT (PRWEB) September 27, 2010

“Must I remain, or must I go now?”

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Like the lyrics from the ’80’s punk-rock band The Clash, a lot of property-owners are faced with the tough selection to stay in a house where they now owe substantially more than the property is worth or to move on. 79% of American property owners may now find themselves in this circumstance. A staggering statistic.

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The choice to keep or go is a difficult 1. These complicating factors contain: family members, neighbors, close friends, schools, bankruptcy, credit rating scores, and an individualized list that is distinct to every homeowner. Complications, however, do not need to consist of ambiguity as to the economic ramifications of the choice.

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A lot of upside down property owners are electing to stay in their properties because they believe that the marketplace will quickly recover, or that the market place will quickly make up for the losses that they have suffered.

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The monetary query is: How lengthy are you prepared to remain with a home and wait for it to recover? Or, will I ever recover my continuing investment? For a lot of, continuing to spend into an over-priced mortgage, on an over mortgaged home, is an exercising futility: throwing very good cash right after undesirable. Rather of staying with the house, need to the homeowner contemplate a quick sale, loan modification, or foreclosure? But how can you know?

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Thankfully, there is now a tool that can support bring cold-hard numbers to bear on this emotional choice.

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MyShortSaleCalculator.com offers a cost-free tool that, with a little input, can reduce an incomprehensible jumble of numbers and information into a single straightforward number: the quantity of months till your home’s worth as soon as once again equals the quantity owing.

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Stay or Go? For a surprising quantity of borrowers, the numbers say … GO!

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About the Author:

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Michael T. Moss is the Managing Member of American House Law, Pc a firm that specializes in loss mitigation for distressed home-owners. Mr. Moss is a graduate of Brigham Young Law School, who has 25 years of professional experience representing homeowners as an advocate, and title insurance coverage provider.

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Connected Loan Modification Press Releases

W2’s and 1099’s for 2008 Are Now Available by way of Verification Bureau’s 4506T Revenue Verification Method

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Miami, FL (PRWEB) Could 21, 2009

Verification Bureau’s 4506T revenue verification solution enables creditors and monetary institutions to confirm the applicant’s earnings in much less than 24 hours. “Creditors and economic institutions face the growing challenge of producing positive their loan applicants qualify from repayment capacity perspective. With 2008 W-2 wage and 1099 information now at their fingertips lenders can make accurate choices in much less time” said Esteban Reyes – CEO for Verification Bureau, “VB’s Income Verification remedy offers a trustworthy resolution to mitigate the threat of falsified revenue running by means of their origination and loan modification pipelines” he added.

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IRSRecords remedy is really easy to use, hugely strong and capable of delivering benefits quick by means of a secure site or in information format by means of XML net solutions. The company’s resolution can be bundled with other goods and services accessible by way of the fraudpredator.com on the internet suite of info verification systems which incorporate: employment, identity, collateral, and asset verification.

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To learn much more about the IDFraudScan Remedy speak to contact 877-477-4506 Ext. 201.

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About Verification Bureau&#13

Founded in 2001, Verification Bureau is the major provider of automated IRS direct revenue verification (via 4506T) and SSA direct Social Security Number verification systems. More than two,500 clientele and 18,000 customers worldwide have screened over 1,000,000 loan files using their suite of verification services, background screening, compliance options, and fraud detection systems.

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Verification Bureau gives a cost-free plan which lenders can test for a limited time. For far more info: http://www.verificationbureau.com, phone 877-477-4506 Ext 201.

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Get Out of Debt Free Card, Now Available on Kindle, is a Personal Finance Book Everyone Can Understand

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(PRWEB) February 07, 2012

Get Out of Debt Free Card, written by Karin Palminteri, is now available on the Kindle platform. The book was written with the goal of helping the everyday person become financially responsible by teaching readers how to develop skills to get out of debt and make good financial decisions. The book has everything the reader needs to know for a debt free future. There is no finance degree or college education required; this book was written for everyone to understand.

If more people are aware of their finances and how to structure them, and they are educated on the resources available to them, they will be able to get out of debt and make good financial decisions in the future. In return, it will help our economy as a whole, Palminteri said. In todays society, a lot of people make very poor financial decisions due to the lack of knowledge and skills that are required to be successful financially.

Palminteri wrote the book in a straightforward, easy-to-understand manner, leaving out the fluff included in other personal finance books. She gives the reader clear information and gets straight to the point.

The following topics are featured in the book:


Creating a budget: It is important to know how to create / structure and stick to a budget. A budget is a breakdown and plan of how much money you have coming in and going out. A business couldnt be successful if it didnt keep track of its income and expenses, and the same is true when it comes to personal finances.

The warning signs of debt: There are a few early warning signs of credit problems people should be aware of. When you know what warning signs to look for, action must be taken immediately to turn finances around.

Defining wants and needs: As we take a closer look at our spending habits during our countrys financial crisis, chances are we are still spending hard-earned money on needs that should really be wants. We must become more financially responsible for our actions and more conservative with our finances.

How to live within and beneath your means: Its important to learn how to save money and live beneath your means. Your spending habits can have a tremendous impact on your financial future.

Creating and structuring goals: Goal setting is a very important tool to use in your life. It helps you focus on your current and future visions for yourself, while quickly identify distractions that take you off your path to your current goal.

Negotiating tips and techniques for credit card debt reduction: One of the best possible ways to get rid of your debt is to ask creditors to negotiate the amount to be paid. In this manner, you can ask the creditor to allow you to pay a certain amount smaller than that which is due. Before moving on to debt settling with a collection agency, you need to first understand how collection agencies play a part with your debt.

How to reduce expenses: Never pay full price for anything, including internet, phone, satellite and cable services prices. You have to ask for a discount to get one everything is negotiable. Many retail stores will give you at least 10% discount if you ask. When structuring your budget for utilities, call and get on the budget plan program which puts your bill at a set amount each month. On a set budget plan, you will eliminate any potential financial surprises.

Important facts about banks and mortgages: What are your rights? What help is available? What loan modifications are available? Make decisions with your head, not your heart. Reduce your house taxes by filing an appeal for a property tax decrease.

It is important to read every chapter in the book and incorporate them into daily life. The chapters help develop skills to be financially successful and eliminate debt. The goal-setting skills that will be acquired can also be useful in personal life for success.

Get Out of Debt Free Card is available for the Kindle for $ 7.95 and can be found by clicking here.

About the Author:

Karin Palminteri has had many financial challenges in her life. She worked a full time job and two part time jobs while attending college full time for 6 years. She was a single parent raising two sons on her own with no financial support from her ex-husband while having both sons in ice hockey 5 days a week and spending only $ 25.00 a week for groceries. She encourages readers to not give up on their goals and dreams, reinforcing that if they push themselves hard enough, they will succeed. She is living proof.

Palminteri has a BA in Finance and a MBA in International Business at DePaul University. She is currently working as a Sr. Financial Analyst and has over 15 years of financial experience in budgeting, forecasting, costing and financial structuring. She has her own business that financially advises the budget structuring of start-ups, presents workshops for a debt-free future and provides private debt consolidation advice. She is living proof that if you have a strong desire and determination to succeed and get out of debt, you will.

Media Contact:

Karin Palminteri

708-320-8531

karin.palminteri(at)yahoo(dot)com

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More Loan Modification Yourself Press Releases

Slow Healing: Cell Therapy in the US Industry Market Research Report Now Available from IBISWorld

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Los Angeles, CA (PRWEB) May 25, 2013

IBISWorld estimates that revenue for the Cell Therapy industry will grow at an average annual rate of 28.7% to $ 1.0 billion in the five years to 2013, including growth of 17.9% in 2013. From 2002 and 2008, no new cell therapy products were introduced, according to IBISWorld industry analyst Kevin Culbert, causing relatively modest growth during that period. In the years since, however, the Food and Drug Administration (FDA) has approved six new products. This factor contributed to the industry’s fast growth during the five years to 2013.

In 2011, the release of Dendreon’s Provenge contributed to revenue growth of 59.5% during the year. The product got a significant boost when Medicare announced that it would cover the cost of reimbursement. In spite of this, the treatment’s reception was expected to be considerably greater. Slow adoption was partially caused by the treatment’s high sticker price (due to its high cost of development), a factor that has led many doctors to use alternative treatments, Culbert says. Industry operators have spent billions of dollars trying to develop a blockbuster treatment that will yield billions of dollars in return. Wage costs contribute significantly to the Cell Therapy industry s high operational costs. In 2013, for example, wages alone are expected to represent 118.5% of industry revenue, causing the industry to operate at a loss throughout its existence.

During that time, industry operators will benefit from the research and development (R&D) that has taken place over the past five years and the clinical trials that are currently in place. The industry will also benefit from the FDA’s Safety and Innovation Act, which was signed into law in July 2012. The act will accelerate the approval process for drug manufacturers, including regenerative medicine products. In spite of this factor, industry firms are expected to continue operating at a loss over the next five years as vast sums of money are poured into R&D. In addition to Dendreon, current major players include Shire Pharmaceuticals, Organogenesis Inc. and NuVasive Inc.

The Cell Therapy industry has a high level of market share concentration. Given that the industry is in the growth stage of its life cycle and it typically takes a number of years to bring a product to market, there is a large number of smaller companies in the industry that are still in the product development stage and awaiting FDA approval. There are currently only about 40 cell therapy products available on the commercial market, according to the Alliance for Regenerative Medicine’s annual report. Consequently, market share concentration is expected to decrease over the next five years as new products are introduced to the commercial market. For more information, visit IBISWorlds Cell Therapy in the US industry report page.

Follow IBISWorld on Twitter: https://twitter.com/#!/IBISWorld

Friend IBISWorld on Facebook: http://www.facebook.com/pages/IBISWorld/121347533189

IBISWorld industry Report Key Topics

This industry engineers human tissue, also known as cell therapy or regenerative medicine. Tissue engineering is the use of a combination of cells, engineering and materials methods, and suitable biochemical and chemical factors to improve or replace biological functions. Key functions include repairing or replacing tissues (e.g. bone, cartilage, blood vessels and skin).

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About IBISWorld Inc.

Recognized as the nations most trusted independent source of industry and market research, IBISWorld offers a comprehensive database of unique information and analysis on every US industry. With an extensive online portfolio, valued for its depth and scope, the company equips clients with the insight necessary to make better business decisions. Headquartered in Los Angeles, IBISWorld serves a range of business, professional service and government organizations through more than 10 locations worldwide. For more information, visit http://www.ibisworld.com or call 1-800-330-3772.







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