Tag Archives: Audits

Reaching U Network is Giving Away 100 Forensic Mortgage Audits to Struggling Home owners

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Miami, FL (PRWEB) September 14, 2011

Banks lending practices these days have been much more than questionable, as according to a report issued by FDIC, 80% of all mortgages contain some kind of fraud. For that reason questioning ones current mortgage documents for fraudulent activity should be a principal concern for each and every homeowner. Reaching U Network, a nonprofit organization, is providing away one hundred Forensic Loan Audits to house owners who have been struggling to preserve their homes. For a homeowner who maybe struggling with a tedious loan modification method or due to a hardship may have defaulted or fallen behind on their mortgage payments, a forensic loan audit might support identify fraudulent activity in mortgage documents which may possibly support save a residence from foreclosure.

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A homeowner must know that a forensic audit alone can not stop foreclosure, any homeowner who is told this demands to be conscious that they are becoming misinformed. What a forensic loan audit can do is open up a discovery method for litigation that could void ones mortgage if it is determined that a home owners mortgage document consists of fraudulent doings. If a homeowner is a victim of fraud or predatory lending practices, a forensic loan audit will give the signifies to take back control for a residence owner struggling to save their home.

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According to Customer Affairs, it is illegal for a mortgage lender to force one to spend on a mortgage that consists of any type of fraud, therefore if a forensic loan audit proves there is fraudulent activity proper legal representation will be necessary to assist a homeowner by way of the procedure of litigation soon after the audit is full.

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Reaching U Network is helping to take the initial step in figuring out if a property owners mortgage is fraudulent. To qualify for a forensic loan audit you should be a homeowner, be behind or in default of your mortgage payments, be employed or have an income and you have to want to save your home. To qualify for a cost-free forensic loan audit send your request to info(at)reachingunetwork(dot)org. Take the very first step in saving your home.

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Related Loan Modification Press Releases

The Law Offices of Kramer and Kaslow: Confidential Federal Audits Accuse Five Most significant Mortgage Firms of Defrauding Taxpayers

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Calabasas, CA (PRWEB) June 16, 2011

Philip Kramer, lead attorney at the Law Offices of Kramer and Kaslow commented on a Huffington Post write-up that reported about confidential federal audits of the nation’s largest banks.

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A set of confidential federal audits accuse the nations 5 largest mortgage businesses of defrauding taxpayers in their handling of foreclosures on homes purchased with government-backed loans, four officials briefed on the findings told The Huffington Post. The 5 separate investigations have been performed by the Division of Housing and Urban Developments inspector general and examined Bank of America, JPMorgan Chase, Wells Fargo, Citigroup and Ally Financial, the sources stated.

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According to the Huffington Post, The audits accuse the five key lenders of violating the False Claims Act, a Civil War-era law crafted as a weapon against firms that swindle the government.

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The audits have been completed between February and March, sources mentioned. According to the Huffington Post, The internal watchdog office at HUD referred its findings to the Division of Justice, which should now determine whether or not to file charges.

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Philip A. Kramer, an lawyer who represents hundreds of consolidated plaintiff litigation clients in lawsuits against six main lending institutions observes that, It is really an irony that the exact same tools the banks utilized to abuse homeowners are now getting employed against them. If the reports are precise, and I have no purpose to believe they are not, then it appears most likely that the government will use the banks wrongdoing to leverage a much more substantial resolution for aggrieved homeowners.

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More of Phil Kramers observations can be located at the Kramer and Kaslow blog.

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ABOUT PHILIP KRAMER&#13

PHILIP A. KRAMER is the senior companion of the Law Office of Kramer &amp Kaslow, in Calabasas, California. Kramer &amp Kaslow is Martindale Hubbell AV rated. Mr. Kramer is a perennial recipient of the prestigious Southern California Super Lawyer award.

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Mr. Kramer received his undergraduate degree from Ohio State University and his Juris Doctorate from the Catholic University of America, in Washington, DC. His practice emphasizes commercial litigation and trial advocacy, with a concentration on organization litigation, and real home matters. He has prosecuted and defended cases for over twenty 5 years.

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Mr. Kramer is a licensed real estate broker and has spent considerable time providing legal solutions in connection with genuine estate concerns relating to loan modification and loss mitigation, land use and zoning, environmental troubles, easements, construction and improvement, finance, and landlord tenant matters.

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Mr. Kramer is admitted to practice just before all courts in the State of California, the United States Supreme Court and the United States Court of Military Appeals. Mr. Kramer has tried in excess of 200 situations. He has appeared on nationally televised programs with regards to pre-trial procedure and trial method and has appeared as a guest lecturer on topics ranging from constitutional law to trial practice, and Mr. Kramer regularly lectures on a broad spectrum of numerous legal and enterprise problems.

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Mr. Kramer also serves as a Judge Pro Tem for the Los Angeles Superior Court and as a Mediator.

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Mr. Kramer is also a past president of the Los Angeles West Inns of Court, a national organization dedicated to bringing professionalism and civility back into the legal profession. He also serves on numerous Boards of Directors and serves as an officer in many businesses. For far more info get in touch with (818) 224-3900 or go to http://kramer-kaslow.com

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Far more Loan Modification Services Press Releases

Cease Foreclosure, Forensic Loan Audits with Loan Modifications

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Mamaroneck, NY (PRWEB) September five, 2009

Via the Forensic Loan Audit, Guardian Advocate Group, Llc is offering customers a way to have leverage in order to aid them receive a Mortgage Modification More quickly and with quite tiny hassle.

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Forensic Loan Audits involves a Comprehensive intake interview with all parties on the mortgage, Full loan document and disclosure audit by employees attorneys and CPA’S to Uncover Violation in Truth In Lending Act ( TILA ) and True Estate Settlement &amp Procedures Act ( RESPA ). We also Carry out a Reverse engineering of your loan terms and Annual Percentage Rate ( APR ) for feasible TILA violations. “Our Clientele get a Full report with all violations and findings, According to Gregg Schwack “Branch Manager”

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“Our Forensic Loan Doc Audits will aid home owners to find out if there loans were carried out illegally and give us nearly a full proof answer to their mortgage troubles,” says Mike Luchen President of Guardian Advocate Group, Llc”

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Guardian Advocate Group, Llc specializes at delivering home loan mortgage modification solutions, it also offers buyers with a number of other debt associated services such as Debt Settlement, Short Sales, Principal Reductions and Forensic Loan Audits. Guardian Advocate Group is a a single quit shop for all modifications and credit card debt settlement.

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About Guardian Advocate Group, Llc :&#13

Guardian Advocate Group, Llc was founded by “Mike Luchen” a Top Realtor Ranked in the Leading 1% in the Globe with Coldwell Banker Residential Brokerage due to the current predicament of most property owners in today’s marketplace.

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“We have a champion team of licensed mortgage bankers, loan processors, Realtors and on staff attorneys &amp CPA’s who handle the each day obstacles homeowners will encounter. We will guide you whilst doing a loan modification, or mortgage forensic loan audit each and every step of the way. We even supply Do It Yourself Loan Modification Kits”

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“Guardian Advocate Group, Llc constant track record of uncompromising ethics, integrity and trust is unsurpassed. We respond swiftly and give you the most efficient and personally tailored service obtainable in the market these days. We know that several Americans face difficult occasions and individual hardship. We are very successful in assisting in the home loan modification method.”

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For Homeowners who require assist or would like a free consultation, We encourage folks to contact our loss mitigation consultants at 877-511-6637 or Check out THEM on the net at http://www.GuardianMods.com

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Mortgage Fraud Examiners Warns: Beware Of The Latest Foreclosure Rescue Scam–Securitization Audits

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(PRWEB) March 27, 2012

With many homeowners facing foreclosure and looking for help across America, many worthless services have cropped up with such promises as mortgage elimination or other foreclosure tactics that in some cases are patently illegal. One commonly advertised service is a Securitization Audit.

A number of companies have been pushing forensic loan audits, aka TILA/RESPA audits. Since knowledgeable attorneys and homeowners recognize these audits are basically useless, the “wolves in sheep’s clothing are now peddling, securitization audits.

Mortgage Fraud Examiners Founder Storm Bradford explains: The supposed reason given for a securitization audit is to determine the true owner of a promissory note. Allegedly, with this information, the homeowner can show a court that the party actually foreclosing on a mortgage is not the actual note owner.

However, securitization arguments like, show me the note, assignment, MERS, robo-signing, and so on, generally amount to nothing more than just stalling the inevitable–the homeowner getting booted to the curb. None of these hopeless arguments changes the essential fact; the Court in a judicial state MUST give relief and remedy to the lender or assignee, because the borrower breached the contract. And in a non-judicial states, the private trustee implements a private sale to a buyer without a judges involvement. Nobody ever looks at the issues raised by the securitization audit. So only the uninformed would think a securitization audit could be anything more than useless.

Moreover, if homeowners and their legal counsel really had doubts about who had the legal right to foreclose theyd file whats known as a interpleader action listing everyone who might have a claim, deposit their mortgage payment with the Court, and let the lenders and assignees fight it out. However you never see that, since defaulting homeowners and their counsel really dont care who has the right to foreclose, so long as its not THE bank foreclosing now. Its just about stalling, and lining the pockets of pretender defenders. http://www.veteranstoday.com/2012/03/21/mortgage-fraud-examiners-warns/

As a result, knowing who owns your note is like knowing the earth speeds through the universe at 67,000 miles an hour, its basically worthless information. Nonetheless, as a courtesy to homeowners they can call us and wed be more than happy to show them how to acquire information about the owner of their note for FREE.

Gregory Bryl, a foreclosure defense attorney practicing in Virginia and Florida, explains: most securitization audits that I have reviewed are inadmissible in a court of law; they contain a mere opinion of a layman without personal knowledge (direct experience) as to what happened with a particular mortgage note after closing. Why pay a securitization auditor when you can have your grandmother provide an opinion as to what happened with the note and have her sign an audit report? In reality, in about 95% of all cases, the information supplied by a securitization audit is either already publically available, or it is unavailable to either the homeowner or the auditor. Thus, where a homeowner genuinely lacks this information, an outsiders opinion (in contrast to the banks admission) is unlikely to help.

Thomas K. Plofchan, Jr., an attorney in Sterling, Virginia, who employs the services of Mortgage Fraud Examiners, adds: Ultimately, the only real issue is whether a proper lien has been created with the house as collateral. It is astonishing just how many legal errors, contract breaches, and frauds, can be exposed by a meticulous examination of the mortgage transaction.

Matter of fact, in two recent cases we were able to identify and establish evidence to show the deeds of trust were void. The end result for the homeowners was receiving their respective homes free and clear. So, its quite clear, a thorough examination of the mortgage contract is the ONLY proven method to uncover evidence that could affect the validity of the lien.

Attorneys Bryl and Plofchan, like many attorneys are exposing securitization audits for what they are basically worthless. http://www.nakedcapitalism.com/2011/05/new-homeowner-scam-mortgage-securitization-audits.html and http://mattweidnerlaw.com/blog/?s=securitization+audits&search=Search

Bradford concludes: Undeniably, the only established procedure for a homeowner to obtain financial compensation or their home free & clear is through an in-depth analysis of the mortgage transaction, to identify legal errors, contract breaches, tortious conduct, to include appraisal fraud; and then attacking the loan based on those findings. Regrettably, everything else is just wishful thinking or a scam. http://www.wvrecord.com/news/233771-quicken-loans-on-losing-end-of-3-million-predatorylending-

Mortgage Fraud Examiners is a project of Lex Consulting, LLC, for over 30 years, Lex Consulting has provided litigation support to attorneys, helping them break into new areas of practice, or providing specialized advice for complex cases requiring novel approaches to the law. Due to the housing crisis, Mortgage Fraud Examiners, a team of specially trained legal professionals, was created to provide borrowers and the legal community with comprehensive assistance to help them keep them in their homes.

Mortgage Fraud Examiners

Phone: 800-540- EXAM (3926)

http://www.mortgagefraudexaminers.com







Related Securitization Audit Press Releases

e-Logic Group CEO Anthony Martinez Conducts Strategy Sessions To Discuss Seminars On Advanced Securitization Audits, Forensic Audits, Quiet Title, Mortgage Fraud

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Miami, FL (PRWEB) July 13, 2012

As real estate scammers continue to hold bogus seminars using hot industry catch phrases like Quiet Title and Mortgage Fraud, a greater need has presented itself for real, crucial and critical information on these very real topics. “I may think I know everything there is to know about advanced securitization, quiet title and mortgage fraud options or arguments but that may not coincide with what attorneys and investors really need,” says Anthony Martinez, e-Logic Group’s Chief Executive Officer whose company now offers Advanced Securitization Audits, Forensic Audits and Litigation Strategy Analysis and is very well known in the legal community as one of the most reliable go to resources. “Attendees of seminars are your clients and like all relationships it’s important to discuss your clients needs, understand them and come up with a plan that works for them. That’s why I’ve decided to conduct strategy sessions with attorneys and investors on the topics of my Discovery Tactic’s Seminars before I actually begin offering them.”

Discovery Tactic Seminars are designed to be cutting edge. They offer attendees factual and critical real life working information that’s not theory based on someone’s inexperienced interpretation. Discovery Tactics is a Weblog authored by Mr. Martinez, a Discovery Expert, Consultant and Strategist. His consulting company Anthony Martinez & Associates/AMA Global Group (“AMA”) is the most advanced Legal Process Outsourcing (“LPO”) company (and probably the only LPO Service Provider) that specializes in real property defense and offensive litigation that offers true back-end office support services to attorneys. AMA does advanced legal research, drafts advanced pleadings and trains attorneys in specific litigation tactics and strategies relative to real property litigation.

“I’ve seen these quiet title seminars and the information they offer first hand. Their quiet title approach is based on the hope of a default. So what happens when the opposition fights back, claims your action is frivolous and moves for attorney fees?