Tag Archives: Attorneys

Temecula Bankruptcy Attorneys Can Assist Cease Foreclosures By Filing Chapter 13 Bankruptcy For Property owners In Need Of Saving Their Residences In Temecula

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Temecula, California (PRWEB) August 04, 2012

When a foreclosure takes spot the lender reclaims a home by legal method to recoup the outstanding balance on a mortgage or loan. The house is sold, normally at auction, and the proceeds of the sale are used to settle the debt. The foreclosure process differs from state to state, and can occur as rapidly as 30 days from the time that a notice is received. In some situations, the lender can also come following the individual for the remainder of the loan if the sale price tag doesnt satisfy the debt. There are actions that a homeowner can take in order to cease a foreclosure with the assist of a Temecula lawyer. The law offices of Zhou and Chini a single of Temeculas better identified bankruptcy firms, is putting forth a enormous marketing campaign to attempt to save homes for Southern California residents. To learn far more about a filing chapter 13 bankruptcy in Temecula visit http://www.bankruptcyattorneytemecula.com/

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The homeowner can also try to negotiate a loan modification with the lender. This can permit the home owner to preserve your home and make the payments on the debt far more manageable. Several programs have been developed to help property owners stay in their residences due to the current mortgage crisis. The U.S. Department of Housing and Urban Improvement supplies details on the governments programs to assist property owners negotiate a mortgage modification. A Temecula attorney can help with negotiating with a lender to acquire a loan modification. Fees associated with the negotiation procedure may possibly limit the advantages of the modification received. The law offices of Zhou and Chini can also check to see if the homeowner qualifies for the new HARP two refinance program for residents who are upside down in their property loan. To find out much more make contact with a bankruptcy attorney in Riverside County to go more than your options.

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A homeowner can also stop foreclosure method by filing bankruptcy in Temecula. By filing a Chapter 13 bankruptcy case the person filing can catch up on back payments on the property by means of the payment strategy worked out with the bankruptcy trustee. The homeowner must continue to make timely payments on your property for the duration of the bankruptcy case, or the lender petition the court to proceed with the foreclosure sale. A seasoned Temecula bankruptcy lawyer can aid you filing for bankruptcy now.

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Filing for Chapter 13 in Temecula may be an selection when facing a foreclosure. By filing a petition for Chapter 13 bankruptcy, foreclosure proceedings will automatically be stayed (stopped, delayed). Chapter 13 is the reorganization chapter of the Bankruptcy code wherein there is a proposed strategy for restructuring debts. This is often referred to as Individual Debt Adjustment or wage earners program. Chapter 13 serves to safeguard the debtors home from liquidation, as would happen in a Chapter 7 bankruptcy. The debtor is necessary to pay bills over a specified period of time, typically three to five years. Throughout that time, creditors are restricted from pursuing collections, which includes make contact with, lawsuits and a lot more. Foreclosure proceedings may possibly also be stayed. An person with typical earnings may be eligible for a Chapter 13, even if he or she is self-employed or operates an unincorporated enterprise. A corporation or partnership is not eligible for Chapter 13. If you are an person with less than $ 307,675 in unsecured debt and less than $ 922,975 in secured debt, you might be eligible to file for Chapter 13. In addition, you should have received credit counseling from an approved agency inside 180 days ahead of filings. Speak with an attorney in Temecula if you have any queries about filing to bankruptcy.

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The firm utilizes Search engine optimization expert solutions to help in law firm advertising to market the message about the value of speaking with an skilled bankruptcy attorney in Temecula, if a person is thinking about filing. The firm continues its on the web presence by offering zero expense bankruptcy details on the bankruptcy firms blog and social media pages. This information along with free of charge consultations the firm hopes to assist more property owners discover about chapter 13 bankruptcy and what choices they may possibly have. To study far more on the bankruptcy firms Temecula Facebook page check out http://www.facebook.com/BankruptcyAttorneyTemecula

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About the Firm: The Law Workplace of Zhou &amp Chini servicing the cities and counties of California. He is a graduate of UCLA and has been practicing law given that 1999. Mr. Zhou has a wealth of encounter in bankruptcy, civil litigation, household law, criminal law and unlawful detainers. Zhou and Chini Law Offices provide bankruptcy help to Temecula, Los Angeles, Riverside and San Diego residents. For much more details about the bankruptcy law firm please call the toll totally free, 888-901-3440 or going to http://www.bankruptcyattorneyinriverside.com/

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Irvine Bankruptcy Attorneys Can Support Cease Foreclosures By Filing Chapter 13 Bankruptcy For Property owners In Need Of Saving Their Houses In Irvine

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Irvine, CA (PRWEB) August 06, 2012

When a foreclosure requires spot the lender reclaims a property by legal procedure to recoup the outstanding balance on a mortgage or loan. The property is sold, normally at auction, and the proceeds of the sale are used to settle the debt. The foreclosure procedure differs from state to state, and can come about as rapidly as 30 days from the time that a notice is received. In some circumstances, the lender can also come soon after the person for the remainder of the loan if the sale price tag doesnt satisfy the debt. There are actions that a homeowner can take in order to cease a foreclosure with the help of a Irvine lawyer. The law offices of Zhou and Chini 1 of Irvines much better identified bankruptcy firms, is placing forth a enormous marketing and advertising campaign to attempt to save properties for Southern California residents. To understand more about a filing chapter 13 bankruptcy in Irvine check out http://www.bankruptcyattorneyirvine.info

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The homeowner can also attempt to negotiate a loan modification with the lender. This can allow the home owner to preserve your property and make the payments on the debt much more manageable. Numerous programs have been designed to help homeowners remain in their homes due to the present mortgage crisis. The U.S. Division of Housing and Urban Development gives details on the governments applications to support property owners negotiate a mortgage modification. An Irvine lawyer can assist with negotiating with a lender to acquire a loan modification. Fees associated with the negotiation approach may limit the benefits of the modification received. The law offices of Zhou and Chini can also verify to see if the homeowner qualifies for the new HARP two refinance system for residents who are upside down in their residence loan. Yet another alternative for those who could qualify is a reverse mortgage Orange County loan. To uncover out far more contact a bankruptcy lawyer in Orange County to go over your choices.

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A homeowner can also quit foreclosure procedure by filing bankruptcy in Irvine. By filing a Chapter 13 bankruptcy case the person filing can catch up on back payments on the property by means of the payment program worked out with the bankruptcy trustee. The homeowner should continue to make timely payments on your property throughout the bankruptcy case, or the lender petition the court to proceed with the foreclosure sale. A seasoned Irvine bankruptcy lawyer can help you filing for bankruptcy now.

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Filing for Chapter 13 in Irvine could be an choice when facing a foreclosure. By filing a petition for Chapter 13 bankruptcy, foreclosure proceedings will automatically be stayed (stopped, delayed). Chapter 13 is the reorganization chapter of the Bankruptcy code wherein there is a proposed strategy for restructuring debts. This is typically referred to as Individual Debt Adjustment or wage earners program. Chapter 13 serves to safeguard the debtors property from liquidation, as would occur in a Chapter 7 bankruptcy. The debtor is needed to spend bills over a specified period of time, typically three to five years. For the duration of that time, creditors are restricted from pursuing collections, including contact, lawsuits and far more. Foreclosure proceedings could also be stayed. An individual with typical revenue might be eligible for a Chapter 13, even if he or she is self-employed or operates an unincorporated business. A corporation or partnership is not eligible for Chapter 13. If you are an person with less than $ 307,675 in unsecured debt and much less than $ 922,975 in secured debt, you could be eligible to file for Chapter 13. Additionally, you should have received credit counseling from an authorized agency within 180 days just before filings. Speak with an attorney in Irvine if you have any inquiries about filing to bankruptcy.

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The firm utilizes Seo professional services to assist in law firm marketing to promote the message about the significance of speaking with an seasoned bankruptcy attorney in Irvine, if someone is considering filing. The firm continues its online presence by offering zero cost bankruptcy info on the bankruptcy firms blog and social media pages. This details along with cost-free consultations the firm hopes to help much more home owners discover about chapter 13 bankruptcy and what alternatives they might have. To read far more on the bankruptcy firms Irvine Facebook web page go to http://www.facebook.com/BankruptcyAttorneyIrvine

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About the Firm: The Law Office of Zhou &amp Chini servicing the cities and counties of California. He is a graduate of UCLA and has been practicing law because 1999. Mr. Zhou has a wealth of experience in bankruptcy, civil litigation, family members law, criminal law and unlawful detainers. Zhou and Chini Law Offices provide bankruptcy assistance to Irvine, Los Angeles, Orange County and San Diego residents. For a lot more info about the bankruptcy law firm please get in touch with the toll free, 888-901-3440 or going to http://bankruptcyattorneyorangecounty.org/

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Bankruptcy Attorney Los Angeles Service Presented by Zhou & Chini, Bankruptcy Attorneys Launch Ad Campaign Offering Cost-free Consultations for Los Angeles Residents

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(PRWEB) August 16, 2012

1 of Los Angeles California bankruptcy attorneys is producing headlines with its current ad campaign supplying struggling Los Angeles residents to speak with a bankruptcy attorney for cost-free. The law offices of Zhou &amp Chini comprehend that many residents in Southern California specifically in Los Angeles need help with ones finances. The firms new ad campaign is supplying totally free consultations for people in search of representation from a bankruptcy attorney. Several residents are wondering if they qualify for chapter 7 bankruptcy, recognized widely as liquidation or straight bankruptcy, Chapter 7 bankruptcy offers filers with protection from creditors and relief from many of the debts that have overwhelmed and burdened them. It will permit an individual to clear most of the outstanding debts quickly and get a fresh commence in a persons economic life.

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Los Angeles has 9,889,056 residents according to the 2011 U.S Census report. Los Angeles, along with most of Southern California true estate market, was hit tough a handful of years back and are nonetheless feeling the effect. When a person is contemplating filing bankruptcy in Los Angeles, it is definitely vital that an person speaks to an attorney. An knowledgeable bankruptcy firm like the Law Offices of Zhou &amp Chini will clear many of a consumers the debts and let the individual to start off fresh. By contacting a California bankruptcy lawyer, that is the 1st step in filing bankruptcy finding a bankruptcy attorney. Bear in mind to bring all monetary documents to the initial consultation to get the ideal suggestions attainable. When working with a bankruptcy attorney, the lawyer in charge will evaluation the economic circumstance and determine the ideal course of action to fit the customers needs. When an lawyer has determined if a client can qualify for Chapter 7 bankruptcy, the process is to move the bankruptcy approach ahead speedily and smoothly for those who do not qualify for Chapter 7, there is nevertheless an alternative. An person in search of relief can nonetheless file a Chapter 13 bankruptcy case. It will call for for the filing person to enter into a payment program that will be designed to meet the individual’s current capacity to pay. Some individuals may possibly want to speak with a reverse mortgage Los Angeles specialist to see if they meet the specifications. For more data about filing for bankruptcy in Los Angeles go to,

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The house owner can also try to negotiate a loan modification with the lender. This can permit the homeowner to preserve your home and make the payments on the debt more manageable. Many applications have been developed to assist homeowners stay in the property due to the current mortgage crisis. The U.S. Department of Housing and Urban Improvement supplies info on the governments programs to assist home owners negotiate a mortgage modification. An Los Angeles attorney can support with negotiating with a lender to receive a loan modification. Costs linked with the negotiation process could limit the rewards of the modification received. The law offices of Zhou and Chini can also verify to see if the homeowner qualifies for the new HARP two refinance plan for residents who are upside down in their house loan. Yet another alternative for some might be an Los Angeles reverse mortgage program. To find out much more speak to abankruptcy lawyer in Los Angeles to go more than your alternatives. A homeowner can also cease foreclosure process by filing bankruptcy in Los Angeles. By filing a Chapter 13 bankruptcy case the individual filing can catch up on back payments on the home by way of the payment program worked out with the bankruptcy trustee. The homeowner have to continue to make timely payments on your house for the duration of the bankruptcy case, or the lender petition the court to proceed with the foreclosure sale. An skilled Los Angeles bankruptcy lawyer can support with filing for bankruptcy now.

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Filing for Chapter 13 in Los Angeles may possibly be an option when facing a foreclosure. By filing a petition for Chapter 13 bankruptcy, foreclosure proceedings will automatically be stayed (stopped, delayed). Chapter 13 is the reorganization chapter of the Bankruptcy code wherein there is a proposed plan for restructuring debts. This is often referred to as Person Debt Adjustment or wage earners program. Chapter 13 serves to safeguard the debtors home from liquidation, as would take place in a Chapter 7 bankruptcy. The debtor is required to pay bills over a specified period of time, generally three to five years. In the course of that time, creditors are restricted from pursuing collections, like get in touch with, lawsuits and more. Foreclosure proceedings could also be stayed. An person with regular earnings might be eligible for a Chapter 13, even if he or she is self-employed or operates an unincorporated enterprise. A corporation or partnership is not eligible for Chapter 13. If you are an person with much less than $ 307,675 in unsecured debt and much less than $ 922,975 in secured debt, the particular person filing could be eligible to file for Chapter 13. Additionally, the party should have received credit counseling from an approved agency within 180 days just before filings. Speak with an lawyer in Los Angeles about filing to bankruptcy.

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The bankruptcy firm makes use of Search engine optimization expert solutions to help in law firm marketing to support spread the message about the value of speaking with an skilled bankruptcy attorney in Los Angeles, if someone is taking into consideration filing. The firm continues its on the web presence by offering zero cost bankruptcy data on the bankruptcy firms weblog and social media pages. This details along with cost-free consultations the firm hopes to support much more property owners understand about chapter 13 bankruptcy and what possibilities they may possibly have.

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About the Firm: The Law Office of Zhou &amp Chini servicing the cities and counties of California. He is a graduate of UCLA and has been practicing law because 1999. Mr. Zhou has a wealth of experience in bankruptcy, civil litigation, family members law, criminal law and unlawful detainers. Zhou and Chini Law Offices offer bankruptcy help to Los Angeles, Riverside, Orange County and San Diego residents. If you need a bankruptcy attorney in Riverside or a Orange County bankruptcy lawyer , firm please get in touch with the toll free, 888-901-3440

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Bankruptcy Attorney Riverside Retained For $100 From Riverside Bankruptcy Attorneys Zhou and Chini For Neighborhood Residents Nevertheless Struggling From The Weak Job Marketplace

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Riverside, CA (PRWEB) August 17, 2012

The residents of Riverside and all Southern California know all about bankruptcy. Many have fought via the hard economic instances, but are nonetheless unable to get a hold on finances. Some appear to a Riverside bankruptcy attorney to help ease the tension and harassment from creditors. Riverside bankruptcy attorneys Zhou and Chini have currently been offering aid to some of the men and women in Riverside that have affected. A law firm representative said, We are promoting our $ 100 down stops creditor calls, by marketing the slogan with totally free consultations for bankruptcy in Riverside our purpose is to help those in need of financial relief.

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The quite initial step prior to anything is to see whether or not an person will be filing will be for a Chapter 7 or perhaps a Chapter 13 bankruptcy. Prior to filing a Chapter 7 bankruptcy in Riverside, the filer need to take a indicates test which takes revenue, costs, assets, and liabilities into account. As a rule of thumb, when the filers income is under that of the states median income, a Chapter 7 bankruptcy in Riverside will be permitted. For either a Chapter 7 or a Chapter 13 bankruptcy, filers can go straight to the court but it is extremely advisable to have an seasoned Riverside bankruptcy lawyer do the bankruptcy court filing. When a customer files a Chapter 7 Bankruptcy in Riverside, theres no minimum or maximum amount of debt one can remove. A Riverside bankruptcy attorney will be in a position to inform that person if you qualify to file for Chapter 7 bankruptcy by running a “signifies test”, as properly as informing if all of your debts are dischargeable. What kind of information will a bankruptcy attorney need to have prior to a person files for a Chapter 7 bankruptcy? The individual will want to get together different documents, which includes: A list of assets and liabilities (normally pulling a credit report assists) earnings and expenses as nicely as other pertinent documentation (W2’s and tax returns are necessary).

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Some Riverside property owners face foreclosure and might not qualify for the HARP Refinance plan. If thats the situation, there are strategies to stop a foreclosure a particular person can also cease foreclosure procedure by filing bankruptcy. By filing a Chapter 13 bankruptcy case an person can catch up on back payments residence and bills by means of the payment strategy worked out with the bankruptcy trustee. The person need to continue to make timely payments on the house during the bankruptcy case, or the lender petition the court to proceed with the foreclosure sale. The bankruptcy attorneys Zhou and Chini can help you filing for bankruptcy in Riverside.

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An Individual could also attempt to negotiate a loan modification with the lender. This may possibly permit them to preserve the property and make the payments on the debt far more manageable. Many applications have been designed to help homeowners stay in their properties due to the existing mortgage crisis. The U.S. Department of Housing and Urban Improvement supplies data on the governments applications to help homeowners negotiate a mortgage modification. A Riverside lawyer can support with negotiate with a lender to receive a loan modification. Fees associated with the negotiation approach could limit the benefits of the modification received.

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The use of a skilled bankruptcy attorney in Riverside to assist an individual in debt is getting employed far more and much more as men and women discover out the bankruptcy is not anything to be ashamed of. The bankruptcy law workplace of Zhou and Chini, have devoted numerous hours to offer totally free details on the firms web site and also through social media. The firm believes by delivering as much data achievable to the public, it will permit consumers to make intelligent selections on monetary choices, or regardless of whether or not they qualify for bankruptcy. For far more data pay a visit to http://www.bankruptcyattorneyinRiverside.com

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The Riverside bankruptcy attorneys utilizes Seo experts to assist in law firm marketing and advertising to promote the message about the importance of speaking with a bankruptcy lawyer in Riverside CA. if a person is thinking about filing. The firm continues its on the internet presence by supplying zero price bankruptcy information on bankruptcy firms weblog and social media pages. This data along with free consultations the firm hopes to attract more Riverside residents seeking for monetary relief. To study far more on the bankruptcy firms Facebook page visit http://www.facebook.com/BankruptcyAttorneyRiverside

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About the Firm: The Law Workplace of Zhou &amp Chini servicing the cities and counties of California. He is a graduate of UCLA and has been practicing law given that 1999. Mr. Zhou has a wealth of knowledge in bankruptcy, civil litigation, loved ones law, criminal law and unlawful detainers. Zhou and Chini Law Offices supply bankruptcy help to Orange County, Los Angeles, Riverside and San Diego residents. If you reside in San Diego or Orange County and think you may qualify for a reverse mortgage to assist handle debts speak with a single of our specialists.For far more info about the bankruptcy law firm please contact the toll totally free, 888-901-3440 or go to http://bankruptcyattorneyinriverside.com

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Bankruptcy Attorney Corona Law Firm Accepts $100 To Stop Harassing Telephone Calls From Creditors By Corona Bankruptcy Attorneys Zhou and Chini

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(PRWEB) August 19, 2012

The residents of Corona and all Southern California know all about bankruptcy. Many of them have struggled by means of these challenging monetary times, but are nonetheless unable to get a hold on finances. For those that require a Corona bankruptcy lawyer to support ease the tension and harassment from creditors. Corona bankruptcy attorneys Zhou and Chini have already been providing aid to some of the individuals in Corona that have impacted. A law firm representative mentioned, We are offering our $ one hundred down to cease creditor calls, by advertising the free consultations for a bankruptcy lawyer in Riverside County

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Despite the passage of the creditor-friendly Bankruptcy Abuse Prevention and Consumer Protection Act of 2005, the Bankruptcy code is a strong tool in the foreclosure defense arsenal. Bankruptcy can be employed as a main method or as an person final resort. The filing of a bankruptcy petition automatically freezes or enjoins the foreclosure sale in most cases and buys the house owner some breathing area. Bankruptcy can be used to get rid of or discharge debt, keep away from liens on a house reorganize a persons debts or both. Truth in Lending violations, payment disputes and litigation can be pursued although an individual is under the protection of the bankruptcy court. The bankruptcy method is set up to give a person a fair shot at saving a house or to give that particular person a fresh begin.&#13

Prior to filing a Chapter 7 bankruptcy in Corona, the filer must take a indicates test which takes earnings, expenditures, assets, and liabilities into account. As a rule of thumb, when the filers earnings is below that of the states median earnings, a Chapter 7 bankruptcy in Corona will be permitted. For either a Chapter 7 or a Chapter 13 bankruptcy, filers can go straight to the court but it is highly recommended to have an skilled Corona bankruptcy attorney do the bankruptcy court filing. When a customer files a Chapter 7 Bankruptcy in Corona, theres no minimum or maximum amount of debt one particular can eradicate. A Corona bankruptcy lawyer will be able to tell that person if you qualify to file for Chapter 7 bankruptcy by running a “means test”, as well as informing if all of your debts are dischargeable. What sort of data will a bankruptcy lawyer need prior to a individual files for a Chapter 7 bankruptcy? The person will need to have to get with each other different documents, like: A list of assets and liabilities (generally pulling a credit report assists) revenue and expenses as nicely as other pertinent documentation (W2’s and tax returns are essential).

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Some Corona property owners face foreclosure and might not qualify for the HARP Refinance plan. If thats the scenario, there are approaches to quit a foreclosure By working with a Corona bankruptcy attorney, the filing individual can make use of this potent tool to have advantage if a property is facing foreclosure. The bankruptcy attorneys Zhou and Chini are very well versed in dealing with bankruptcy as a foreclosure defense. The bankruptcy attorneys have the understanding and the resources required to aid. &#13

An Individual might also attempt to negotiate a loan modification with the lender. This may permit them to preserve the property and make the payments on the debt far more manageable. Many applications have been created to aid homeowners keep in their properties due to the current mortgage crisis. The U.S. Division of Housing and Urban Development provides info on the governments applications to aid home owners negotiate a mortgage modification. A Corona lawyer can help with negotiate with a lender to acquire a loan modification. Charges associated with the negotiation process could limit the positive aspects of the modification received.

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The use of an knowledgeable bankruptcy attorney in Corona to help someone in debt is getting employed far more and more as individuals continue to suffer from the housing and job market place. The bankruptcy law workplace of Zhou and Chini, have devoted numerous hours to provide free data on the firms site and use a law firm marketing company to aid distribute the message. The firm believes by offering as considerably info feasible to the public, it will allow shoppers to make sensible selections on economic choices, or whether or not the person could qualify for bankruptcy.

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Search engine marketing specialists help the bankruptcy attorneys by advertising the message about the value of speaking with an knowledgeable bankruptcy lawyer in Corona CA, if an individual is contemplating filing. The firm continues its web presence by offering zero expense bankruptcy data on bankruptcy firms weblog and social media pages, and video commercials. This information along with free of charge consultations the firm hopes to attract more Corona residents looking for economic relief. To read more on the bankruptcy firms bankruptcy attorney Corona Facebook web page pay a visit to http://www.facebook.com/BankruptcyAttorneyCorona

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About the Firm: The Law Workplace of Zhou &amp Chini servicing the cities and counties of California. He is a graduate of UCLA and has been practicing law considering that 1999. Mr. Zhou has a wealth of knowledge in bankruptcy, civil litigation, family members law, criminal law and unlawful detainers. Zhou and Chini Law Offices give bankruptcy assistance to Orange County, Los Angeles, Corona and San Diego residents. If you live in San Diego or Orange County and think you may possibly qualify for a reverse mortgage to support handle debts speak with 1 of our specialists. For far more data about the bankruptcy law firm please get in touch with the toll free, 888-901-3440 or go to http://www.bankruptcyattorneycorona.com/

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Associated Loan Modification Services Press Releases

Santa Ana Bankruptcy Lawyer Services $one hundred From Orange County Bankruptcy Attorneys Zhou and Chini

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Santa Ana, CA (PRWEB) August 23, 2012

The residents of Southern California know all to effectively about bankruptcy and Santa Ana is no exception. There have been a lot of that have fought via these challenging financial instances, but are nevertheless unable to get a hold on finances. Some can seek the guidance of a Santa Ana bankruptcy lawyer to ease the tension and harassment from debt collectors and threats of wage garnishments. Santa Ana bankruptcy attorneys Zhou and Chini have already been providing support to those men and women in Santa Ana that have caught up in the housing marketplace or job loss. A law firm representative was quoted, We are strongly advertising our $ 100 down stops harassing creditor calls, by advertising the slogan with free consultations for bankruptcy in Santa Ana our goal is to assist those in require of financial relief.

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Speaking to a bankruptcy attorney in Santa Ana for totally free is the very first step in locating out what type of bankruptcy an person qualifies for, Chapter 7, Chapter 13 and so on. Just before somebody can file a Chapter 7 bankruptcy in Santa Ana, the person have to take a indicates test which takes earnings, costs, assets, and liabilities into account. As a general rule, when the filers income is below that of the states median revenue, a Chapter 7 bankruptcy in Santa Ana will be permitted. For either a Chapter 7 or a Chapter 13 bankruptcy in Santa Ana, filers can go straight to the court but it is hugely advised to have an knowledgeable Santa Ana bankruptcy lawyer do the bankruptcy court filing. When a customer files a Chapter 7 Bankruptcy in Santa Ana, theres no minimum or maximum amount of debt a single can remove. A Santa Ana bankruptcy lawyer will be capable to tell that person if you qualify to file for Chapter 7 bankruptcy by operating a “signifies test”, as well as informing if all of your debts are dischargeable. What kind of info will a bankruptcy lawyer need to have prior to a particular person files for a Chapter 7 bankruptcy? The individual will want to get collectively a variety of documents, such as: A list of assets and liabilities (typically pulling a credit report assists) earnings and expenses as effectively as other pertinent documentation (W2’s and tax returns are essential).

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HARP Refinance plan or the HARP two program came out a few months back , but regrettably a lot of will not qualify. When thats the predicament, there are particular techniques one particular can use to stop a foreclosure an person can cease foreclosure process by filing bankruptcy. By filing a Chapter 13 bankruptcy case an person can catch up on back payments on the residence and bills through a payment strategy worked out with the bankruptcy trustee. The person need to also continue to make timely payments on the house during the bankruptcy case, or the lender petition the court to proceed with the foreclosure sale. The bankruptcy attorneys Zhou and Chini can guide you filing for bankruptcy in Santa Ana.

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Some Santa Ana property owners can attempt to negotiate with the lender to get a loan modification. This can permit them to occupy the property and make the payments on the debt far more manageable. Many applications have been designed to help homeowners keep in the properties due to the fact to the existing mortgage crisis. The U.S. Department of Housing and Urban Development gives info on the governments applications to aid home owners negotiate a mortgage modification. A certified Santa Ana attorney can aid with negotiate with a lender to obtain a loan modification. Fees connected with the negotiation process might limit the rewards of the modification received.&#13

The use of a bankruptcy attorney in Santa Ana to help someone in debt is becoming employed much more and far more as consumers discover out the bankruptcy is not some thing to be embarrassed of. The bankruptcy law workplace of Zhou and Chini, have devoted many hours to offer totally free details on the firms internet site and also through social media. The firm believes by offering as much info feasible to the public, it will permit buyers to make sensible choices on monetary decisions, or regardless of whether or not they qualify for bankruptcy. For a lot more details visit

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The Santa Ana bankruptcy attorneys utilize Seo expert services to assist in law firm marketing to market the message about the importance of speaking with a bankruptcy lawyer in Santa Ana CA. if somebody is thinking about filing. The firm continues its online presence by providing zero expense bankruptcy details on bankruptcy firms blog and social media pages. This info along with free consultations the firm hopes to attract much more Santa Ana residents seeking for monetary relief. To study far more on the bankruptcy attorney Santa Ana Facebook page pay a visit to, http://www.facebook.com/BankruptcyAttornySantaAna

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About the Firm: The Law Office of Zhou &amp Chini servicing the cities and counties of California. He is a graduate of UCLA and has been practicing law because 1999. Mr. Zhou has a wealth of expertise in bankruptcy, civil litigation, family members law, criminal law and unlawful detainers. Zhou and Chini Law Offices give bankruptcy assistance to Orange County, Los Angeles, Santa Ana and San Diego residents. If you live in San Diego or Orange County and believe you may qualify for a reverse mortgage in Orange County to support handle debts speak with one particular of our specialists. For more details about the bankruptcy law firm please contact the toll cost-free, 888-901-3440 or go to http://bankruptcyattorneyorangecounty.org/

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Rubin & Licatesi, P.C. Achieves Justice for Homeowners, Dismissing Court Action and Awarding Attorneys Costs

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Suffolk County, NY (PRWEB) February 05, 2013

Extended Island residential actual estate attorneys Rubin &amp Licatesi, P.C. lately represented defendants in their work to remove a lis pendens from their home [Supreme Court, State of New York, Index No. 29663/2009].

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Soon after defaulting on mortgage payments on their home, the defendants met with the plaintiff to arrange a Home Inexpensive Trial Modification in February 2010. After effectively completing all trial payments, the defendant accepted a permanent loan modification agreement in October 2011, according to court documents.

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However, according to court documents, the defendant claimed the plaintiff did not honor this agreement, resulting in 5 subsequent settlement conferences to try to rectify the circumstance. With the lis pendens still in location, the defendant filed an application for dismissal, as properly as award of attorney fees based on the plaintiffs frivolous conduct.

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With the representation of Rubin &amp Licatesi, the defendant received dismissal of the lis pendens and an award of attorney fees in the sum of $ two,750 to represent monies incurred from appearing at the 5 settlement conferences.

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About the Firm

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The Lengthy Island residential and industrial genuine estate attorneys at Rubin &amp Licatesi, P.C. serve as counsel to lenders, brokers, and consumers involved in modification and mortgage foreclosure actions, financing, and the closing of real estate parcels and buildings. Their practice also focuses on bankruptcy, civil and customer matters, estate and elder preparing.

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California Family members Attorneys launch a new video titled Orange County Domestic Partnership Lawyer that explains how to terminate a domestic partnership

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Irvine, California (PRWEB) April 17, 2013

The California Loved ones Attorneys launch a new video titled Orange County Domestic Partnership Lawyer. The video outlines the 13 needs for dissolving a domestic partnership by way of the California Secretary of State.

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Attorney Bettina Yanez explains that a domestic partnership can either be terminated by way of the 13 needs or by filing a petition with the Superior Court and obtaining a judgment if the 13 specifications can’t be met.

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These are the 13 requirements that need to be met in order to file the notice of Termination with the California Secretary of State:

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1. The couple read the brochure and comprehend it. (sos.ca.gov/dpregistry/types/sf-dp2.pdf)

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two. Each parties want to end the domestic partnership.

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three. The couple has not been registered as a domestic partnership for much more than five years.

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four. During or before the domestic partnership, NO children have been born.

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5. NO, children have been adopted for the duration of the domestic partnership.

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six. Neither party is presently pregnant.

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7. No portion of land or buildings is owned by the couple.

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eight. Either celebration is renting any land or buildings (with the exception of the existing residence exactly where one particular or each currently reside, and that lease does not include a purchase alternative and will terminate within one particular year of filing for the Notice of Termination of Domestic Partnership type).

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9. The community obligations are not much more than $ 6,000. (Not counting automobile loans)

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10. The community property is worth significantly less than $ 38,000. (Not counting loans and automobiles)

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11. Neither celebration has separate house totaling a lot more than $ 38,000. (Not counting loans and automobiles)

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12. The parties have prepared and signed a home agreement before submitting the Notice of Termination of Domestic Partnership form that affirms how the neighborhood property possessions and neighborhood obligations will be split (OR that maintains that no community house or neighborhood debt has been gathered).

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13. The parties must be in agreement that they do not want cash or assistance from the other companion excluding what is contained within the house settlement agreement that splits the neighborhood house and neighborhood debts.

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After the Notice of Termination has been filed, the Domestic Partnership will automatically terminate in six months if neither celebration cancels/revokes the termination.

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For the Spanish speaking neighborhood the California Family members Lawyer has launched “http://www.abogado-licenciado-de-divorcio.com/ a internet site that caters to the Hispanic viewers.

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About: Bettina Yanez &amp The Loved ones Law Offices of Yanez &amp Associates

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Yanez &amp Associates is an Orange County Family Law Firm that handles a wide variety of family law cases such as, divorce, contested child custody, kid assistance, youngster visitation, spousal support/alimony, domestic violence/abuse, paternity, mediation, restraining orders, modification, prenuptial agreements, annulments, legal separations property division/settlements. The founding attorney Bettina Yanez is a California Certified Family members Law Specialist serving the communities of Orange County, Los Angeles County and components of Riverside County, California.

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Furthermore, the firm gives legal assistance to individuals in circumstances involving juvenile defense, juvenile delinquency and expungements. To learn far more about the Family Law Offices of Yanez &amp Associates call (714) 971-8000 or use the Loved ones Law on the internet get in touch with type.

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