Tag Archives: Assists

Innovative Education Inspires Hope and Assists Individuals Heal: Original CCAR Recovery Coach Academy Held in CT on June 17-21, 2013

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Hartford, Connecticut (PRWEB) June 28, 2013

Connecticut Community for Addiction Recovery, a major national nonprofit organization that promotes recovery from alcohol and other drug addiction through advocacy, education, and service, held one more successful CCAR Recovery Coach Academy on June 17-21, 2013 in Rocky Hill, Connecticut.

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As with prior CCAR RCA trainings, the intensive five-day system was held at the Connecticut Behavioral Well being Partnership in Rocky Hill, CT, for individuals interested in studying how to market recovery by serving as a private guide and mentor to these in search of or currently in recovery. The charge for the training was $ 675 per particular person. CCARs Recovery Coach Academy also integrated an optional Instruction of Trainers element for these interested in becoming a trainer of the CCAR Recovery Coach Academy. There was an extra fee of $ 475 per individual for this education module.

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Recognized nationally as the original and top recovery supplying of its sort, CCARs Recovery Coach Academy is an revolutionary new approach to healing people’s lives that is unlike any other instruction. It delivers participants the once-in-a-lifetime experience to obtain new understanding, be challenged, and reap useful rewards, offering the important studying, tools, and sources needed to grow to be an powerful recovery coach.

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The June coaching was taught by nationally recognized trainers Phillip Valentine, CCAR Executive Director, and Art Woodard, MSW, CCAR Recovery Coach Master Trainer, using a dynamic method to finding out that blended each process and content. Numerous subjects had been covered such as the roles of a recovery coach, guiding principles of recovery, partnership talent constructing, stages of alter and their application, ethical concerns, and much more. The next CCAR RCA coaching is scheduled to take location on August 19-24, 2103 at the Connecticut Behavioral Overall health Partnership in Rocky Hill, Connecticut.

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According to Jenna Marcinkowski, a current participant who successfully completed CCARs Recovery Coach Academy, the knowledge was engaging, mind opening, and highly rewarding. “This coaching was genuinely amazingI had two excellent coaches who created the entire knowledge enjoyable and informative, and I really like all the expertise I have been taught.” Marcinkowski continued, “The CCAR RCA is truly going to help me grow to be a far better peer support &amp recovery coachI’m so grateful for this plan.”

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CCARs Recovery Coach Academy provides its participants a number of special functions:

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-There is no requirement for participants to have spent time in recovery individuals in recovery — as nicely as family members, friends, and allies — are welcome to attend CCARs Recovery Coach Academy.

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-There is no application or selection method (except for scholarships).

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-Taught by a team of nationally recognized trainers, including Jim Wuelfing, Art Woodard, Phil Valentine, Deb Dettor, Fred and Sharon Chappelle.

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-In Connecticut, CCARs Recovery Coach Academy supplies 30 hours towards the Certified Addiction Recovery Coach (CARC) credential.

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With national recognition that has fueled significant demand for this hugely effective instruction program, CCARs Recovery Coach Academy has been extensively embraced by numerous government agencies, organizations, and men and women from all over the United States and around the world. Among the a lot of clients currently taking benefit of CCARs exclusive offering are the Federal Governments Substance Abuse and Mental Well being Solutions Administration (SAMHSA), the New York State Workplace of Alcoholism and Substance Abuse Solutions (OASAS), The Resource Instruction Center, AdCare Educational Institute, Inc., New England Institute of Addiction Studies, Southern Coast Addiction Technologies Transfer Center, as properly as several other clients in far more than 30 states.

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ABOUT CONNECTICUT Neighborhood FOR ADDICTION RECOVERY

ORTEC Optimization Software Assists Businesses Comply With new DOT HOS Rules Powerful Right now, July 1, 2013

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Atlanta, GA (PRWEB) July 01, 2013

ORTEC, the worlds top provider of supply chain logistics optimization computer software, announced right now that its newest suite of routing optimization computer software can aid fleet owners comply with new guidelines developed to make certain truck drivers can get the rest they need to operate safely when on the road. The new rule by the U.S. Department of Transportation’s Federal Motor Carrier Security Administration (FMCSA) revises the hours-of-service (HOS) safety specifications for industrial truck drivers and goes into impact today, July 1, 2013.

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New HOS Rule Developed to Make Roads Safer&#13

FMCSA’s new HOS final rule reduces by 12 hours the maximum quantity of hours a truck driver can operate inside a week. Beneath the old rule, truck drivers could function on average up to 82 hours inside a seven-day period. The new HOS final rule limits a driver’s work week to 70 hours. In addition, truck drivers cannot drive after functioning eight hours without having very first taking a break of at least 30 minutes. Drivers can take the 30-minute break whenever they require rest throughout the eight-hour window. The rule demands truck drivers who maximize their weekly function hours to take at least two nights rest when their 24-hour physique clock demands sleep the most from 1:00 a.m. to five:00 a.m. This rest requirement is part of the guidelines 34-hour restart provision that permits drivers to restart the clock on their function week by taking at least 34 consecutive hours off-duty. The final rule makes it possible for drivers to use the restart provision only as soon as throughout a seven-day period.

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High-priced Fines for Non-Compliance&#13

Modifications include: egregious violations for driving or permitting driver to drive beyond three hours (fines up to $ 2,750.00 drivers and $ 11,000 for businesses) 34-hour restart could be used only after per week and have to consist of two periods of home terminal time between 1:00 a.m. and 5.00 a.m. and drivers need to take a 30-minute break soon after eight hours on duty. ORTEC can help carriers comply with the everyday needs and our partner Cadec can offer true-time, mobile tracking of driver hours, stated ORTEC President Jeff Wilson. ORTEC and Cadec can quickly help organizations make sure that their drivers are in compliance with the new federal regulations.

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Had been proud that ORTEC and Cadec can give fleet owners assurance that their drivers are meeting the new HOS guidelines, mentioned Pete Allen, CEO of Cadec. Cadecs new HOS alerting capabilities integrated with ORTEC helps fleets mitigate risks of drivers forgetting to take their breaks by getting breaks automatically incorporated into the route/dispatch strategy.

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ORTEC Software Optimizes Routes to Make sure Compliance&#13

ORTEC Routing computer software globally recognized as the market place leader has helped leaders in the transportation, retail, customer packaged goods and oil/chemical/gas industries save hundreds of millions of dollars by optimizing provide chain operations. ORTEC has lately been recognized by: Computerworld 2013 Laureate, 2013 GBC Global Business Action on Well being Award, 2013 Provide Chain Brain 100 Wonderful Provide Chain Partners, 2013 Customer Goods Technology Readers Option Award and the 2012 Franz Edelman Award for Operations Study Excellence.

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About ORTEC&#13

ORTEC is one of the worlds largest providers of sophisticated preparing and optimization options and solutions and was the recipient of the 2012 Franz Edelman Award for Operations Research Excellence. ORTECs goods and services result in optimized fleet routing and dispatch, car and pallet loading, workforce scheduling, delivery forecasting, logistics network planning and warehouse control. ORTEC delivers stand-alone, custom-made and SAP

United Law Group Assists Joseph Pieciak to Fight for His House

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Irvine, California (Vocus) October 15, 2009

Joseph Pieciaks story reads like that of so many other individuals. When the housing bubble burst he lost 1/3 of his earnings. He kept his position in study and improvement for a fastener business but lost the overtime and bonus opportunities, which hed been utilizing to make his monthly mortgage payments. Fearing foreclosure on his house, this father of four contacted his lender straight. Months of the run-about convinced him that he needed an attorney.

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I began functioning with United Law Group when I realized that I wasnt going to get anywhere with my bank, mentioned Pieciak. The firm did a great job. They got my lender to respond and even worked out new terms on my loan. Regrettably, the lender is now telling me that they lost my paperwork and cant honor the terms. I dont know if its inefficiency or anything a lot more insidious, but they cashed my verify and lost the paperwork that was sent in the exact same envelope.

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Initially told he didnt qualify for a modification since he wasnt behind in his payments, then due to the fact his hardship was as well extreme, Pieciak and his wife downsized their life style and did what they could to make their payments When his wife lost her job as a waitress four months ago, they went down to one car. The couple has completed what it could considering that then to place food on the table for the loved ones whilst waiting on the bank to make a selection.

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I went back and forth with the lender on my personal at the starting, but they didnt make it effortless to comprehend their procedure, says Pieciak. I attempted repeatedly to function with the bank then turned to United Law Group.

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Joseph Pieciak retained United Law Group four months ago, mentioned Robert Buscho, lawyer for United Law Group. We worked with this loved ones to present a package to Bank of America that met the lenders documentation needs. Our a single purpose was to assist the Pieciaks get the terms of their loan changed so the loved ones could maintain their property.

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United Law Group is a top national law firm that litigates circumstances against banks and lenders to aid troubled property owners. The firm pursues every single offered legal channel when helping households, like the Pieciaks, who have been victimized by predatory banking practices.

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United Law Group proved itself in the course of this method, mentioned Pieciak. They kept us informed about the status of our case and celebrated with us when we believed wed secured a modification. I cant say adequate about their professionalism and integrity. I just want I felt the same about my lender. If we drop this property at least we know we did our greatest.

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United Law Group continues to fight on behalf of the Pieciak family and others like them.

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About United Law Group&#13

United Law Group is a national law firm with offices in California, New York, Florida, Ohio, Nevada &amp Arizona. The firm represents customers in complex litigation regarding abusive banking practices, breaches of contract and violations of state and federal laws. United Law Group also litigates cases involving bankruptcy, IRS settlements and debt settlements in state and federal courts across the nation. Employing a team of prime-notch attorneys, United Law Group leverages leading-edge technology to manage situations, help investigative efforts and guarantee correct, frequent communication with its clients. It puts collectively class action lawsuits when necessary in order to provide the ideal legal counsel to people who might not be in a position to resolve their troubles without having representation.

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For additional data on United Law Group, check out: http://www.UnitedLawGroup.com or contact Corvi Urling, Executive Consultant for United Law Group at (800) 680-5717.

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LostMyDebt.net LLC Introduces ‘Project Property Relief’ and Assists Minimize Homeowner’s Mortgage Notes without Loan Modifications

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Elk Grove, CA (PRWEB) July 1, 2009

Project House Relief serves as an imperative require for home owners who are considered upside down or owing more than what their property is worth. State and Federal governments are unable to meet their economic obligations for that reason home owners do not get direct governmental “bailouts” and therefore principle reduction often is their ideal hope to afford their home at the present market place worth. Other possibilities such as a brief sale, loan modification, and bankruptcy are typically either unaffordable, unavailable, and have a extreme adverse influence on your credit score.

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LostMyDebt.net LLC introduces “Project Home Relief” with a mission to revitalize the economy by educating consumers about the travesty of the housing business, undesirable credit, credit card debt, well being care, and the a number of services that are affecting our economy negatively.

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Project Home Relief will educate shoppers on how to decrease their principal balance of their present mortgage note to the fair market place value without the uncertainties of a loan modification. Here is a short overview on how the plan functions.

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1) House Relief will negotiate with your lenders to acquire the mortgage note on your house or property beneath the existing industry value even though the residence by no means ever leaves the homeowner’s name.

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2) Soon after all parties have agreed upon the discounted obtain value, Home Reliefs affiliate residence servicing firm will service the mortgage note on your home or house. The acquire price tag will generally be at or beneath existing marketplace worth.

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3) The new mortgage note will be a 30 year fixed loan not based on your FICO or Credit score but on your income and employment. Types of properties: residential and coming soon commercial and raw land.

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“In my opinion, loan modifications are totally fantastic for some house owners, but reducing the mortgage principal balance to the fair market place worth with a 30 years fixed mortgage would make thousands of properties cost-effective once more and substantially reduce the number of residences in notice of default says John A. Barnes, the CEO and Co-Founder of LostMyDebt.net, LLC.” http://www.LostMyDebt.net

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LostMyDebt.net LLC complete vision is to restore, construct, establish, and defend shoppers by giving them options and providing services including Debt Settlement, Credit Restoration, Attorney Facilitated Property Loan Modifications, Standard and FHA Mortgage Financing, LifeLock, Living Wills &amp Trusts, Auto Loans, Discounted Dental and Wellness Positive aspects, Little Business Options, and considerably far more.

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With the complexities involved in the worldwide economy nowadays, it really is about time that an organization or company steps up and genuinely assists the property owners with what they genuinely want, their loan balance equal to the fair industry value. Every single homeowner will be given customized consideration no matter whether the loan payments are existing, late, or just not too long ago lost due to Trustee Sale.

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Contact nowadays for your cost-free Financial Demands Evaluation at 1-888-503-2911 ext. 717 or pay a visit to http://www.thepropertyrelief.com.

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New Bankruptcy Law Firm Assists Dallas-Fort Worth Residents Eliminate Debt, Get Monetary Relief

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Hurst, TX (PRWEB) May possibly 13, 2011

With the nevertheless-sluggish economy slow to pick up, far more and far more regional residents are forced to file for bankruptcy in order to save their homes and assets from becoming seized by creditors.

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The Lee Law Firm (http://www.Leebankruptcy.com), a new practice situated on Bedford Euless Road in Hurst, is focused on helping financially-strapped residents of Tarrant, Parker, Denton, Johnson, Hood, Collin, Ellis, Kaufman, Somervell and Smart counties achieve a debt-cost-free life.

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Though the economy is supposed to be picking up, thousands of great, challenging-functioning men and women in our area are still suffering from the havoc wreaked by the recession, says Christopher Lee, owner of the new firm. They have lost jobs, accumulated unexpected medical bills or other expenditures they cant pay in a timely manner. For these folks, filing bankruptcy is an powerful and at times the only – way to get economic relief.

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Lee, who has effectively handled thousands Chapter 7 and Chapter 13 bankruptcy instances as companion in Allmand &amp Lee, the biggest bankruptcy law firm in Texas that he had helped establish in 2007, says his new practice will provide a large firm knowledge and professionalism with the flexibility and affordability of a little firm.

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Lee, who specializes in mortgage loan modification work, says the Lee Law Firm, which employs 3 other bankruptcy attorneys, will work with local consumers to support them eradicate debt, lower their monthly payments, as well as cease foreclosures, repossessions, garnishments, and calls from creditors.

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A lot of folks hesitate to seek support because of the myths and misconceptions surrounding bankruptcy, Lee notes. Nonetheless, I and my attorneys are right here to show them that, if handled appropriately and according to law, bankruptcy will give them an chance to rebuild their credit and give a measurable relief from debt.

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We concentrate on getting to know our customers and the nature of their problems, and then provide the very best and most sound legal tips possible, he adds.

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A 2003 graduate of Texas Wesleyan University College of Law, Lee is a member of the National Association of Customer Bankruptcy Attorneys, the Dallas County Bar Association, the Tarrant County Bar Association, and the American Bankruptcy Institute. He is also a longstanding member of the American Bar Association, as nicely as the Tarrant County Young Lawyer Association, the Dallas Association of Young Lawyers, and the American Consumer Bankruptcy College.

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Consumer Protection Assistance Coalition (CPAC) Non Profit Law Clinic Assists Homeowner Obtain Principal Reduction with Foreclosure Lender Law Suit Settlement

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Washington, DC (PRWEB) December 11, 2010

According to CPAC’s court filings, Mr. Wang of California had received a Notice of Trustee Sale on his family’s home well after he was purposely misled by his lender about an ever elusive loan modification that in no way materialized. Despite the fact that, according to court filings, they accepted 10 months of temporary trail modification payments that apparently had been never applied to his mortgage balance. All the while he was being reassured the loan modification looked very good, Mr. Wang stated that his plea for assist was eventually rejected. Mr. Wang states he never ever requested a reduced loan quantity. He only wanted a steady and sensible interest price so he could not comprehend why his lender rejected him. According to Mr. Wang his Lender then recommended he brief sell his residence, he painfully agreed to do so to steer clear of foreclosure but according to Mr. Wang’s licensed True Estate Broker, his lender rejected gives presented to them, so the foreclosure seemed unavoidable. Sounds like a very typical story so far?

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According to Mr. Wang he is now only accountable for a loan balance that is $ 250,000 significantly less on the same home. The 30-year fixed rate now permits the stability he initially was seeking and a payment that is less than half which includes tax and insurance coverage. His prior loan had a crazy variable payment with tax and insurance paid separately that was more than double! What happened you ask? Mr. Wang’s Church referred him to one of the employees members at Customer Protection Assistance Coalition (CPAC) the Non Profit Law Clinic.

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Mr. Charles Ton, a single of the 3 Directors for CPAC and a Licensed Litigation Lawyer was offered to comment Thankfully Mr. Wang was willing to take a a lot more aggressive offensive method and decided to file a Civil Law Suit against his foreclosing lender and the accurate Note holder who we later discovered had no thought Mr. Wang wanted to hold the property let alone in a position to afford the home with a minor modification. We quickly identified what appeared to us as more than 40 State and Federal violations in his loan relationship and instantly filed a law suit on his behalf (Filed 11/12/09 – SUPERIOR COURT OF SANTA CLARA CASE # 109CV1572) CPAC legal staff found what appeared to have not only loan origination but a variety of alleged predatory lending violations as well. Primarily based on the complaint filed with the court, the servicing of the loan was now also in query since of what appeared to be predatory in nature. Charles Ton adds The icing on the cake was that by means of our discovery and investigation we discovered that the original Notes whereabouts might not be so easily identified due to multiple beneficiary transfers, one being the infamous MERS creating the ownership of the Note potentially extremely difficult to prove, in my book no ownership, no standing, no legal standing, no foreclosure.

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Mr. Ton adds Most individuals may believe you want a lengthy high-priced jury trial to get these kind of final results, at least thats what a typical attorney will have you believe. The truth of the matter is these kinds of illegalities misrepresentation and fraudulent organization practices are really generally identified and guess whos recognized this for decades? You guessed it, the lenders and their attorneys. What sets us apart from all other law firms is we are a accurate Non Profit Organization registered with the federal government. Despite the fact that we dont get any government funding but and we would really like to help far more Americans in need to have, we nonetheless do what we can and what we do, no one else does like we do it”.

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According to post litigation records, CPAC arranged a settlement that permitted Mr. Wang, his wife, young children and grandfather to not only move back in to their home, but now the balance owed on the same residence is $ 250,000 much less than prior to. Charles Ton states “We’ve achieved a variety of settlements with comparable final results. The funny point is that in the Wang case, Mr. Wang originally didnt ask for any principal reduction at all, he only asked his lender for a easy stable price adjustment. People dont understand that majority of houses obtaining foreclosed on right now are really questionable and could not even be legal as has been quite recently produced public by the 50 atate lawyer generals investigation. We want individuals to recognize that this is our mission, educating the public that the United States court technique can and will defend the consumer the customer just demands to know who, how and when.

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Charles Ton continues to state With the modest amount of resources we have and the cooperation of the customer we turn the tables on the lender. We pre-qualify the homeowner for one particular of numerous permanent principal reduction applications for free of charge although we carry out a cost-free Lender Fraud and Violation Evaluation and educate and inform Americans of their God given consumer civil rights.

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Consumer Protection Assistance Coalition (CPAC), a federally registered Non Profit Law Clinic with locations in Arizona, California and Washington DC can aid struggling property owners in 48 States thru reputable and knowledgeable Licensed Attorneys in every State. CPAC delivers many totally free services and merchandise to these who might advantage from them as effectively as extremely aggressive and effective legal representation when necessary. Mr. Ton adds “Tell your neighbor, co-worker, pals and loved ones that its by no means too late, weve helped men and women even following theyve been foreclosed on and accomplished complete trustee sale reversals, even if your existing on your loan and just want out, we don’t operate with your lender, we function against them using a venue that makes it possible for the average American to beat the Wall Street tycoon.” Charles Ton makes his final comment “As soon as the American consumer decides that he has had adequate of being abused by their lender they have power. The energy of the court system, this kind of energy can result in our court method figuring out that the lender was in fact in the incorrect and the American consumer will have his day in court. Possibly even get a the whole loan eliminated! Quiet Title suits until now have been believed to be a myth, not now, not right here in California like the current Nguyen vs. Chase Bank (Case cv09-4589-AHM filed in U.S District Court) related to Mr. Wang, he decided to use the court system and now he not only gets to maintain his home, but even greater than Mr. Wang’s outcome, according to the Judges ruling the loan was entirely eliminated! This is how strong and how fair our court method can be when individuals make the choice to use it when they’ve had adequate”. CPAC Non Profit Law Clinic. (866)773-7864 or visit us on our web website at http://www.CPACaid.org.

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The Residence Designers Assists Households in Crisis

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Portland, Oregon (PRWEB) April 14, 2012

The Property Designers was very first approached last summer by Project Team Up to assist in rebuilding new houses for tornado victims in Tuscaloosa, Alabama, a neighborhood left devastated by the worst outbreak of twisters on record that destroyed nearly 24,000 homes. The Holt Area of Tuscaloosa was hit the hardest soon after the tornado left a six-mile track of devastation that destroyed more than five,300 residences on April 27, 2011.

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Our goal is to assist households that have lost every little thing by providing them access to our architects and designers for guidance and by providing construction drawings from our collection of over 6,000 property plans, mentioned Tammy Crosby, Chief Executive Officer. We created our Housing Relief Plan to support families and communities rebuild their neighborhoods left devastated by organic disasters.

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The Home Designers Housing Relief Plan will give discounts on any residence program to organizations and folks involved in rebuilding regions affected by natural disasters like Alabama, Kentucky and Texas. The Property Designers also delivers a distinctive choice of Energy STAR, eco-friendly residence plans that can minimize month-to-month upkeep expenses and utilities for families attempting to rebuild their lives. Our exclusive Power STAR collection permits families to construct a actually innovative new residence with cutting-edge building tactics and products that permits them to cut their heating and cooling expenses, improve their indoor air top quality and develop a healthful house right after the tension and trauma a organic disaster puts on a family.

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Three homes from The Property Designers Housing Relief Plan were started in Tuscaloosa, but construction has been delayed as volunteers and resources have been dispersed all through the state due to current tornadoes that hit Alabama final month.

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All of these households are so grateful to have a new house getting built, specially since a lot of had been living in houses that were too modest or rundown, said Riz Shakir, Executive Director of the Group Up Foundation. Regardless of the sadness and wonderful losses these households suffered, this plan is providing them an chance to choose their dream property and have something to look forward to once more.

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The Property Designers Housing Relief Plan will perform closely with organizations like Group Up Foundation to make confident that the home plans meet the price range and demands of the family members, as properly as give required modifications like storm shelters to much better safeguard these residences from future natural disasters..

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Walking away from numerous years of memories destroyed, just lying in a heap of rubble, with no as much as a toothbrush to contact your own is some thing I wouldn’t wish on any individual, said Elaine Childers of West Liberty, Kentucky, who is a single of 299 households who lost their houses in the recent March two tornadoes that swept by way of her location. It appears so several people have come to our rescue in approaches we never dreamed we’d want, and had been so appreciative of all the assist weve received.

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They are presently living in a 28 camper amongst the debris of what utilised to be their home. They not too long ago selected the White Bluff Residence Plan after being approved for a loan to supplement their insurance coverage, but like most households they are getting difficulty discovering an obtainable contractor in the area.

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We are really anxious for a new residence but we know this can be rough specifically for middle aged/elderly folks, mentioned Childers, who not too long ago attended a meeting with Frontier Housing that was set up by FEMA to support households in want to find builders. Childers is anxious, but hopeful to see if the bid from the contractor is inside their price range so they can start developing. The residence plans we ordered from The House Designers are a dream we’re hoping to see take place, but if it really is not meant to be, we’ll handle just fine.

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Frontier Housing, who has been developing homes in Kentucky for 37 years, lately created a special fund for Post Storm Rebuilding to support families in Morgan, Menifee and Magoffin counties rebuild their residences. Donations can be produced via their site by clicking here.

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To find out how you can get involved with The Home Designers Housing Relief System, please get in touch with Christine Cooney at 866-214-2242 ext. 200 or email housingrelief@thehousedesigners.com

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The IBR PAK From LowerMyStudentLoanPayments.org Assists Those Stuggling With Student Loan Debt Apply For A New Government Plan Created To Reduced Monthly Payments

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Coral Springs, FL (PRWEB) June 02, 2011

KeepMyCompanySafe, LLC, a provider of self-support supplies and details delivered online to buyers, announced right now that it has launced a new web site at http://www.LowerMyStudentLoanPayments.org, developed particularly to help people apply for an Revenue-Primarily based Repayment Strategy, which is a comparatively new system provided via the U.S. Division of Education. The IBR plan has been about for about a year, but is not widly identified to the common public.

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The objective of the internet site is to support graduates who would not be capable to spend off their loans in ten years employing a affordable portion of their earnings, apply for the earnings-based repayment plan using the company’s IBR PAK which includes all of the essential official types, a custom tailored synopsis letter, and a step-by-step guide, enabling the student loan borrower to speedily and effortlessly full the application method and submit it to their student loan servicer for evaluation. For those who qualify, the Income-Primarily based Repayment plans can cut the month-to-month student loan payment in half.

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About 1 million people are anticipated to be eligible for an earnings-based repayment program, however only about 20 percent have applied for one particular. This might be simply because the government has completed a poor job of promoting the system, and since lenders who service the federal student loans don’t tell student loan borrowers that they can apply for an IBR, according to an post in the Sun-Sentinel, a South Florida newspaper.

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For more info about the IBR PAK, please visit http://www.LowerMyStudentLoanPayments.org or contact 1-855-796-8845.

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Note: The Revenue-Primarily based Repayment Strategy is produced offered and is administered by, the U.S. Department of Education through guidelines established by that agency. The IBR PAK provider is not a government agency nor is it affiliated with a single. KeepMyCompanySafe, LLC d/b/a LowerMyStudentLoanPayments.org, the IBR PAK provider, is not offering to give loan modification services, settlement solutions, or loan consolidation services of any type.

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New Wealth Advisors Club Assists One more Member Profit from a Brief Sale in California

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Riverside, CA (PRWEB) September 10, 2012

At New Wealth Advisors Club (http://www.NewWealthAdvisorsClub.com) there is a tight knit neighborhood priding itself on helping home owners steer clear of foreclosure in Southern California. For the past three years, the founders, Dave Boswell and his wife, Melina Boswell, have been functioning hard on placing together genuine estate investor training designed to develop win-win possibilities for property owners and investors alike. This implies that home owners can stay away from foreclosure, although investors earn profit by short sales in California. Actual estate education is offered via an office atmosphere with hands on training. The Boswells believe individuals want to belong and have a sense of accomplishment through an office and not online or by way of a guru seminar in a hotel.

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The majority of investors have discovered to do inventive investing via New Wealth Advisors Club. In todays market place, homeowners want to know they are critical. They dont want to be treated like just one more number. The New Wealth Advisors community of investors lives by the notion that property owners ought to usually be left in a better position than investors identified them. Primarily, this is accomplished by assisting property owners avoid foreclosure with the aid of an investor, who can then profit from a brief sale in California.

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Oscar and Rebeca Solares are some of the dozens of students whom have been able to do real estate investing complete-time because becoming laid off their present jobs. They not too long ago discovered a homeowner facing foreclosure. The homeowner had been trying to do a mortgage exercise or loan modification for some time. The homeowner owed nearly three times what the residence was currently worth. The property was run down due to the loved ones not being capable to sustain the residence.

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By means of the power of the neighborhood at New Wealth Advisors Club, Oscar and Rebeca had been capable to negotiate with the bank and pursue a quick sale.

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A quick sale is defined as a sale of true estate in which the proceeds from selling the home will fall brief of the balance of debts secured by liens against the property and the home owner cannot afford to repay the liens complete amounts, whereby the lien holders agree to release their lien on the genuine estate and accept less than the amount owed on the debt.

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New Wealth Advisors Club focuses a lot of interest on brief sales in California offered the present economy. Heres why – banks arent in the repair n flip organization. They dont have teams of contractors prepared to roll out and make the residence marketplace ready. Therefore, the bank is prepared to decrease the price tag to the current market place worth (just before rehabbed). In this case, the bank agreed to $ 84,000. Following rehabbing the residence, they were capable to sell the house for $ 178,000! They profited over $ 49,000! Not bad for a handful of months perform.

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Just as important, they helped the homeowner keep away from foreclosure. The homeowner is now in position to be able to acquire an additional property in a much shorter timeframe than they would have had they gone to foreclosure. On top of thatthe new homeowner that bought the house is extremely excited with the gorgeous rehab perform carried out to the home. The neighborhood has no complaints, as they dont have a foreclosure sitting vacant in the neighborhood. Win-win-win-win! Congratulations to Oscar and Rebeca Solares for a doing precisely as they were educated and profiting large!

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Verify out the other cool projects going on at New Wealth Advisors Club. http://www.youtube.com/user/NewWealthAdvisors?function=watch

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Oscar and Rebeca Solares at the home with founder, Dave Boswell &#13

http://www.youtube.com/watch?v=UzsGvj6BJWo&ampfeature=share&amplist=UUZn9kEZWLJuhewjkvI68rmA

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Proof is in the numbersBIG Spend DAY!&#13

http://www.youtube.com/watch?v=BqmHo3EeyHY&ampfeature=share&amplist=UUZn9kEZWLJuhewjkvI68rmA

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New Wealth Advisors Club Weblog link&#13

http://newwealthadvisorsclub.com/weblog/

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Connected Loan Modification Press Releases

LoanSafeMods.com Assists Those Searching for Mortgage Modifications To Make Good Choices Quickly

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San Diego, CA (PRWEB) March 13, 2013

LoanSafeMods.com is becoming a principal source of information for homeowners searching for to benefit from mortgage modifications. LoanSafeMods uses the REST Report (True Estate Services And Technologies Report) which is a reputable third celebration analytical tool that provides detailed information on what the homeowner or mortgage modification applicant ought to qualify for ahead of they truly submit the application.

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This info can make applying for modifications a significantly easier and tension free of charge approach for home owners. Prior to the advent of the REST Report, applying for these modifications would be a quite time consuming, confusing and hard procedure. Several homeowners nonetheless do not know that there is an alternative to submitting their application, hardship letter, tax returns, paycheck receipts and other personal data, and then sitting back with their fingers crossed for up to twelve months just hoping and praying that it will be approved.

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With the REST Report, an individual can submit their mortgage modification request with confidence, understanding exactly what they can qualify for and with detailed info on how modifying the loan would be useful for all parties involved. But the REST doesnt only serve to act as a pressure reliever for property owners. For one particular it can support the homeowner to decide regardless of whether they should apply for the modification in the first spot. If the REST Report shows that modification is not the very best selection or basically not an choice at all, it can support the particular person to decide on one more course of action such as a short sale or other foreclosure option.

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This will save the would-be applicant months of waiting only to have their request denied and it can help to locate a workable resolution to the mortgage scenario as speedily as attainable. The Report will show the results of the evaluation in about 48 hours, so homeowners will be in a position to make excellent decisions quickly. If the Report shows that their application will most probably be approved, they can go ahead and submit their application with self-assurance. If the Report shows that approval is unlikely, this will also advantage property owners as it will permit them to appear for other alternatives as quickly as feasible.

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Additionally, the REST Report can aid to figure out what went wrong if a preceding application was denied. It will point out errors in the application, or if there were no errors it can even be utilized to prove that modification was greater than foreclosure if the person wishes to take the selection to court. It can show undeniable proof of what the homeowner could have or ought to have certified for, which will hold up in a court of law.

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As a licensee of REST, LoanSafeMods.com can support those who are looking for foreclosure alternatives by supplying important info about the REST and access to other advanced analytical tools offered on the web site. The REST Report is trusted by homeowners and lenders alike, and has helped millions of home owners to get the mortgage modifications that they deserve. For much more information, please pay a visit to LoanSafeMods.com.

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