Tag Archives: Arizona

SellQuickForCash.com Launches New Web Web site for Arizona Homeowners Facing Foreclosure

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Phoenix, AZ (PRWEB) March 5, 2008

SellQuickForCash.com is helping Arizona property owners facing foreclosure problems 1 house at a time. The firm announced these days the launch of their new web site designed to educate homeowners on their scenario, provide actual options, and give access to a team of specialists capable of solving complex housing difficulties.

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“Arizona homeowners require a trustworthy supply they can turn to in order to recognize what is taking place to them. There are numerous We Purchase Houses For Money companies both locally and nationally that spend cash for houses. They all say and do the identical issues, pay cash for homes,” says Cody Sperber, founder of SellQuickForCash.com.

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“What sets us apart is our capacity to sit down with a homeowner, listen to their requirements, and swiftly develop a strategy that creates a WIN/WIN outcome for all parties involved,” continues Sperber. “Specifically, SellQuickForCash.com shows homeowners that they have choices other than just selling their house for cash. Most homeowners in no way knew they could stop the foreclosure auction and keep in their house just by producing a single phone get in touch with.”

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SellQuickForCash.com is a enterprise that buys Arizona properties in any region, any condition with “No Realtors, No Charges, and No Hassles guaranteed.” Sell Swift For Money, LLC is Arizona’s 1st fully customizable solution provider for homeowners facing foreclosure and needing to sell quickly.

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“With more than 50,000 properties currently on the market place and an absorption rate of about 3700 per month, why let the present housing market place recessions figure out when you can sell your house?” asks Sperber. “By selecting to sell your property to an investor, you can sell with out creating any repairs and on your time-line! Plus, SellQuickForCash.com listens to your predicament and creates a custom answer that fits you and your family’s current wants. The entire investment model revolves around producing a WIN/WIN circumstance for all parties involved. We are not a massive investment organization. As an alternative, we are a modest neighborhood firm who cares.”

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SellQuickForCash.com options:&#13

SellQuickForCash.com gives solutions for clients who are presently facing foreclosure or have other monetary pressures and are forced to sell their house rapidly. Sperber states, “It can take 3…six…9 months or more to sell the classic way, and there is no assure you will sell quickly sufficient ahead of the auction requires spot.” Whatever the cause is for needing to sell quick for money, SellQuickForCash.com has the money accessible, and the group of professionals in spot to close in as small as three days. They get residences all more than the Phoenix-Metro area.

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Sell a home for money and rent it back:&#13

There are numerous motives for promoting a home and then renting it back including financial pressures, a hard divorce, a pending foreclosure that encourage buyers to sell their home to SellQuickForCash.com and preserve living in it. Sperber explains, “This alternative is best for any person that says, “I want to sell my house rapidly,” but does not want to move out yet. You can rent your residence back for as little or as extended as you want and the best component is SellQuickForCash.com will usually structure the deal at quite competitive market rent prices.”

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Sell a residence for money, rent it back with an selection to acquire at a pre-determined value:&#13

If outside situations have forced a client to sell their house without having them wanting to move, SellQuickForCash.com can create a program with a short-term rental, or long-term rental that has an choice to purchase-back the property at a pre-determined value.

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“This makes it possible for you to get swift money for your residence, continue living in it, and acquire it back for much less than industry worth while saving most of your challenging earned equity,” says Sperber. “This is a wonderful selection if you think your circumstance is only short-term and you will want to continue owning your home in the future when your finances get stronger. The greatest element of this deal is all of our rental prices, and acquire back choices are set up relatively with the price agreed upon in advance.”

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Sell a house via a quick sale:&#13

For customers who owe a lot more than their property is worth, or are struggling to make mortgage payments because of an adjustable interest rate SellQuickForCash.com has the answer. “If you are facing foreclosure and obtaining financial difficulties, SellQuickForCash.com could be in a position to purchase or aid you sell your property by means of a quick sale in a negotiated settlement with your bank. This is by far the most frequent occurrence in the Phoenix-Metro region and our Short Sale Specialists have years of negotiation knowledge,” states Sperber.

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These are just a couple of of the possibilities accessible to Arizona Property owners. SellQuickForCash.com understands that each predicament is distinctive and deserves a custom remedy. They are experts in the Arizona foreclosure method and can:&#13

Quit Foreclosure&#13
Negotiate a Forbearance Agreement&#13
Negotiate a Short Sale&#13
Negotiate a Loan Modification&#13
Facilitate a Deed-In Lieu&#13
Facilitate a Partial Claim (FHA Loans Only)&#13
Recommend a Tested Credit Repair CompanyArizona homeowners searching for more info, or wishing to speak with a home acquiring and foreclosure specialist, must call 480-861-8732 or pay a visit to SellQuickForCash.com.&#13

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Related Loan Modification Press Releases

Arizona Actual Estate Leader Sees Fannie Mae Brief Sale Pilot Plan as Market place Stabilizer

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Scottsdale, Arizona (PRWEB) January 12, 2009

Certified Distressed Home Professional (CDPE) Gayle Henderson , of RE/MAX Excalibur in Scottsdale, insists that foreclosure is not the answer to the present residence ownership crisis looming throughout Maricopa County.

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December 23, 2008, Henderson was notified by ARMLS (Arizona Regional Several List Program) announcing a pilot plan fostered by Fannie Mae and orchestrated through Countrywide loans to streamline the short sale procedure. “It felt like the greatest Christmas present I could envision,” mentioned Henderson, who is working tirelessly to aid stabilize the housing industry by way of assisting homeowners with loan modifications and short sales. “Arguably, the housing marketplace accompanied by the monetary institutions that lend the cash is the bedrock of our economy,” stated Henderson.

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When Bob Bemis, CEO of ARMLS was approached by Fannie Mae as one of five national MLS systems to participate in this pilot system, his reaction was good and supportive. “We need to do one thing about streamlining the brief sale system,” stated Bemis. “And this seems to be a credible plan to test,” he continued.

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Short sales eligible for this pilot system have been identified as these on the market place as of December eight, 2008. Listing agents of these properties have been contacted by Countrywide to submit the brief sale package on behalf of the seller. Countrywide, in turn, will establish a preapproved sales value which will be reflected throughout the 90-day pilot system as the list price tag. Any price tag adjustments for the duration of the listing period will potentially disqualify the house from the pre-authorized status granted by Countrywide. The plan is designed to expedite the quick sale method, move inventory a lot more swiftly minimizing the lenders loss, while assisting the property owners to stay away from foreclosure.

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“Acquiring the word out to Purchasers and Purchasers Agents that short sales are becoming the new attractive house to purchase is essential in helping stabilize our industry,” mentioned Henderson. “The value in acquiring a quick sale is tremendous. The Seller, often, is nonetheless living in the property, maintaining up with routine upkeep each inside and out. The pricing is at existing market place worth. And the condition surpasses most of its foreclosure counterparts.”

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“Not understanding the consequences of foreclosure lead a lot of home owners to just give up,” mentioned Henderson. “And believe me there is a distinction in life soon after foreclosure as opposed to life with out foreclosure. We may possibly not be in a position to save each and every residence, but we can provide the saving hand to each financially distressed homeowner. Presently we see lenders are much more receptive to expediting the quick sale approach,” mentioned Henderson. It is important to don’t forget that lenders are not in the organization of acquiring home, they are in the business to lend cash. Assisting to clear these non-performing assets (default loans) from their books will result in a quicker bounce back in this economic crisis.

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For a confidential phone interview relating to your true estate concerns, make contact with Gayle Henderson at 602-850-4335.

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Gayle Henderson, Pc, CRS, GRI, ABR, CLHMS, E-Pro, CDPE is offered for comment and contribution to Real Estate associated troubles. Get in touch with Gayle Henderson at 602-850-4335 or check out http://www.AZAvoidForeclosureNow.com.

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A lot more Loan Modification Press Releases

Arizona Loan Modification Lawyer Advises Homeowners to Pursue Loan Modification Sooner Rather Than Later

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Phoenix, AZ (PRWEB) March 26, 2009

A lot of Arizona home owners are thinking about loan modification as a way to keep away from losing their residences. A loan modification is an agreement negotiated in between a lender and borrower in order to alter the terms of their mortgage loan. Arizona Loan Modification Lawyer Kevin Harper encourages homeowners to look into a loan modification plan as quickly they learn that sustaining their present mortgage is a hardship.

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Due to the fact of excessive amounts of adjustable rate and subprime loans issued in recent years, and the general downturn in the economy, foreclosures have become widespread and Arizona is a single of the hardest hit states. Depending upon the predicament and the homeowners objectives, loan modification, bankruptcy, quick sale or deed in lieu of foreclosure are some methods to keep away from foreclosure. Mr. Harper stresses that as all circumstances are different it is ideal to go over person circumstances with an skilled lawyer to establish what the ideal course to follow is. &#13

A loan modification can involve alterations produced to terms such as payments, prices and/or delinquency costs. The lenders have an incentive to keep away from foreclosure and to negotiate future payments that will let owners to keep in their residences. “Normally speaking, loan modification is a great option for home owners who want to maintain their houses and who have a steady revenue. When the loan modification agreement has been produced, it is up to the homeowner to make payments on the new mortgage as they are due,” states Mr. Harper.

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As with most legal matters involving actual estate agreements and big loans, there are risks involved with a loan modification. Mr. Harper states that “anybody considering a loan modification wants to guarantee that they spending budget correctly and totally comprehend the terms of the new mortgage agreement so they do not face the exact same dilemmas that they had in the past.” An attorney can support you asses these dangers and can protect your interests. An Arizona Lawyer will also help homeowners establish what tax implications they can anticipate and what effect the loan modification will have on their credit. The sooner a homeowner consults with an lawyer the much more opportunity there is for a successful loan modification, possibly even reaching an agreement just before foreclosure papers are served.

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About Harper Law PLC – Harper Law is an Arizona law firm assisting individuals and firms from all through Arizona resolve disputes since 2004. The Firms practice focuses on real estate, enterprise, and employment litigation with encounter handling a wide variety of civil litigation matters. Folks interested in acquiring far more data or scheduling a loan modification consultation with Harper Law must contact 602-256-6400 or visit the Firm’s web sites at HarperLawArizona.com and ArizonaLoanModificationLaw.com.

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Find Far more Loan Modification Press Releases

True Estate Foreclosure Services – Arizona Quick Sale Workplace Provides Foreclosure Support To Residence Owners

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Phoenix, Ariz. (PRWEB) February 11, 2008

Record-high foreclosure prices in Arizona have several Phoenix home owners reeling for possibilities to assist them avoid losing their homes. In response to this historic level of require, Arizona Quick Sale Office lately announced its grand opening and a broad array of foreclosure help services.

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Arizona Brief Sale Workplace offers applications for loan modification negotiations, loan reinstatements and options to selling properties, which are all aimed at avoiding foreclosure and keeping homeowners in their residences. “There are almost 300 notices of default filed in Maricopa County each single day and a lot of of them can be avoided with our services,” said Jamar James, Arizona Quick Sale managing member.

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According to James, a contributing aspect to present sky-higher foreclosure prices is the truth that many homeowners just do not know their possibilities and they wait as well extended to take action. “Now is the time for negotiating with lenders. New legislation has offered banks incentives for functioning with debtors in default and our applications are developed to completely take benefit of these new alternatives,” mentioned James. The Mortgage Forgiveness Debt Relief Act, enacted by Congress in 2007, offers a three-year window for homeowners to refinance their mortgages without paying taxes on any debt forgiven.

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James encourages home owners who consider it is already as well late to avoid foreclosure to contact his office. “Even if you have received an auction notice there are still options available to you,” he mentioned.

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Arizona Quick Sale Office is positioned at 4909 E McDowell Road in Phoenix. For more data on qualifying for foreclosure assistance services and answers to frequently asked Arizona foreclosure inquiries, please pay a visit to http://www.arizonashortsaleoffice.com or call (800)-827-0692.

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Arizona Short Sale Office Launches Foreclosure Help Solutions

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Arizona Firm’s Loan Modification Plan Gives Aid To Struggling Home owners

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Phoenix, AZ (PRWEB) January 31, 2009

Arizona home owners are nevertheless feeling the crunch from the housing bubble that hit the nation in early 2007. Unable to make ends meet, several have tried a true estate brief sale or lost their residence to foreclosure with enormous harm carried out to their credit. As the sub-prime meltdown requires its toll, numerous foreclosure professionals think a new wave of foreclosures is appropriate around the corner as adjustable rate mortgages start resetting and homeowner’s teaser rates readjust. Currently, Arizona ranks #three in the nation for foreclosures according to Realtytrac.com.

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The Arizona Loan Modification pros at AdjustMyloan.com provide a promising solution to home owners at threat of losing their property to foreclosure. An Arizona Loan Modification is the recasting or re-adjustment of a homeowner’s present mortgage terms in order to reduce their month-to-month mortgage payment, stay away from foreclosure, and preserve their credit. One usually sees modifications of interest price, length of loan, and principal quantity owed all resulting in reduced month-to-month mortgage payments. A lender would choose to complete an Arizona Loan Modification if the price of performing so was less than the price of foreclosure or short sale.

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The Arizona Loan Modification team at AML consists of highly educated loan modification negotiators, processors, compliance officers, paralegals, client service managers, and a real estate lawyer with extensive TILA, RESPA, and state lending law expertise. AdjustMyLoan.com has a strategic benefit more than the competition due to the reality that they have contacts with most key lenders due to the fact that they recruited negotiators straight from the same banks they negotiate with.

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Free Arizona Loan Modification Consultations And No Upront Fees!

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AdjustMyLoan.com provides cost-free Arizona Loan Modification consultations to every homeowner interested in understanding a lot more about how a loan modification can support them stay away from foreclosure, and they never ever charge an upfront charge for their service. Adjust My Loan’s Arizona Loan Modification system is designed to audit, package, propose, and negotiate a comprehensive loan modification from begin to finish in the quickest time attainable. They get the benefits you need when you need them and only take on a file soon after an extensive pre-qualification procedure. “Our objective is to assist as numerous homeowners as we can although at the same time maintaining tight manage more than our pre-qualification and negotiating approach” says Cody Sperber 1 of the managers at AdjustMyLoan.com. “It is tough for us to see these fly-by-evening loan modification firms popping up telling home owners anything they need to have to hear in order to collect some outrageous upfront charge from them. Our complete method is created to pre-qualify the homeowner into a manageable loan modification plan that is realistic and achievable and we only earn our charge if we complete the loan modification for our client” Sperber adds.

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The loan modification processes starts with a free consultation, a complete pre-qualification, and if a file is accepted, AML handles all negotiation and communication with the lenders. Unlike other Arizona Loan Modification companies, the pros at Adjust My Loan preserve negotiating till they attain a reasonable provide. Sperber and his group have negotiated interest rates as low as two.5% and have effectively postponed hundreds of foreclosures from taking place.

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The genuine estate crisis has triggered a significant rise in foreclosures, and subsequently in fly-by-evening loan modification firms hunting to take benefit of home owners already in a bad financial predicament. The Loan Modification Pros at http://www.AdjustMyLoan.com stay a single of the most ethical and trustworthy loan modification firms in Arizona and want to earn your organization. Call toll free of charge 1-800-557-7573 or 480-968-5626 and receive a Cost-free LOAN MODIFICATION CONSULTATION Nowadays. Also check out our state of the art web site / weblog http://www.AdjustMyLoan.com.

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CareerBuilder Ranks Embry-Riddle among 50 Greatest Employers in Arizona

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(PRWEB) June 25, 2013

Embry-Riddle Aeronautical University has been named a single of the 50 Leading Organizations to Operate for in Arizona, a new award from job-search provider CareerBuilder and Republic Media, publisher of The Arizona Republic.

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The international leader in aviation and aerospace greater education, Embry-Riddle has a residential campus in Prescott, Ariz., for classic students as well as a number of campuses about the state for civilian and military adult learners operated by the universitys Worldwide Campus.

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The Top Businesses honor is based on employee satisfaction surveys and an evaluation of the employers human sources applications, rewards and workplace culture.

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Had been quite proud of this recognition of our commitment to workplace good quality, mentioned Dr. Frank Ayers, chancellor of the universitys Prescott Campus. We value the requirements and contributions of every single individual, and our capability to attract and retain prime talent for fulfilling careers straight contributes to Embry-Riddles success in preparing students for rewarding careers of their own.

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The Best Companies winners had been honored at a breakfast reception June 20 and were acknowledged in a specific supplement in the June 23 edition of The Arizona Republic. The full list of the Best Organizations and associated stories can be discovered on-line at http://www.bestcompaniesaz.com/careerbuilder.

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In preceding recognition, by BestCompaniesAZ, Embry-Riddle was rated 1 of the 100 Ideal Locations to Perform in Arizona in 2012 and one particular of Arizonas Most Admired Companies in 2011.

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The university has accrued numerous best-employer accolades more than the years. The Chronicle of Greater Education, the nations most respected publication covering colleges and universities, is honoring Embry-Riddle this year for the third consecutive year as one particular of the nations Fantastic Colleges to Perform For. Florida Trend magazine has ranked Embry-Riddle for three years among Floridas Ideal Firms to Work For. The Orlando Sentinel newspaper has honored the university nine years in a row as 1 of Central Floridas Top one hundred Organizations for Working Families.

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These workplace awards price Embry-Riddle very in the categories of job satisfaction, compensation and positive aspects, respect and appreciation, operate/life balance and expert/career development programs.

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The universitys two,500 workers around the globe take pleasure in competitive salaries, paid individual leave, paid holidays off, a 403(b) retirement program with Embry-Riddle gift and matching contribution, wellness insurance coverage and a four-day summer time workweek. Furthermore, tuition waivers give staff and their families access to a planet-class Embry-Riddle education.

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Visit http://www.erau.edu/administration/hr.html for details on Embry-Riddle profession opportunities.

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About Embry-Riddle Aeronautical University&#13

Embry-Riddle Aeronautical University, the worlds largest, completely accredited university specializing in aviation and aerospace, is a nonprofit, independent institution supplying a lot more than 40 baccalaureate, masters and Ph.D. degree programs in its colleges of Arts and Sciences, Aviation, Business and Engineering. Embry-Riddle educates students at residential campuses in Daytona Beach, Fla., and Prescott, Ariz., and via the Worldwide Campus with a lot more than 150 areas in the United States, Europe, Asia and the Middle East. The university is a key study center, seeking solutions to true-globe issues in partnership with the aerospace market, other universities and government agencies. For more details, visit http://www.embryriddle.edu, adhere to us on Twitter (@EmbryRiddle) and http://www.facebook.com/EmbryRiddleUniversity, and discover professional videos at YouTube.com/EmbryRiddleUniv.

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About Republic Media&#13

Republic Media is a consultative media firm that generates a wide array of online, print and direct-mail products, like The Arizona Republic, La Voz and http://www.azcentral.com. Given that 1890, The Arizona Republic continues to be Arizona’s most trusted and most read newspaper. For a lot more data, go to http://www.republicmedia.com.

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About CareerBuilder&#13

CareerBuilder is the worldwide leader in human capital options, helping companies target and attract their most essential asset, their employees. Its on the web profession website, http://www.careerbuilder.com, is the biggest in the United States with far more than 24 million unique guests, 1 million jobs and 49 million resumes. Far more than ten,000 web sites function CareerBuilders proprietary job-search technology on their career sites.

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Media Contacts

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Melanie Hanns&#13

Director, Public Relations&#13

University Communications &amp Advertising Department&#13

Embry-Riddle Aeronautical University&#13

Office: 386-226-7538&#13

melanie.hanns(at)erau(dot)edu

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Max Sandoval&#13

Director, Advertising &amp Communications&#13

Prescott Campus Advertising&#13

Embry-Riddle Aeronautical University&#13

Office: (928) 777-6731&#13

max.j.sandoval(at)erau(dot)edu

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R.O.I. Properties Specializes in Helping Commercial Real Estate Investors Get Bulk REO Properties in Arizona

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Phoenix, AZ (PRWEB) October 2, 2009

R.O.I. Properties, a Phoenix-primarily based real estate firm, specializes in helping industrial true estate investors get bulk REO properties in Arizona. Getting bulk REO properties creates an huge opportunity for each the small and huge investor.

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“Purchasing REO properties in bulk provides investors with the capability to acquire REO properties at a fraction of the expense in an environment exactly where they could not get anywhere close to the terms and pricing they want on their personal,” mentioned Beth Jo Zeitzer, President / Designated Broker of R.O.I. Properties. “We specialize in assisting industrial investors meet their needs and steer clear of the hassles involved in the bulk acquiring process.”

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The size and capitalization of a group brings tremendous credibility to the table considering that the group can supply numerous exit strategies for the properties. Buyers can invest in REO properties with out the hassles of going to auctions, contacting banks, probate sales, estate sales, and so forth.

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According to genuine estate expert Robert Kline of RW Kline, LLC, there are several advantages related with investing in commercial actual estate in bulk. The 1st is that stopping retail foreclosures rewards the tenants and their organization. The foreclosure procedure requires months and can result in temporary maintenance, safety and insurance problems even though the home adjustments hands. Secondly, the government does not have formal assist for industrial loan modifications, though there is funds from the Troubled Asset Relief System to offset losses from bad commercial loans. In addition, the national industrial mortgage debt currently exceeds three.5 trillion dollars, and two-thirds of securitized mortgages due today have no hope of becoming repaid in the near term.

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Over the past eight months, from January 1, 2009 to September 1, 2009, there have been a total of 352 industrial REO sales transactions for a total of more than $ 1 billion. That is a a lot more than 30% decline more than the identical 8-month period in 2008, when the transactions resulted in a sales volume of far more than $ 1.four billion (Costar).

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For more info about genuine estate investment possibilities connected to bulk REO properties in Arizona, check out ROIPropertiesAZ.com.

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About R.O.I. Properties &#13

R.O.I. Properties is a full service actual estate brokerage firm specializing in foreclosure properties in Arizona, bankruptcies, probate properties and much more. R.O.I. functions with banks, lenders, asset managers, bankruptcy attorneys, receivers, fiduciaries and turn around professionals to sell their distressed genuine estate assets, both residential and commercial.

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Contributing Writer: Marcela Houser&#13

Marcela Houser, CCIM, is part of R.O.I. Properties’ Industrial Distressed Assets Division. Marcela has been operating in industrial actual estate for eight years, with a specialization in retail and office leasing and sales. She is bilingual, and brings a wealth of expertise in facilitating transactions with users, owners and investors.

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Arizona Department of Housing Hires Loan Worth Group to Help Facilitate HARP Applications for Eligible Arizona Homeowners

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Rumson, NJ (PRWEB) December 05, 2012

Loan Worth Group, LLC (LVG) today announced that it has been hired by the Arizona Department of Housing (ADOH) to help promote and facilitate the application and approval process for a portion of Arizona home owners who may be eligible to get advantages under the terms of the Property Affordable Refinance Plan (HARP) 2. Principal Reduction Help Element of the Save Our House AZ Program.

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The Save Our Home AZ (SOHAZ) Plan was established by the Arizona Department of Housing in 2010 to supply assistance to homeowners who may possibly face foreclosure. SOHAZ offers help in the form of mortgage modifications, principal reduction, mortgage payment relief, quick sale help and second lien elimination.

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Below the terms of the agreement, which is designed to maximize the number of completed applications for HARP 2. help at no price to the customer, LVG will undertake a statewide education and outreach campaign with designated Arizona homeowners who could qualify for the HARP two. Assistance Program. Additionally, LVG will act as a facilitator for home owners whose applications are authorized by ADOH by working with participating lenders. LVG Managing Partner Frank Pallotta said, We comprehend that the method of applying for, and in the end finishing, a HARP can occasionally be difficult and time consuming. We are pleased to be functioning with the Arizona Division of Housings ongoing Save Our Property AZ Program, with the ultimate objective of helping Arizona home owners get significantly needed assistance in these difficult financial times.

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About Loan Value Group&#13

Founded in 2008, Loan Value Group, LLC is a huge scale, turn-key provider of private label, residential mortgage incentive methods that have a constructive and lasting effect of customer payment behavior. LVGs incentive programs and operation platform are made to help realign the long-term interests of homeowners, residential mortgage danger owners, State and Neighborhood Municipalities and mortgage servicers to the benefit of all. Based in Rumson, New Jersey, LVG is the creator and exclusive provider of the Responsible Homeowner Reward

Arizona True Estate Specialist Predicts New Actual Estate Boom on The Horizon

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Phoenix, AZ (PRWEB) February 20, 2013

With low inventory and also numerous buyers, the housing professionals believe the Phoenix True Estate Market place is on the verge of a new boom in real estate values, predicts Dennis Dahlberg, Level 4 Fundings Basic Manager, Private Tough Money Lender with numerous years of flipping and fixing actual estate encounter.

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According to Dahlberg, there has been tiny or no construction or movement of dirt thus leaving the Phoenix housing marketplace starving for new residences. In addition to, he argues house values are rising drastically, and when the existing home owners get above water (have equity), they are going to want to move up.

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We’re going to have a trifecta or the best storm – no houses, pent-up demand, and record low interest prices. In addition to, if a tiny inflation is thrown into the mix – watch out! Bam! Its going to be a wild ride – a Wild West ride, states Dahlberg, who is basing his prediction on information supplied by S&ampP/Case Shiller.

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According to the S&ampP/Case Shillers data, the bottom is more than and the marketplace is moving up again and this time it is going to be even larger.

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The data further suggests the actual estate marketplace in the Phoenix location is heading up. Nevertheless, in response to such concerns whether or not it is time to get genuine estate once more, how lengthy will it take to come back to regular, or should people get out of the market and wait, Dahlberg believes these are hard concerns to answer, nevertheless, provides the following suggestions:&#13

Program HR 3648 Arizona New Affiliate, Kodi Riddle, Battles Firsthand Foreclosure With Short Sale

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Phoenix, AZ (PRWEB) November 29, 2012

Program HR 3648 Certified Representative, Kodi Riddle, Partner & Associate Broker of A-Aa-1 Realty, leverages firsthand short sale experience to help Cave Creek, Carefree, New River, and North Scottsdale homeowners avoid foreclosure for free.

I ended up short selling my own home I was going to lose my own house and that was a hard fact to face; quite honestly and embarrassing no less, said Riddle. Like many homeowners facing foreclosure, Riddle, tried to apply for a loan modification which didnt work so she opted to short sale her home. You can not do this on your own. Its too personal and it is very hard to keep yourself separated, added Riddle.

According to the Treasury Departments latest report from the Home Affordable Modification Program (HAMP), showed that more than 1 million temporary and permanent loan modifications have failed since the administration began the HAMP program in 2009 through the end of June.

It was the worst time in my life by far, but now I can breathe fresh air and its a very good feeling and that weight is off my shoulders for sure, added Riddle.

Kodis triumph over her personal battle with foreclosure enabled her to experience an unparalleled education in short sales giving her a unique advantage. Having personally gone through the short sale process, Kodi can truly relate with the hardships and the emotional mindset of a distressed homeowner, said Jeremy Bowman, President & CEO of RealPrompt, home of Program HR 3648.

Program HR 3648 is a Free, Privately Sponsored, Non-Governmental, Nationwide Initiative that provides distressed homeowners with the assistance, guidance, and necessary help to avoid public foreclosure. Homeowners who are facing financial hardships and are upside down on their mortgages can receive free assistance from a Certified Program HR 3648 Representative like Riddle.

Navigating through the foreclosure process is one of the most challenging obstacles which no homeowner should face alone. We recruit top Agents and Brokers, like Kodi Riddle, from across the country to apply their personal and professional expertise to help homeowners receive legitimate help for free, said Woods Davis, Co-Founder & VP of RealPrompt.

This program has made the difference to give me an avenue to help [distressed homeowners] with my story, concluded Riddle.

About Program HR 3648

Program HR 3648 is a Free Privately Sponsored Non-Governmental Nationwide Initiative to reach out to homeowners who are struggling with their mortgage payments to provide them with the information, guidance, and actual work that is required to avoid foreclosure. Program HR 3648 is a division of RealPrompt, a short sale solutions provider based out of Chandler, AZ. Program HR 3648 has successfully helped over 4,000 homeowners to find alternative solutions to foreclosure. For more information, visit ProgramHR3648.org or call 1.800.915.1988.