Financial Aid Administrators Situation Updated 2013 National Profile of Federal Student Help Applications


Washington, DC (PRWEB) June 27, 2013

The National Association of Student Economic Help Administrators (NASFAA) released an updated edition of its annual federal student aid primer, the National Student Aid Profile, to better inform members of the media, policymakers and other interested parties about the facts surrounding student aid problems and funding.

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“As the 2014 expiration of the Greater Education Act nears, conversations are increasingly centered around escalating federal student debt, higher default price levels, rising charges of attendance for postsecondary education, and the sustainability of federal funding sources for the student help programs,” stated NASFAA President Justin Draeger. “Members of Congress have been debating the greatest ways to reform and strengthen the federal help programs. It is essential that Congress and the basic public recognize these programs and the students they serve.”

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U.S. Division of Education data show the number of students applying for federal monetary help rose from around 19.four million in the 2007-2008 award year to almost 31.four million in the 2011-2012 award year, a 62 percent improve more than five years.

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From 2001-2002 to 2011-2012, the total quantity of federal monetary aid awarded to students beneath Title IV of the Greater Education Act (HEA) jumped from $ 72.three billion to an estimated $ 173.8 billion, a ten-year enhance of 140 %. For 2011-2012, the Title IV programs accounted for 71 percent of the $ 245 billion in total monetary help received by college students.

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NASFAAs National Student Help Profile: Overview of 2013 Federal Applications gives the newest detailed data and information about every of the applications authorized beneath Title IV of the Greater Education Act, such as:

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— descriptions of the federal student help applications, which includes the:&#13

Applications Open August 1, 2013 for Soka University’s New Master of Arts (MA) in Educational Leadership and Societal Change


Aliso Viejo, CA (PRWEB) June 27, 2013

Soka University of America has announced a new Master of Arts system in Educational Leadership and Societal Modify that will open in August 2014. Applications will be accessible on August 1, 2013 on http://www.soka.edu with a deadline of January 31, 2014.

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Plan Director John Heffron noted that the perfect candidate for the new MA plan will have work knowledge in education or a connected field, a BA in Education or related coursework, and a career interest in educational research, development and leadership. This MA is created for those who hope to enter (or re-enter) the teaching field as an administrator, program to seek operate as educational leaders or consultants in a selection of non-school settings, or for those seeking for an MA leading to the PhD or EdD degree in educational leadership.

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The complete-time, two year program contains a summer-long analysis internship that provides students with hands-on possibilities to shadow administrators, analyze organizational dynamics, and evaluate curriculum. Under the supervision of a principal professor, students integrate their fieldwork and educational study to create a masters thesis for graduation. Merit scholarships will be available to top candidates.

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We hope that the MA Program in Educational Leadership and Societal Alter will assist answer the need for global leaders with the sensible expertise and expertise, foundational information, and ethical commitments required to accomplish lasting and efficient societal adjust within the field of education,mentioned Provost Tomoko Takahashi. “We anticipate our graduates to be able to initiate leadership in K-12 classroom settings, pursue supplementary state credentialing specifications for managerial positions as principals and vice principals or as administrators at the district-level, and operate in public policy institutions around the globe.

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The mission of Soka University of Americas Master of Arts in Educational Leadership and Societal Adjust system is to supply graduate-level students with the broad interdisciplinary information, research skills, and practical knowledge for cutting-edge leadership in the all-inclusive world of education, locally, nationally, and internationally.

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Soka University of America (SUA) is a private, four-year liberal arts college and graduate school located on 103-acres in Aliso Viejo, CA. The SUA Graduate School strives to give an academic setting that nurtures guys and girls from a range of cultures and national backgrounds and fosters a commitment to lifelong studying. The university offers a 9:1 student/faculty ratio. Founded upon the Buddhist principles of peace, human rights and the sanctity of life, SUA is open to prime students of all nationalities and beliefs. About half of Soka University’s students come from the US and half from far more than 40 other countries. http://www.soka.edu

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Salesian Missions Highlights Life-Altering Educational Applications for Refugees About the Globe to Mark Planet Refugee Day 2013


New Rochelle, NY (PRWEB) June 27, 2013

To mark Planet Refugee Day 2013, Salesian Missions highlighted Salesian programs about the globe that give life-changing education and assistance for refugees in want.

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Every year, June 20 marks World Refugee Day, a day that honors the plight of millions of refugees and internally displaced people about the globe. The United Nations noted that at the end of 2012, there have been 43.7 million refugees globally, virtually 80 percent of whom are girls and young children.

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The day, very first established in 2001, is held annually and is coordinated by the UN Refugee Agency, UNHRC. The concentrate of Globe Refugee Day is to honor the courage, strength and determination of females, men and youngsters forced to flee their properties below threat of persecution, conflict and violence.

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Every year, World Refugee Day reflects on certain struggles faced by refugees. This years theme is 1 loved ones torn apart by conflict is also many.

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On Planet Refugee Day, let us reaffirm the significance of solidarity and burden-sharing by the international neighborhood, says U.N. Secretary-Common Ban Ki-moon in a recent statement about Globe Refugee Day. Refugees have been deprived of their properties, but they must not be deprived of their futures.”

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Salesian Missions has provided highlights of applications assisting refugees around the globe. These applications had been created by Salesian Missions and funded by the U.S. Department of States Bureau of Population, Refugees, and Migration.

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SRI LANKAN REFUGEES IN INDIA:

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Given that 1983, ethnic violence in Sri Lanka has forced tens of thousands of Sri Lankan Tamils from their homeland in search of safety and a new life in Tamil Nadu, India. Since 2010, Salesian Missions has been providing a plan for young male and female Sri Lankan refugees who have been living in refugee camps in 15 target districts in India.

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In June 2013, 860 refugees graduated from this vocational and entrepreneurial plan. Half of these students attended a Salesian technical and vocational coaching center, finding out job capabilities in electrical, woodworking, personal computer technology and related trades.

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Nonetheless, half of the studentswomen living in refugee camps and caring for childrenneeded a much less classic opportunity. Unable to leave to attend school, Salesian Missions created a program to bring to them inside the refugee camps. The ladies received coaching for expertise such as jewelry-producing and sewing and also had been supplied entrepreneurial workshops. The program also helped the women developed a organization cooperative, and through a micro-credit program equipment was made offered to them (such as sewing machines). As a group, they are able to give their solutions and merchandise to neighborhood organization, taking benefit of their news expertise while still taking care of their households.

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AFGHAN REFUGEE College Youngsters IN PAKISTAN:

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In Pakistan, a Salesian Missions system is serving Afghan refugee school youngsters and their families in Quetta, the capital of the Baluchistan Province, Pakistan. The programwhich started in 2012 and recently received continued fundingcenters on reinforcing primary education systems at six schools in extremely volatile Quetta, Pakistan. The concentrate of the program includes every thing from teacher education and resource improvements for kid finding out, to infrastructure improvement and internet-ready pc labs.

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The objective of the Quetta plan is to mainstream struggling Afghan refugee schools so they may turn into a part of the Pakistani education community and benefit from its shared institutional sources. Close to 2,200 students ages 4 to 13 are benefiting from Salesian Missions extensive approach to strengthening their education. A lot more than 70 teachers have been professionally educated for their function with the refugee youth population and motivated to make a difference in their improved schools. Schools that once had walls in danger of falling have been repaired, supplying a protected spot for eager, vibrant-eyed children to get an education.

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Additionally, the system administration has ensured by means of advocacy and policy dialogue with Government and NGO Partners that the education students obtain in Pakistan will be recognized by the Government of Afghanistan, should their families return property.

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COLOMBIAN REFUGEES:

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In recent years, much more than 450,000 folks have fled the violence of Colombia to neighboring Ecuador, Venezuela, Panama and Costa Rica. Salesian Missions New Beginnings initiative, which began in 2011, worked with a lot more than 1,000 Colombian refugees in these 4 nations supplying vocational and human improvement training as properly as job placement solutions.

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Several of the Colombian refugees have no marketable capabilities. They cant uncover jobs and the lack of coaching makes it challenging to start their own enterprise or join with other folks to kind cooperatives. Without jobs, it is tough to locate stability for their households and construct new lives. The New Beginnings plan allowed these victims of violence and chaos to begin more than and build a stable, hopeful future for themselves and their households.

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By way of the system, each refugee student received 260 hours of technical training as nicely as 40 hours of human development workshops. These education applications coupled with the job placement services operate to assist Colombian refugees to start off over and create productive lives in their new communities.

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ABOUT SALESIAN MISSIONS:

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Salesian Missions is the U.S. improvement arm of the international Salesians of Don Boscospecializing in programs and services for at-risk youth in far more than 130 nations. The Salesians are broadly regarded the worlds biggest private provider of vocational and technical education.

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For far more details about Salesian Missions, go to http://www.salesianmissions.org. For more news from Salesian Missions, go to http://www.missionnewswire.org.

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UNHCR World Refugee Day 2013&#13

Salesian Missions

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The Host Group CEO Doug Davis Announces the Launch of Customized Reseller Applications in July of 2013


Los Angeles, CA (PRWEB) June 28, 2013

The Host Group management team announced late Friday afternoon, they would be supplying brand new customizable reseller net hosting starting in July of 2013, expanding their extensive menu of internet primarily based goods and services.

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The Host Group gives all website owners the distinctive capability to use challenging drive space and unlimited bandwidth to host websites on behalf of third parties. Each and every of the reseller, VPS, and devoted server plans with The Host Group come equipped with a devoted account manager that is happy to answer any questions that a client may have about starting a internet hosting company.

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The Host Group customers can very easily create their own plans and resell to other people. They can act as an intermediary between the original hosting business and the end user.

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Reseller hosting is a fairly economical way for entrepreneurs and aspiring net developers to begin a business. The Host Group reseller hosting plans allow clientele to generate custom service plans and decide on their personal pricing structure. All reseller web hosting plans offered by The Host Group come with cPanel, which gives user-friendly functionality for resellers and end-user website owners to handle the various facets of site and server administration.

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According to lately published The Host Group testimonials, the main perk of these different plans, is that the account owners have total handle more than the sources at their disposal. The Host Group customers can effortlessly create their own plans and resell to other men and women. They can act as an intermediary in between the original hosting business and the finish user. The Host Group clients save time and sources utilizing these solutions primarily simply because there is no want to continue searching for a respected hosting entity.

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Via reseller web hosting, The Host Group buyers can create revenue from promoting the extra storage space not in use. This is a enormous benefit considering that they can offer net host services to their buddies, families and colleagues. With zero maintenance needed for reseller net hosting services presented by The Host Group, consumers take pleasure in a stress free of charge knowledge. Resellers are constantly determined to provide their buyers with the very best services ever. They make sure that every client gets adequate bandwidth and storage.

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The Host Group is a internet hosting and domain registration provider. They offer devoted servers, shared web hosting, and domain registration for small organizations including server hosting, WordPress Hosting, reseller hosting and much much more. They also specialize in expandable hosting that is capable of meeting the hosting specifications of small sites or even big scale corporate networks with server clusters. To discover out more, simply visit http://www.thehostgroup.com.

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SmartCare Worldwide Unveils SmartChoice Healthcare Travel Giveback Advantage for Employer Healthcare Applications

Houston, TX (PRWEB) June 28, 2013

In the course of a time of healthcare reform and uncertainty, the globalization of the healthcare sector and rising popularity of healthcare tourism, SmartCares medical travel benefit is getting referred to as a concrete remedy to increasing fees and restricted access to healthcare in the U.S.

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SmartCares revolutionary medical travel benefit supplies new opportunities for employers and personnel alike. Till now, traditional setup and implementation of employee advantage programs would entail a struggle on behalf of most employers to meet deadlines and finalize a healthcare program in the fall of each year, to be active by the 1st of January. SmartCares benefit can be added into an current healthcare plan in as speedily as 30 days, at any time during the year with out any regulatory or accounting concerns, and will not alter or influence any established cafeteria strategy. In several cases, healthcare travel healthcare expenditures can be reimbursed from currently current tax-advantaged spending accounts.

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Using their knowledge in the industry and knowledge of U.S. employer objectives and challenges, SmartCare Worldwide constructed the benefit to be no extra cost or added threat to the employer, and call for no extra HR or administrative resources. The benefit will serve as an crucial give-back opportunity for staff, where employers will take the credit for offering increased advantages for the duration of a time of frequent reductions.

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SmartCare executive Rick Huntington says, A no-expense added benefit might just be the preventative medicine employees need just before possessing to absorb healthcare reform. Until now, employers have had a ‘wait-and-see’ attitude with all the uncertainty that came with modifications in healthcare legislature. Because theres no cost to adding our health-related travel advantage to employee positive aspects programs, theres no purpose to wait. Employers are becoming active and seeing they now have access to true options from companies like SmartCare.

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SmartCare is targeting the Houston, Texas region for the official launch of the SmartChoice medical travel benefit. Interested employers will have the chance to visit Costa Rica, the principal healthcare tourism location chosen by SmartCare, to familiarize themselves with SmartCares globe class network of medical facilities and medical specialists, which includes Joint Commission International (JCI) accredited hospitals, expert surgeons and specialists, and the on-internet site SmartCare Worldwide employees in Costa Rica.

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Had been targeting the Houston location for the official launch of the SmartChoice advantage solution due to our long standing presence and reputation here consulting with employers on their healthcare programs, but employers nationwide also have immediate access to the SmartChoice healthcare travel benefit. Have been excited about the influence our solution will have in terms of delivering solutions in a quite uncertain healthcare industry. Coming up with a name for the advantage was simple its tough to refute that intelligent rewards, sensible medicine and smart savings make up a sensible choice for U.S. employers.

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About SmartCare Worldwide: &#13

SmartCare Worldwide is an innovative medical travel firm with corporate headquarters in Houston, Texas. As health-related travel facilitators, SmartCare provides a wide variety of flexible medical travel advantages and services for companies of all sizes, including worldwide enterprises. Our skilled consultants perform closely with clients to design and style and administer the most price-successful, adaptable healthcare travel benefits options. We give full implementation and administration of our health-related travel benefits program and are committed to supplying exemplary, ongoing responsiveness that assures measurable, extended-term value in each and every client connection.

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Home owners Facing Foreclosure Are Educating Themselves About Loan Modification Applications

Delray Beach, FL (PRWEB) March 18, 2009

Throughout the previous six months, the media has been buzzing about how drastically high the foreclosure prices were rising daily. None of these channels, nevertheless, have been supplying any genuine options to this dilemma, but as an alternative were only focusing on the unfavorable of the scenario. This is exactly where businesses like 1st Capital Loan Mod have stepped in to give shoppers options to support avoid foreclosure.

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“Now it’s a dawn of a new day, and with it comes a great alternative to losing your residence due to adjustable rate mortgages: if you are a homeowner in problems of losing your house to foreclosure, or a homeowner that has in no way missed a payment and would like to now refinance to a reduce interest price, you can officially commence calling lenders and asking for a loan modification” – Lilly Parkson, spokesperson for Very first Capital Loan Mod.

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The Homeowner Stability and Affordability Plan program, which was not too long ago signed by President Obama, gives a massive amount of incentive to both mortgage holders and servicers in exchange for modifying house loans into payments that match 31% or less of the borrower’s monthly gross income. It was developed especially to curb millions of foreclosures for households that are struggling to meet monetary commitments, and who are locating themselves on the verge of losing their residences to the banking institutions.

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As for the banks, they are gradually coming to their senses and realizing that as they drop these adjustable rate mortgages, they are also losing clients along the way, and in turn they’re being left with much significantly less earnings and properties worth significantly less than what was owed. This is not a good position to be in whilst America is proper in the middle of a recession. These loan modification programs function by altering the terms and payments of the loan, which tends to make it much simpler for the consumer to repay and keep away from foreclosure. With this in thoughts, it is clear to see that these beneficial applications, then, are the ideal way to operate out a compromise between each the lender and homeowner. The aim of the system is to permit the homeowner to keep their property, and the bank to retain a customer. It is a win-win predicament all across the board!

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Bottom line for homeowners: Certainly seek out a loan modification to see if you qualify, if you feel you need one. Analysis sites such as FirstCapitalLoanMod.com who offer numerous loan modification programs and make certain that the revised terms you happen to be signing up for are realistic for your lengthy-range ambitions and financial scenario, and not likely to be just a temporary patch. This tips should get you back on track to monetary recovery and support you keep your house.

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K-12 Education Networks Not Prepared to Handle Next-Gen Applications, Site visitors

Boston, MA (PRWEB) June 25, 2013

K-12 education networks are getting asked to handle more much more traffic from on-line understanding applications, much more devices from the introduction of tools like iPads in the classroom, and more safety compliance requirements and several networks arent ready to manage the strain, new research from Exinda finds.

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For K-12 network administrators, keeping tabs on your network is critical in guaranteeing that your college or district operates at a level that assures optimum learning while safeguarding data and customers, said Ryan Tollofson, Director, Education Marketing and advertising, at Exinda. With the expanding trends and demands for bandwidth, compliance and access through multiple devices, it is becoming even much more critical to have visibility into and control more than your network. However, most IT managers are being asked to handle subsequent-gen applications more than a network run with a 20th century budget, and a lot of are seeing a massive impact on the efficiency of their network.

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Managing an powerful K-12 network that meets the needs of the 21st century learner, even though also assuring compliance and safety, is difficult, but it is attainable, Tollofson mentioned. Better visibility and control will support you focus your efforts on mission-vital information, optimum learning experiences, and allocation of bandwidth to priority sources, he added.

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To create a very best-in-class education network expertise, K-12 institutions can implement improved functionality practices that can support network administrators:&#13

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New Short-Sale Applications Supply SC Foreclosure Alternative


North Myrtle Beach, SC (PRWEB) January 1, 2010

The Home Affordable Modification Plan (HAMP) has been in impact in the course of 2009, but really couple of homeowners have been able to qualify for this system to restructure their loan. Realizing this, the U.S. Treasury launched the House Cost-effective Foreclosure Option (HAFA), producing the “brief sale” approach a considerably a lot more viable way to keep away from foreclosure.

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In a short sale, the mortgage holder agrees to take less than what is owed on the mortgage, plus releases the borrowers from any future liability for the debt. But prior to the new HAFA plan the procedure had come to a close to standstill due to the sheer volume of foreclosures. The HAFA regulations must streamline and simplify the method, helping to limit the quantity of foreclosed properties and stabilizing neighborhood values.

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So what has the Treasury done to kick begin the process? Initial, the bank has ten enterprise days to respond to a totally completed short sale request. This will speed things up, but all documentation should be in ideal order. This is a lot of paperwork and a Certified Distressed Home Professional (CDPE) can make certain its done properly. In Greenville, South Carolina, the Cunnningham Group of RE/MAX has the CDPE designation and can help with your brief sale. They recognize how to operate with the bank and navigate the intricacies of the deal.

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The HAFA plan goes into effect April 5, 2010 and expires on December 31, 2012. Sellers will get at least 120 days, but up to one particular year to sell the house as a brief sale. There are also economic incentives to motivate the borrower and mortgage holders.

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A brief sale can also perform for borrowers that are not covered by the Treasury plan and the normal guidelines for a productive short sale nevertheless apply.

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The great news is that brief sales have significantly less significant consequences than a foreclosure. A homeowner who effectively negotiates a short sale can acquire a house sooner, does not have their credit score impacted as considerably or for as long and does not have the job loss / hiring consequences that stick to a foreclosure.

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Scott Todd owns Todd Insurance coverage Agency in North Myrtle Beach. He reports that the recent mortgage crisis has not only brought on key problems for the true estate market, but it has also affected SC property owners insurance coverage and the whole insurance coverage industry in approaches that 1 may well not understand.

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Insurance coverage organizations make cash in generally two methods: investment revenue and underwriting income. Investment earnings is essentially making income from investing their profits. Insurance companies invest the same way as the public. They price threat, charge and gather premiums, take out for expenditures and claims, and what is left more than is net profit.

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In the close to future insurance coverage firms could see increased stress in their house lines such as home owners, renters, mobile residence, and condo insurance coverage. The homeowner line, in basic, is not lucrative for a lot of organizations all through the sector. Considering that the recession started, companies have observed the frequency of homeowner claims improve. With the increase in the quantity of claims and the quantity paid out, higher premiums will quickly comply with. To keep insurance premiums low, Scott delivers the following recommendations:&#13

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Dont file modest claims A lot of businesses offer you claim free discounts, so filing a little claim might cost you much more in the lengthy run.&#13
Take into account a greater deductible The greater the deductible, the reduce the premium. &#13
Insuring a residence, autos, and other toys such as boats, motorcycles, RVs, and ATVs with a single company will get a variety of discounts on every policy.. Usually, the much more policies one has with a single company and the longer they are with them, the far better they are treated. No agent wants to lose four or five policies over undesirable buyer service or a claim being handled poorly. (This point is particularly accurate if living in a coastal area.) More than the years, little insurance businesses may show up selling property owners coverage with reduced than normal prices only to pull out inside a year or two. This leaves the customer scrambling to locate coverage. Bear in mind the saying, if it seems also excellent to be true, it most likely is.&#13
Know the agent, and sit down with him every year. Factors in life alter for folks and for insurance organizations. Dont assume the firm will supply discounts with out asking. And dont wait until claim time to uncover out if anything is covered. .

Go to Scotts site for a lot more ideas about property owners coverage, SC Renters Insurance, SC Automobile Insurance coverage, and get on-line quotes. Try out the “Ask an Insurance coverage Agent” section.

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For a lot more information regarding short sales or Greenville SC foreclosures, please speak to The Cunningham Team of RE/MAX who are Certified Distressed House Professionals and have helped several home owners to stay away from foreclosure in the Greenville SC True Estate Marketplace. For property-distinct data pay a visit to their Greenville SC houses internet site.

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The Cunningham Group of Re/Max&#13

600 Independence Blvd. &#13

Greenville, SC 29615&#13

864-679-0707&#13

http://www.greenvillescrealestate.net

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Scott Todd&#13

Todd Insurance Agency Inc.&#13

1515 Hwy 17 South&#13

N. Myrtle Beach, SC 29582&#13

843-249-6317&#13

http://www.carolinapolicies.com

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VHDA Adds Military Applications Page to its Website


Richmond, VA (PRWEB) November 11, 2010

The Virginia Housing Development Authority (VHDA) recently added a new landing web page to its site, generating it less complicated for active and retired military personnel to take benefit of Veterans Administration (VA) loans, as well as VHDAs Homebuyer Tax Credit Plus loan and other applications presented by the authority.

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VHDAs Military &amp Veterans Programs web page can be identified at vhda.com and is the most recent development in a partnership that started in 1998. That was the year VHDA joined with the U.S. Navy to improve homeownership possibilities among Virginias servicemen and females by regularly offering its Homebuyer Education classes at Virginia military installations.

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Most people dont comprehend it, but nearly one particular-fourth of the nations active-duty military personnel are stationed in Virginia, said Michele Watson, VHDA Director of Homeownership Programs. Virginia is also property to a lot more than 125,000 retired veterans. VHDA wants to make confident that our web site is a valuable resource for military personnel in search of homeownership opportunities.

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In addition to straightforward access to house loan and homebuyer education details, VHDAs new web page characteristics a link to Granting Freedom, a grant program that pays for house and apartment accessibility modifications for Virginia servicemen and girls injured while serving our country. VHDA partners with numerous community groups, such as the Division of Housing and Neighborhood Development (DHCD), to provide this system.

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About VHDA

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VHDA is a self-supporting, not-for-profit organization developed by the Commonwealth of Virginia in 1972, to aid Virginians attain good quality, affordable housing. Our mortgages are funded by bonds we concern, not state taxpayer dollars, and are offered mainly for first-time homebuyers and developers of high quality rental housing. We also teach cost-free homeownership classes, and aid individuals with disabilities and the elderly make their properties much more livable. VHDA works with lenders, developers, neighborhood governments, community service organizations and other folks to assist put top quality housing inside the reach of every Virginian.

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Karla Dennis Webinar: Karla Dennis Interviews Angelica Leon About Talk about the Loan Modification Method, New Applications Relating To Second Loans, And Debt Negotiation


(PRWEB) June 05, 2012

This is an announcement of the latest month-to-month webinar to be provided by 1 of the nation’s foremost tax authorities, Karla Dennis.

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Join Karla as she interviews lawyer and true estate specialist Angelica Leon on the most frequently asked inquiries folks ask about actual estate and second mortgages.

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Click Right here To Listen To The Webinar

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The focus will be on second loans, debt negotiation and actual estate methods.

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Karla Dennis invites you to a “Just Ask Karla Teleconference”. Karla answers a lot of questions about true estate and the tax implications of owning a home and/or property, featuring queries from her consumers and the public at huge.

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A lot of the inquiries tend to be related in nature and of the identical topics, so listen as she interviews Angelica to elicit the most essential subject for home owners.

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In order to benefit type this webinar, anybody interested is encouraged to attend by registering at the hyperlink under. It will be offered beginning at Tuesday June 12th at 5:30pm (Pacific), click the link beneath to study about it and sign up to join and listen.&#13

Click Right here To Register For The Webinar

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Absolutely everyone is invited to listen in on this call for totally free so they can understand the most frequent troubles that crop up concerning actual estate ownership.

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Karla Dennis is CEO and owner of Cohesive Tax, a tax arranging firm.

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