Tag Archives: Again

Customer Protection Legal Solutions, Inc. Leads the Field Again in Helping Home owners with Mortgage Problems

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Orange County, California (PRWEB) Could 28, 2010

Customer Protection Legal Services, Inc. leads the field again in Helping Homeowners with Mortgage Problems.

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Consumer Protection Legal Services, Inc. , a California law firm, has helped countless consumers save their house from the terror of dishonest and unscrupulous Banks and other Lenders.

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Customer Protection Legal Solutions, Inc. has sued more Banks in Orange County than any other Law Firm. CPLS has located much more loans that are fraudulent or with lending violations, than any other law firm devoted to helping Home owners save their house from foreclosure and sale.

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By way of its proprietary application and detailed client questionnaire and interview processes, Customer Protection Legal Services, Inc., (CPLS) is able to locate the bank loan fraud that is destroying homeowner’s property and safety.

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Consumer Protection Legal Services, Inc. was not too long ago involved in assisting in the establishment of one of the Western United States’ most customer friendly court mandated mortgage loan modification programs, established by the Orange County, California Superior Court system. The plan is overseen by Judge Nakamura, among other properly-known jurists.

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Presently, Customer Protection Legal Services, Inc. is working on a main Federal Court case, difficult the significant Banks’ abuse of buyers and the misuse by the Banks of the California State Court technique, in getting homeowners’ lawsuits dismissed in violation of statutorily needed procedures.

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The founder of Customer Protection Legal Solutions, Inc., INC., Gary Lane, is a properly-identified Southern California Lawyer, who has been practicing because 1972. Lawyer Gary Lane has also served as the Dean of many law schools. He is also the author of several books and has appeared on radio and tv.

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Homeowners in problems with their mortgage should get in touch with Customer Protection Legal Services, Inc. to see how we can help them.

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Customer Protection Legal Services, Inc. &#13

2911 South Bristol&#13

Santa Ana, CA 92704&#13

1-800-991-7634&#13

http://www.4cpls.com

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Federal Housing Administration to Make Mortgage Insurance Premium (MIP) Changes Again on June 3

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Gainesville, FL (PRWEB) May 16, 2013

Chris Doering Mortgage advises Florida homeowners on impending FHA changes.

The Federal Housing Administration has made six changes to its mortgage insurance premiums over the last six years. Each modification has increased the short-term cost of using FHA-backed mortgages. The agency’s next change, however, will change its long-term costs.

Beginning on June 3, the FHA will change its long-standing Annual MIP Cancellation Policy. Certain homeowners will lose their right to cancel the annual MIP. Currently, the Federal Housing Administration requires homeowners to pay annual MIP so long as their loan-to-value is greater than 78 percent, where “value” is equal to the last known value of the home. In addition, if the original mortgage term is greater than 15 years, at least 60 payments must have been made on the mortgage before FHA MIP can be automatically cancelled.

Beginning in June, the FHA will move away from an LTV-based system. The new cancellation policy will be as follows: loans beginning at 90 percent LTV or less will pay annual MIP for 11 years and loans beginning at 90 percent LTV or more will pay annual MIP for the complete loan term. This means that home buyers using the Federal Housing Administration’s 3.5 percent down payment program will pay annual mortgage insurance for the loan’s full 30 years, regardless of whether the home appreciates to the point of having 22 percent equity or more.

Chris Doering Mortgage advises any potential Florida FHA borrowers to apply for an FHA loan at least ten days prior to the June 3 deadline, so they may still reap many of the programs benefits by obtaining an FHA case number.

For more information call the mortgage professionals at Chris Doering Mortgage today at 352-244-0840.

About the company:

Established in April 2007, Chris Doering Mortgage opened its doors in the Jacksonville, FL community with the goal of providing exceptional mortgage lender services, and accountability to a mortgage industry that can be both intimidating and overwhelming for potential customers in the market for home loans.

The commitment to skillfully and ethically deliver the highest quality customer service throughout the mortgage process is second to none with the Chris Doering Mortgage team of professionals. They specialize in FHA loans, current mortgage rates and mortgage refinance options.

The staff is constantly educating themselves on the ever-changing home mortgage landscape and adapting to the changing needs of the real estate industry to meet the expectations of clients. For more information visit their website at http://www.mygatormortgage.com.