Phoenix, AZ (PRWEB) November 29, 2012

Program HR 3648 Certified Representative, Kodi Riddle, Partner & Associate Broker of A-Aa-1 Realty, leverages firsthand short sale experience to help Cave Creek, Carefree, New River, and North Scottsdale homeowners avoid foreclosure for free.

I ended up short selling my own home I was going to lose my own house and that was a hard fact to face; quite honestly and embarrassing no less, said Riddle. Like many homeowners facing foreclosure, Riddle, tried to apply for a loan modification which didnt work so she opted to short sale her home. You can not do this on your own. Its too personal and it is very hard to keep yourself separated, added Riddle.

According to the Treasury Departments latest report from the Home Affordable Modification Program (HAMP), showed that more than 1 million temporary and permanent loan modifications have failed since the administration began the HAMP program in 2009 through the end of June.

It was the worst time in my life by far, but now I can breathe fresh air and its a very good feeling and that weight is off my shoulders for sure, added Riddle.

Kodis triumph over her personal battle with foreclosure enabled her to experience an unparalleled education in short sales giving her a unique advantage. Having personally gone through the short sale process, Kodi can truly relate with the hardships and the emotional mindset of a distressed homeowner, said Jeremy Bowman, President & CEO of RealPrompt, home of Program HR 3648.

Program HR 3648 is a Free, Privately Sponsored, Non-Governmental, Nationwide Initiative that provides distressed homeowners with the assistance, guidance, and necessary help to avoid public foreclosure. Homeowners who are facing financial hardships and are upside down on their mortgages can receive free assistance from a Certified Program HR 3648 Representative like Riddle.

Navigating through the foreclosure process is one of the most challenging obstacles which no homeowner should face alone. We recruit top Agents and Brokers, like Kodi Riddle, from across the country to apply their personal and professional expertise to help homeowners receive legitimate help for free, said Woods Davis, Co-Founder & VP of RealPrompt.

This program has made the difference to give me an avenue to help [distressed homeowners] with my story, concluded Riddle.

About Program HR 3648

Program HR 3648 is a Free Privately Sponsored Non-Governmental Nationwide Initiative to reach out to homeowners who are struggling with their mortgage payments to provide them with the information, guidance, and actual work that is required to avoid foreclosure. Program HR 3648 is a division of RealPrompt, a short sale solutions provider based out of Chandler, AZ. Program HR 3648 has successfully helped over 4,000 homeowners to find alternative solutions to foreclosure. For more information, visit ProgramHR3648.org or call 1.800.915.1988.