“I love Christmas lights! They remind me of the people who voted for (insert name of politician). They all hang together, half of them don’t work, and the ones that do aren’t all that bright.” There are, however, bright people who read this Commentary. In response to yesterday’s opening about what your plan should be upon finding someone lurking behind your shower curtain, Karen F., the wife of a world-famous economist, wrote, saying, “You have now reclaimed the element of surprise and can meet your attacker face to face. It’s best to confront your intruder with some household object that can easily be weaponized.” Speaking of defending property, half of home sellers say they’d be more likely to use an agent on their next home sale if they didn’t have to pay the buyer’s portion of the commission fee. Funny, because 47 percent of sellers think their home would have sold for more money if they’d used an agent. In the end, 80 percent of sellers who did not use an agent have regrets about their home sale, and 54 percent wish they had used a real estate agent. (Today’s podcast can be found here and this week’s podcasts are sponsored by Bundle, the attorney-prepared legal documents company that is dedicated to the real estate, mortgage, and title industry. Save 20 percent all week with the code “Chrisman.” Hear an interview with Xactus’ Shelley Leonard on what lenders should be thinking about in 2025 to push the edge of innovation and advance the modern mortgage.) Lender and Broker Software, Services, and Products