Don’t steal packages off of porches… you never know what will be inside them… A very low-tech attempt at dissuading thieves. On the flip side, what do Signal, iMessage, and WhatsApp, used by some originators in communicating with borrowers, have in common? Apparently, per the FBI, they’re “encrypted” and have much more security than simple texts… Worth thinking about using rather than plain texts. Speaking of tech, of great interest to lenders and vendors in general, these days, most popular TV models utilize automatic content recognition (ACR), a form of ad surveillance technology that gathers information about everything you watch and transmits it to a centralized database. Manufacturers then use your data to identify your viewing preferences, enabling them to deliver highly targeted ads. Here’s how to stop it. (Today’s podcast can be found here and Richey May is sponsoring this week’s. Richey May’s consulting, cybersecurity, business intelligence, and automation services are designed by mortgage experts to help you continue to drive growth and increase profitability. Hear an interview with Rate’s Ben Cohen on some tips and tricks on what has helped to consistently make him a top-five originator in America by both file count and dollar volume.) Lender and Broker Software, Services, and Products What were the greatest challenges for loan originators this year? What tactics did they use to find success? Which trends affected them the most? Get the answers to these questions and more in the latest Loan Originators Survey Report from MGIC and Loan Officer Hub. 1,000 originators shared their insights on marketing, social media, referral relationships, technology and more. Download the 2024 report to get valuable insights you can use in your own planning for 2025!