Rochester, NY (PRWEB) September 26, 2011
Cardratings.com was founded in 1998 and is devoted to educating buyers about credit cards. A pioneer in the on-line compilation of customer evaluations of bank-issued credit cards, Cardratings.com is a leading supply of objective credit card rating data. Cardratings.com has often reported on the pathbreaking perform of Dr. Manning, a leading scholar in customer finance education as properly as a national consumer advocate in promoting customer protections in the monetary solutions marketplace.

Dr. Manning is ideal known for his internationally reknown book, CREDIT CARD NATION (2000) which followed his pathbreaking study, “Credit Cards on Campus: The Social Price of Customer Debt,” released by the Customer Federation of America in 1999. Broadly interviewed in the national and international media and a regularly invited expert witness just before US Congressional, federal agency, and state legislative hearings, his study was the basis of the provocative 1997 documentary, “In Debt We Trust: America Before the Bubble Burst.” Dr. Manning’s analysis on consumer debt consists of the monograph, LIVING With DEBT (2005) and several awards including co-winner of the prestigious 2003 George Polk Award which raised the spector of the impending subprime loan debt crisis. He was also 1 of the earliest forecasters of the 2007 monetary meltdown and was instrumental in the enactment of 2010 federal CARD Act. Dr. Manning’s ardent advocacy for more stringent regulation of the financial services business contributed to the momentus 2010 Dodd-Frank Act.

The past Director of the Center for Consumer Financial Solutions at Rochester Institute of Technologies, Dr. Manning, is President and CEO of the Accountable Debt Relief Institute (RDR), a nonprofit business that specializes in the patent-pending, net cash-flow, credit capacity assessment technique.

RDR offers distinctive consumer loan underwriting and debt solutions application, market leading research, and strategic management consulting. The RDR internet-based solutions system is the basis of his proprietary RDR mortgage modification program for unfavorable equity mortgages, the Debt Resolution Plan (DRP) which gives a “means-tested” alternative to debt settlement programs with the assistance of the Utah state Lawyer Basic, exclusive Credit Capacity assessment score as an option to traditional credit scores, proprietary tenant screening system, and the pathbreaking MyMoneyEd customer financial empowerment method that launches in fall 2011. Dr. Manning’s revolutionary net money-flow algorithm/software technique will fundamentally modify how households handle their individual finances and, ultimately, level the playing field between banks and customers.

Dr. Manning is also the founder of DebtorWise Foundation, a nonprofit organization devoted to supplying reasonably priced economic education to financially distressed and low-earnings households. It is the nation’s leading provider of on the web Credit Counseling and Debtor Education courses that are required by the Federal Court for filing consumer bankruptcy. Dr. Manning’s most current monograph examines Walmart’s expansion into customer economic services in the United States with a case-study of Banco Walmart de Mexico.

For much more information contact:
Donna Slavin, Director of Unique Applications
d.slavin(at)debtorwise(dot)org
(585) 270-8398

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