Not only do most states “gain an hour” Sunday, but I have good news for all my readers. I am getting stronger with age. I can now lift $100 worth of groceries with one hand! Speaking of which, time flies and Thanksgiving will be here before you know it and with it, pumpkin pie. (Yes, I know that this is a mortgage commentary, but even pumpkins have their share of regulation and controversy.) Pumpkin is a variety of squash belonging to the “Cucurbitaceae”, or gourd family which also includes melons and cucumbers. Libby’s, for one, uses 100% Dickinson pumpkins in its Libby’s solid pack pumpkin, not squash. Although pumpkins and squash are very closely related, Libby’s denied that it ever used a “blend” of various squashes in its popular canned pumpkin. The FDA allows for sweet squash blends to be sold under the label of “pumpkin.” “But the ‘Libby’s Select’ strain of Dickinson is our own, developed over decades by our own agricultural people.” (Today’s podcast can be found here, and this week’s is sponsored by Truv. Truv lets applicants verify income, employment, assets, insurance, and switch direct deposits. Unlock the power of open finance, with Truv. Hear an interview with Insellerate’s Josh Friend on a new AI platform that helps mortgage companies identify, convert, and keep customers happy.) Lender and Broker Software, Services, and Products Optimal Blue continues its commitment to delivering high-impact solutions that tackle real-world challenges and help clients maximize profitability with three major product releases: the expansion of its AI assistant suite, Scenario Optimizer, and the free availability of Investor Pricing Insight. The Position Assistant in the CompassEdge hedging and trading platform empowers lenders with critical daily insights into changes in their risk exposure by automatically summarizing the top drivers impacting their hedged mortgage pipeline positions. The addition of Scenario Optimizer to the Optimal Blue PPE enables originators to quickly identify the most favorable loan scenarios, enhancing productivity while strengthening relationships with borrowers through fast, digital service and transparent pricing guidance. The Investor Pricing Insight data solution now offers new functionality allowing investors to benchmark their non-QM rate sheet pricing against other investors in real time, all at no additional cost to investor clients. Read more in the press release.