UW Productivity, Bid Tape/AOT, Origination, Doc Handling Products; National MI and Equifax; Payroll Data Drives Rates

Please answer the short questionnaire at the end of the Commentary. Okay, just kidding. I have grown to really dislike a survey request after I stay at a hotel, fly somewhere, or fill up at the gas station. But for brokers who wouldn’t mind providing a little input, a fintech company that I know of is looking for “a preferred tech stack.” Brokers who wouldn’t mind shooting me a quick email (anonymous, just replying to this commentary) listing your preferred technology providers for a pricing engine, POS (Point of Sale), and LOS (Loan Origination System), and why, would be appreciated. Streamlining the borrower experience is the name of the game, if one can find LOs and borrowers. With that in mind, help in finding LOs that match the strengths of your company strengths, so they are successful with the greater opportunity of retaining them for the long run is always a good thing, and thus Jeff Walton from Ingenius is co-hosting The Mortgage Collaborative’s Rundown today at noon PT/3PM ET. I hear this time and time again: If companies think that they’re going to continue to expand and grow by ignoring and mistreating their customers, they haven’t been paying attention to what happens in the marketplace. (Available here, this week’s podcast is sponsored by Richey May, a recognized leader in providing specialized advisory, audit, tax, technology and other services in the mortgage industry and in banking. Today’s has an interview with John Paasonen, co-founder, and CEO of Maxwell, on how Millennial and Gen Z homebuyers are transforming the mortgage market.)