It is right around now that people give up saying “Happy New Year” to others, mostly because they’ve lost track to whom they’ve said it. Welcome back to a 5-day workweek, despite storm severity increasing, the first since mid-December. Oh, and happy 45²! Yes, 2025 = 45² is a “perfect square” year, and is represented by the square of the sum of all the digits: (0 + 1 + 2 + 3 + 4 + 5 + 6 + 7 + 8 + 9)² = 2025. It also represents the sum of the cubes of all the digits: 0³ + 1³ + 2³ + 3³ + 4³ + 5³ + 6³ + 7³ + 8³ + 9³ = 2025. Continuing on in the “fun with numbers” vein, be careful who you focus on in the real estate agent world. Now that 2024 is over with, a good question is “How many deals did you close last year?” If you ask, “How was 2024?” you might hear “Fine” with the agent closed no deals. If you go back to 2023, nearly half of real estate agents sold 0-1 house! We’re still waiting on the 2024 stats, but it doesn’t make a lot of sense to spend time catering to an agent that isn’t doing any business. (Today’s podcast can be found here and this week’s is sponsored by CoreLogic. CoreLogic is giving mortgage professionals the tools they need to establish long-term relationships with their clients, helping them keep future business in-house and transforming the way they do business. Today’s has an interview with Freedom Mortgage’s Stan Middleman on his multi-decade career in the mortgage industry and how to maintain success regardless of market conditions.) Correspondent and Wholesale Non-Agency Products