“The coast is clear,” and today I head to the Palm Beach Mortgage Professionals Expo hosted by FAMP’s Broward-Gold Coast Chapter. Legal issues will be one topic of focus, and today’s Lender’s One call features Ari Karen of Mitchell Sandler. Florida has been battered, and it is a good time to hear what Verisk’s Kingsley Greenland has to say about climate risk, disaster modeling, and homeowners insurance on the Big Picture call tomorrow. On top of that, every lender out there has realized that there’s $36 trillion of home equity and $1.1 trillion of credit card debt. There’s gotta be an opportunity for loan originators somewhere, right? The current STRATMOR blog is titled, “Help Borrowers Tap Into $36 trillion Available in Home Equity.” Lenders know that refinancing is not purely a numbers game, something that seems lost on the mainstream press. Life events occur, changes happen, families evolve, and loans pay off. And credit card debt is much more expensive than mortgage debt. (Today’s podcast can be found here, and this week’s is sponsored by nCino, makers of the nCino Mortgage Suite for the modern mortgage lender. nCino Mortgage Suite’s three core products, nCino Mortgage, nCino Incentive Compensation, and nCino Mortgage Analytics, unite the people, systems, and stages of the mortgage process. Hear an interview with Jake Perkins on his build of the new Chrisman Commentary website and how both it and the new media offerings are adding value to mortgage industry participants..)