Thank you to Ira S. who points out that today marks the Spirit Halloween Stores opening. The origins of Halloween go back thousands of years via dozens of cultures, unlike personal computers (PCs) that only date from the 1970s, but also springing forth from dozens of companies. (I consider myself fortunate to be on very good terms with Apple’s Steve Wozniak, and in fact many of my jokes come from him.) Old timers remember the snippet, “PCs didn’t replace people, but people who used PCs did replace ones that didn’t.” Perhaps something similar could be said for AI: AI won’t replace human workers but people that use it will replace people that don’t. “It’s not if, but when.” How ‘bout the latest hack: AT&T and all its customer’s personal information! Are you controlling your company’s technology, or is it controlling you? There’s so much going on and you, the user, don’t know it. Computer viruses can spread by using ChatGPT to write sneaky emails. Social media influencer Lisa Li crafted her version of an AI boyfriend using ChatGPT. (No comments, please, about how she probably can’t get a real boyfriend.) OpenAI’s ChatGPT Mac app was storing conversations in plain text. Meanwhile, some auto dealerships are returning to keeping paper and pen records of their transactions due to cyber-attacks. (Today’s podcast is found here and this week’s is sponsored by Optimal Blue. Optimal Blue bridges the primary and secondary mortgage markets to deliver the industry’s only end-to-end capital markets platform, helping lenders maximize profitability and operate efficiently so they can help American borrowers achieve the dream of homeownership. Hear an interview with new Optimal Blue CEO Joe Tyrrell on leadership, the race for AI in mortgage, and Optimal Blue’s strategy as a capital markets leader.)